- Vancouver car insurance averages $2,270 per year, or approximately $189 per month for a full coverage policy.
- Car insurance rates for a few popular vehicles in Vancouver include the Toyota RAV4 at $2,092 per year, Ford F150 at $2,540, and Nissan Rogue at $2,038.
- For cheap car insurance in Vancouver, WA, compact SUVs like the Honda CR-V, Ford Bronco Sport, Buick Envision, and Chevrolet Trailblazer have some of the cheapest rates.
How much is car insurance in Vancouver?
The average cost to insure a vehicle in Vancouver is $2,270 per year, which is 2.2% more than the national average rate of $2,221. Car insurance in Vancouver per month costs approximately $189 per month for a full coverage policy.
The average car insurance expense in Washington is $2,304 per year, so Vancouver, WA, drivers pay an average of $34 less per year than the overall Washington state-wide average rate. The average cost of insurance in Vancouver compared to other Washington locations is about $262 per year less than in Tacoma, $68 per year less than in Bellevue, and $236 per year cheaper than in Seattle.
The age of the driver influences the cost of auto insurance. The list below details how age impacts cost by breaking out average car insurance rates for drivers from 16 to 60.
Vancouver car insurance cost for drivers age 16 to 60
- 16 year old – $8,078 per year or $673 per month
- 17 year old – $7,825 per year or $652 per month
- 18 year old – $7,011 per year or $584 per month
- 19 year old – $6,385 per year or $532 per month
- 20 year old – $4,564 per year or $380 per month
- 30 year old – $2,420 per year or $202 per month
- 40 year old – $2,270 per year or $189 per month
- 50 year old – $2,012 per year or $168 per month
- 60 year old – $1,882 per year or $157 per month
The next chart goes into more detail for drivers age 20 to 60 by including rates for three different policy deductible amounts. This helps visualize how the cost of auto insurance increases with lower deductibles, and decreases with high deductibles.
The average cost of car insurance per month in Vancouver is $189, with policy premium ranging from $133 to $442 for the driver ages and deductible levels shown in the chart above.
Vancouver car insurance rates can have a wide range and are impacted by a lot of factors. The high chance of significant rate differences stresses the need for multiple auto insurance quotes when shopping for a better price on car insurance in Vancouver.
The cost to insure popular vehicles in Vancouver
The previously discussed car insurance rates are an average for all 2024 vehicle models, which is handy when making overall comparisons such as the difference in average auto insurance cost between two Washington cities. But for more comprehensive cost comparisons, we will get better data if we compare rates for the specific model of vehicle being insured.
In the next few article sections, we compare lots of rates for all different kinds of vehicles, but for now, a few of the most popular models will be used to find out how car insurance rates stack up in Vancouver.
The next chart shows insurance rates in Vancouver for the more popular models. Towards the end of this article, we take a look at car insurance rates for some of these models in more detail.
The most popular vehicles in Vancouver tend to be small or midsize sedans like the Hyundai Elantra and Toyota Camry and compact and midsize SUVs like the Honda CR-V, Toyota RAV4, and Ford Explorer.
A few additional popular models from other segments include luxury SUVs like the BMW X5, Cadillac XT5, and Lexus RX 350, luxury cars like the Lexus ES 350, Acura ILX, and BMW 530i, and pickup trucks like the Toyota Tacoma, Ford Ranger, and Chevy Silverado.
We cover rates for lots more vehicles a little later in this article, but before we delve that deep, let’s rehash some of the concepts we tackled so far in the article.
- Average cost per month ranges from $157 to $673 – That is the average car insurance price range for insured drivers age 16 to 60 in Vancouver.
- Car insurance cost decreases the older you are – Insurance rates for a 60-year-old driver in Vancouver are $2,682 per year cheaper than for a 20-year-old driver.
- Vancouver car insurance cost is more than the U.S. average – $2,270 (Vancouver average) compared to $2,221 (U.S. average)
- Teenage girls pay lower rates than teenage males – Teenage female drivers pay $984 to $532 less per year than male drivers of the same age.
- Car insurance rates decrease significantly in your twenties – The average 30-year-old Vancouver, WA, driver will pay $2,144 less per year than a 20-year-old driver, $2,420 compared to $4,564.
