Pocatello, ID Car Insurance – Averages (2025) + Cheapest to Insure

How much does Pocatello auto insurance cost? We rank the 120 cheapest insurance rates for cars, pickups, SUVs and luxury models to show the models with cheap car insurance quotes.

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  • Average Pocatello car insurance cost is $2,004 per year for a full coverage policy. Average cost per month is approximately $167.
  • Pocatello auto insurance costs $30 per year more than the Idaho state average and $217 per year less than the United States national average.
  • Compact crossovers and SUVs like the Honda CR-V, Buick Envision, and Nissan Kicks are the best options for cheap car insurance in Pocatello.
  • Models with the most affordable auto insurance in their respective segments include the Toyota GR Corolla, Subaru Crosstrek, Chevrolet Colorado, Chevrolet Tahoe, and Acura RDX.

How much does car insurance cost in Pocatello?

The average price for car insurance in Pocatello is $2,004 per year, which is 10.3% less than the U.S. average rate of $2,221. Car insurance in Pocatello per month costs around $167 per month for full coverage.

The average car insurance cost in Idaho is $1,974 per year, so Pocatello, Idaho, drivers pay an average of $30 more per year than the overall Idaho state-wide average rate. When prices are compared to other larger cities in Idaho, the cost of car insurance in Pocatello is $104 per year more than in Boise, $106 per year more than in Meridian, and $18 per year cheaper than in Idaho Falls.

The age of the driver has a significant impact the price you pay for auto insurance, so the list below details how age impacts cost by breaking out average car insurance rates in Pocatello based on the age of the driver.

Average cost of car insurance in Pocatello, ID, for drivers age 16 to 60

  • 16 year old – $7,130 per year or $594 per month
  • 17 year old – $6,906 per year or $576 per month
  • 18 year old – $6,190 per year or $516 per month
  • 19 year old – $5,637 per year or $470 per month
  • 20 year old – $4,030 per year or $336 per month
  • 30 year old – $2,134 per year or $178 per month
  • 40 year old – $2,004 per year or $167 per month
  • 50 year old – $1,776 per year or $148 per month
  • 60 year old – $1,664 per year or $139 per month

The chart below shows a summary of auto insurance rates in Pocatello for 2024 model year vehicles, averaged for a range of driver ages, physical damage coverage deductibles, and driver risk profiles.

Average car insurance rates in Pocatello for different driver ages and risk scenarios.
Figure 1: Average car insurance rates in Pocatello for different driver ages and risk scenarios. Rates updated on June 26, 2025.

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Data Methodology: Average rates are for the 2024 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Pocatello includes all Zip Codes and vehicle trim levels.

2024 Average Car Insurance Cost in Pocatello, ID
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,606$384
Safe Driver Age 20$4,030$336
At-fault Accidents Age 40$2,834$236
Low Deductibles Age 40$2,620$218
Safe Driver Age 30$2,134$178
Safe Driver Age 40$2,004$167
Safe Driver Age 50$1,776$148
High Deductibles Age 40$1,684$140
Safe Driver Age 60$1,664$139
Discount Rate Age 40$1,664$139

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Updated June 26, 2025

In the chart above, the cost of car insurance in Pocatello ranges from $1,664 per year for a 40-year-old driver who meets the requirements for many policy discounts to $4,606 per year for a 30-year-old driver with too many driving violations or at-fault accidents. From a monthly standpoint, the average cost in the chart above ranges from $139 to $384 per month.

Vehicle models that are popular in Pocatello tend to be compact and midsize sedans like the Nissan Sentra, Volkswagen Jetta, and Nissan Altima and small or midsize SUVs like the Ford Escape, Chevy Equinox, and Jeep Grand Cherokee.

A few additional popular vehicles in Pocatello from other vehicle segments include luxury models like the Lexus ES 350 and BMW X5, pickup trucks like the Ford F-150 and Ram 1500, and sports cars like the Nissan GT-R and Audi TT.

