- Average Pocatello car insurance cost is $2,044 per year for a full coverage policy. Average cost per month is approximately $170.
- Pocatello auto insurance costs $28 per year more than the Idaho state average and $232 per year less than the United States national average.
- Compact crossovers and SUVs like the Honda CR-V, Buick Envision, and Nissan Kicks are the best options for cheap car insurance in Pocatello.
- Models with the most affordable auto insurance in their respective segments include the Toyota GR Corolla, Subaru Crosstrek, Chevrolet Colorado, Chevrolet Tahoe, and Acura RDX.
How much does car insurance cost in Pocatello?
The average price for car insurance in Pocatello is $2,044 per year, which is 10.7% less than the U.S. average rate of $2,276. Car insurance in Pocatello per month costs around $170 per month for full coverage.
The average car insurance cost in Idaho is $2,016 per year, so Pocatello, Idaho, drivers pay an average of $28 more per year than the overall Idaho state-wide average rate. When prices are compared to other larger cities in Idaho, the cost of car insurance in Pocatello is $96 per year more than in Boise, $98 per year more than in Meridian, and $22 per year cheaper than in Idaho Falls.
The age of the driver has a significant impact the price you pay for auto insurance, so the list below details how age impacts cost by breaking out average car insurance rates in Pocatello based on the age of the driver.
Average cost of car insurance in Pocatello, ID, for drivers age 16 to 60
- 16 year old – $7,286 per year or $607 per month
- 17 year old – $7,060 per year or $588 per month
- 18 year old – $6,325 per year or $527 per month
- 19 year old – $5,761 per year or $480 per month
- 20 year old – $4,114 per year or $343 per month
- 30 year old – $2,184 per year or $182 per month
- 40 year old – $2,044 per year or $170 per month
- 50 year old – $1,814 per year or $151 per month
- 60 year old – $1,698 per year or $142 per month
The chart below shows a summary of auto insurance rates in Pocatello for 2024 model year vehicles, averaged for a range of driver ages, physical damage coverage deductibles, and driver risk profiles.
In the chart above, the cost of car insurance in Pocatello ranges from $1,700 per year for a 40-year-old driver who meets the requirements for many policy discounts to $4,706 per year for a 30-year-old driver with too many driving violations or at-fault accidents. From a monthly standpoint, the average cost in the chart above ranges from $142 to $392 per month.
Vehicle models that are popular in Pocatello tend to be compact and midsize sedans like the Nissan Sentra, Volkswagen Jetta, and Nissan Altima and small or midsize SUVs like the Ford Escape, Chevy Equinox, and Jeep Grand Cherokee.
A few additional popular vehicles in Pocatello from other vehicle segments include luxury models like the Lexus ES 350 and BMW X5, pickup trucks like the Ford F-150 and Ram 1500, and sports cars like the Nissan GT-R and Audi TT.
We will get into many more auto rates in the upcoming sections, but before we get into that data, let’s go over the main concepts that were discussed up to this point.
- Low deductibles cost more than high deductibles – A 50-year-old driver pays an average of $848 more per year for $250 deductibles versus $1,000 deductibles.
- Cost per month ranges from $142 to $607 – That’s the average car insurance price range for drivers from age 16 to 60 in Pocatello.
- Car insurance is cheaper as you get older – Insurance rates for a 40-year-old driver in Pocatello are $2,070 per year cheaper than for a 20-year-old driver.
- Teenage female drivers pay less than teen males – Female drivers age 16 to 19 pay $891 to $483 less each year than male drivers of the same age.
- Pocatello average car insurance cost is less than the U.S. average – $2,044 (Pocatello average) versus $2,276 (U.S. average)
- Insurance rates decline considerably in your twenties – The average 30-year-old Pocatello, ID, driver will pay $1,930 less annually than a 20-year-old driver, $2,184 compared to $4,114.
Which vehicles have cheap insurance in Pocatello?
