Car Insurance in Parkersbug, WV – Cheapest Rates (2025) + Averages

• The average cost of car insurance in Parkersburg is $2,356 per year, or $196 per month.
• Monthly car insurance rates for a few popular vehicles in Parkersburg include the Nissan Altima at $213, GMC Sierra at $217, and Tesla Model 3 at $231.
• Compact SUVs like the Subaru Crosstrek, Chevrolet Trailblazer, Mazda CX-5, and Volkswagen Tiguan have the best chance of receiving cheap car insurance in Parkersburg.
• A few vehicles with the most affordable auto insurance in their automotive segment include the Jaguar E-Pace, Kia K5, Chevrolet Tahoe, Nissan Titan, and Subaru Crosstrek.
• Auto insurance quotes in Parkersburg can range significantly from as low as $26 per month for a liability-only policy to well over $695 per month for drivers with poor driving records.

How much does car insurance cost in Parkersburg?

Average car insurance rates in Parkersburg cost $2,356 per year, or around $196 per month. That’s 3.5% more expensive than the overall U.S. overall average rate of $2,276 per year.

In the state of West Virginia, average auto insurance cost is $2,328 per year, so the average cost in Parkersburg is $28 more per year. The average cost to insure a car in Parkersburg compared to other West Virginia cities is approximately $14 per year cheaper than in Charleston, $48 per year more expensive than in Morgantown, and $32 per year more expensive than in Wheeling.

The age of the driver is one of the largest influencers on the cost of auto insurance. The list below illustrates this by showing average car insurance rates for different driver ages.

Average car insurance cost for Parkersburg, WV, drivers age 16 to 60

• 16-year-old driver – $8,389 per year or $699 per month
• 17-year-old driver – $8,129 per year or $677 per month
• 18-year-old driver – $7,286 per year or $607 per month
• 19-year-old driver – $6,634 per year or $553 per month
• 20-year-old driver – $4,738 per year or $395 per month
• 30-year-old driver – $2,514 per year or $210 per month
• 40-year-old driver – $2,356 per year or $196 per month
• 50-year-old driver – $2,088 per year or $174 per month
• 60-year-old driver – $1,954 per year or $163 per month

The chart below summarizes car insurance cost in Parkersburg for different common policy situations. Rates are averaged for all Parkersburg Zip Codes and shown for a wide range of driver ages, risk profiles, and policy deductibles.

Average rates in the prior chart range from $1,956 per year for a 40-year-old driver who qualifies for a cheap discount rate to $5,416 per year for a 20-year-old driver with a poor driving record or too many at-fault accidents. The rate we use for comparing different vehicles or locations is the 40-year-old safe driver rate, which is an average cost of $2,356 per year in Parkersburg.

As a monthly amount, the average cost to insure a car in Parkersburg ranges from $163 to $451 for the same driver ages and deductibles shown in the previous chart.

Car insurance rates can cost significantly different amounts and subtle changes in a driver’s risk profile can have meaningful effects on car insurance cost. Due to the high likelihood of rate variability, this reinforces the need to get accurate auto insurance quotes when shopping online for the cheapest rate.

Most popular vehicles in Parkersburg

The rates referenced earlier in this article take all 2024 models and come up with an average cost, which is helpful for making overall comparisons such as the average cost difference between multiple locations.

Average auto insurance rates are fantastic when trying to find the answer to questions like “are car insurance rates in Parkersburg cheaper than in Huntington?” or “is car insurance cheaper in West Virginia or Illinois?”.

For deeper auto insurance rate comparisons, however, the rates will be more accurate if we compare rates for the specific vehicle being insured. Each make and model has a different profile for determining auto insurance prices and this data enables us to make more detailed cost analysis.

This next list details average insurance rates for both annual and monthly policy terms in Parkersburg for some of the more popular vehicles.

Car insurance cost for popular models in Parkersburg

• Nissan Altima – $2,550 per year ($213 per month)
• GMC Sierra – $2,600 per year ($217 per month)
• Tesla Model 3 – $2,766 per year ($231 per month)
• Jeep Cherokee – $2,542 per year ($212 per month)
• Chevrolet Silverado – $2,604 per year ($217 per month)
• Chevrolet Equinox – $2,168 per year ($181 per month)
• Ford Escape – $2,148 per year ($179 per month)
• Toyota Highlander – $2,142 per year ($179 per month)
• Honda CR-V – $2,008 per year ($167 per month)
• Honda Accord – $2,276 per year ($190 per month)

Vehicles with high popularity in Parkersburg tend to be compact or midsize sedans like the Volkswagen Jetta and Nissan Altima and compact or midsize SUVs like the Toyota RAV4 and Toyota Highlander.