We will get into many more auto rates in the upcoming sections, but before we get into that data, let’s go over the main concepts that were discussed up to this point.

  • Low deductibles cost more than high deductibles – A 50-year-old driver pays an average of $834 more per year for $250 deductibles versus $1,000 deductibles.
  • Cost per month ranges from $139 to $594 – That’s the average car insurance price range for drivers from age 16 to 60 in Pocatello.
  • Car insurance is cheaper as you get older – Insurance rates for a 40-year-old driver in Pocatello are $2,026 per year cheaper than for a 20-year-old driver.
  • Teenage female drivers pay less than teen males – Female drivers age 16 to 19 pay $872 to $469 less each year than male drivers of the same age.
  • Pocatello average car insurance cost is less than the U.S. average – $2,004 (Pocatello average) versus $2,221 (U.S. average)
  • Insurance rates decline considerably in your twenties – The average 30-year-old Pocatello, ID, driver will pay $1,896 less annually than a 20-year-old driver, $2,134 compared to $4,030.

Which vehicles have cheap insurance in Pocatello?

The vehicles with the best insurance quotes in Pocatello, ID, tend to be small SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, Nissan Kicks, and Hyundai Venue. Average insurance rates for those compact SUVs cost $1,626 or less per year ($136 per month) for a full coverage policy.

Some additional models that are in the top 20 in our auto insurance cost comparison are the Volkswagen Tiguan, Acura RDX, Volkswagen Taos, and Nissan Murano. Average insurance cost is a little bit more for those models than the cheapest compact SUVs that rank near the top, but they still have an average cost of $1,742 or less per year ($145 per month) in Pocatello.

The next table details the 50 car, truck, and SUV models with the cheapest auto insurance in Pocatello, sorted by average cost.

Top 50 Cheapest Vehicles to Insure in Pocatello, Idaho
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,478$123
2Chevrolet Trailblazer$1,508$126
3Kia Soul$1,564$130
4Nissan Kicks$1,574$131
5Honda Passport$1,594$133
6Buick Envision$1,606$134
7Toyota Corolla Cross$1,616$135
8Hyundai Venue$1,626$136
9Mazda CX-5$1,634$136
10Ford Bronco Sport$1,640$137
11Volkswagen Tiguan$1,658$138
12Acura RDX$1,676$140
13Nissan Murano$1,682$140
14Buick Encore$1,702$142
15Subaru Outback$1,706$142
16Honda CR-V$1,708$142
17Buick Envista$1,712$143
18Volkswagen Taos$1,716$143
19Kia Niro$1,724$144
20Toyota GR Corolla$1,740$145
21Honda HR-V$1,742$145
22Subaru Ascent$1,742$145
23Nissan Leaf$1,754$146
24Chevrolet Colorado$1,762$147
25Honda Civic$1,772$148
26Lexus NX 250$1,772$148
27Volkswagen Atlas$1,776$148
28Acura Integra$1,782$149
29Subaru Forester$1,782$149
30Volkswagen Atlas Cross Sport$1,786$149
31Kia Seltos$1,788$149
32GMC Terrain$1,794$150
33Nissan Rogue$1,800$150
34Hyundai Kona$1,804$150
35Mazda CX-30$1,806$151
36Cadillac XT4$1,810$151
37Ford Explorer$1,818$152
38Volkswagen ID4$1,818$152
39Toyota Highlander$1,822$152
40Ford Escape$1,828$152
41Toyota Venza$1,828$152
42Honda Odyssey$1,832$153
43Nissan Sentra$1,834$153
44Subaru Impreza$1,842$154
45Chevrolet Equinox$1,844$154
46Toyota RAV4$1,846$154
47Mazda MX-5 Miata$1,854$155
48Mazda MX-30$1,860$155
49Hyundai Tucson$1,862$155
50Chevrolet Traverse$1,870$156

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Pocatello, ID Zip Codes. Updated June 26, 2025

Top 50 cheapest vehicles to insure in Pocatello, ID with the Subaru Crosstrek ranking first at $1,478 per year
Top 50 cheapest vehicles to insure in Pocatello, ID with the Subaru Crosstrek ranking first at $1,478 per year

A table of 50 vehicles with the cheapest insurance in Pocatello is fine if you just want a vehicle with dirt cheap insurance rates. Considering the fact that we rate over 700 vehicles, the vast majority of models get omitted from the table. Let’s take a different approach and show the models with the cheapest rates a slightly different way, by segment.