The vehicles with the best insurance quotes in Pocatello, ID, tend to be small SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, Nissan Kicks, and Hyundai Venue. Average insurance rates for those compact SUVs cost $1,662 or less per year ($139 per month) for a full coverage policy.
Some additional models that are in the top 20 in our auto insurance cost comparison are the Volkswagen Tiguan, Acura RDX, Volkswagen Taos, and Nissan Murano. Average insurance cost is a little bit more for those models than the cheapest compact SUVs that rank near the top, but they still have an average cost of $1,780 or less per year ($148 per month) in Pocatello.
The next table details the 50 car, truck, and SUV models with the cheapest auto insurance in Pocatello, sorted by average cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,512 | $126 |
| 2 | Chevrolet Trailblazer | $1,536 | $128 |
| 3 | Kia Soul | $1,598 | $133 |
| 4 | Nissan Kicks | $1,612 | $134 |
| 5 | Honda Passport | $1,630 | $136 |
| 6 | Buick Envision | $1,640 | $137 |
| 7 | Toyota Corolla Cross | $1,648 | $137 |
| 8 | Hyundai Venue | $1,662 | $139 |
| 9 | Mazda CX-5 | $1,670 | $139 |
| 10 | Ford Bronco Sport | $1,676 | $140 |
| 11 | Volkswagen Tiguan | $1,694 | $141 |
| 12 | Acura RDX | $1,712 | $143 |
| 13 | Nissan Murano | $1,718 | $143 |
| 14 | Buick Encore | $1,736 | $145 |
| 15 | Honda CR-V | $1,744 | $145 |
| 16 | Subaru Outback | $1,744 | $145 |
| 17 | Buick Envista | $1,748 | $146 |
| 18 | Volkswagen Taos | $1,752 | $146 |
| 19 | Kia Niro | $1,760 | $147 |
| 20 | Honda HR-V | $1,780 | $148 |
| 21 | Subaru Ascent | $1,780 | $148 |
| 22 | Toyota GR Corolla | $1,780 | $148 |
| 23 | Nissan Leaf | $1,792 | $149 |
| 24 | Chevrolet Colorado | $1,802 | $150 |
| 25 | Honda Civic | $1,812 | $151 |
| 26 | Lexus NX 250 | $1,812 | $151 |
| 27 | Volkswagen Atlas | $1,814 | $151 |
| 28 | Acura Integra | $1,818 | $152 |
| 29 | Subaru Forester | $1,822 | $152 |
| 30 | Volkswagen Atlas Cross Sport | $1,824 | $152 |
| 31 | Kia Seltos | $1,826 | $152 |
| 32 | GMC Terrain | $1,832 | $153 |
| 33 | Nissan Rogue | $1,838 | $153 |
| 34 | Hyundai Kona | $1,842 | $154 |
| 35 | Mazda CX-30 | $1,844 | $154 |
| 36 | Cadillac XT4 | $1,846 | $154 |
| 37 | Ford Explorer | $1,856 | $155 |
| 38 | Volkswagen ID4 | $1,856 | $155 |
| 39 | Toyota Highlander | $1,860 | $155 |
| 40 | Ford Escape | $1,866 | $156 |
| 41 | Toyota Venza | $1,868 | $156 |
| 42 | Honda Odyssey | $1,870 | $156 |
| 43 | Nissan Sentra | $1,874 | $156 |
| 44 | Subaru Impreza | $1,878 | $157 |
| 45 | Chevrolet Equinox | $1,882 | $157 |
| 46 | Toyota RAV4 | $1,888 | $157 |
| 47 | Mazda MX-5 Miata | $1,894 | $158 |
| 48 | Mazda MX-30 | $1,898 | $158 |
| 49 | Hyundai Tucson | $1,902 | $159 |
| 50 | Chevrolet Traverse | $1,908 | $159 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Pocatello, ID Zip Codes. Updated October 24, 2025
A table of 50 vehicles with the cheapest insurance in Pocatello is fine if you just want a vehicle with dirt cheap insurance rates. Considering the fact that we rate over 700 vehicles, the vast majority of models get omitted from the table. Let’s take a different approach and show the models with the cheapest rates a slightly different way, by segment.