Some additional popular models in Parkersburg from other segments include luxury models like the Lexus ES 350, BMW X5, and Lexus RX 350 and sports cars like the Nissan GT-R, Porsche 911, and Ford Mustang.

We will get into many more auto rates later in this article, but before we delve that deep, let’s look at the main concepts covered up to this point.

• Low deductible car insurance costs more – A 20-year-old driver pays an average of $1,262 more per year for a policy with $250 deductibles versus $1,000 deductibles.
• Insurance rates drop considerably from age 20 to 30 – The average 30-year-old Parkersburg driver will pay $2,224 less each year than a 20-year-old driver, $2,514 versus $4,738.
• Parkersburg, West Virginia, average car insurance cost is more than the U.S. average – $2,356 (Parkersburg average) versus $2,276 (U.S. average)
• Car insurance gets more affordable as you get older – Average car insurance rates for a 40-year-old driver in Parkersburg are $2,382 per year cheaper than for a 20-year-old driver.
• Average car insurance cost per month ranges from $163 to $699 – That’s the average car insurance cost range for drivers aged 16 to 60 in Parkersburg, WV.

In Parkersburg, which vehicles are cheapest to insure?

When comparing rates for all vehicle models, the models with the cheapest average insurance quotes in Parkersburg, WV, tend to be compact SUVs and crossovers like the Kia Soul, Chevrolet Trailblazer, and Toyota Corolla Cross.

Average insurance rates for those compact SUVs cost $1,914 or less per year ($160 per month) for a full coverage policy.

Additional vehicles that are in the top 20 in our auto insurance cost comparison are the Acura RDX, Buick Encore, Toyota GR Corolla, and Subaru Outback. Average rates are a little bit more for those models than the cheapest crossovers and small SUVs that rank at the top, but they still have average rates of $171 or less per month.

The next table breaks down the cheapest vehicles to insure in Parkersburg, sorted by average cost.

The table above that contains 50 ranked vehicles is not really the best way to show the full picture of Parkersburg car insurance cost. Considering the fact that we rate over 700 vehicles, a ton of models get left out. Let’s try a different approach and display the models with the lowest rates in a format that makes more sense.

This next article section goes into detail about average car insurance cost by vehicle segment. These rates will give you a good understanding of which automotive segments have the overall best Parkersburg auto insurance rates. Then the six subsequent sections break out the 20 vehicles with the cheapest insurance rates in each segment.

Parkersburg auto insurance rates by automotive segment

If you’re looking to buy a different vehicle, it is useful to know which types of vehicles are cheaper to insure. For example, some people wonder if compact SUVs cost less to insure than minivans or if full-size pickups cost more to insure than midsize pickups.

The chart below displays average car insurance rates in Parkersburg for different vehicle segments. From a segment perspective, compact SUVs and midsize pickup trucks tend to have the least expensive average rates, with luxury and performance models having the highest car insurance rates.

Average insurance rates by segment are practical for making an overall comparison, but the insurance cost for specific vehicles ranges substantially within each automotive segment listed in the previous chart.

For example, in the midsize car segment, rates range from the Kia K5 at $2,268 per year for a full coverage policy to the Tesla Model 3 at $2,766 per year, a difference of $498 within that segment. For another example, in the midsize truck segment, insurance rates range from the Chevrolet Colorado costing $2,074 per year up to the Rivian R1T at $2,936 per year, a difference of $862 within that segment.

In these next sections, we reduce this variability by analyzing the cost of car insurance in Parkersburg from a model perspective rather than by segment.

Cheapest car insurance rates

The three highest ranking cars with the lowest-cost average auto insurance rates in Parkersburg are the Toyota GR Corolla at $2,046 per year, the Nissan Leaf at $2,062 per year, and the Honda Civic at $2,086 per year.

Other models that rank well in our comparison include the Chevrolet Malibu, Kia K5, Toyota Corolla, and Toyota Prius, with average cost of $2,294 per year or less.

Car insurance rates in this segment for a good driver starts at an average of $171 per month, depending on the company and your location. The comparison table below ranks the twenty cars with the cheapest insurance in Parkersburg, starting with the Toyota GR Corolla at $2,046 per year ($171 per month) and ending with the Mazda 3 at $2,434 per year ($203 per month).

See our comprehensive guides for compact car insurance, midsize car insurance, and full-size car insurance to view data for vehicles not featured in the table.

Don’t see insurance cost for your vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in West Virginia.

Cheapest SUV insurance rates

The four top-ranked SUVs with the most affordable insurance in Parkersburg are the Subaru Crosstrek at $1,738 per year, Chevrolet Trailblazer at $1,770 per year, Kia Soul at $1,838 per year, and Nissan Kicks at $1,854 per year.