- Car insurance for teenagers can cost a lot – Rates can range from $5,401 to $8,078 per year to insure a teen driver in Vancouver.
- Vancouver auto insurance rates are cheaper than the Washington state average – $2,270 (Vancouver average) versus $2,304 (Washington average)
Which vehicles are cheapest to insure in Vancouver, WA?
The vehicles with the cheapest average insurance prices in Vancouver tend to be crossovers and small SUVs like the Kia Soul, Subaru Crosstrek, Toyota Corolla Cross, and Buick Envision.
Average car insurance rates for those compact SUVs cost $1,840 or less per year, or $153 per month, for a full coverage policy.
Some other models that have affordable auto insurance prices in the cost comparison table below are the Buick Envista, Volkswagen Tiguan, Honda HR-V, and Nissan Murano.
Insurance rates are a little bit more for those models than the compact SUVs and crossovers at the top of the list, but they still have an average cost of $1,974 or less per year, or $165 per month in Vancouver.
The table below details the vehicles with the cheapest overall insurance rates in Vancouver, sorted by average cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,676 | $140 |
| 2 | Chevrolet Trailblazer | $1,704 | $142 |
| 3 | Kia Soul | $1,770 | $148 |
| 4 | Nissan Kicks | $1,786 | $149 |
| 5 | Honda Passport | $1,808 | $151 |
| 6 | Buick Envision | $1,818 | $152 |
| 7 | Toyota Corolla Cross | $1,830 | $153 |
| 8 | Hyundai Venue | $1,840 | $153 |
| 9 | Mazda CX-5 | $1,850 | $154 |
| 10 | Ford Bronco Sport | $1,858 | $155 |
| 11 | Volkswagen Tiguan | $1,876 | $156 |
| 12 | Acura RDX | $1,896 | $158 |
| 13 | Nissan Murano | $1,904 | $159 |
| 14 | Buick Encore | $1,924 | $160 |
| 15 | Honda CR-V | $1,932 | $161 |
| 16 | Subaru Outback | $1,932 | $161 |
| 17 | Buick Envista | $1,938 | $162 |
| 18 | Volkswagen Taos | $1,942 | $162 |
| 19 | Kia Niro | $1,952 | $163 |
| 20 | Toyota GR Corolla | $1,972 | $164 |
| 21 | Honda HR-V | $1,974 | $165 |
| 22 | Subaru Ascent | $1,974 | $165 |
| 23 | Nissan Leaf | $1,986 | $166 |
| 24 | Chevrolet Colorado | $1,998 | $167 |
| 25 | Lexus NX 250 | $2,006 | $167 |
| 26 | Honda Civic | $2,010 | $168 |
| 27 | Volkswagen Atlas | $2,012 | $168 |
| 28 | Acura Integra | $2,016 | $168 |
| 29 | Subaru Forester | $2,018 | $168 |
| 30 | Volkswagen Atlas Cross Sport | $2,020 | $168 |
| 31 | Kia Seltos | $2,026 | $169 |
| 32 | GMC Terrain | $2,028 | $169 |
| 33 | Nissan Rogue | $2,038 | $170 |
| 34 | Hyundai Kona | $2,042 | $170 |
| 35 | Cadillac XT4 | $2,046 | $171 |
| 36 | Mazda CX-30 | $2,046 | $171 |
| 37 | Ford Explorer | $2,056 | $171 |
| 38 | Volkswagen ID4 | $2,056 | $171 |
| 39 | Toyota Highlander | $2,066 | $172 |
| 40 | Ford Escape | $2,068 | $172 |
| 41 | Toyota Venza | $2,070 | $173 |
| 42 | Honda Odyssey | $2,072 | $173 |
| 43 | Nissan Sentra | $2,078 | $173 |
| 44 | Subaru Impreza | $2,084 | $174 |
| 45 | Chevrolet Equinox | $2,088 | $174 |
| 46 | Toyota RAV4 | $2,092 | $174 |
| 47 | Mazda MX-5 Miata | $2,098 | $175 |
| 48 | Mazda MX-30 | $2,104 | $175 |
| 49 | Hyundai Tucson | $2,106 | $176 |
| 50 | Chevrolet Traverse | $2,116 | $176 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Vancouver, WA Zip Codes. Updated June 27, 2025
A list of 50 ranked vehicles serves the purpose if you just want the absolute lowest rates. Considering the fact that we rate over 700 vehicles, that’s a lot of vehicles that get omitted from the list.
