- Cranston car insurance rates average $3,496 per year for full coverage, or around $291 per month.
- For cheap car insurance in Cranston, compact crossovers and SUVs like the Chevrolet Trailblazer, Kia Soul, Mazda CX-5, and Volkswagen Tiguan have the best rates.
- Models with the cheapest auto insurance for their automotive segment include the Kia K5, Nissan Titan, Toyota GR Corolla, Subaru Crosstrek, and Chevrolet Tahoe.
How much is car insurance in Cranston?
Average auto insurance cost in Cranston is $3,496 per year, which is 42.3% more than the national average rate of $2,276. The average cost per month for car insurance in Cranston is $291 for a full-coverage car insurance policy.
In the state of Rhode Island, the average car insurance expense is $2,936 per year, so the cost in Cranston averages $560 more per year. The average cost to insure a car in Cranston compared to other Rhode Island cities is around $174 per year less than in Providence, $440 per year more than in Warwick, and $272 per year more than in East Providence.
The next chart summarizes average auto insurance cost in Cranston, RI, broken out based on a range of different driver ages, policy deductibles, and potential risk scenarios. Rates are averaged for all 2024 vehicle models including luxury cars and SUVs.
In the chart above, the cost of car insurance in Cranston ranges from $2,904 per year for a 40-year-old driver who qualifies for a discount rate to $8,042 per year for a 30-year-old driver with a poor driving record or too many at-fault accidents. From a monthly budget point of view, the average cost in the chart above ranges from $242 to $670 per month.
Car insurance rates are different for every driver and can also be very different depending on the company. The potential for large differences in cost reinforces the need to get accurate auto insurance quotes when searching online for the cheapest Cranston auto insurance.
The age of the rated driver is the factor that has the most impact on the price you pay for auto insurance, so the list below illustrates these differences by breaking down average car insurance rates for different driver ages.
Cranston car insurance cost by driver age
- 16-year-old driver – $12,450 per year or $1,038 per month
- 17-year-old driver – $12,063 per year or $1,005 per month
- 18-year-old driver – $10,811 per year or $901 per month
- 19-year-old driver – $9,845 per year or $820 per month
- 20-year-old driver – $7,034 per year or $586 per month
- 30-year-old driver – $3,728 per year or $311 per month
- 40-year-old driver – $3,496 per year or $291 per month
- 50-year-old driver – $3,098 per year or $258 per month
- 60-year-old driver – $2,900 per year or $242 per month
Popular vehicles in Cranston tend to be compact and midsize cars like the Volkswagen Jetta, Hyundai Elantra, and Toyota Camry and compact or midsize SUVs like the Chevy Equinox, Toyota RAV4, and Toyota Highlander.
Some additional popular models in Cranston from other segments include luxury SUVs like the Cadillac XT5 and BMW X5, luxury cars like the Lexus ES 350 and BMW 530i, and pickup trucks like the Ford F-150 and Chevy Silverado.
We will explore auto insurance rates for many more vehicles coming up, but before we get into that data, let’s quickly review the key concepts that we have covered in the data above.
- Average cost per month ranges from $242 to $1,038 – That’s the average car insurance cost range for drivers aged 16 to 60 in Cranston.
- Cranston, RI, car insurance cost is more than the U.S. average – $3,496 (Cranston average) compared to $2,276 (U.S. average)
- Car insurance with low deductibles costs more – A 50-year-old driver pays an average of $1,456 more per year for a policy with $250 deductibles versus $1,000 deductibles.
- Cranston auto insurance rates are more expensive than the Rhode Island state average – $3,496 (Cranston average) compared to $2,936 (Rhode Island average)
- Car insurance is generally cheaper as you age – Average auto insurance rates for a 60-year-old driver in Cranston are $4,134 per year cheaper than for a 20-year-old driver.
Which vehicles have cheap insurance in Cranston?
