- Car insurance in Overland Park cost an average of $2,368 per year, or about $197 per month for full coverage.
- Small SUV models like the Subaru Crosstrek, Hyundai Venue, Chevrolet Trailblazer, and Ford Bronco Sport get the nod for cheapest auto insurance.
How much is car insurance in Overland Park, Kansas?
Average car insurance cost in Overland Park is $2,368 per year, which is approximately $197 per month. Overland Park car insurance costs 6.4% more than the overall national average rate of $2,221.
In the state of Kansas, the average car insurance cost is $2,450 per year, so the average cost in Overland Park is $82 less per year. The average cost to insure a car in Overland Park compared to other Kansas cities is approximately $368 per year cheaper than in Kansas City, $186 per year cheaper than in Wichita, and $14 per year more expensive than in Olathe.
The next chart shows examples of average Overland Park car insurance cost broken out based on a range of different driver ages, policy deductibles, and driver risk scenarios. Rates are averaged for all 2024 model year vehicles including luxury brands.
In the chart above, the cost of auto insurance in Overland Park ranges from $1,966 per year for a 40-year-old driver with many policy discounts to $5,444 per year for a 30-year-old driver who has to buy high risk car insurance. From a monthly budget standpoint, the average cost in the prior chart ranges from $164 to $454 per month.
Auto insurance rates can have a wide range and can also be significantly different between companies. This amount of variability increases the need for multiple car insurance quotes when shopping online for a cheaper auto insurance policy.
Driver age makes a big difference in the price of car insurance. The list below details how driver age influences cost by breaking out average car insurance rates in Overland Park for drivers from age 16 to 60.
Overland Park car insurance cost by driver age
- 16 year old – $8,432 per year or $703 per month
- 17 year old – $8,168 per year or $681 per month
- 18 year old – $7,318 per year or $610 per month
- 19 year old – $6,666 per year or $556 per month
- 20 year old – $4,762 per year or $397 per month
- 30 year old – $2,524 per year or $210 per month
- 40 year old – $2,368 per year or $197 per month
- 50 year old – $2,098 per year or $175 per month
- 60 year old – $1,964 per year or $164 per month
The rates shown above that detailed the cost to insure teen drivers assumed the gender of the driver was male. The next chart gets more specific and separates car insurance cost for teens by gender. Females are usually a little cheaper to insure, especially in the teen years.
Auto insurance for a 16-year-old female in Overland Park costs an average of $557 less per year than the cost for a male driver, while at age 19, the cost difference is smaller but males still pay $1,033 more per year.
Which vehicles are cheapest to insure in Overland Park?
The models with the lowest cost average insurance prices in Overland Park, KS, tend to be crossovers and small SUVs like the Kia Soul, Subaru Crosstrek, Toyota Corolla Cross, and Buick Envision. Average car insurance quotes for those crossover SUVs cost $171 or less per month for full coverage car insurance.
A few other vehicles that come in near the top in the cost comparison table below are the Honda HR-V, Nissan Murano, Acura RDX, and Kia Niro.
Average cost is a little bit more for those models than the small SUVs that rank at the top, but they still have an average cost of $2,207 or less per year, or about $184 per month in Overland Park.
