Henderson Car Insurance Cost – Cheapest Rates + Comparisons

What are the cheapest cars to insure in Henderson, NV? Sit back and find out as we break out average car insurance rates for over 150 models in six segments.

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  • Car insurance in Henderson cost an average of $3,134 per year, or around $261 per month for full coverage.
  • Henderson, NV, car insurance costs an average of $314 per year more than the Nevada state average cost ($2,820) and $913 per year more than the U.S. national average rate ($2,221).
  • Auto insurance rates for a few popular models in Henderson include the Jeep Wrangler at $298 per month, Toyota Tacoma at $264, and Honda CR-V at $222.
  • For cheap auto insurance in Henderson, Nevada, compact crossovers like the Kia Soul, Nissan Kicks, Buick Encore, and Volkswagen Tiguan cost less than most other models.
  • Car insurance quotes in Henderson can range from as low as $32 per month for just liability insurance to over $699 per month for drivers requiring high-risk coverage.

How much is car insurance in Henderson, NV?

Average car insurance cost in Henderson is $3,134 per year, which is 34.1% more than the U.S. average rate of $2,221. The average cost of car insurance per month in Henderson is $261 for full coverage.

In the state of Nevada, the average car insurance cost is $2,820 per year, so the cost in Henderson averages $314 more per year. The average cost to insure a vehicle in Henderson compared to other Nevada locations is around $316 per year cheaper than in Las Vegas, $764 per year more than in Carson City, and $564 per year more expensive than in Reno.

The chart below shows average car insurance cost in Henderson broken out not only by the age of the driver, but also by three different physical damage coverage deductibles. Rates are averaged for all 2024 vehicle models including luxury brand cars and SUVs.

Average full-coverage car insurance premium in Henderson, NV for different ages of drivers.
Figure 1: Average full-coverage car insurance premium in Henderson, NV for different ages of drivers. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on all 2024 model year vehicles. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premiums are averaged across all Henderson, NV Zip Codes.

Average Car Insurance Cost in Henderson, NV
Driver Age Deductible Annual Premium Cost Per Month
20$1,000$5,332$444
$500$6,302$525
$250$7,328$611
30$1,000$2,798$233
$500$3,340$278
$250$3,902$325
40$1,000$2,636$220
$500$3,134$261
$250$3,652$304
50$1,000$2,346$196
$500$2,776$231
$250$3,222$269
60$1,000$2,196$183
$500$2,598$217
$250$3,016$251

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all Henderson, NV Zip Codes. Updated June 27, 2025

Average car insurance rates in the previous chart range from $2,196 per year for a high deductible policy for a 60-year-old driver to $7,328 per year for a 20-year-old driver with a low deductible policy.

When converted to a monthly cost, the average cost of car insurance per month in Henderson ranges from $183 to $611.

Henderson auto insurance rates can vary considerably and are impacted by many factors. The likelihood of a wide range of rates reinforces the need to get accurate car insurance quotes when shopping online for the cheapest car insurance.

The age of the driver is one of the biggest determining factors on the price of car insurance, so the list below illustrates this by showing the difference in average car insurance rates in Henderson for driver ages from 16 to 60.

Car insurance cost in Henderson, Nevada, for drivers age 16 to 60

  • 16-year-old rated driver – $11,158 per year or $930 per month
  • 17-year-old rated driver – $10,810 per year or $901 per month
  • 18-year-old rated driver – $9,688 per year or $807 per month
  • 19-year-old rated driver – $8,818 per year or $735 per month
  • 20-year-old rated driver – $6,302 per year or $525 per month
  • 30-year-old rated driver – $3,340 per year or $278 per month
  • 40-year-old rated driver – $3,134 per year or $261 per month
  • 50-year-old rated driver – $2,776 per year or $231 per month
  • 60-year-old rated driver – $2,598 per year or $217 per month

The rates above that detailed the cost to insure teen drivers assumed a male driver. The next chart shows the average cost for car insurance for teen drivers in Henderson by gender. Female drivers tend to have cheaper car insurance rates, in particular in the teen years.