The section below discusses the average cost of car insurance for each different vehicle segment. This should give you a good foundation of the vehicle segments that have the overall cheapest rates. Then the sections after the chart break out and rank the 20 cheapest models for each segment.

Average insurance rates by automotive segment

If you’re considering buying a different vehicle, it’s very useful to know which kinds of vehicles have more favorable insurance rates. For example, some people wonder if SUVs are cheaper to insure than minivans or if regular SUVs cost less to insure than luxury SUVs.

The chart below displays average car insurance rates by segment in Pocatello. As a general rule, compact SUVs and midsize pickup trucks tend to have the best average rates, while exotic performance cars have the highest average cost of insurance.

Car insurance average cost by automotive segment in Pocatello, ID.
Figure 2: Car insurance average cost by automotive segment in Pocatello, ID. Rates updated on June 26, 2025.

Data Methodology: Car insurance premium by automotive segment is based on 2024 model year vehicles. The rated driver is a 40-year-old male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and rates are averaged for all Pocatello Zip Codes.

Car Insurance Rates by Automotive Segment in Pocatello, ID
Automotive Segment Annual Premium Cost Per Month
Compact SUV$1,840$153
Midsize SUV$1,976$165
Minivan$1,980$165
Compact Car$1,980$165
Midsize Pickup$2,020$168
Midsize Car$2,042$170
Compact Luxury SUV$2,172$181
Compact Luxury Car$2,202$184
Large SUV$2,210$184
Half-ton Pickup$2,216$185
Heavy Duty Pickup$2,302$192
Midsize Luxury SUV$2,376$198
Midsize Luxury Car$2,458$205
Sports Car$2,750$229
Large Car$2,880$240
Large Luxury SUV$3,100$258
Large Luxury Car$3,202$267

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all 2024 model year vehicles and also for all Pocatello, ID Zip Codes. Updated June 26, 2025

Rates by automotive segment are close enough to make a general comparison, but rates vary quite a lot within each automotive segment shown in the chart above.

For example, in the small SUV segment, average Pocatello insurance rates range from the Subaru Crosstrek costing $1,478 per year for a full coverage policy up to the Ford Mustang Mach-E costing $2,342 per year.

Also, in the midsize truck segment, average rates range from the Chevrolet Colorado at $1,762 per year up to the Rivian R1T costing $2,498 per year.

In the sections going forward, we will remove much of this variability by analyzing the cost of car insurance in Pocatello at a model level.

Cars with affordable auto insurance rates in Pocatello

The four highest ranking non-luxury sedans with the cheapest car insurance in Pocatello are the Toyota GR Corolla at $1,740 per year, Nissan Leaf at $1,754 per year, Honda Civic at $1,772 per year, and Nissan Sentra at $1,834 per year.

Not the cheapest cars to insure, but still very reasonable, are cars like the Kia K5, Chevrolet Malibu, Toyota Corolla, and Toyota Prius, with average rates of $1,950 per year or less.

Ranked in the bottom half of the top 20 cheapest cars to insure, cars like the Toyota Crown, Mazda 3, Mitsubishi Mirage G4, Hyundai Ioniq 6, and Volkswagen Arteon cost between $1,950 and $2,072 per year for full-coverage insurance.

Full-coverage car insurance for this segment in Pocatello for a good driver starts at an average of $145 per month, depending on your location. The table below ranks the twenty cars with the cheapest average insurance rates in Pocatello, starting with the Toyota GR Corolla at $1,740 per year and ending with the Mazda 3 at $2,072 per year.