When all makes and models are compared, the models with the lowest cost average car insurance prices in Cranston tend to be compact SUVs and crossovers like the Kia Soul, Chevrolet Trailblazer, Buick Envision, and Hyundai Venue.
Average auto insurance prices for those small SUVs cost $237 or less per month for a policy with full coverage.
Other vehicles that come in near the top in our cost comparison are the Nissan Murano, Volkswagen Tiguan, Honda CR-V, and Buick Encore. Average cost is slightly more for those models than the cheapest small SUVs and crossovers at the top of the rankings, but they still have average rates of $3,040 or less per year in Cranston.
The next table details the top 40 cheapest vehicles to insure in Cranston, sorted by average cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $2,584 | $215 |
| 2 | Chevrolet Trailblazer | $2,626 | $219 |
| 3 | Kia Soul | $2,728 | $227 |
| 4 | Nissan Kicks | $2,752 | $229 |
| 5 | Honda Passport | $2,784 | $232 |
| 6 | Buick Envision | $2,804 | $234 |
| 7 | Toyota Corolla Cross | $2,816 | $235 |
| 8 | Hyundai Venue | $2,840 | $237 |
| 9 | Mazda CX-5 | $2,854 | $238 |
| 10 | Ford Bronco Sport | $2,862 | $239 |
| 11 | Volkswagen Tiguan | $2,894 | $241 |
| 12 | Acura RDX | $2,924 | $244 |
| 13 | Nissan Murano | $2,938 | $245 |
| 14 | Buick Encore | $2,968 | $247 |
| 15 | Subaru Outback | $2,978 | $248 |
| 16 | Honda CR-V | $2,980 | $248 |
| 17 | Buick Envista | $2,988 | $249 |
| 18 | Volkswagen Taos | $2,994 | $250 |
| 19 | Kia Niro | $3,008 | $251 |
| 20 | Toyota GR Corolla | $3,040 | $253 |
| 21 | Honda HR-V | $3,042 | $254 |
| 22 | Subaru Ascent | $3,042 | $254 |
| 23 | Nissan Leaf | $3,062 | $255 |
| 24 | Chevrolet Colorado | $3,078 | $257 |
| 25 | Lexus NX 250 | $3,094 | $258 |
| 26 | Honda Civic | $3,096 | $258 |
| 27 | Volkswagen Atlas | $3,100 | $258 |
| 28 | Acura Integra | $3,108 | $259 |
| 29 | Subaru Forester | $3,112 | $259 |
| 30 | Volkswagen Atlas Cross Sport | $3,116 | $260 |
| 31 | Kia Seltos | $3,120 | $260 |
| 32 | GMC Terrain | $3,128 | $261 |
| 33 | Nissan Rogue | $3,142 | $262 |
| 34 | Hyundai Kona | $3,144 | $262 |
| 35 | Mazda CX-30 | $3,152 | $263 |
| 36 | Cadillac XT4 | $3,156 | $263 |
| 37 | Ford Explorer | $3,170 | $264 |
| 38 | Volkswagen ID4 | $3,170 | $264 |
| 39 | Toyota Highlander | $3,180 | $265 |
| 40 | Ford Escape | $3,188 | $266 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Cranston, RI Zip Codes. Updated October 24, 2025
A table of 40 of the cheapest vehicles to insure in Cranston is great if you just want the lowest rates. A more useful way to look at auto insurance rates in an organized fashion is by sorting them by automotive segment.
The next section of this article goes into detail about the average cost of car insurance in Cranston for each different automotive segment. The rates shown should give you a good idea of the types of vehicles that have the most affordable Cranston auto insurance rates. Then the six sections that follow the chart rank the 20 models with the cheapest rates in the most popular segments.
Cranston auto insurance rates by automotive segment
When comparing new or used vehicles, it’s useful to have an idea of which styles of vehicles have better car insurance rates in Cranston.
For example, maybe you want to know if compact cars have cheaper auto insurance than midsize cars or if full-size pickups have more expensive auto insurance than midsize pickups.