Additional SUVs that have cheaper rates include the Hyundai Venue, Buick Envision, Mazda CX-5, and Toyota Corolla Cross, with an average car insurance cost of $1,928 per year or less.

Some additional models that made the list include the Buick Encore, Kia Niro, Honda HR-V, and Volkswagen Taos, which cost between $1,928 and $2,050 to insure per year in Parkersburg.

From a cost per month standpoint, full-coverage insurance on this segment in Parkersburg for a good driver will start around $145 per month, depending on the company and where you live.

When the SUV segment is analyzed by vehicle size, the cheapest compact SUV to insure in Parkersburg is the Subaru Crosstrek at $1,738 per year. For midsize models, the Honda Passport is the cheapest model to insure at $1,878 per year. And for full-size non-luxury SUVs, the Chevrolet Tahoe is the cheapest model to insure at $2,212 per year.

The table below ranks the twenty SUVs with the lowest-cost car insurance rates in Parkersburg, starting with the Subaru Crosstrek at $145 per month and ending with the Subaru Ascent at $171 per month.

For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

Looking for rates for a different SUV? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Parkersburg car insurance quotes from top auto insurance companies in West Virginia.

Cheapest pickup truck insurance rates

The three highest ranking pickups with the cheapest average auto insurance rates in Parkersburg are the Chevrolet Colorado at $2,074 per year, the Nissan Titan at $2,202 per year, and the Nissan Frontier at $2,224 per year.

Other pickups that have affordable insurance rates include the Honda Ridgeline, Toyota Tacoma, GMC Sierra 2500 HD, and GMC Canyon, with an average cost to insure of $2,424 per year or less.

Full-coverage car insurance in this segment for a safe driver can cost as low as $173 per month, depending on your company and location.

The table below ranks the pickups with the cheapest auto insurance rates in Parkersburg.

See our comprehensive guides for midsize pickup insurance and large pickup insurance to view data for pickups not featured in the table.

Don’t see rates for your pickup? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Parkersburg car insurance quotes from the best companies in West Virginia.

Cheapest sports cars to insure

Sitting at number one in Parkersburg for cheapest auto insurance in the sports car segment is the Mazda MX-5 Miata, with an average cost of $2,180 per year. Second place is the Toyota GR86 at $2,482 per year, and the third cheapest is the Ford Mustang, costing an average of $2,588 per year.

Also ranking in the top 10 are cars like the Toyota GR Supra, BMW M2, Lexus RC F, and Subaru BRZ, with average cost of $2,816 per year or less.

Some additional models that make the list include the Jaguar F-Type, Porsche 718, BMW M4, Porsche 911, and Chevrolet Camaro, which cost between $2,816 and $3,990 per year for auto insurance.

As a cost per month, car insurance in Parkersburg on this segment for a middle-age safe driver will start around $182 per month, depending on your location. The comparison table below ranks the sports cars with the most affordable insurance rates in Parkersburg, starting with the Mazda MX-5 Miata at $2,180 per year and ending with the Porsche Taycan at $3,990 per year.

Don’t see insurance cost for your sports car? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Parkersburg.

Cheapest luxury car insurance rates

The four highest ranking luxury cars with the lowest-cost average insurance rates in Parkersburg are the Acura Integra at $2,094 per year, BMW 330i at $2,398 per year, Mercedes-Benz CLA250 at $2,424 per year, and Lexus IS 300 at $2,428 per year.

Not the cheapest, but still in the top 10, are luxury cars like the Genesis G70, Cadillac CT4, Lexus ES 350, and Lexus RC 300, with an average cost of $2,474 per year or less.

Additional luxury cars that rank well include the Audi S3, Lexus RC 350, Lexus IS 350, and Lexus ES 250, which cost between $2,474 and $2,640 per year to insure in Parkersburg.

On a monthly basis, car insurance in this segment for the average driver will start around $175 per month, depending on your company and location.

When the luxury car segment is analyzed by vehicle size, the cheapest compact luxury car to insure in Parkersburg is the Acura Integra at $2,094 per year, or $175 per month. For midsize 2024 models, the Mercedes-Benz CLA250 has the best rates at $2,424 per year, or $202 per month. And for full-size luxury car models, the Audi A5 has the most affordable rates at $2,798 per year, or $233 per month.

The comparison table below ranks the cars with the most affordable car insurance in Parkersburg, starting with the Acura Integra at $175 per month and ending with the Audi S3 at $220 per month.

For more luxury car insurance comparisons, see our complete guide for luxury car insurance.

Looking for rates for a different vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in West Virginia.

Cheapest luxury SUV insurance rates

Ranking highest for the most affordable Parkersburg car insurance rates in the luxury SUV segment are the Lexus NX 250, Jaguar E-Pace, Acura RDX, Cadillac XT4, and Cadillac XT5. Auto insurance prices for these models average $2,224 or less per year.

