Bridgeport, CT Car Insurance – 2025 Rates + Cheapest to Insure

• Bridgeport car insurance averages $3,070 per year, or $256 as a monthly expense.
• Auto insurance rates for a few popular models in Bridgeport include the Ford F150 at $286 per month, Nissan Sentra at $235, and Subaru Forester at $228.
• Compact SUVs like Chevrolet Trailblazer, Ford Bronco Sport, and Subaru Crosstrek have the best chance of getting cheap car insurance in Bridgeport.
• Vehicles with segment-leading auto insurance rates in Bridgeport include the Nissan Titan ($2,870 per year), Honda Passport ($2,444 per year), Acura RDX ($2,566 per year), and Kia K5 ($2,956 per year).

How much does car insurance cost in Bridgeport?

Bridgeport car insurance costs an average of $3,070 per year, which is 29.7% more than the U.S. overall average rate of $2,276. The average cost per month for car insurance in Bridgeport is $256 for full coverage auto insurance.

Average car insurance cost in Connecticut is $2,716 per year, so Bridgeport drivers pay an average of $354 more per year than the overall Connecticut state-wide average rate. When rates are compared to other larger cities in Connecticut, the cost of insurance in Bridgeport is $14 per year more expensive than in Hartford, $46 per year cheaper than in New Haven, and $420 per year more expensive than in Stamford.

Driver age has a significant impact the price of car insurance, so the list below illustrates this by showing the difference in average car insurance rates in Bridgeport depending on driver age.

Average cost of car insurance in Bridgeport for drivers age 16 to 60

• 16-year-old rated driver – $10,927 per year or $911 per month
• 17-year-old rated driver – $10,587 per year or $882 per month
• 18-year-old rated driver – $9,488 per year or $791 per month
• 19-year-old rated driver – $8,638 per year or $720 per month
• 20-year-old rated driver – $6,174 per year or $515 per month
• 30-year-old rated driver – $3,276 per year or $273 per month
• 40-year-old rated driver – $3,070 per year or $256 per month
• 50-year-old rated driver – $2,718 per year or $227 per month
• 60-year-old rated driver – $2,544 per year or $212 per month

The next chart shows average auto insurance cost in Bridgeport for all 2024 models. Rates are averaged for all Bridgeport Zip Codes and shown for both different driver ages and comprehensive and collision deductibles.

In the chart above, the cost of auto insurance in Bridgeport ranges from $2,152 per year for a 60-year-old driver with a policy with high deductibles to $7,178 per year for a 20-year-old driver with a low deductible. When those numbers are converted to a monthly rate, the average cost in the chart above ranges from $179 to $598 per month.

Specific vehicles and the cost of insurance

The rates referenced above are averaged for every 2024 model year vehicle, which is suitable when making generalized comparisons such as the difference in average car insurance cost between two Connecticut cities.

Average car insurance rates are great for answering questions like “is auto insurance cheaper in Bridgeport or Waterbury?” or “are auto insurance rates in Connecticut cheaper than in California?”.

But for more useful price comparisons, it makes sense to use rates for the specific make and model of vehicle being insured. Each individual vehicle model has it’s own exposure profile for rating purposes and this data makes it possible to do detailed comparisons.

The following chart displays average auto insurance cost for a small sample of popular cars, pickups, and SUVs that you will find in Bridgeport. At the end of this article, there is a section that examines car insurance rates for a few of these models in much more detail.

Popular vehicle models in Bridgeport tend to be small or midsize cars like the Hyundai Elantra, Honda Civic, and Nissan Altima and compact or midsize SUVs like the Nissan Rogue, Toyota RAV4, and Jeep Grand Cherokee.

Other popular vehicles from different automotive segments include luxury SUVs like the Acura MDX and Cadillac XT5, luxury cars like the BMW 530i and Lexus ES 350, and pickup trucks like the Ram 1500 and Ford F-150.

We will cover rates for many more vehicles a little later in this article, but before we get into that data, let’s quickly revisit the concepts and comparisons covered so far in the data above.

• Bridgeport car insurance cost is more than the U.S. average – $3,070 (Bridgeport average) versus $2,276 (U.S. average)
• Teen girls have cheaper rates than teenage males – Teenage females age 16 to 19 pay $1,334 to $719 less each year than male drivers of the same age.
• Bridgeport auto insurance rates are more expensive than the Connecticut state average – $3,070 (Bridgeport average) versus $2,716 (Connecticut average)
• Insuring teens can cost a lot – The average cost ranges from $7,304 to $10,927 per year for teen driver car insurance in Bridgeport.
• Insurance rates fall considerably from age 20 to 30 – The average 30-year-old Bridgeport driver will pay $2,898 less per year than a 20-year-old driver, $3,276 compared to $6,174.
• Auto insurance is generally cheaper the older you are – Average rates for a 50-year-old driver in Bridgeport are $3,456 per year cheaper than for a 20-year-old driver.
• Average cost per month ranges from $212 to $911 – That’s the average auto insurance cost range for drivers from age 16 to 60 in Bridgeport.