Let’s try a different approach and break out the vehicles with the best rates a more sensible way, by automotive segment. The following sections list the top 20 models with the cheapest auto insurance rates in Vancouver for the six main automotive segments.
Cheapest Vancouver car insurance rates
The top five models for the cheapest Vancouver auto insurance rates in the car segment (excluding luxury models) are the Nissan Sentra, Nissan Leaf, Toyota GR Corolla, Subaru Impreza, and Honda Civic. Car insurance prices for these models average $2,084 or less per year, or around $174 per month.
Not the cheapest cars to insure, but still very reasonable, are cars like the Honda Accord, Chevrolet Malibu, Kia K5, and Toyota Corolla, with average cost of $2,208 per year or less.
Ranked in the bottom half of the top 20 cheapest cars to insure, models like the Mazda 3, Subaru Legacy, Nissan Versa, Hyundai Sonata, and Kia Forte average between $2,208 and $2,346 per year for full-coverage insurance in Vancouver.
Full-coverage auto insurance in this segment for the average driver will start around $164 per month, depending on where you live.
When vehicle size is factored in, the cheapest non-luxury compact car to insure in Vancouver is the Toyota GR Corolla at $1,972 per year, or $164 per month. For midsize models, the Kia K5 has the cheapest rates at $2,184 per year, or $182 per month. And for full-size non-luxury cars, the Chrysler 300 has the most affordable rates at $2,160 per year, or $180 per month.
The comparison table below ranks the cars with the lowest-cost average auto insurance rates in Vancouver.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $1,972 | $164 |
| Nissan Leaf | Compact | $1,986 | $166 |
| Honda Civic | Compact | $2,010 | $168 |
| Nissan Sentra | Compact | $2,078 | $173 |
| Subaru Impreza | Compact | $2,084 | $174 |
| Toyota Prius | Compact | $2,120 | $177 |
| Kia K5 | Midsize | $2,184 | $182 |
| Honda Accord | Midsize | $2,192 | $183 |
| Chevrolet Malibu | Midsize | $2,200 | $183 |
| Toyota Corolla | Compact | $2,208 | $184 |
| Kia Forte | Compact | $2,214 | $185 |
| Volkswagen Arteon | Midsize | $2,228 | $186 |
| Nissan Versa | Compact | $2,236 | $186 |
| Subaru Legacy | Midsize | $2,238 | $187 |
| Hyundai Ioniq 6 | Midsize | $2,254 | $188 |
| Mitsubishi Mirage G4 | Compact | $2,288 | $191 |
| Toyota Crown | Midsize | $2,294 | $191 |
| Volkswagen Jetta | Compact | $2,294 | $191 |
| Hyundai Sonata | Midsize | $2,298 | $192 |
| Mazda 3 | Compact | $2,346 | $196 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Vancouver, WA Zip Codes. Updated June 26, 2025
For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Don’t see your vehicle? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Vancouver car insurance quotes from top auto insurance companies in Washington.
Cheapest SUV insurance rates in Vancouver
The top four SUVs with the most affordable insurance rates in Vancouver are the Subaru Crosstrek at $1,676 per year, Chevrolet Trailblazer at $1,704 per year, Kia Soul at $1,770 per year, and Nissan Kicks at $1,786 per year.
Not the cheapest SUVs to insure, but still affordable, are SUVs like the Ford Bronco Sport, Hyundai Venue, Mazda CX-5, and Toyota Corolla Cross, with average rates of $1,858 per year or less.
Additional vehicles that rank well include the Volkswagen Tiguan, Subaru Outback, Buick Encore, Buick Envista, and Honda CR-V, which cost between $1,858 and $1,974 to insure per year in Vancouver.
Auto insurance rates for this segment in Vancouver for an average middle-age driver starts at an average of $140 per month, depending on where you live and the company you use.