The section below discusses the average cost of car insurance for each different vehicle segment. This should give you a good foundation of the vehicle segments that have the overall cheapest rates. Then the sections after the chart break out and rank the 20 cheapest models for each segment.
Average insurance rates by automotive segment
If you’re considering buying a different vehicle, it’s very useful to know which kinds of vehicles have more favorable insurance rates. For example, some people wonder if SUVs are cheaper to insure than minivans or if regular SUVs cost less to insure than luxury SUVs.
The chart below displays average car insurance rates by segment in Pocatello. As a general rule, compact SUVs and midsize pickup trucks tend to have the best average rates, while exotic performance cars have the highest average cost of insurance.
Rates by automotive segment are close enough to make a general comparison, but rates vary quite a lot within each automotive segment shown in the chart above.
For example, in the small SUV segment, average Pocatello insurance rates range from the Subaru Crosstrek costing $1,512 per year for a full coverage policy up to the Ford Mustang Mach-E costing $2,392 per year.
Also, in the midsize truck segment, average rates range from the Chevrolet Colorado at $1,802 per year up to the Rivian R1T costing $2,550 per year.
In the sections going forward, we will remove much of this variability by analyzing the cost of car insurance in Pocatello at a model level.
Cars with affordable auto insurance rates in Pocatello
The four highest ranking non-luxury sedans with the cheapest car insurance in Pocatello are the Toyota GR Corolla at $1,780 per year, Nissan Leaf at $1,792 per year, Honda Civic at $1,812 per year, and Nissan Sentra at $1,874 per year.
Not the cheapest cars to insure, but still very reasonable, are cars like the Kia K5, Chevrolet Malibu, Toyota Corolla, and Toyota Prius, with average rates of $1,994 per year or less.
Ranked in the bottom half of the top 20 cheapest cars to insure, cars like the Volkswagen Jetta, Mazda 3, Mitsubishi Mirage G4, Hyundai Ioniq 6, and Volkswagen Arteon cost between $1,994 and $2,116 per year for full-coverage insurance.
Full-coverage car insurance for this segment in Pocatello for a good driver starts at an average of $148 per month, depending on your location. The table below ranks the twenty cars with the cheapest average insurance rates in Pocatello, starting with the Toyota GR Corolla at $1,780 per year and ending with the Mazda 3 at $2,116 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $1,780 | $148 |
| Nissan Leaf | Compact | $1,792 | $149 |
| Honda Civic | Compact | $1,812 | $151 |
| Nissan Sentra | Compact | $1,874 | $156 |
| Subaru Impreza | Compact | $1,878 | $157 |
| Toyota Prius | Compact | $1,912 | $159 |
| Kia K5 | Midsize | $1,970 | $164 |
| Honda Accord | Midsize | $1,978 | $165 |
| Chevrolet Malibu | Midsize | $1,984 | $165 |
| Toyota Corolla | Compact | $1,994 | $166 |
| Kia Forte | Compact | $1,996 | $166 |
| Volkswagen Arteon | Midsize | $2,010 | $168 |
| Nissan Versa | Compact | $2,016 | $168 |
| Subaru Legacy | Midsize | $2,018 | $168 |
| Hyundai Ioniq 6 | Midsize | $2,036 | $170 |
| Mitsubishi Mirage G4 | Compact | $2,064 | $172 |
| Toyota Crown | Midsize | $2,070 | $173 |
| Volkswagen Jetta | Compact | $2,070 | $173 |
| Hyundai Sonata | Midsize | $2,072 | $173 |
| Mazda 3 | Compact | $2,116 | $176 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Pocatello, ID Zip Codes. Updated October 24, 2025
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.