The table below ranks the 50 car, truck, and SUV models with the cheapest auto insurance in Overland Park, ordered by cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,748 | $146 |
| 2 | Chevrolet Trailblazer | $1,780 | $148 |
| 3 | Kia Soul | $1,848 | $154 |
| 4 | Nissan Kicks | $1,864 | $155 |
| 5 | Honda Passport | $1,884 | $157 |
| 6 | Buick Envision | $1,898 | $158 |
| 7 | Toyota Corolla Cross | $1,906 | $159 |
| 8 | Hyundai Venue | $1,920 | $160 |
| 9 | Mazda CX-5 | $1,930 | $161 |
| 10 | Ford Bronco Sport | $1,940 | $162 |
| 11 | Volkswagen Tiguan | $1,958 | $163 |
| 12 | Acura RDX | $1,980 | $165 |
| 13 | Nissan Murano | $1,988 | $166 |
| 14 | Buick Encore | $2,012 | $168 |
| 15 | Subaru Outback | $2,016 | $168 |
| 16 | Honda CR-V | $2,020 | $168 |
| 17 | Buick Envista | $2,024 | $169 |
| 18 | Volkswagen Taos | $2,026 | $169 |
| 19 | Kia Niro | $2,038 | $170 |
| 20 | Toyota GR Corolla | $2,056 | $171 |
| 21 | Honda HR-V | $2,060 | $172 |
| 22 | Subaru Ascent | $2,060 | $172 |
| 23 | Nissan Leaf | $2,072 | $173 |
| 24 | Chevrolet Colorado | $2,084 | $174 |
| 25 | Honda Civic | $2,096 | $175 |
| 26 | Lexus NX 250 | $2,096 | $175 |
| 27 | Volkswagen Atlas | $2,100 | $175 |
| 28 | Acura Integra | $2,106 | $176 |
| 29 | Subaru Forester | $2,106 | $176 |
| 30 | Volkswagen Atlas Cross Sport | $2,108 | $176 |
| 31 | Kia Seltos | $2,114 | $176 |
| 32 | GMC Terrain | $2,118 | $177 |
| 33 | Nissan Rogue | $2,128 | $177 |
| 34 | Hyundai Kona | $2,130 | $178 |
| 35 | Mazda CX-30 | $2,136 | $178 |
| 36 | Cadillac XT4 | $2,138 | $178 |
| 37 | Ford Explorer | $2,148 | $179 |
| 38 | Volkswagen ID4 | $2,148 | $179 |
| 39 | Toyota Highlander | $2,154 | $180 |
| 40 | Ford Escape | $2,160 | $180 |
| 41 | Toyota Venza | $2,160 | $180 |
| 42 | Honda Odyssey | $2,164 | $180 |
| 43 | Nissan Sentra | $2,170 | $181 |
| 44 | Subaru Impreza | $2,176 | $181 |
| 45 | Chevrolet Equinox | $2,180 | $182 |
| 46 | Toyota RAV4 | $2,184 | $182 |
| 47 | Mazda MX-5 Miata | $2,190 | $183 |
| 48 | Mazda MX-30 | $2,196 | $183 |
| 49 | Hyundai Tucson | $2,202 | $184 |
| 50 | Chevrolet Traverse | $2,208 | $184 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Overland Park, KS Zip Codes. Updated June 27, 2025
A table showing 50 ranked vehicles is great if you just want the lowest rates. A more thorough way to look at car insurance rates for more vehicles in an organized fashion is to sort them by the segment they belong to. The sections below rank the vehicles with the most affordable insurance rates in Overland Park for the most popular automotive segments.
Cheapest cars to insure in Overland Park, KS
The top-ranked vehicle in Overland Park for cheapest insurance in the sedan and hatchback segment is the Toyota GR Corolla, with an average cost of $2,056 per year. Second place is the Nissan Leaf costing $2,072 per year, and the third cheapest is the Honda Civic, at an average of $2,096 per year.
Other cars that have cheaper rates include the Honda Accord, Chevrolet Malibu, Kia K5, and Toyota Prius, with average rates of $2,306 per year or less.
Car insurance rates in this segment starts at an average of $171 per month, depending on where you live and the company you use.
The table below ranks the cars with the lowest-cost car insurance rates in Overland Park, starting with the Toyota GR Corolla at $2,056 per year and ending with the Mazda 3 at $2,448 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $2,056 | $171 |
| Nissan Leaf | Compact | $2,072 | $173 |
| Honda Civic | Compact | $2,096 | $175 |
| Nissan Sentra | Compact | $2,170 | $181 |
| Subaru Impreza | Compact | $2,176 | $181 |
| Toyota Prius | Compact | $2,214 | $185 |
| Kia K5 | Midsize | $2,280 | $190 |
| Honda Accord | Midsize | $2,284 | $190 |
| Chevrolet Malibu | Midsize | $2,296 | $191 |
| Toyota Corolla | Compact | $2,306 | $192 |
| Kia Forte | Compact | $2,312 | $193 |
| Volkswagen Arteon | Midsize | $2,326 | $194 |
| Nissan Versa | Compact | $2,334 | $195 |
| Subaru Legacy | Midsize | $2,336 | $195 |
| Hyundai Ioniq 6 | Midsize | $2,356 | $196 |
| Mitsubishi Mirage G4 | Compact | $2,388 | $199 |
| Toyota Crown | Midsize | $2,396 | $200 |
| Volkswagen Jetta | Compact | $2,396 | $200 |
| Hyundai Sonata | Midsize | $2,400 | $200 |
| Mazda 3 | Compact | $2,448 | $204 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Overland Park, KS Zip Codes. Updated June 27, 2025
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.