Average cost to insure teenage drivers on an average 2024 model year vehicle with full coverage.
Figure 2: Average cost to insure teenage drivers on an average 2024 model year vehicle with full coverage. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Teenage driver rates are for the 2024 model year with $500 comprehensive and collision deductibles. Average car insurance cost in Henderson includes all Zip Codes and vehicle trim levels. Rates assume a clean driving record and no claims or at-fault accidents.

Average Car Insurance Cost in Henderson, NV for Teenage Drivers
Driver Age Male Driver Female Driver
16-Year-Old$11,158$10,419
17-Year-Old$10,810$10,357
18-Year-Old$9,688$8,938
19-Year-Old$8,818$7,457

Data Methodology: Rated teen drivers have no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium amounts are averaged for all trim levels available on the 2024 Average Car. Updated June 27, 2025

Auto insurance for a 16-year-old female in Henderson costs an average of $739 less per year than the cost for a male driver, while at age 19, the cost difference is smaller but females still pay an average of $1,361 less per year.

The prior rates consist of an average based on every 2024 vehicle model, which is practical when making overall comparisons such as the average cost difference by driver age or location.

Average car insurance rates are great for answering questions like “is auto insurance in Henderson cheaper than Sparks?” or “are auto insurance rates in Nevada cheaper than in Arizona?”.

But for more useful car insurance comparisons, the rates will be more accurate if we compare rates for the specific vehicle being insured. Every model has it’s own exposure profile for determining how much it costs to insure it and this data allows us to make more detailed cost comparisons.

The next chart details average auto insurance rates in Henderson for popular cars, trucks, and SUVs. Later on in this article, we explore insurance cost for some of these vehicles even more in-depth.

Average cost to insure popular 2024 model year vehicles in Henderson.
Figure 3: Average cost to insure popular 2024 model year vehicles in Henderson. Rates updated on June 27, 2025.

Data Methodology: Average car insurance cost is based on 2024 model year vehicles with safe driver and claim-free discounts applied. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Rates are averaged for all Henderson Zip Codes.

Henderson, NV, Car Insurance Rates for Popular Vehicles
Make/Model Annual Premium Cost Per Month
Honda CR-V$2,668$222
Nissan Rogue$2,816$235
Toyota Highlander$2,848$237
Nissan Sentra$2,870$239
Chevrolet Equinox$2,886$241
Toyota RAV4$2,888$241
Hyundai Tucson$2,910$243
Honda Accord$3,024$252
Honda Pilot$3,046$254
Kia Forte$3,058$255
Jeep Grand Cherokee$3,132$261
Toyota Camry$3,366$281
Hyundai Elantra$3,402$284
Chevrolet Silverado$3,464$289
Ford Bronco$3,476$290
Ford F150$3,504$292
Jeep Wrangler$3,578$298
Ram Truck$3,620$302
Chevrolet Corvette$4,336$361

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year and also for all Henderson, NV Zip Codes. Updated June 27, 2025

Which cars are cheapest to insure in Henderson?

The lowest cost insurance rates in Henderson are on compact and midsize SUVs like the Mazda CX-30, Toyota C-HR, Volkswagen Atlas, and Kia Telluride. Average rates for those models are less than $269 a month for a full-coverage policy.

Some additional models that rank in the top 50 in our comparison are the Subaru Outback, the Hyundai Kona, the Toyota Tacoma, and the Ford Escape. Rates are a little more expensive for those models than the lowest cost models in the list, but they still have average rates less than $241 per month.

The table below breaks down the 50 cars, trucks, and SUVs with the cheapest insurance rates in Henderson, sorted by annual and monthly insurance cost.