Don’t see insurance cost for your vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Idaho.
SUVs with cheap car insurance in Pocatello, Idaho
Taking the top ranking in Pocatello for the lowest-cost insurance in the SUV segment is the Subaru Crosstrek, costing an average of $1,512 per year. Second place is the Chevrolet Trailblazer costing $1,536 per year, ranking third is the Kia Soul, costing an average of $1,598 per year, and in fourth place is the Nissan Kicks, at an average of $1,612 per year.
Additional SUVs that rank well are the Mazda CX-5, Toyota Corolla Cross, Buick Envision, and Hyundai Venue, with average annual insurance rates of $1,676 per year or less.
Full-coverage auto insurance in Pocatello for this segment for a middle-age safe driver will start around $126 per month, depending on your location.
If prices are ranked by vehicle size, the lowest-cost non-luxury compact SUV to insure in Pocatello is the Subaru Crosstrek at $1,512 per year, or $126 per month. For midsize SUVs, the Honda Passport has the best rates at $1,630 per year, or $136 per month. And for large SUVs, the Chevrolet Tahoe has the cheapest rates at $1,922 per year, or $160 per month.
The next table ranks the SUVs with the most affordable average auto insurance rates in Pocatello, starting with the Subaru Crosstrek at $1,512 per year and ending with the Subaru Ascent at $1,780 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,512 | $126 |
| Chevrolet Trailblazer | Compact | $1,536 | $128 |
| Kia Soul | Compact | $1,598 | $133 |
| Nissan Kicks | Compact | $1,612 | $134 |
| Honda Passport | Midsize | $1,630 | $136 |
| Buick Envision | Compact | $1,640 | $137 |
| Toyota Corolla Cross | Compact | $1,648 | $137 |
| Hyundai Venue | Compact | $1,662 | $139 |
| Mazda CX-5 | Compact | $1,670 | $139 |
| Ford Bronco Sport | Compact | $1,676 | $140 |
| Volkswagen Tiguan | Compact | $1,694 | $141 |
| Nissan Murano | Midsize | $1,718 | $143 |
| Buick Encore | Compact | $1,736 | $145 |
| Honda CR-V | Compact | $1,744 | $145 |
| Subaru Outback | Midsize | $1,744 | $145 |
| Buick Envista | Midsize | $1,748 | $146 |
| Volkswagen Taos | Compact | $1,752 | $146 |
| Kia Niro | Compact | $1,760 | $147 |
| Honda HR-V | Compact | $1,780 | $148 |
| Subaru Ascent | Midsize | $1,780 | $148 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Pocatello, ID Zip Codes. Updated October 24, 2025
For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Looking for rates for a different SUV? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Pocatello car insurance quotes from the best auto insurance companies in Idaho.
Cheapest sports cars to insure in Pocatello, ID
The top three sports cars with the cheapest auto insurance rates in Pocatello are the Mazda MX-5 Miata at $1,894 per year, the Toyota GR86 at $2,156 per year, and the Ford Mustang at $2,248 per year.
Also ranking in the top 10 are models like the BMW M2, Nissan Z, Lexus RC F, and Toyota GR Supra, with an average cost to insure of $2,446 per year or less.
On a monthly basis, full-coverage auto insurance in Pocatello on this segment for a middle-age safe driver can cost as low as $158 per month, depending on your company and location.
The table below ranks the sports cars with the cheapest auto insurance rates in Pocatello, starting with the Mazda MX-5 Miata at $1,894 per year ($158 per month) and ending with the Porsche Taycan at $3,464 per year ($289 per month).