Is your vehicle not in the list? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Overland Park car insurance quotes from the best companies in Kansas.
Cheapest SUV insurance rates in Overland Park
The most affordable SUVs to insure in Overland Park are the Subaru Crosstrek at $1,748 per year, the Chevrolet Trailblazer at $1,780 per year, and the Kia Soul at $1,848 per year.
Also ranking in the top 10 are models like the Toyota Corolla Cross, Ford Bronco Sport, Buick Envision, and Hyundai Venue, with average rates of $1,940 per year or less.
Ranking between positions 10 and 20, models like the Nissan Murano, Honda HR-V, Kia Niro, Subaru Ascent, and Buick Envista cost between $1,940 and $2,060 to insure per year in Overland Park.
On a monthly basis, full-coverage car insurance in Overland Park on this segment for the average driver starts at around $146 per month, depending on your location.
The most budget-friendly non-luxury compact SUV to insure in Overland Park is the Subaru Crosstrek at $1,748 per year. For midsize 2024 SUV models, the Honda Passport has the cheapest rates at $1,884 per year. And for full-size SUVs, the Chevrolet Tahoe has the cheapest rates at $2,222 per year.
The next table ranks the SUVs with the cheapest auto insurance rates in Overland Park, starting with the Subaru Crosstrek at $1,748 per year and ending with the Subaru Ascent at $2,060 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,748 | $146 |
| Chevrolet Trailblazer | Compact | $1,780 | $148 |
| Kia Soul | Compact | $1,848 | $154 |
| Nissan Kicks | Compact | $1,864 | $155 |
| Honda Passport | Midsize | $1,884 | $157 |
| Buick Envision | Compact | $1,898 | $158 |
| Toyota Corolla Cross | Compact | $1,906 | $159 |
| Hyundai Venue | Compact | $1,920 | $160 |
| Mazda CX-5 | Compact | $1,930 | $161 |
| Ford Bronco Sport | Compact | $1,940 | $162 |
| Volkswagen Tiguan | Compact | $1,958 | $163 |
| Nissan Murano | Midsize | $1,988 | $166 |
| Buick Encore | Compact | $2,012 | $168 |
| Subaru Outback | Midsize | $2,016 | $168 |
| Honda CR-V | Compact | $2,020 | $168 |
| Buick Envista | Midsize | $2,024 | $169 |
| Volkswagen Taos | Compact | $2,026 | $169 |
| Kia Niro | Compact | $2,038 | $170 |
| Honda HR-V | Compact | $2,060 | $172 |
| Subaru Ascent | Midsize | $2,060 | $172 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Overland Park, KS Zip Codes. Updated June 26, 2025
See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.
Need rates for a different SUV? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Overland Park car insurance quotes from top companies in Kansas.
Cheapest pickups to insure in Overland Park, KS
Taking the top spot in Overland Park for cheapest average insurance rates in the pickup segment is the Chevrolet Colorado, with a cost of $2,084 per year. Second place is the Nissan Titan costing $2,212 per year, and the third most affordable is the Nissan Frontier, costing an average of $2,238 per year.
Other pickups that rank well include the Toyota Tacoma, Hyundai Santa Cruz, GMC Sierra 2500 HD, and GMC Canyon, with an average cost of $2,434 per year or less.