The chart below displays the average cost of car insurance rates in Cranston for different vehicle segments. From a segment comparison perspective, small SUVs and midsize pickups have the cheapest rates, with luxury and performance models having the highest average cost of insurance.
Average rates by automotive segment are practical to make an overall comparison, but auto insurance cost varies quite a lot within each of the segments listed in the chart above.
For example, in the midsize car segment, Cranston insurance rates range from the Kia K5 costing $3,366 per year for a full coverage policy to the Tesla Model 3 costing $4,106 per year. In the midsize truck segment, average rates range from the Chevrolet Colorado at $3,078 per year to the Rivian R1T costing $4,360 per year.
In the next parts of this article, we will remove much of this variability by looking at the cost of car insurance in Cranston for specific vehicles rather than by segments.
Cheapest cars to insure in Cranston, RI
Ranking at the top for the cheapest Cranston auto insurance rates in the non-luxury sedan or hatchback segment are the Nissan Leaf, Subaru Impreza, Toyota GR Corolla, Honda Civic, and Nissan Sentra. Auto insurance prices for these models average $3,212 or less per year, or around $268 per month.
Rounding out the top 10 are cars like the Chevrolet Malibu, Honda Accord, Toyota Corolla, and Kia K5, with average annual insurance rates of $3,406 per year or less.
Full-coverage car insurance in this segment for a safe driver can cost as low as $253 per month, depending on the company.
If ranked by vehicle size, the most affordable non-luxury compact car to insure in Cranston is the Toyota GR Corolla at $3,040 per year. For midsize 2024 models, the Kia K5 is cheapest to insure at $3,366 per year. And for full-size non-luxury cars, the Chrysler 300 is most affordable to insure at $3,328 per year.
The rate comparison table below ranks the cars with the cheapest auto insurance rates in Cranston, starting with the Toyota GR Corolla at $253 per month and ending with the Mazda 3 at $301 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $3,040 | $253 |
| Nissan Leaf | Compact | $3,062 | $255 |
| Honda Civic | Compact | $3,096 | $258 |
| Nissan Sentra | Compact | $3,202 | $267 |
| Subaru Impreza | Compact | $3,212 | $268 |
| Toyota Prius | Compact | $3,266 | $272 |
| Kia K5 | Midsize | $3,366 | $281 |
| Honda Accord | Midsize | $3,376 | $281 |
| Chevrolet Malibu | Midsize | $3,388 | $282 |
| Toyota Corolla | Compact | $3,406 | $284 |
| Kia Forte | Compact | $3,412 | $284 |
| Volkswagen Arteon | Midsize | $3,438 | $287 |
| Nissan Versa | Compact | $3,446 | $287 |
| Subaru Legacy | Midsize | $3,450 | $288 |
| Hyundai Ioniq 6 | Midsize | $3,478 | $290 |
| Mitsubishi Mirage G4 | Compact | $3,528 | $294 |
| Volkswagen Jetta | Compact | $3,534 | $295 |
| Toyota Crown | Midsize | $3,538 | $295 |
| Hyundai Sonata | Midsize | $3,544 | $295 |
| Mazda 3 | Compact | $3,614 | $301 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Cranston, RI Zip Codes. Updated October 24, 2025
For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Don’t see your car in the list? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Rhode Island.
Cheapest SUV insurance rates in Cranston
The top three non-luxury SUVs with the cheapest average insurance rates in Cranston are the Subaru Crosstrek at $2,584 per year, the Chevrolet Trailblazer at $2,626 per year, and the Kia Soul at $2,728 per year.
Other models that rank well are the Buick Envision, Mazda CX-5, Toyota Corolla Cross, and Ford Bronco Sport, with average cost of $2,862 per year or less.
In the bottom half of the top 20, models like the Nissan Murano, Buick Envista, Honda CR-V, Subaru Outback, and Honda HR-V cost between $2,862 and $3,042 per year to insure.