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,894 | $158 |
| Toyota GR86 | Sports Car | $2,156 | $180 |
| Ford Mustang | Sports Car | $2,248 | $187 |
| BMW Z4 | Sports Car | $2,260 | $188 |
| Subaru WRX | Sports Car | $2,292 | $191 |
| Toyota GR Supra | Sports Car | $2,298 | $192 |
| BMW M2 | Sports Car | $2,366 | $197 |
| Nissan Z | Sports Car | $2,370 | $198 |
| Lexus RC F | Sports Car | $2,416 | $201 |
| Subaru BRZ | Sports Car | $2,446 | $204 |
| BMW M3 | Sports Car | $2,582 | $215 |
| Porsche 718 | Sports Car | $2,636 | $220 |
| Chevrolet Camaro | Sports Car | $2,658 | $222 |
| Chevrolet Corvette | Sports Car | $2,832 | $236 |
| Porsche 911 | Sports Car | $2,932 | $244 |
| BMW M4 | Sports Car | $3,052 | $254 |
| Lexus LC 500 | Sports Car | $3,070 | $256 |
| Jaguar F-Type | Sports Car | $3,228 | $269 |
| Mercedes-Benz AMG GT53 | Sports Car | $3,386 | $282 |
| Porsche Taycan | Sports Car | $3,464 | $289 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Pocatello, ID Zip Codes. Updated October 24, 2025
Don’t see rates for your sports car? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Idaho.
Pickup trucks with cheap car insurance
In our comparison, the top five most affordable pickups to insure in Pocatello are the Chevrolet Colorado, Nissan Titan, Nissan Frontier, Ford Ranger, and Ford Maverick. Auto insurance rates for these five models range from $1,802 to $1,986 per year.
Other models that have affordable average insurance rates include the Toyota Tacoma, GMC Sierra 2500 HD, GMC Canyon, and Honda Ridgeline, with an average cost to insure of $2,104 per year or less.
From a monthly standpoint, full-coverage auto insurance in this segment for a middle-age safe driver starts at around $150 per month, depending on the company and your location.
The comparison table below ranks the twenty pickups with the most affordable average insurance rates in Pocatello, starting with the Chevrolet Colorado at $150 per month and ending with the Ram Truck at $197 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,802 | $150 |
| Nissan Titan | Full-size | $1,914 | $160 |
| Nissan Frontier | Midsize | $1,934 | $161 |
| Ford Ranger | Midsize | $1,954 | $163 |
| Ford Maverick | Midsize | $1,986 | $166 |
| Honda Ridgeline | Midsize | $2,028 | $169 |
| Hyundai Santa Cruz | Midsize | $2,062 | $172 |
| Toyota Tacoma | Midsize | $2,072 | $173 |
| GMC Sierra 2500 HD | Heavy Duty | $2,082 | $174 |
| GMC Canyon | Midsize | $2,104 | $175 |
| Jeep Gladiator | Midsize | $2,156 | $180 |
| GMC Sierra 3500 | Heavy Duty | $2,168 | $181 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,188 | $182 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,244 | $187 |
| GMC Sierra | Full-size | $2,258 | $188 |
| Chevrolet Silverado | Full-size | $2,260 | $188 |
| Nissan Titan XD | Heavy Duty | $2,262 | $189 |
| Ford F150 | Full-size | $2,288 | $191 |
| GMC Hummer EV Pickup | Full-size | $2,346 | $196 |
| Ram Truck | Full-size | $2,364 | $197 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Pocatello, ID Zip Codes. Updated October 24, 2025
See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.
Don’t see insurance rates for your pickup? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Pocatello car insurance quotes from top companies in Idaho.
Luxury cars with affordable auto insurance rates
The top five models for the cheapest Pocatello car insurance rates in the luxury car segment are the Acura TLX, Mercedes-Benz CLA250, Lexus IS 300, BMW 330i, and Acura Integra. Car insurance quotes for these vehicles average $2,116 or less per year, or around $176 per month.
Not the cheapest to insure, but still ranked well, are luxury cars like the Lexus RC 300, Lexus ES 350, Mercedes-Benz AMG CLA35, and Genesis G70, with an average cost of $2,150 per year or less.