Cheapest Car Insurance in Pocatello, ID
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$1,740$145
Nissan LeafCompact$1,754$146
Honda CivicCompact$1,772$148
Nissan SentraCompact$1,834$153
Subaru ImprezaCompact$1,842$154
Toyota PriusCompact$1,872$156
Kia K5Midsize$1,930$161
Honda AccordMidsize$1,934$161
Chevrolet MalibuMidsize$1,942$162
Toyota CorollaCompact$1,950$163
Kia ForteCompact$1,954$163
Volkswagen ArteonMidsize$1,968$164
Nissan VersaCompact$1,974$165
Subaru LegacyMidsize$1,976$165
Hyundai Ioniq 6Midsize$1,992$166
Mitsubishi Mirage G4Compact$2,020$168
Volkswagen JettaCompact$2,024$169
Hyundai SonataMidsize$2,026$169
Toyota CrownMidsize$2,028$169
Mazda 3Compact$2,072$173

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Pocatello, ID Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Pocatello, ID, with the Toyota GR Corolla ranking first at $1,740 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Pocatello, ID, with the Toyota GR Corolla ranking first at $1,740 per year.

See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.

Don’t see insurance cost for your vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Idaho.

SUVs with cheap car insurance in Pocatello, Idaho

Taking the top ranking in Pocatello for the lowest-cost insurance in the SUV segment is the Subaru Crosstrek, costing an average of $1,478 per year. Second place is the Chevrolet Trailblazer costing $1,508 per year, ranking third is the Kia Soul, costing an average of $1,564 per year, and in fourth place is the Nissan Kicks, at an average of $1,574 per year.

Additional SUVs that rank well are the Mazda CX-5, Toyota Corolla Cross, Buick Envision, and Hyundai Venue, with average annual insurance rates of $1,640 per year or less.

Full-coverage auto insurance in Pocatello for this segment for a middle-age safe driver will start around $123 per month, depending on your location.

If prices are ranked by vehicle size, the lowest-cost non-luxury compact SUV to insure in Pocatello is the Subaru Crosstrek at $1,478 per year, or $123 per month. For midsize SUVs, the Honda Passport has the best rates at $1,594 per year, or $133 per month. And for large SUVs, the Chevrolet Tahoe has the cheapest rates at $1,880 per year, or $157 per month.

The next table ranks the SUVs with the most affordable average auto insurance rates in Pocatello, starting with the Subaru Crosstrek at $1,478 per year and ending with the Subaru Ascent at $1,742 per year.

Cheapest SUV Insurance in Pocatello, ID
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,478$123
Chevrolet TrailblazerCompact$1,508$126
Kia SoulCompact$1,564$130
Nissan KicksCompact$1,574$131
Honda PassportMidsize$1,594$133
Buick EnvisionCompact$1,606$134
Toyota Corolla CrossCompact$1,616$135
Hyundai VenueCompact$1,626$136
Mazda CX-5Compact$1,634$136
Ford Bronco SportCompact$1,640$137
Volkswagen TiguanCompact$1,658$138
Nissan MuranoMidsize$1,682$140
Buick EncoreCompact$1,702$142
Subaru OutbackMidsize$1,706$142
Honda CR-VCompact$1,708$142
Buick EnvistaMidsize$1,712$143
Volkswagen TaosCompact$1,716$143
Kia NiroCompact$1,724$144
Honda HR-VCompact$1,742$145
Subaru AscentMidsize$1,742$145

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Pocatello, ID Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Pocatello, ID, with the Subaru Crosstrek ranking first at $1,478 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Pocatello, ID, with the Subaru Crosstrek ranking first at $1,478 per year.

For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

Looking for rates for a different SUV? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Pocatello car insurance quotes from the best auto insurance companies in Idaho.

Cheapest sports cars to insure in Pocatello, ID

The top three sports cars with the cheapest auto insurance rates in Pocatello are the Mazda MX-5 Miata at $1,854 per year, the Toyota GR86 at $2,110 per year, and the Ford Mustang at $2,198 per year.