In Bridgeport, which vehicles are cheapest to insure?

When every make and model is compared, the models with the most affordable auto insurance quotes in Bridgeport tend to be small SUVs and crossovers like the Chevrolet Trailblazer, Subaru Crosstrek, Hyundai Venue, and Toyota Corolla Cross. Average auto insurance prices for those small SUVs cost $2,490 or less per year, or $208 per month, to have full coverage.

Additional vehicles that come in near the top in our auto insurance cost comparison are the Buick Encore, Volkswagen Tiguan, Kia Niro, and Toyota GR Corolla.

Average auto insurance rates are a little bit more for those models than the crossovers and compact SUVs that rank near the top, but they still have an average cost of $2,664 or less per year.

The following table ranks the cheapest vehicles to insure in Bridgeport, ordered starting with the cheapest.

The above table containing 50 of the cheapest vehicles to insure in Bridgeport is great if you’re just wanting the lowest rates. A better way to group and rank car insurance rates in a manner that is not overwhelming is to sort them by their automotive segment.

This next article section goes into detail about the average price of auto insurance in Bridgeport for each vehicle segment. The average rates shown in the chart should give you a good idea of which segments have the overall cheapest average car insurance rates. Then the following six sections rank the 20 models with the cheapest auto insurance for the primary segments.

Bridgeport car insurance rates by automotive segment

If you’re looking to buy a different vehicle, it’s useful to know which types of vehicles have more affordable auto insurance rates.

As an example, maybe you’re wondering if compact SUVs cost less to insure than minivans or if sports cars have more expensive insurance than regular cars.

The chart below shows the average auto insurance cost in Bridgeport for each automotive segment. From a segment perspective, compact SUVs, midsize trucks, and minivans have the best average car insurance rates, with luxury, performance, and sports cars having the most expensive insurance rates.

Rates by different vehicle segments are useful for general comparisons, but insurance cost varies greatly within each automotive segment displayed in the previous chart.

For example, in the small SUV segment, Bridgeport insurance rates range from the Subaru Crosstrek costing $2,266 per year for full coverage insurance up to the Ford Mustang Mach-E at $3,588 per year, a difference of $1,322 within that segment.

As another example, in the large luxury SUV segment, the average insurance cost ranges from the Infiniti QX80 at $3,438 per year up to the Mercedes-Benz G63 AMG at $6,594 per year, a difference of $3,156 within that segment.

In the sections going forward, we eliminate this variability by analyzing the average cost of auto insurance in Bridgeport at the model level rather than the segment level.

Cheapest car insurance rates in Bridgeport

Ranking at the top for the most affordable Bridgeport auto insurance rates in the non-luxury sedan or hatchback segment are the Toyota GR Corolla, Nissan Sentra, Nissan Leaf, Subaru Impreza, and Honda Civic. Auto insurance rates for these models average $235 or less per month.

Other models that have cheaper rates are the Toyota Prius, Kia K5, Chevrolet Malibu, and Honda Accord, with average annual insurance rates of $2,990 per year or less.

Some additional 2024 models that rank well include the Volkswagen Arteon, Kia Forte, Hyundai Sonata, Subaru Legacy, and Volkswagen Jetta, which cost between $2,990 and $3,172 per year for insurance in Bridgeport.

Full-coverage auto insurance in Bridgeport for this segment for a safe driver will start around $222 per month, depending on your location and insurance company.

If vehicle size is considered, the cheapest compact car to insure in Bridgeport is the Toyota GR Corolla at $2,664 per year, or $222 per month. For midsize models, the Kia K5 is cheapest to insure at $2,956 per year, or $246 per month. And for full-size non-luxury cars, the Chrysler 300 has the best rates at $2,922 per year, or $244 per month.

The rate comparison table below ranks the cars with the most affordable average insurance rates in Bridgeport.

See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.

Need rates for a different vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Bridgeport car insurance quotes from top car insurance companies in Connecticut.

Cheapest SUV insurance rates in Bridgeport

The Subaru Crosstrek ranks at #1 for the most budget-friendly non-luxury SUV to insure in Bridgeport, followed by the Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Honda Passport. The 2024 model averages $2,266 per year to insure for full coverage.