Top 50 Cheapest Car Insurance Rates in Henderson, NV
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$2,312$193
2Chevrolet Trailblazer$2,352$196
3Kia Soul$2,444$204
4Nissan Kicks$2,466$206
5Honda Passport$2,492$208
6Buick Envision$2,510$209
7Toyota Corolla Cross$2,522$210
8Hyundai Venue$2,546$212
9Mazda CX-5$2,554$213
10Ford Bronco Sport$2,564$214
11Volkswagen Tiguan$2,590$216
12Acura RDX$2,618$218
13Nissan Murano$2,630$219
14Buick Encore$2,658$222
15Honda CR-V$2,668$222
16Subaru Outback$2,668$222
17Buick Envista$2,680$223
18Volkswagen Taos$2,684$224
19Kia Niro$2,696$225
20Toyota GR Corolla$2,720$227
21Subaru Ascent$2,724$227
22Honda HR-V$2,728$227
23Nissan Leaf$2,746$229
24Chevrolet Colorado$2,758$230
25Honda Civic$2,770$231
26Lexus NX 250$2,772$231
27Volkswagen Atlas$2,778$232
28Acura Integra$2,784$232
29Subaru Forester$2,786$232
30Volkswagen Atlas Cross Sport$2,790$233
31Kia Seltos$2,800$233
32GMC Terrain$2,802$234
33Nissan Rogue$2,816$235
34Hyundai Kona$2,822$235
35Cadillac XT4$2,826$236
36Mazda CX-30$2,828$236
37Volkswagen ID4$2,838$237
38Ford Explorer$2,840$237
39Toyota Highlander$2,848$237
40Toyota Venza$2,858$238
41Ford Escape$2,860$238
42Honda Odyssey$2,860$238
43Nissan Sentra$2,870$239
44Subaru Impreza$2,880$240
45Chevrolet Equinox$2,886$241
46Toyota RAV4$2,888$241
47Mazda MX-5 Miata$2,896$241
48Mazda MX-30$2,906$242
49Hyundai Tucson$2,910$243
50Toyota Prius$2,924$244

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Henderson, NV Zip Codes. Updated June 26, 2025

Top 50 cheapest vehicles to insure in Henderson, NV with the Subaru Crosstrek ranking first at $2,312 per year
Top 50 cheapest vehicles to insure in Henderson, NV with the Subaru Crosstrek ranking first at $2,312 per year

A table of 50 ranked vehicles is not the most useful way to show the complete picture of Henderson insurance rates. Considering the fact that we rate over 700 vehicles, less than 7% of total vehicles are shown.

So let’s dig deeper and display the most affordable vehicles in a more useful way. The next six sections rank the top 20 vehicles with the most affordable insurance rates for the most popular vehicle segments.

Cheapest cars to insure in Henderson

Some of the more affordable non-luxury cars to insure in Henderson are the Volkswagen Golf, the Mazda 6, and the Subaru Impreza.

Some additional vehicles that landed in the top ten in the table below are the Honda Insight, Subaru Legacy, Kia Rio, and Honda Civic. These vehicles have an average cost of $3,242 per year or less to insure in Henderson. Higher rates than the top ten, but still having cheaper car insurance rates than most other vehicles at an average of $3,026 per year or less, are the Honda Accord, Volkswagen Passat, Kia Forte, and Chevrolet Malibu.

The next table details the models with the cheapest auto insurance in Henderson, ordered by annual cost.

Cheapest Cars to Insure in Henderson, NV
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$2,720$227
Nissan LeafCompact$2,746$229
Honda CivicCompact$2,770$231
Nissan SentraCompact$2,870$239
Subaru ImprezaCompact$2,880$240
Toyota PriusCompact$2,924$244
Kia K5Midsize$3,020$252
Honda AccordMidsize$3,024$252
Chevrolet MalibuMidsize$3,038$253
Toyota CorollaCompact$3,050$254
Kia ForteCompact$3,058$255
Volkswagen ArteonMidsize$3,078$257
Nissan VersaCompact$3,086$257
Subaru LegacyMidsize$3,094$258
Hyundai Ioniq 6Midsize$3,114$260
Mitsubishi Mirage G4Compact$3,160$263
Toyota CrownMidsize$3,168$264
Volkswagen JettaCompact$3,168$264
Hyundai SonataMidsize$3,176$265
Mazda 3Compact$3,242$270

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Henderson, NV Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Henderson, NV, with the Toyota GR Corolla ranking first at $2,720 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Henderson, NV, with the Toyota GR Corolla ranking first at $2,720 per year.