Also ranking in the top 10 are models like the BMW M2, Nissan Z, Lexus RC F, and Toyota GR Supra, with an average cost to insure of $2,394 per year or less.

On a monthly basis, full-coverage auto insurance in Pocatello on this segment for a middle-age safe driver can cost as low as $155 per month, depending on your company and location.

The table below ranks the sports cars with the cheapest auto insurance rates in Pocatello, starting with the Mazda MX-5 Miata at $1,854 per year ($155 per month) and ending with the Porsche Taycan at $3,392 per year ($283 per month).

Cheapest Sports Car Insurance in Pocatello, ID
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$1,854$155
Toyota GR86Sports Car$2,110$176
Ford MustangSports Car$2,198$183
BMW Z4Sports Car$2,214$185
Subaru WRXSports Car$2,244$187
Toyota GR SupraSports Car$2,250$188
BMW M2Sports Car$2,314$193
Nissan ZSports Car$2,320$193
Lexus RC FSports Car$2,366$197
Subaru BRZSports Car$2,394$200
BMW M3Sports Car$2,530$211
Porsche 718Sports Car$2,578$215
Chevrolet CamaroSports Car$2,602$217
Chevrolet CorvetteSports Car$2,774$231
Porsche 911Sports Car$2,868$239
BMW M4Sports Car$2,986$249
Lexus LC 500Sports Car$3,004$250
Jaguar F-TypeSports Car$3,158$263
Mercedes-Benz AMG GT53Sports Car$3,316$276
Porsche TaycanSports Car$3,392$283

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Pocatello, ID Zip Codes. Updated June 27, 2025

Ranking of the cheapest sports cars to insure in Pocatello, ID, with the Mazda MX-5 Miata ranking first at $1,854 per year.
Ranking of the cheapest sports cars to insure in Pocatello, ID, with the Mazda MX-5 Miata ranking first at $1,854 per year.

Don’t see rates for your sports car? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Idaho.

Pickup trucks with cheap car insurance

In our comparison, the top five most affordable pickups to insure in Pocatello are the Chevrolet Colorado, Nissan Titan, Nissan Frontier, Ford Ranger, and Ford Maverick. Auto insurance rates for these five models range from $1,762 to $1,942 per year.

Other models that have affordable average insurance rates include the Toyota Tacoma, GMC Sierra 2500 HD, GMC Canyon, and Honda Ridgeline, with an average cost to insure of $2,060 per year or less.

From a monthly standpoint, full-coverage auto insurance in this segment for a middle-age safe driver starts at around $147 per month, depending on the company and your location.

The comparison table below ranks the twenty pickups with the most affordable average insurance rates in Pocatello, starting with the Chevrolet Colorado at $147 per month and ending with the Ram Truck at $193 per month.

Cheapest Pickup Insurance in Pocatello, ID
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$1,762$147
Nissan TitanFull-size$1,874$156
Nissan FrontierMidsize$1,892$158
Ford RangerMidsize$1,914$160
Ford MaverickMidsize$1,942$162
Honda RidgelineMidsize$1,988$166
Hyundai Santa CruzMidsize$2,020$168
Toyota TacomaMidsize$2,028$169
GMC Sierra 2500 HDHeavy Duty$2,038$170
GMC CanyonMidsize$2,060$172
Jeep GladiatorMidsize$2,108$176
GMC Sierra 3500Heavy Duty$2,120$177
Chevrolet Silverado HD 3500Heavy Duty$2,142$179
Chevrolet Silverado HD 2500Heavy Duty$2,198$183
GMC SierraFull-size$2,210$184
Chevrolet SilveradoFull-size$2,212$184
Nissan Titan XDHeavy Duty$2,214$185
Ford F150Full-size$2,240$187
GMC Hummer EV PickupFull-size$2,296$191
Ram TruckFull-size$2,314$193

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Pocatello, ID Zip Codes. Updated June 26, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Pocatello, ID, with the Chevrolet Colorado ranking first at $1,762 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Pocatello, ID, with the Chevrolet Colorado ranking first at $1,762 per year.