Additional models that have affordable insurance rates are the Hyundai Venue, Buick Envision, Ford Bronco Sport, and Toyota Corolla Cross, with an average car insurance cost of $2,512 per year or less.

Additional SUVs that made the list include the Volkswagen Taos, Buick Encore, Honda CR-V, Nissan Murano, and Honda HR-V, which average between $2,512 and $2,670 to insure per year.

Auto insurance rates in this segment will start around $189 per month, depending on the company and your location. The table below ranks the SUVs with the lowest-cost insurance in Bridgeport, starting with the Subaru Crosstrek at $2,266 per year and ending with the Subaru Ascent at $2,670 per year.

For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

Don’t see your vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Connecticut.

Cheapest pickup trucks to insure in Bridgeport

The lowest-cost pickups to insure in Bridgeport are the Chevrolet Colorado at $2,700 per year, the Nissan Titan at $2,870 per year, and the Nissan Frontier at $2,900 per year.

Not the cheapest pickups to insure, but still very reasonable, are pickups like the Hyundai Santa Cruz, Honda Ridgeline, Toyota Tacoma, and GMC Canyon, with an average cost of $3,156 per year or less.

As a cost per month, full-coverage insurance in this segment for a safe driver starts at around $225 per month, depending on the company and your location. The comparison table below ranks the pickups with the lowest-cost insurance rates in Bridgeport, starting with the Chevrolet Colorado at $2,700 per year and ending with the Ram Truck at $3,546 per year.

See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.

Is your pickup truck missing from the table above? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Bridgeport car insurance quotes from top-rated companies in Connecticut.

Cheapest sports cars to insure in Bridgeport

The lowest-cost sports cars to insure in Bridgeport are the Mazda MX-5 Miata at $2,838 per year, the Toyota GR86 at $3,232 per year, and the Ford Mustang at $3,372 per year.

Other cars that have cheaper rates include the Nissan Z, BMW M2, Subaru BRZ, and Lexus RC F, with average rates of $3,668 per year or less.

Some additional 2024 models that made the list include the Lexus LC 500, Porsche 718, Porsche Taycan, and Chevrolet Corvette, which average between $3,668 and $5,196 to insure per year.

Full-coverage car insurance for this segment in Bridgeport will start around $237 per month, depending on the company and where you live.

The comparison table below ranks the sports cars with the cheapest auto insurance rates in Bridgeport.

Need rates for a different vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated car insurance companies in Connecticut.

Cheapest luxury cars to insure in Bridgeport

The three top-ranked luxury cars with the lowest-cost insurance in Bridgeport are the Acura Integra at $2,728 per year, the BMW 330i at $3,124 per year, and the Mercedes-Benz CLA250 at $3,154 per year.

Additional models that have good average insurance rates are the Mercedes-Benz AMG CLA35, Cadillac CT4, Lexus RC 300, and Genesis G70, with average annual insurance rates of $3,224 per year or less.

As a cost per month, car insurance rates in Bridgeport on this segment starts at around $227 per month, depending on the company and where you live.

The next table ranks the twenty luxury cars with the cheapest auto insurance rates in Bridgeport, starting with the Acura Integra at $2,728 per year and ending with the Audi S3 at $3,438 per year.

For more luxury car insurance comparisons, see our complete guide for luxury car insurance.

Need rates for a different vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Bridgeport car insurance quotes from top companies in Connecticut.

Cheapest luxury SUVs to insure in Bridgeport

Ranking at the top for the cheapest Bridgeport car insurance rates in the luxury SUV segment are the Lexus NX 250, Acura RDX, Cadillac XT4, Jaguar E-Pace, and Cadillac XT5. Auto insurance quotes for these vehicles average $241 or less per month.

Other models that have affordable average insurance rates are the Lexus UX 250h, Mercedes-Benz GLB 250, Lincoln Corsair, and Lexus NX 450h, with average cost of $2,958 per year or less.

Auto insurance rates in Bridgeport for this segment for the average driver will start around $214 per month, depending on your location. The next table ranks the SUVs with the most affordable car insurance rates in Bridgeport, starting with the Acura RDX at $214 per month and ending with the Lexus RX 350 at $257 per month.

See our guides for luxury SUV insurance to compare rates for additional makes and models.

Don’t see your luxury SUV in the table above? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Bridgeport car insurance quotes from top-rated car insurance companies in Connecticut.

Auto insurance rate variability

In an effort to help illustrate the extent to which the cost of a car insurance policy can fluctuate for different drivers (and also point out the importance of getting lots of price quotes), the sections below have detailed auto insurance rates for four popular models in Bridgeport: the Chevrolet Silverado, Honda CR-V, Toyota Highlander, and Honda Accord.