Full-coverage insurance in this segment for an average middle-age driver starts at an average of $215 per month, depending on the company and your location.
The comparison table below ranks the twenty SUVs with the most affordable insurance rates in Cranston, starting with the Subaru Crosstrek at $2,584 per year and ending with the Subaru Ascent at $3,042 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $2,584 | $215 |
| Chevrolet Trailblazer | Compact | $2,626 | $219 |
| Kia Soul | Compact | $2,728 | $227 |
| Nissan Kicks | Compact | $2,752 | $229 |
| Honda Passport | Midsize | $2,784 | $232 |
| Buick Envision | Compact | $2,804 | $234 |
| Toyota Corolla Cross | Compact | $2,816 | $235 |
| Hyundai Venue | Compact | $2,840 | $237 |
| Mazda CX-5 | Compact | $2,854 | $238 |
| Ford Bronco Sport | Compact | $2,862 | $239 |
| Volkswagen Tiguan | Compact | $2,894 | $241 |
| Nissan Murano | Midsize | $2,938 | $245 |
| Buick Encore | Compact | $2,968 | $247 |
| Subaru Outback | Midsize | $2,978 | $248 |
| Honda CR-V | Compact | $2,980 | $248 |
| Buick Envista | Midsize | $2,988 | $249 |
| Volkswagen Taos | Compact | $2,994 | $250 |
| Kia Niro | Compact | $3,008 | $251 |
| Honda HR-V | Compact | $3,042 | $254 |
| Subaru Ascent | Midsize | $3,042 | $254 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Cranston, RI Zip Codes. Updated October 24, 2025
For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Is your SUV missing from the table above? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Cranston car insurance quotes from top-rated auto insurance companies in Rhode Island.
Cheapest luxury car insurance rates in Cranston, Rhode Island
The four most affordable luxury car models to insure in Cranston are the Acura Integra at $3,108 per year, BMW 330i at $3,560 per year, Mercedes-Benz CLA250 at $3,598 per year, and Lexus IS 300 at $3,604 per year.
Other luxury cars that have affordable insurance rates are the Genesis G70, Mercedes-Benz AMG CLA35, Lexus ES 350, and Lexus RC 300, with average cost of $3,674 per year or less.
On a monthly basis, auto insurance in this segment for the average driver will start around $259 per month, depending on your location and insurance company.
If rates are ranked by vehicle size, the most budget-friendly small luxury car to insure in Cranston is the Acura Integra at $3,108 per year, or $259 per month. For midsize luxury car models, the Mercedes-Benz CLA250 has the best rates at $3,598 per year, or $300 per month. And for full-size luxury cars, the Audi A5 has the best rates at $4,154 per year, or $346 per month.
The table below ranks the cars with the cheapest car insurance rates in Cranston, starting with the Acura Integra at $3,108 per year ($259 per month) and ending with the Audi S3 at $3,920 per year ($327 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $3,108 | $259 |
| BMW 330i | Compact | $3,560 | $297 |
| Mercedes-Benz CLA250 | Midsize | $3,598 | $300 |
| Lexus IS 300 | Midsize | $3,604 | $300 |
| Acura TLX | Compact | $3,616 | $301 |
| Cadillac CT4 | Compact | $3,650 | $304 |
| Lexus ES 350 | Midsize | $3,650 | $304 |
| Genesis G70 | Compact | $3,660 | $305 |
| Mercedes-Benz AMG CLA35 | Midsize | $3,664 | $305 |
| Lexus RC 300 | Midsize | $3,674 | $306 |
| Lexus IS 350 | Compact | $3,688 | $307 |
| Jaguar XF | Midsize | $3,698 | $308 |
| Cadillac CT5 | Midsize | $3,766 | $314 |
| Lexus ES 250 | Midsize | $3,782 | $315 |
| Lexus RC 350 | Compact | $3,790 | $316 |
| BMW 330e | Compact | $3,796 | $316 |
| BMW 228i | Compact | $3,802 | $317 |
| BMW 230i | Compact | $3,832 | $319 |
| Lexus ES 300h | Midsize | $3,838 | $320 |
| Audi S3 | Compact | $3,920 | $327 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Cranston, RI Zip Codes. Updated October 24, 2025
For more luxury car insurance comparisons, see our complete guide for luxury car insurance.