For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

Looking for a different vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Henderson car insurance quotes from top-rated car insurance companies in Nevada.

Cheapest SUV insurance rates in Henderson, NV

Some of the cheaper non-luxury SUVs to insure in Henderson include the Kia Sportage, the Mazda CX-3, the Toyota C-HR, and the Subaru Forester. These have an average cost of $256 per month or less to insure in Henderson with full coverage car insurance.

Some other models that rank very well when comparing annual rates are the Volkswagen Atlas, Subaru Crosstrek, Ford Edge, and Mazda CX-5. Having slightly higher insurance rates, but still better than most vehicles in Henderson, are the Kia Soul, the Hyundai Kona, the Kia Telluride, and the Jeep Compass.

The table below ranks the models with the cheapest car insurance rates in Henderson, ordered by cost.

Cheapest SUVs to Insure in Henderson, NV
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$2,312$193
Chevrolet TrailblazerCompact$2,352$196
Kia SoulCompact$2,444$204
Nissan KicksCompact$2,466$206
Honda PassportMidsize$2,492$208
Buick EnvisionCompact$2,510$209
Toyota Corolla CrossCompact$2,522$210
Hyundai VenueCompact$2,546$212
Mazda CX-5Compact$2,554$213
Ford Bronco SportCompact$2,564$214
Volkswagen TiguanCompact$2,590$216
Nissan MuranoMidsize$2,630$219
Buick EncoreCompact$2,658$222
Honda CR-VCompact$2,668$222
Subaru OutbackMidsize$2,668$222
Buick EnvistaMidsize$2,680$223
Volkswagen TaosCompact$2,684$224
Kia NiroCompact$2,696$225
Subaru AscentMidsize$2,724$227
Honda HR-VCompact$2,728$227

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Henderson, NV Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Henderson, NV, with the Subaru Crosstrek ranking first at $2,312 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Henderson, NV, with the Subaru Crosstrek ranking first at $2,312 per year.

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

Don’t see insurance cost for your SUV? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated car insurance companies in Nevada.

Cheapest sports cars to insure in Henderson, Nevada

Some of the less expensive sports cars to insure in Henderson include the Mazda MX-5 Miata, the Subaru WRX, the Toyota Supra, and the Audi TT.

Some other sports cars that fair very well in our insurance cost comparison are the Porsche 718, Chevrolet Camaro, Nissan 370Z, and Subaru BRZ.

The next table lists the models with the cheapest car insurance rates in Henderson, sorted by annual and monthly insurance cost.

Cheapest Sports Cars to Insure in Henderson, NV
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$2,896$241
Toyota GR86Sports Car$3,298$275
Ford MustangSports Car$3,440$287
BMW Z4Sports Car$3,464$289
Subaru WRXSports Car$3,512$293
Toyota GR SupraSports Car$3,520$293
BMW M2Sports Car$3,620$302
Nissan ZSports Car$3,630$303
Lexus RC FSports Car$3,700$308
Subaru BRZSports Car$3,744$312
BMW M3Sports Car$3,958$330
Porsche 718Sports Car$4,032$336
Chevrolet CamaroSports Car$4,070$339
Chevrolet CorvetteSports Car$4,336$361
Porsche 911Sports Car$4,486$374
BMW M4Sports Car$4,676$390
Lexus LC 500Sports Car$4,700$392
Jaguar F-TypeSports Car$4,940$412
Mercedes-Benz AMG GT53Sports Car$5,184$432
Porsche TaycanSports Car$5,306$442

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Henderson, NV Zip Codes. Updated June 27, 2025

Ranking of the cheapest sports cars to insure in Henderson, NV, with the Mazda MX-5 Miata ranking first at $2,896 per year.
Ranking of the cheapest sports cars to insure in Henderson, NV, with the Mazda MX-5 Miata ranking first at $2,896 per year.