Auto insurance in Pocatello for this segment for the average driver starts at an average of $152 per month, depending on your location and insurance company.
The next table ranks the luxury cars with the lowest-cost car insurance rates in Pocatello, starting with the Acura Integra at $1,818 per year and ending with the Audi S3 at $2,294 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $1,818 | $152 |
| BMW 330i | Compact | $2,082 | $174 |
| Mercedes-Benz CLA250 | Midsize | $2,104 | $175 |
| Lexus IS 300 | Midsize | $2,110 | $176 |
| Acura TLX | Compact | $2,116 | $176 |
| Cadillac CT4 | Compact | $2,136 | $178 |
| Lexus ES 350 | Midsize | $2,136 | $178 |
| Genesis G70 | Compact | $2,140 | $178 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,144 | $179 |
| Lexus RC 300 | Midsize | $2,150 | $179 |
| Lexus IS 350 | Compact | $2,158 | $180 |
| Jaguar XF | Midsize | $2,164 | $180 |
| Cadillac CT5 | Midsize | $2,204 | $184 |
| Lexus ES 250 | Midsize | $2,214 | $185 |
| Lexus RC 350 | Compact | $2,218 | $185 |
| BMW 330e | Compact | $2,220 | $185 |
| BMW 228i | Compact | $2,224 | $185 |
| BMW 230i | Compact | $2,240 | $187 |
| Lexus ES 300h | Midsize | $2,244 | $187 |
| Audi S3 | Compact | $2,294 | $191 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Pocatello, ID Zip Codes. Updated October 24, 2025
See our guide for luxury car insurance to compare rates for all makes and models.
Don’t see your luxury car? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Pocatello car insurance quotes from the best companies in Idaho.
Luxury SUVs with the best car insurance rates
Taking the top spot in Pocatello for cheapest average insurance in the luxury SUV segment is the Acura RDX, with a cost of $1,712 per year. Second place is the Lexus NX 250 costing $1,812 per year, and in third place is the Cadillac XT4, costing an average of $1,846 per year.
Also ranking well in our comparison are models like the Lexus UX 250h, Mercedes-Benz GLB 250, Lexus NX 350h, and Lexus NX 450h, with an average car insurance cost of $1,974 per year or less.
From a monthly standpoint, car insurance in this segment starts at around $143 per month, depending on where you live.
If rates are ranked by vehicle size, the cheapest compact luxury SUV to insure in Pocatello is the Acura RDX at $1,712 per year, or $143 per month. For midsize luxury SUVs, the Jaguar E-Pace is cheapest to insure at $1,914 per year, or $160 per month. And for full-size luxury SUV models, the Infiniti QX80 is the cheapest model to insure at $2,294 per year, or $191 per month.
The next table ranks the luxury SUVs with the cheapest insurance rates in Pocatello, starting with the Acura RDX at $1,712 per year and ending with the Lexus RX 350 at $2,054 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,712 | $143 |
| Lexus NX 250 | Compact | $1,812 | $151 |
| Cadillac XT4 | Compact | $1,846 | $154 |
| Jaguar E-Pace | Midsize | $1,914 | $160 |
| Cadillac XT5 | Midsize | $1,930 | $161 |
| Lexus NX 350h | Compact | $1,930 | $161 |
| Lincoln Corsair | Compact | $1,954 | $163 |
| Mercedes-Benz GLB 250 | Compact | $1,958 | $163 |
| Lexus UX 250h | Compact | $1,962 | $164 |
| Lexus NX 450h | Compact | $1,974 | $165 |
| Infiniti QX50 | Midsize | $1,988 | $166 |
| Mercedes-Benz GLA250 | Compact | $1,994 | $166 |
| Mercedes-Benz GLA35 AMG | Compact | $2,000 | $167 |
| Cadillac XT6 | Midsize | $2,002 | $167 |
| Infiniti QX60 | Midsize | $2,014 | $168 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,016 | $168 |
| Land Rover Evoque | Compact | $2,042 | $170 |
| Acura MDX | Midsize | $2,044 | $170 |
| Lexus NX 350 | Compact | $2,050 | $171 |
| Lexus RX 350 | Midsize | $2,054 | $171 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Pocatello, ID Zip Codes. Updated October 24, 2025
For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.