The most budget-friendly non-luxury compact SUV to insure in Vancouver is the Subaru Crosstrek at $1,676 per year. For midsize 2024 SUV models, the Honda Passport has the best rates at $1,808 per year. And for full-size non-luxury SUVs, the Chevrolet Tahoe has the most affordable rates at $2,128 per year.
The table below ranks the SUVs with the cheapest auto insurance rates in Vancouver, starting with the Subaru Crosstrek at $140 per month and ending with the Subaru Ascent at $165 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,676 | $140 |
| Chevrolet Trailblazer | Compact | $1,704 | $142 |
| Kia Soul | Compact | $1,770 | $148 |
| Nissan Kicks | Compact | $1,786 | $149 |
| Honda Passport | Midsize | $1,808 | $151 |
| Buick Envision | Compact | $1,818 | $152 |
| Toyota Corolla Cross | Compact | $1,830 | $153 |
| Hyundai Venue | Compact | $1,840 | $153 |
| Mazda CX-5 | Compact | $1,850 | $154 |
| Ford Bronco Sport | Compact | $1,858 | $155 |
| Volkswagen Tiguan | Compact | $1,876 | $156 |
| Nissan Murano | Midsize | $1,904 | $159 |
| Buick Encore | Compact | $1,924 | $160 |
| Honda CR-V | Compact | $1,932 | $161 |
| Subaru Outback | Midsize | $1,932 | $161 |
| Buick Envista | Midsize | $1,938 | $162 |
| Volkswagen Taos | Compact | $1,942 | $162 |
| Kia Niro | Compact | $1,952 | $163 |
| Honda HR-V | Compact | $1,974 | $165 |
| Subaru Ascent | Midsize | $1,974 | $165 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Vancouver, WA Zip Codes. Updated June 26, 2025
See our comprehensive guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view data for vehicles not featured in the table.
Looking for rates for a different SUV? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Vancouver car insurance quotes from top auto insurance companies in Washington.
Cheapest sports cars to insure in Vancouver
The Mazda MX-5 Miata ranks at #1 for the cheapest sports car to insure in Vancouver, followed closely by the Toyota GR86, Ford Mustang, BMW Z4, and Subaru WRX. The 2024 model costs an average of $2,098 per year for a full-coverage insurance policy.
Additional models that have cheaper rates include the BMW M2, Toyota GR Supra, Nissan Z, and Lexus RC F, with an average cost of $2,712 per year or less.
Ranked in the bottom half of the top 20 cheapest sports cars to insure, models like the Porsche 718, Porsche Taycan, Jaguar F-Type, Lexus LC 500, Chevrolet Camaro, and Porsche 911 cost between $2,712 and $3,842 per year for auto insurance in Vancouver.
From a cost per month standpoint, auto insurance in this segment for an average middle-age driver starts at around $175 per month, depending on the company and your location.
The comparison table below ranks the twenty sports cars with the lowest-cost insurance in Vancouver.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,098 | $175 |
| Toyota GR86 | Sports Car | $2,390 | $199 |
| Ford Mustang | Sports Car | $2,490 | $208 |
| BMW Z4 | Sports Car | $2,506 | $209 |
| Subaru WRX | Sports Car | $2,542 | $212 |
| Toyota GR Supra | Sports Car | $2,548 | $212 |
| BMW M2 | Sports Car | $2,622 | $219 |
| Nissan Z | Sports Car | $2,628 | $219 |
| Lexus RC F | Sports Car | $2,678 | $223 |
| Subaru BRZ | Sports Car | $2,712 | $226 |
| BMW M3 | Sports Car | $2,864 | $239 |
| Porsche 718 | Sports Car | $2,920 | $243 |
| Chevrolet Camaro | Sports Car | $2,946 | $246 |
| Chevrolet Corvette | Sports Car | $3,142 | $262 |
| Porsche 911 | Sports Car | $3,248 | $271 |
| BMW M4 | Sports Car | $3,384 | $282 |
| Lexus LC 500 | Sports Car | $3,402 | $284 |
| Jaguar F-Type | Sports Car | $3,578 | $298 |
| Mercedes-Benz AMG GT53 | Sports Car | $3,754 | $313 |
| Porsche Taycan | Sports Car | $3,842 | $320 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Vancouver, WA Zip Codes. Updated June 26, 2025
Looking for a different vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Washington.