Looking for a different vehicle? Not a problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Henderson.

Cheapest pickup truck insurance rates in Henderson

For the midsize, full-size, and heavy duty pickup truck segments, some of the vehicles with the most affordable insurance in Henderson are the Jeep Gladiator, the Nissan Frontier, and the Chevrolet Colorado. These vehicles all cost $275 per month or less for full coverage insurance.

A few additional pickup trucks that rank close to the top in our cost comparison are the Ford F150, the GMC Sierra, the GMC Canyon, and the Toyota Tundra.

The next table shows the cheapest pickups to insure in Henderson, sorted by annual and monthly insurance cost.

Cheapest Pickups to Insure in Henderson, NV
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$2,758$230
Nissan TitanFull-size$2,930$244
Nissan FrontierMidsize$2,962$247
Ford RangerMidsize$2,994$250
Ford MaverickMidsize$3,036$253
Honda RidgelineMidsize$3,110$259
Hyundai Santa CruzMidsize$3,164$264
Toyota TacomaMidsize$3,172$264
GMC Sierra 2500 HDHeavy Duty$3,186$266
GMC CanyonMidsize$3,226$269
Jeep GladiatorMidsize$3,300$275
GMC Sierra 3500Heavy Duty$3,320$277
Chevrolet Silverado HD 3500Heavy Duty$3,346$279
Chevrolet Silverado HD 2500Heavy Duty$3,436$286
GMC SierraFull-size$3,460$288
Chevrolet SilveradoFull-size$3,464$289
Nissan Titan XDHeavy Duty$3,466$289
Ford F150Full-size$3,504$292
GMC Hummer EV PickupFull-size$3,594$300
Ram TruckFull-size$3,620$302

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Henderson, NV Zip Codes. Updated June 27, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Henderson, NV, with the Chevrolet Colorado ranking first at $2,758 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Henderson, NV, with the Chevrolet Colorado ranking first at $2,758 per year.

See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.

Don’t see insurance cost for your pickup? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Nevada.

Cheapest luxury car insurance rates in Henderson, Nevada

Out of the compact, midsize, and full-size luxury segments, some of the most affordable vehicles to insure in Henderson are the Lexus ES 350, the Acura ILX, the Acura TLX, and the Mercedes-Benz A220. The cost to insure these luxury cars with full coverage insurance in Henderson averages at or below $270 per month.

Additional luxury cars that fair very well in our insurance cost comparison are the BMW i3, the Volvo S90, the Cadillac CT4, and the BMW 330i.

Coming in out of the top ten, but still pretty affordable at $282 per month or less, are the Lexus RC 300, the Audi S3, the BMW Z4, and the Audi A3.

The next table ranks the luxury cars with the cheapest insurance rates in Henderson, sorted by annual and monthly insurance cost.

Cheapest Luxury Cars to Insure in Henderson, NV
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$2,784$232
BMW 330iCompact$3,186$266
Mercedes-Benz CLA250Midsize$3,222$269
Lexus IS 300Midsize$3,228$269
Acura TLXCompact$3,238$270
Lexus ES 350Midsize$3,268$272
Cadillac CT4Compact$3,270$273
Genesis G70Compact$3,278$273
Mercedes-Benz AMG CLA35Midsize$3,282$274
Lexus RC 300Midsize$3,292$274
Lexus IS 350Compact$3,304$275
Jaguar XFMidsize$3,312$276
Cadillac CT5Midsize$3,378$282
Lexus ES 250Midsize$3,386$282
Lexus RC 350Compact$3,396$283
BMW 330eCompact$3,404$284
BMW 228iCompact$3,408$284
BMW 230iCompact$3,436$286
Lexus ES 300hMidsize$3,440$287
Audi S3Compact$3,510$293

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Henderson, NV Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Henderson, NV, with the Acura Integra ranking first at $2,784 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Henderson, NV, with the Acura Integra ranking first at $2,784 per year.