Don’t see rates for your luxury car? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Cranston car insurance quotes from top companies in Rhode Island.
Cheapest luxury SUVs to insure in Cranston
Ranking highest for the cheapest Cranston auto insurance rates in the luxury SUV segment are the Cadillac XT5, Lexus NX 250, Jaguar E-Pace, Cadillac XT4, and Acura RDX. Car insurance quotes for these vehicles average $3,300 or less per year, or around $275 per month.
Other models that have cheaper rates are the Lexus UX 250h, Lexus NX 350h, Lincoln Corsair, and Lexus NX 450h, with an average car insurance cost of $3,372 per year or less.
From a monthly standpoint, auto insurance in this segment for a safe driver can cost as low as $244 per month, depending on your location and insurance company.
When prices are compared by vehicle size, the most affordable compact luxury SUV to insure in Cranston is the Acura RDX at $2,924 per year. For midsize 2024 models, the Jaguar E-Pace has the cheapest rates at $3,270 per year. And for large luxury SUV models, the Infiniti QX80 has the most affordable rates at $3,920 per year.
The next table ranks the twenty luxury SUVs with the most affordable car insurance rates in Cranston, starting with the Acura RDX at $2,924 per year and ending with the Lexus RX 350 at $3,510 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $2,924 | $244 |
| Lexus NX 250 | Compact | $3,094 | $258 |
| Cadillac XT4 | Compact | $3,156 | $263 |
| Jaguar E-Pace | Midsize | $3,270 | $273 |
| Lexus NX 350h | Compact | $3,296 | $275 |
| Cadillac XT5 | Midsize | $3,300 | $275 |
| Lincoln Corsair | Compact | $3,338 | $278 |
| Mercedes-Benz GLB 250 | Compact | $3,346 | $279 |
| Lexus UX 250h | Compact | $3,352 | $279 |
| Lexus NX 450h | Compact | $3,372 | $281 |
| Infiniti QX50 | Midsize | $3,400 | $283 |
| Mercedes-Benz GLA250 | Compact | $3,408 | $284 |
| Mercedes-Benz GLA35 AMG | Compact | $3,418 | $285 |
| Cadillac XT6 | Midsize | $3,422 | $285 |
| Infiniti QX60 | Midsize | $3,440 | $287 |
| Mercedes-Benz AMG GLB35 | Midsize | $3,444 | $287 |
| Land Rover Evoque | Compact | $3,490 | $291 |
| Acura MDX | Midsize | $3,496 | $291 |
| Lexus NX 350 | Compact | $3,506 | $292 |
| Lexus RX 350 | Midsize | $3,510 | $293 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Cranston, RI Zip Codes. Updated October 24, 2025
See our guides for luxury SUV insurance to compare rates for additional makes and models.
Looking for rates for a different luxury SUV? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Cranston car insurance quotes from top auto insurance companies in Rhode Island.
Cheapest pickup truck insurance rates in Cranston
Ranking in the top five for the most affordable Cranston auto insurance rates in the pickup truck segment are the Nissan Titan, Nissan Frontier, Ford Maverick, Chevrolet Colorado, and Ford Ranger. Auto insurance quotes for these vehicles average $3,390 or less per year.
Not the cheapest pickups to insure, but still very reasonable, are trucks like the Toyota Tacoma, GMC Canyon, Honda Ridgeline, and GMC Sierra 2500 HD, with an average cost of $3,596 per year or less.
From a monthly standpoint, car insurance in this segment starts at around $257 per month, depending on where you live and the company you use.