Each example displays average rates for different driver profiles to show the potential rate difference with only minor changes to the policy rating factors.

Chevrolet Silverado insurance rates

Chevrolet Silverado insurance in Bridgeport averages $3,392 per year, with rates ranging from a low of $2,876 per year on the Silverado EV WT model (MSRP of $39,900) up to $4,024 per year for the Silverado EV RST First Edition (MSRP of $105,000).

The chart displayed below may help explain how the cost to insure a Chevrolet Silverado can vary for a variety of different driver ages, deductibles, and risk profiles.

In this example, rates range from $2,810 to $7,874 per year, which is a cost difference of $5,064 based on different drivers.

The Chevrolet Silverado belongs to the full-size truck segment, and other models in that segment include the Nissan Titan, Toyota Tundra, Ford F150, and GMC Sierra.

Honda CR-V insurance rates

Honda CR-V insurance in Bridgeport averages $2,616 per year, with rates ranging from a low of $2,480 per year for the CR-V LX trim level (MSRP of $29,500) up to $2,760 per year for the CR-V Sport Touring Hybrid AWD trim level (MSRP of $39,850).

The chart below demonstrates how the price of car insurance on a Honda CR-V can change based on driver age, policy deductibles, and risk profiles.

In this example, cost varies from $2,176 to $6,010 per year, which is a difference in cost of $3,834 to insure the same vehicle with different rated drivers.

The Honda CR-V is considered a compact SUV, and other models popular in Bridgeport include the Nissan Rogue, Mazda CX-5, Chevrolet Equinox, and Subaru Forester.

Toyota Highlander insurance rates

The average cost of Toyota Highlander insurance in Bridgeport is $2,790 per year. With sticker prices ranging from $37,625 to $43,825, average insurance rates on a 2024 Toyota Highlander cost from $2,566 per year on the Highlander LE 2WD model up to $3,032 per year for the Highlander Hybrid XLE AWD trim level.

When Bridgeport insurance rates on the Toyota Highlander are compared with national average insurance rates for the same vehicle, the cost is anywhere from $560 to $662 more expensive per year in Bridgeport, depending on the model being insured.

The rate chart below may help illustrate how the prices of car insurance for a Toyota Highlander can range significantly for different driver ages, physical damage deductibles, and driver risk profiles.

For our example risk profiles, the cost ranges from $2,320 to $6,382 per year, which is a cost difference of $4,062.

The Toyota Highlander is classified as a midsize SUV, and other models from that segment that are popular in Bridgeport include the Ford Explorer, Kia Telluride, and Honda Pilot.

Honda Accord insurance rates

Honda Accord insurance in Bridgeport averages $2,962 per year, ranging from a low of $2,856 per year on the Accord EX-L Hybrid model (MSRP of $34,190) up to $3,040 per year on the Accord LX trim (MSRP of $27,895).

When Bridgeport car insurance quotes for the Honda Accord are compared with the national average cost on the same model, the cost is $624 to $662 more expensive per year in Bridgeport, depending on the trim level being insured.

The next rate chart may help illustrate how car insurance quotes for a Honda Accord can be very different for different driver ages, policy deductibles, and risk profiles.

For our example, prices range from $2,464 to $6,814 per year, which is a price difference of $4,350 just by factoring different driver risk profiles.

The Honda Accord is a midsize car, and other similar models include the Chevrolet Malibu, Nissan Altima, and Kia K5.

Money-saving tips for finding cheaper car insurance

Shrewd drivers should always be searching for ways to cut the monthly cost of insurance, so scan the savings tips in the list below to see if you can save some money the next time you buy a policy.

• If your vehicle is older, reduce coverage. Dropping comprehensive and collision coverage from older vehicles that are no longer worth much will cheapen the cost to insure considerably.
• Your employer could save you money. The vast majority of auto insurance companies offer policy discounts for occupations like nurses, scientists, high school and elementary teachers, firefighters, dentists, and others. If you can get this discount applied to your policy, you could potentially save between $92 and $298 on your annual insurance bill, subject to the policy coverages selected.
• Avoid traffic tickets to pay less. If you want cheap auto insurance in Bridgeport, it pays to be a good, safe driver. As a matter of fact, just a couple minor infractions on your motor vehicle report could increase insurance cost by at least $812 per year.
• Stay claim free. Most auto insurance companies offer a discount if you have no claims on your account. Insurance should be used in the case of large financial hits, not for minor claims that can easily be paid out-of-pocket.
• Choose vehicles that have cheaper insurance. Vehicle performance has a big impact on the price you pay for car insurance in Bridgeport. For example, a Subaru Impreza costs $2,808 less per year to insure in Bridgeport than a BMW i8. Lower performance vehicles save money.