See our guide for luxury car insurance to view any vehicles not shown in the table.

Don’t see rates for your luxury car? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Henderson car insurance quotes from top companies in Nevada.

Cheapest luxury SUVs to insure in Henderson

For luxury SUVs, a few of the least expensive models to insure in Henderson are the Cadillac XT4, the Acura RDX, and the Volvo XC40.

Other vehicles that rank very well in our comparison are the Lexus NX 300, the Volvo XC90, the Lincoln Nautilus, and the Volvo XC60. The average cost to insure these luxury SUVs in Henderson is at or below $276 per month.

Ranked lower than the top ten, but still cheaper to insure than the majority of other luxury vehicles at $339 per month or less, are the Lexus UX 250H, the Lincoln Corsair, the Mercedes-Benz GLC300, and the Lexus RX 350.

The next table details the luxury SUVs with the cheapest insurance rates in Henderson, ordered by annual cost.

Cheapest Luxury SUVs to Insure in Henderson, NV
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$2,618$218
Lexus NX 250Compact$2,772$231
Cadillac XT4Compact$2,826$236
Jaguar E-PaceMidsize$2,928$244
Lexus NX 350hCompact$2,952$246
Cadillac XT5Midsize$2,954$246
Lincoln CorsairCompact$2,988$249
Mercedes-Benz GLB 250Compact$2,996$250
Lexus UX 250hCompact$3,004$250
Lexus NX 450hCompact$3,020$252
Infiniti QX50Midsize$3,044$254
Mercedes-Benz GLA250Compact$3,052$254
Mercedes-Benz GLA35 AMGCompact$3,062$255
Cadillac XT6Midsize$3,064$255
Infiniti QX60Midsize$3,080$257
Mercedes-Benz AMG GLB35Midsize$3,082$257
Land Rover EvoqueCompact$3,124$260
Acura MDXMidsize$3,130$261
Lexus NX 350Compact$3,140$262
Lexus RX 350Midsize$3,144$262

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Henderson, NV Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Henderson, NV, with the Acura RDX ranking first at $2,618 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Henderson, NV, with the Acura RDX ranking first at $2,618 per year.

See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.

Don’t see insurance cost for your luxury SUV? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Henderson car insurance quotes from top companies in Nevada.

How to save on auto insurance in Henderson

Henderson drivers are often looking to pay less for insurance, so take a minute or two to look through the money-saving ideas in this next list and it’s very likely you can save some money.

  • Increasing deductibles makes car insurance cheaper. Increasing your policy deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
  • Shop around. Taking a few minutes to get some free car insurance quotes could save a pile of cash. Rates are always changing and you can switch anytime.
  • Compare rates before you buy the car. Different cars have very different car insurance rates, and car insurance companies can sell policies with a wide range of costs. Check prices before you buy a different car to prevent price shock when you get the bill.
  • Buy vehicles that are cheaper to insure. The vehicle you drive has a significant impact on the cost of car insurance in Henderson. For example, a Honda CR-V costs $1,402 less per year to insure in Henderson than a Chevrolet Camaro. Lower performance vehicles cost less to insure.
  • Excellent credit scores get the best rates. Drivers who have credit scores over 800 could save up to $492 per year when compared to a slightly lower credit score between 670-739. Conversely, a lower credit score could cost around $570 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
  • Remove optional coverage on older vehicles. Removing physical damage coverage from older vehicles whose value has decreased can cheapen the cost to insure substantially.
  • Careful drivers have lower auto insurance rates. Multiple at-fault accidents raise rates, possibly by an additional $4,468 per year for a 20-year-old driver and as much as $942 per year for a 50-year-old driver. So be a careful driver and save!