The rate comparison table below ranks the twenty pickups with the cheapest insurance rates in Cranston, starting with the Chevrolet Colorado at $3,078 per year ($257 per month) and ending with the Ram Truck at $4,044 per year ($337 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $3,078 | $257 |
| Nissan Titan | Full-size | $3,268 | $272 |
| Nissan Frontier | Midsize | $3,306 | $276 |
| Ford Ranger | Midsize | $3,340 | $278 |
| Ford Maverick | Midsize | $3,390 | $283 |
| Honda Ridgeline | Midsize | $3,468 | $289 |
| Hyundai Santa Cruz | Midsize | $3,528 | $294 |
| Toyota Tacoma | Midsize | $3,540 | $295 |
| GMC Sierra 2500 HD | Heavy Duty | $3,554 | $296 |
| GMC Canyon | Midsize | $3,596 | $300 |
| Jeep Gladiator | Midsize | $3,680 | $307 |
| GMC Sierra 3500 | Heavy Duty | $3,704 | $309 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $3,736 | $311 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $3,836 | $320 |
| GMC Sierra | Full-size | $3,860 | $322 |
| Nissan Titan XD | Heavy Duty | $3,864 | $322 |
| Chevrolet Silverado | Full-size | $3,866 | $322 |
| Ford F150 | Full-size | $3,910 | $326 |
| GMC Hummer EV Pickup | Full-size | $4,010 | $334 |
| Ram Truck | Full-size | $4,044 | $337 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Cranston, RI Zip Codes. Updated October 24, 2025
For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Looking for rates for a different pickup? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Cranston car insurance quotes from the best auto insurance companies in Rhode Island.
Cheapest sports car insurance rates in Cranston
The top four sports cars with the cheapest average auto insurance rates in Cranston are the Mazda MX-5 Miata at $3,234 per year, Toyota GR86 at $3,682 per year, Ford Mustang at $3,842 per year, and BMW Z4 at $3,860 per year.
Not the cheapest in the list, but still ranking well, are cars like the Toyota GR Supra, Subaru BRZ, Nissan Z, and Lexus RC F, with average cost of $4,180 per year or less.
Ranked between 10th and 20th place, cars like the Jaguar F-Type, BMW M4, BMW M3, Chevrolet Camaro, Mercedes-Benz AMG GT53, and Porsche 911 average between $4,180 and $5,920 per year for auto insurance.
Full-coverage insurance in this segment for the average driver starts at an average of $270 per month, depending on where you live and the company you use.
The rate comparison table below ranks the twenty sports cars with the cheapest insurance rates in Cranston, starting with the Mazda MX-5 Miata at $270 per month and ending with the Porsche Taycan at $493 per month.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $3,234 | $270 |
| Toyota GR86 | Sports Car | $3,682 | $307 |
| Ford Mustang | Sports Car | $3,842 | $320 |
| BMW Z4 | Sports Car | $3,860 | $322 |
| Subaru WRX | Sports Car | $3,920 | $327 |
| Toyota GR Supra | Sports Car | $3,928 | $327 |
| BMW M2 | Sports Car | $4,042 | $337 |
| Nissan Z | Sports Car | $4,048 | $337 |
| Lexus RC F | Sports Car | $4,132 | $344 |
| Subaru BRZ | Sports Car | $4,180 | $348 |
| BMW M3 | Sports Car | $4,414 | $368 |
| Porsche 718 | Sports Car | $4,502 | $375 |
| Chevrolet Camaro | Sports Car | $4,542 | $379 |
| Chevrolet Corvette | Sports Car | $4,842 | $404 |
| Porsche 911 | Sports Car | $5,010 | $418 |
| BMW M4 | Sports Car | $5,218 | $435 |
| Lexus LC 500 | Sports Car | $5,244 | $437 |
| Jaguar F-Type | Sports Car | $5,516 | $460 |
| Mercedes-Benz AMG GT53 | Sports Car | $5,786 | $482 |
| Porsche Taycan | Sports Car | $5,920 | $493 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Cranston, RI Zip Codes. Updated October 24, 2025
Don’t see insurance rates for your vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Rhode Island.