See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.

Don’t see insurance rates for your pickup? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Pocatello car insurance quotes from top companies in Idaho.

Luxury cars with affordable auto insurance rates

The top five models for the cheapest Pocatello car insurance rates in the luxury car segment are the Acura TLX, Mercedes-Benz CLA250, Lexus IS 300, BMW 330i, and Acura Integra. Car insurance quotes for these vehicles average $2,072 or less per year, or around $173 per month.

Not the cheapest to insure, but still ranked well, are luxury cars like the Lexus RC 300, Lexus ES 350, Mercedes-Benz AMG CLA35, and Genesis G70, with an average cost of $2,106 per year or less.

Auto insurance in Pocatello for this segment for the average driver starts at an average of $149 per month, depending on your location and insurance company.

The next table ranks the luxury cars with the lowest-cost car insurance rates in Pocatello, starting with the Acura Integra at $1,782 per year and ending with the Audi S3 at $2,246 per year.

Cheapest Luxury Car Insurance in Pocatello, ID
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$1,782$149
BMW 330iCompact$2,038$170
Mercedes-Benz CLA250Midsize$2,062$172
Lexus IS 300Midsize$2,064$172
Acura TLXCompact$2,072$173
Lexus ES 350Midsize$2,090$174
Cadillac CT4Compact$2,092$174
Genesis G70Compact$2,098$175
Mercedes-Benz AMG CLA35Midsize$2,102$175
Lexus RC 300Midsize$2,106$176
Lexus IS 350Compact$2,116$176
Jaguar XFMidsize$2,120$177
Cadillac CT5Midsize$2,158$180
Lexus ES 250Midsize$2,168$181
Lexus RC 350Compact$2,172$181
BMW 330eCompact$2,174$181
BMW 228iCompact$2,178$182
BMW 230iCompact$2,194$183
Lexus ES 300hMidsize$2,198$183
Audi S3Compact$2,246$187

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Pocatello, ID Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Pocatello, ID, with the Acura Integra ranking first at $1,782 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Pocatello, ID, with the Acura Integra ranking first at $1,782 per year.

See our guide for luxury car insurance to compare rates for all makes and models.

Don’t see your luxury car? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Pocatello car insurance quotes from the best companies in Idaho.

Luxury SUVs with the best car insurance rates

Taking the top spot in Pocatello for cheapest average insurance in the luxury SUV segment is the Acura RDX, with a cost of $1,676 per year. Second place is the Lexus NX 250 costing $1,772 per year, and in third place is the Cadillac XT4, costing an average of $1,810 per year.

Also ranking well in our comparison are models like the Lexus UX 250h, Mercedes-Benz GLB 250, Lexus NX 350h, and Lexus NX 450h, with an average car insurance cost of $1,932 per year or less.

From a monthly standpoint, car insurance in this segment starts at around $140 per month, depending on where you live.

If rates are ranked by vehicle size, the cheapest compact luxury SUV to insure in Pocatello is the Acura RDX at $1,676 per year, or $140 per month. For midsize luxury SUVs, the Jaguar E-Pace is cheapest to insure at $1,872 per year, or $156 per month. And for full-size luxury SUV models, the Infiniti QX80 is the cheapest model to insure at $2,246 per year, or $187 per month.

The next table ranks the luxury SUVs with the cheapest insurance rates in Pocatello, starting with the Acura RDX at $1,676 per year and ending with the Lexus RX 350 at $2,010 per year.