Additional luxury SUVs that have affordable average insurance rates are the Lincoln Corsair, Lexus NX 450h, Lexus UX 250h, and Mercedes-Benz GLB 250, with an average car insurance cost of $2,270 per year or less.

Ranked lower than 10th place, but still in the top 20, models like the Infiniti QX50, Cadillac XT6, Lexus RX 350, Mercedes-Benz AMG GLB35, and Lexus NX 350 average between $2,270 and $2,364 per year for full-coverage insurance in Parkersburg.

Car insurance rates for this segment in Parkersburg can cost as low as $164 per month, depending on the company.

If ranked by vehicle size, the cheapest compact luxury SUV to insure in Parkersburg is the Acura RDX at $1,968 per year. For midsize luxury models, the Jaguar E-Pace has the cheapest rates at $2,202 per year. And for large luxury SUVs, the Infiniti QX80 has the cheapest car insurance rates at $2,640 per year.

The table below ranks the twenty luxury SUVs with the most affordable average auto insurance rates in Parkersburg.

For more car insurance comparisons, see our guide for luxury SUV insurance.

Don’t see rates for your luxury SUV? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in West Virginia.

Variability of auto insurance rates

In an effort to show how much the cost of identical auto insurance can range for different drivers (and also emphasize the importance of accurate rate quotes), the charts below present detailed car insurance rates for four popular models in Parkersburg: the Ford F150, Nissan Sentra, Nissan Rogue, and Kia Sorento.

Each vehicle example shows rates for a variety of different driver profiles to show the difference in average cost based on driver and coverage changes.

Ford F150 insurance rates

In Parkersburg, Ford F150 insurance averages $2,634 per year (about $220 per month) and ranges from $2,186 to $6,086 annually for the driver examples shown in the cost chart below.

The Ford F150 is considered a full-size truck, and other top-selling models from the same segment include the Chevrolet Silverado, Toyota Tundra, Nissan Titan, and GMC Sierra.

Nissan Sentra insurance rates

Auto insurance for a Nissan Sentra in Parkersburg averages $2,158 per year, or around $180 per month, and ranges from $1,792 to $4,904 per year.

The Nissan Sentra belongs to the compact car segment, and other popular models in the same segment include the Honda Civic, Volkswagen Jetta, Toyota Corolla, and Chevrolet Cruze.

Nissan Rogue insurance rates

Insurance for a Nissan Rogue in Parkersburg averages $2,116 per year (about $176 per month) and has a range of $1,760 to $4,836 annually.

The Nissan Rogue belongs to the compact SUV segment, and other popular models include the Chevrolet Equinox, Ford Escape, Subaru Forester, and Toyota RAV4.

Kia Sorento insurance rates

Auto insurance for a Kia Sorento in Parkersburg costs an average of $2,236 per year ($186 per month) and has a range of $1,858 to $5,132 per year.

The Kia Sorento is considered a midsize SUV, and other models in the same segment include the Honda Pilot, Jeep Grand Cherokee, and Ford Explorer.

Tips for finding cheaper Parkersburg auto insurance

Shrewd drivers in Parkersburg should always be thinking of ways to save money on insurance, so review the savings concepts in the list below and maybe you’ll find a way to save a few bucks on your next policy.

• Consider raising your deductibles. Increasing deductibles from $500 to $1,000 could save around $382 per year for a 40-year-old driver and $742 per year for a 20-year-old driver.
• You don’t have to stick with the same company. Take a couple of minutes to get a few free car insurance quotes is the best way to save money. Companies change rates often and you can switch your coverage anytime.
• Be a safe driver and save on Parkersburg car insurance. Having a few at-fault accidents can really raise rates, potentially by an extra $3,364 per year for a 20-year-old driver and as much as $980 per year for a 40-year-old driver. So be safe and save.
• Remain claim free. Insurance companies offer a discount if you do not file any claims. Car insurance is intended to be used for significant claims, not small claims that can be paid out-of-pocket.
• Remove optional coverage on older vehicles. Dropping comprehensive and collision coverage from older vehicles that are not worth a lot will cut the cost of auto insurance significantly.
• Good credit scores mean better rates. Having a credit score above 800 could save as much as $370 per year over a good rating of 670-739. Conversely, a below average credit rating could cost up to $429 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
• Fewer violations means cheaper policy cost. In order to get the cheapest car insurance in Parkersburg, it can pay off to be a safe driver. In fact, just a couple minor incidents on your driving report can potentially raise car insurance cost by as much as $628 per year. Serious convictions like driving under the influence could raise rates by an additional $2,188 or more.