The highs and lows of auto insurance
To reinforce the amount that car insurance rates can range between drivers (and also emphasize the importance of accurate rate quotes), the charts below show a large range of rates for five popular models in Cranston: the Toyota Corolla, Nissan Rogue, Honda Pilot, Toyota Camry, and Toyota Supra.
Each chart shows average rates for different profiles to demonstrate how much prices can vary based on driver and coverage changes.
Toyota Corolla insurance rates
In Cranston, Toyota Corolla insurance averages $3,406 per year, or about $284 per month, and varies from $2,824 to $7,806.
The Toyota Corolla is classified as a compact car, and additional models from the same segment that are popular in Cranston include the Hyundai Elantra, Honda Civic, and Nissan Sentra.
Nissan Rogue insurance rates
Insurance for a Nissan Rogue in Cranston costs an average of $3,142 per year, or about $262 per month, and has a range of $2,612 to $7,178.
The Nissan Rogue is considered a compact SUV, and other popular models in the same segment include the Chevrolet Equinox, Toyota RAV4, Ford Escape, and Mazda CX-5.
Honda Pilot insurance rates
In Cranston, Honda Pilot insurance averages $3,402 per year ($284 per month) and ranges from $2,826 to $7,868 per year.
The Honda Pilot is considered a midsize SUV, and other models in that segment include the Kia Telluride, Jeep Grand Cherokee, and Toyota Highlander.
Toyota Camry insurance rates
In Cranston, Toyota Camry insurance costs an average of $3,756 per year (about $313 per month) and ranges from $3,122 to $8,632 per year.
The Toyota Camry is classified as a midsize car, and additional similar models include the Honda Accord, Hyundai Sonata, Nissan Altima, and Kia K5.
Toyota Supra insurance rates
Toyota Supra insurance in Cranston averages $3,816 per year, or about $318 per month, and ranges from $2,948 to $8,156 annually.
The Toyota Supra is classified as a sports car, and other similar models include the Ford Mustang, Chevrolet Corvette, Nissan 370Z, and Chevrolet Camaro.
Tips for finding cheaper Cranston auto insurance
Cranston drivers should always be looking to pay less for insurance, so review the tips in the list below to see if you can save some money on your next policy.
- Shop around and save. Taking 5-10 minutes before every policy renewal to get some free car insurance quotes can significantly reduce your monthly cost. Rates change frequently and you can switch companies very easily.
- Stay claim free and save. Insurance companies offer discounts if you do not file any claims. Insurance should be used to protect you from significant claims, not minor claims that should be paid out-of-pocket.
- Raise your credit score for cheaper rates. Having an excellent credit rating above 800 may save $549 per year when compared to a lower credit score of 670-739. Conversely, a credit score below 579 could cost as much as $636 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Your choice of occupation could save you a few bucks. Many insurance companies offer policy discounts for being employed in professions like doctors, emergency medical technicians, engineers, nurses, high school and elementary teachers, and others. By getting this discount, you may save between $105 and $340 on your yearly insurance cost, depending on the coverage levels.
- Compare insurance cost before you buy the car. Different models, and even different trim levels of the same model, can have significantly different car insurance rates, and companies can sell coverages with widely varying rates. Check prices before you buy in order to avoid price shock when insuring your new vehicle.
- Buy vehicles with cheaper insurance. The performance of the vehicle you drive has a big impact on the cost of insurance. For example, a Hyundai Venue costs $1,702 less per year to insure in Cranston than a Chevrolet Camaro. Choose cheaper models and save money.
- Earn policy discounts to save money. Discounted rates may be available if the insured drivers are senior citizens, are good students, are military or federal employees, belong to certain professional organizations, choose electronic billing, or many other policy discounts which could save the average Cranston driver as much as $592 per year on car insurance.