Cheapest Luxury SUV Insurance in Pocatello, ID
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$1,676$140
Lexus NX 250Compact$1,772$148
Cadillac XT4Compact$1,810$151
Jaguar E-PaceMidsize$1,872$156
Cadillac XT5Midsize$1,890$158
Lexus NX 350hCompact$1,890$158
Lincoln CorsairCompact$1,914$160
Mercedes-Benz GLB 250Compact$1,916$160
Lexus UX 250hCompact$1,922$160
Lexus NX 450hCompact$1,932$161
Infiniti QX50Midsize$1,946$162
Mercedes-Benz GLA250Compact$1,952$163
Cadillac XT6Midsize$1,960$163
Mercedes-Benz GLA35 AMGCompact$1,960$163
Infiniti QX60Midsize$1,970$164
Mercedes-Benz AMG GLB35Midsize$1,974$165
Acura MDXMidsize$2,000$167
Land Rover EvoqueCompact$2,000$167
Lexus NX 350Compact$2,010$168
Lexus RX 350Midsize$2,010$168

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Pocatello, ID Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Pocatello, ID, with the Acura RDX ranking first at $1,676 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Pocatello, ID, with the Acura RDX ranking first at $1,676 per year.

For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.

Looking for rates for a different model? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Pocatello car insurance quotes from top auto insurance companies in Idaho.

Insurance rate variation by driver profile

In an effort to show how much the cost of a car insurance policy can range for different drivers (and also emphasize the importance of accurate rate quotes), the sections below contain detailed car insurance rates for four popular vehicles in Pocatello: the Chevrolet Silverado, Toyota Corolla, Honda Pilot, and Honda Accord.

Each example uses a variety of risk profiles to illustrate the cost fluctuation when rated for different driver profiles.

Chevrolet Silverado insurance rates

In Pocatello, Chevrolet Silverado insurance averages $2,212 per year, or around $184 per month, and has a range of $1,832 to $5,138 per year.

Average 2024 Chevrolet Silverado insurance premiums in Pocatello for different driver ages and risk scenarios.
Figure 3: Average 2024 Chevrolet Silverado insurance premiums in Pocatello for different driver ages and risk scenarios. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Chevrolet Silverado with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Chevrolet Silverado car insurance cost in Pocatello includes all Zip Codes and vehicle trim levels.

2024 Chevrolet Silverado Insurance Cost in Pocatello, ID
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,138$428
Safe Driver Age 20$4,494$375
At-fault Accidents Age 40$3,162$264
Low Deductibles Age 40$2,854$238
Safe Driver Age 30$2,354$196
Safe Driver Age 40$2,212$184
Safe Driver Age 50$1,966$164
High Deductibles Age 40$1,882$157
Safe Driver Age 60$1,842$154
Discount Rate Age 40$1,832$153

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Chevrolet Silverado trim levels. Updated June 26, 2025

The Chevrolet Silverado is a full-size truck, and other similar models that are popular in Pocatello, Idaho, include the GMC Sierra, Ford F150, and Nissan Titan.

Toyota Corolla insurance rates

Insurance for a Toyota Corolla in Pocatello costs an average of $1,950 per year, or about $163 per month, and ranges from $1,618 to $4,470 per year.

Average 2024 Toyota Corolla insurance premiums in Pocatello for different driver ages and risk scenarios.
Figure 4: Average 2024 Toyota Corolla insurance premiums in Pocatello for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Toyota Corolla with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Corolla car insurance cost in Pocatello includes all Zip Codes and vehicle trim levels.

2024 Toyota Corolla Insurance Cost in Pocatello, ID
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,470$373
Safe Driver Age 20$3,900$325
At-fault Accidents Age 40$2,768$231
Low Deductibles Age 40$2,500$208
Safe Driver Age 30$2,074$173
Safe Driver Age 40$1,950$163
Safe Driver Age 50$1,738$145
High Deductibles Age 40$1,662$139
Safe Driver Age 60$1,622$135
Discount Rate Age 40$1,618$135

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota Corolla trim levels. Updated June 27, 2025

The Toyota Corolla is considered a compact car, and additional similar models include the Nissan Sentra, Hyundai Elantra, and Volkswagen Jetta.