From a monthly standpoint, full-coverage insurance on this segment in Overland Park for the average driver can cost as low as $174 per month, depending on the company. The comparison table below ranks the pickups with the cheapest average insurance rates in Overland Park.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $2,084 | $174 |
| Nissan Titan | Full-size | $2,212 | $184 |
| Nissan Frontier | Midsize | $2,238 | $187 |
| Ford Ranger | Midsize | $2,260 | $188 |
| Ford Maverick | Midsize | $2,296 | $191 |
| Honda Ridgeline | Midsize | $2,348 | $196 |
| Hyundai Santa Cruz | Midsize | $2,388 | $199 |
| Toyota Tacoma | Midsize | $2,398 | $200 |
| GMC Sierra 2500 HD | Heavy Duty | $2,408 | $201 |
| GMC Canyon | Midsize | $2,434 | $203 |
| Jeep Gladiator | Midsize | $2,494 | $208 |
| GMC Sierra 3500 | Heavy Duty | $2,508 | $209 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,530 | $211 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,596 | $216 |
| GMC Sierra | Full-size | $2,612 | $218 |
| Nissan Titan XD | Heavy Duty | $2,616 | $218 |
| Chevrolet Silverado | Full-size | $2,618 | $218 |
| Ford F150 | Full-size | $2,648 | $221 |
| GMC Hummer EV Pickup | Full-size | $2,714 | $226 |
| Ram Truck | Full-size | $2,740 | $228 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Overland Park, KS Zip Codes. Updated June 26, 2025
For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Looking for rates for a different pickup? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best car insurance companies in Kansas.
Cheapest luxury cars to insure in Overland Park
The top-ranked vehicle in Overland Park for the most affordable average insurance rates in the luxury car segment is the Acura Integra, costing $2,106 per year. Second place is the BMW 330i at $2,410 per year, and in third place is the Mercedes-Benz CLA250, costing an average of $2,436 per year.
Not the cheapest in the list, but still ranking well, are models like the Genesis G70, Lexus RC 300, Lexus ES 350, and Mercedes-Benz AMG CLA35, with average annual insurance rates of $2,488 per year or less.
In the lower half of the top 20 luxury cars to insure, models like the Lexus RC 350, Jaguar XF, Audi S3, BMW 228i, Lexus IS 350, and Lexus ES 250 average between $2,488 and $2,656 per year for insurance.
On a monthly basis, full-coverage insurance in Overland Park on this segment for a middle-age safe driver starts at an average of $176 per month, depending on the company and where you live.
The most affordable small luxury car to insure in Overland Park is the Acura Integra at $2,106 per year. For midsize 2024 models, the Mercedes-Benz CLA250 has the cheapest rates at $2,436 per year. And for large luxury cars, the Audi A5 is most affordable to insure at $2,810 per year.
The next table ranks the cars with the cheapest insurance in Overland Park, starting with the Acura Integra at $176 per month and ending with the Audi S3 at $221 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $2,106 | $176 |
| BMW 330i | Compact | $2,410 | $201 |
| Mercedes-Benz CLA250 | Midsize | $2,436 | $203 |
| Lexus IS 300 | Midsize | $2,440 | $203 |
| Acura TLX | Compact | $2,450 | $204 |
| Lexus ES 350 | Midsize | $2,472 | $206 |
| Cadillac CT4 | Compact | $2,474 | $206 |
| Genesis G70 | Compact | $2,478 | $207 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,484 | $207 |
| Lexus RC 300 | Midsize | $2,488 | $207 |
| Lexus IS 350 | Compact | $2,500 | $208 |
| Jaguar XF | Midsize | $2,506 | $209 |
| Cadillac CT5 | Midsize | $2,550 | $213 |
| Lexus ES 250 | Midsize | $2,562 | $214 |
| BMW 330e | Compact | $2,570 | $214 |
| Lexus RC 350 | Compact | $2,570 | $214 |
| BMW 228i | Compact | $2,574 | $215 |
| BMW 230i | Compact | $2,594 | $216 |
| Lexus ES 300h | Midsize | $2,598 | $217 |
| Audi S3 | Compact | $2,656 | $221 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Overland Park, KS Zip Codes. Updated June 26, 2025
See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.
Is your vehicle not in the list? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Overland Park car insurance quotes from top car insurance companies in Kansas.
Cheapest luxury SUVs to insure in Overland Park
The three highest ranking luxury SUVs with the lowest-cost auto insurance in Overland Park are the Acura RDX at $1,980 per year, the Lexus NX 250 at $2,096 per year, and the Cadillac XT4 at $2,138 per year.
Also ranking well in our comparison are SUVs like the Lexus NX 450h, Lexus UX 250h, Mercedes-Benz GLB 250, and Lexus NX 350h, with an average cost to insure of $2,284 per year or less.