Cheapest pickups to insure in Vancouver, WA
The four most affordable pickup trucks to insure in Vancouver are the Chevrolet Colorado at $1,998 per year, Nissan Titan at $2,120 per year, Nissan Frontier at $2,146 per year, and Ford Ranger at $2,168 per year.
Not the cheapest pickups to insure, but still very reasonable, are pickups like the Hyundai Santa Cruz, Toyota Tacoma, GMC Canyon, and Honda Ridgeline, with average rates of $2,334 per year or less.
Car insurance in this segment for an average middle-age driver starts at around $167 per month, depending on the company and where you live. The rate comparison table below ranks the twenty pickups with the cheapest auto insurance rates in Vancouver, starting with the Chevrolet Colorado at $1,998 per year ($167 per month) and ending with the Ram Truck at $2,624 per year ($219 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,998 | $167 |
| Nissan Titan | Full-size | $2,120 | $177 |
| Nissan Frontier | Midsize | $2,146 | $179 |
| Ford Ranger | Midsize | $2,168 | $181 |
| Ford Maverick | Midsize | $2,198 | $183 |
| Honda Ridgeline | Midsize | $2,250 | $188 |
| Hyundai Santa Cruz | Midsize | $2,288 | $191 |
| Toyota Tacoma | Midsize | $2,296 | $191 |
| GMC Sierra 2500 HD | Heavy Duty | $2,306 | $192 |
| GMC Canyon | Midsize | $2,334 | $195 |
| Jeep Gladiator | Midsize | $2,390 | $199 |
| GMC Sierra 3500 | Heavy Duty | $2,402 | $200 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,424 | $202 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,488 | $207 |
| GMC Sierra | Full-size | $2,504 | $209 |
| Chevrolet Silverado | Full-size | $2,506 | $209 |
| Nissan Titan XD | Heavy Duty | $2,508 | $209 |
| Ford F150 | Full-size | $2,540 | $212 |
| GMC Hummer EV Pickup | Full-size | $2,602 | $217 |
| Ram Truck | Full-size | $2,624 | $219 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Vancouver, WA Zip Codes. Updated June 26, 2025
See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.
Looking for rates for a different pickup? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Washington.
Cheapest luxury car insurance rates
The most affordable luxury cars to insure in Vancouver are the Acura Integra at $2,016 per year, the BMW 330i at $2,308 per year, and the Mercedes-Benz CLA250 at $2,334 per year.
Also ranking well in our comparison are models like the Cadillac CT4, Mercedes-Benz AMG CLA35, Lexus ES 350, and Lexus RC 300, with an average car insurance cost of $2,384 per year or less.
On a monthly basis, car insurance in Vancouver on this segment for the average driver starts at an average of $168 per month, depending on where you live and the company you use.
The next table ranks the luxury cars with the cheapest auto insurance rates in Vancouver, starting with the Acura Integra at $2,016 per year and ending with the Audi S3 at $2,542 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $2,016 | $168 |
| BMW 330i | Compact | $2,308 | $192 |
| Mercedes-Benz CLA250 | Midsize | $2,334 | $195 |
| Lexus IS 300 | Midsize | $2,340 | $195 |
| Acura TLX | Compact | $2,346 | $196 |
| Cadillac CT4 | Compact | $2,366 | $197 |
| Lexus ES 350 | Midsize | $2,368 | $197 |
| Genesis G70 | Compact | $2,372 | $198 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,378 | $198 |
| Lexus RC 300 | Midsize | $2,384 | $199 |
| Lexus IS 350 | Compact | $2,394 | $200 |
| Jaguar XF | Midsize | $2,398 | $200 |
| Cadillac CT5 | Midsize | $2,444 | $204 |
| Lexus ES 250 | Midsize | $2,452 | $204 |
| Lexus RC 350 | Compact | $2,458 | $205 |
| BMW 330e | Compact | $2,464 | $205 |
| BMW 228i | Compact | $2,466 | $206 |
| BMW 230i | Compact | $2,486 | $207 |
| Lexus ES 300h | Midsize | $2,490 | $208 |
| Audi S3 | Compact | $2,542 | $212 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Vancouver, WA Zip Codes. Updated June 27, 2025
For all luxury car insurance comparisons, see our full luxury car insurance guide.