Honda Pilot insurance rates

Honda Pilot insurance in Pocatello costs an average of $1,950 per year, or about $163 per month, and varies from $1,620 to $4,502 annually.

Average 2024 Honda Pilot insurance premiums in Pocatello for different driver ages and risk scenarios.
Figure 5: Average 2024 Honda Pilot insurance premiums in Pocatello for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Honda Pilot with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Pilot car insurance cost in Pocatello includes all Zip Codes and vehicle trim levels.

2024 Honda Pilot Insurance Cost in Pocatello, ID
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,502$375
Safe Driver Age 20$3,948$329
At-fault Accidents Age 40$2,760$230
Low Deductibles Age 40$2,580$215
Safe Driver Age 30$2,084$174
Safe Driver Age 40$1,950$163
Safe Driver Age 50$1,724$144
High Deductibles Age 40$1,628$136
Discount Rate Age 40$1,620$135
Safe Driver Age 60$1,614$135

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Honda Pilot trim levels. Updated June 27, 2025

The Honda Pilot is considered a midsize SUV, and other similar models include the Kia Sorento, Ford Explorer, and Kia Telluride.

Honda Accord insurance rates

Auto insurance for a Honda Accord in Pocatello costs an average of $1,934 per year, or about $161 per month, and has a range of $1,610 to $4,444 for the driver characteristics in the next chart.

Average 2024 Honda Accord insurance premiums in Pocatello for different driver ages and risk scenarios.
Figure 6: Average 2024 Honda Accord insurance premiums in Pocatello for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Honda Accord with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Accord car insurance cost in Pocatello includes all Zip Codes and vehicle trim levels.

2024 Honda Accord Insurance Cost in Pocatello, ID
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,444$370
Safe Driver Age 20$3,892$324
At-fault Accidents Age 40$2,732$228
Low Deductibles Age 40$2,548$212
Safe Driver Age 30$2,064$172
Safe Driver Age 40$1,934$161
Safe Driver Age 50$1,712$143
High Deductibles Age 40$1,620$135
Discount Rate Age 40$1,610$134
Safe Driver Age 60$1,604$134

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Honda Accord trim levels. Updated June 27, 2025

The Honda Accord is a midsize car, and other popular models in the same segment include the Toyota Camry, Chevrolet Malibu, and Nissan Altima.

How to find cheaper auto insurance

Pocatello drivers should always be searching for ways to pay less for car insurance, so take a minute or two to look through the money-saving ideas in the list below to see if you can save some money.

  • Avoid filing small claims. Most auto insurance companies offer a discount for not having any claims. Insurance should be used for larger claims, not small claims that can be paid out-of-pocket.
  • More discounts equals more savings. Discounts may be available if the policyholders are good students, take a defensive driving course, belong to certain professional organizations, drive a vehicle with safety or anti-theft features, or many other policy discounts which could save the average Pocatello driver as much as $340 per year on the cost of auto insurance
  • Buy vehicles with cheaper insurance rates. Vehicle type has a big impact on the price you pay for car insurance in Pocatello. As an example, a Kia Soul costs $1,210 less per year to insure in Pocatello than a Chevrolet Corvette. Less performance means less cost.
  • Being a good driver saves money. Having multiple accidents could cost you more, possibly up to $2,854 per year for a 20-year-old driver and as much as $490 per year for a 60-year-old driver. So be a careful driver and save!
  • Shop around for a better deal. Setting aside the time to get free car insurance quotes could significantly reduce the cost of insurance. Rates are always changing and switching to a different company is very easy to do.
  • A clean driving record saves money. If you want cheap auto insurance in Pocatello, it’s necessary to avoid traffic citations. A few minor infractions could increase policy cost by up to $530 per year. Serious citations such as driving under the influence could raise rates by an additional $1,856 or more.
  • Good credit can save money. Having an over-800 credit score could save $315 per year when compared to a credit score between 670-739. Conversely, a subpar credit score could cost around $365 more per year. Not all states use credit score as a rating factor, so check with your agent or company.