Looking for rates for a different model? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Pocatello car insurance quotes from top auto insurance companies in Idaho.
Insurance rate variation by driver profile
In an effort to show how much the cost of a car insurance policy can range for different drivers (and also emphasize the importance of accurate rate quotes), the sections below contain detailed car insurance rates for four popular vehicles in Pocatello: the Chevrolet Silverado, Toyota Corolla, Honda Pilot, and Honda Accord.
Each example uses a variety of risk profiles to illustrate the cost fluctuation when rated for different driver profiles.
Chevrolet Silverado insurance rates
In Pocatello, Chevrolet Silverado insurance averages $2,260 per year, or around $188 per month, and has a range of $1,876 to $5,252 per year.
The Chevrolet Silverado is a full-size truck, and other similar models that are popular in Pocatello, Idaho, include the GMC Sierra, Ford F150, and Nissan Titan.
Toyota Corolla insurance rates
Insurance for a Toyota Corolla in Pocatello costs an average of $1,994 per year, or about $166 per month, and ranges from $1,652 to $4,568 per year.
The Toyota Corolla is considered a compact car, and additional similar models include the Nissan Sentra, Hyundai Elantra, and Volkswagen Jetta.
Honda Pilot insurance rates
Honda Pilot insurance in Pocatello costs an average of $1,992 per year, or about $166 per month, and varies from $1,652 to $4,604 annually.
The Honda Pilot is considered a midsize SUV, and other similar models include the Kia Sorento, Ford Explorer, and Kia Telluride.
Honda Accord insurance rates
Auto insurance for a Honda Accord in Pocatello costs an average of $1,978 per year, or about $165 per month, and has a range of $1,644 to $4,542 for the driver characteristics in the next chart.
The Honda Accord is a midsize car, and other popular models in the same segment include the Toyota Camry, Chevrolet Malibu, and Nissan Altima.
How to find cheaper auto insurance
Pocatello drivers should always be searching for ways to pay less for car insurance, so take a minute or two to look through the money-saving ideas in the list below to see if you can save some money.
- Avoid filing small claims. Most auto insurance companies offer a discount for not having any claims. Insurance should be used for larger claims, not small claims that can be paid out-of-pocket.
- More discounts equals more savings. Discounts may be available if the policyholders are good students, take a defensive driving course, belong to certain professional organizations, drive a vehicle with safety or anti-theft features, or many other policy discounts which could save the average Pocatello driver as much as $344 per year on the cost of auto insurance
- Buy vehicles with cheaper insurance rates. Vehicle type has a big impact on the price you pay for car insurance in Pocatello. As an example, a Kia Soul costs $1,234 less per year to insure in Pocatello than a Chevrolet Corvette. Less performance means less cost.
- Being a good driver saves money. Having multiple accidents could cost you more, possibly up to $2,922 per year for a 20-year-old driver and as much as $504 per year for a 60-year-old driver. So be a careful driver and save!
- Shop around for a better deal. Setting aside the time to get free car insurance quotes could significantly reduce the cost of insurance. Rates are always changing and switching to a different company is very easy to do.
- A clean driving record saves money. If you want cheap auto insurance in Pocatello, it’s necessary to avoid traffic citations. A few minor infractions could increase policy cost by up to $546 per year. Serious citations such as driving under the influence could raise rates by an additional $1,902 or more.
- Good credit can save money. Having an over-800 credit score could save $321 per year when compared to a credit score between 670-739. Conversely, a subpar credit score could cost around $372 more per year. Not all states use credit score as a rating factor, so check with your agent or company.