Looking for a different vehicle? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Vancouver car insurance quotes from top-rated companies in Washington.
Cheapest luxury SUVs to insure
The three top-ranked luxury SUVs with the cheapest insurance in Vancouver are the Acura RDX at $1,896 per year, the Lexus NX 250 at $2,006 per year, and the Cadillac XT4 at $2,046 per year.
Additional models that have cheaper rates are the Mercedes-Benz GLB 250, Lexus NX 350h, Lincoln Corsair, and Lexus NX 450h, with an average cost to insure of $2,186 per year or less.
In the lower half of the top 20 luxury SUVs to insure, SUVs like the Infiniti QX50, Lexus RX 350, Lexus NX 350, Land Rover Evoque, Cadillac XT6, and Mercedes-Benz AMG GLB35 average between $2,186 and $2,276 per year for full-coverage insurance in Vancouver.
Auto insurance in this segment for a safe driver will start around $158 per month, depending on where you live and the company you use. The rate comparison table below ranks the luxury SUVs with the most affordable car insurance in Vancouver.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,896 | $158 |
| Lexus NX 250 | Compact | $2,006 | $167 |
| Cadillac XT4 | Compact | $2,046 | $171 |
| Jaguar E-Pace | Midsize | $2,120 | $177 |
| Cadillac XT5 | Midsize | $2,138 | $178 |
| Lexus NX 350h | Compact | $2,138 | $178 |
| Lincoln Corsair | Compact | $2,166 | $181 |
| Mercedes-Benz GLB 250 | Compact | $2,170 | $181 |
| Lexus UX 250h | Compact | $2,176 | $181 |
| Lexus NX 450h | Compact | $2,186 | $182 |
| Infiniti QX50 | Midsize | $2,204 | $184 |
| Mercedes-Benz GLA250 | Compact | $2,210 | $184 |
| Mercedes-Benz GLA35 AMG | Compact | $2,218 | $185 |
| Cadillac XT6 | Midsize | $2,220 | $185 |
| Infiniti QX60 | Midsize | $2,230 | $186 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,232 | $186 |
| Land Rover Evoque | Compact | $2,262 | $189 |
| Acura MDX | Midsize | $2,266 | $189 |
| Lexus NX 350 | Compact | $2,274 | $190 |
| Lexus RX 350 | Midsize | $2,276 | $190 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Vancouver, WA Zip Codes. Updated June 27, 2025
See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.
Don’t see insurance rates for your luxury SUV? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Washington.
How to find cheaper Vancouver auto insurance
Drivers should always be searching for ways to pay less for insurance, so take a minute or two to look through the money-saving ideas below and it’s very possible you can save a few bucks the next time your policy renews.
- Remain claim free and save. Auto insurance companies reduce rates a little if you have no claims on your account. Auto insurance is intended to be used for significant financial loss, not for insignificant claims.
- Compare rates before buying a car. Different models, and even different trim levels of the same model, have significantly different auto insurance rates, and companies charge widely varying rates. Check prices before you buy a new car in order to avoid any surprises when insuring your new car.
- Earn discounts to save money. Savings may be available if the policyholders take a defensive driving course, are military or federal employees, insure their home and car with the same company, are senior citizens, drive a vehicle with safety or anti-theft features, or many other discounts which could save the average Vancouver driver as much as $382 per year.
- Choose a vehicle that is more affordable to insure. Vehicle type has a huge impact on the cost of auto insurance. For example, a Hyundai Venue costs $2,534 less per year to insure in Vancouver than a Audi R8. Choose lower performance vehicles to save money.
- A good driving record means cheaper insurance rates. If you want the cheapest car insurance in Vancouver, it pays to drive within the law. Just one or two minor traffic violations could result in raising the cost of a policy by at least $600 per year. Major convictions such as DUI/DWI and felony use of a motor vehicle could raise rates by an additional $2,106 or more.
- Careless drivers pay higher car insurance rates in Vancouver. Having a few at-fault accidents can really raise rates, to the tune of $1,094 per year for a 30-year-old driver and even $552 per year for a 60-year-old driver. So be a careful driver and save!
- The higher the deductibles, the lower the cost. Boosting your physical damage deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.