Auto insurance for this segment in Overland Park for a good driver starts at an average of $165 per month, depending on the company and your location.
If insurance rates are ranked by vehicle size, the most affordable small luxury SUV to insure in Overland Park is the Acura RDX at $1,980 per year. For midsize luxury SUVs, the Jaguar E-Pace has the best rates at $2,214 per year. And for large luxury SUV models, the Infiniti QX80 is most affordable to insure at $2,656 per year.
The comparison table below ranks the twenty SUVs with the most affordable insurance in Overland Park, starting with the Acura RDX at $1,980 per year ($165 per month) and ending with the Lexus RX 350 at $2,376 per year ($198 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,980 | $165 |
| Lexus NX 250 | Compact | $2,096 | $175 |
| Cadillac XT4 | Compact | $2,138 | $178 |
| Jaguar E-Pace | Midsize | $2,214 | $185 |
| Cadillac XT5 | Midsize | $2,234 | $186 |
| Lexus NX 350h | Compact | $2,234 | $186 |
| Lincoln Corsair | Compact | $2,262 | $189 |
| Mercedes-Benz GLB 250 | Compact | $2,266 | $189 |
| Lexus UX 250h | Compact | $2,268 | $189 |
| Lexus NX 450h | Compact | $2,284 | $190 |
| Infiniti QX50 | Midsize | $2,300 | $192 |
| Mercedes-Benz GLA250 | Compact | $2,308 | $192 |
| Cadillac XT6 | Midsize | $2,316 | $193 |
| Mercedes-Benz GLA35 AMG | Compact | $2,316 | $193 |
| Infiniti QX60 | Midsize | $2,330 | $194 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,332 | $194 |
| Land Rover Evoque | Compact | $2,364 | $197 |
| Acura MDX | Midsize | $2,366 | $197 |
| Lexus NX 350 | Compact | $2,374 | $198 |
| Lexus RX 350 | Midsize | $2,376 | $198 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Overland Park, KS Zip Codes. Updated June 27, 2025
See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.
Don’t see your luxury SUV in the table above? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Kansas.
Cheapest sports cars to insure in Overland Park, Kansas
Ranking in the top five for the lowest-cost Overland Park car insurance rates in the sports car and performance segment are the Ford Mustang, Mazda MX-5 Miata, Subaru WRX, Toyota GR86, and BMW Z4. Insurance rates for these models average $2,654 or less per year.
Other cars that have cheaper rates are the Subaru BRZ, Nissan Z, Lexus RC F, and Toyota GR Supra, with an average car insurance cost of $2,830 per year or less.
Additional 2024 models that rank well include the Porsche 911, Porsche Taycan, BMW M3, and Chevrolet Corvette, which average between $2,830 and $4,008 per year for auto insurance in Overland Park.
From a monthly standpoint, auto insurance in this segment for a safe driver starts at around $183 per month, depending on where you live and the company you use. The next table ranks the twenty sports cars with the cheapest average auto insurance rates in Overland Park, starting with the Mazda MX-5 Miata at $2,190 per year ($183 per month) and ending with the Porsche Taycan at $4,008 per year ($334 per month).
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,190 | $183 |
| Toyota GR86 | Sports Car | $2,496 | $208 |
| Ford Mustang | Sports Car | $2,600 | $217 |
| BMW Z4 | Sports Car | $2,614 | $218 |
| Subaru WRX | Sports Car | $2,654 | $221 |
| Toyota GR Supra | Sports Car | $2,660 | $222 |
| BMW M2 | Sports Car | $2,736 | $228 |
| Nissan Z | Sports Car | $2,742 | $229 |
| Lexus RC F | Sports Car | $2,798 | $233 |
| Subaru BRZ | Sports Car | $2,830 | $236 |
| BMW M3 | Sports Car | $2,990 | $249 |
| Porsche 718 | Sports Car | $3,048 | $254 |
| Chevrolet Camaro | Sports Car | $3,076 | $256 |
| Chevrolet Corvette | Sports Car | $3,278 | $273 |
| Porsche 911 | Sports Car | $3,392 | $283 |
| BMW M4 | Sports Car | $3,534 | $295 |
| Lexus LC 500 | Sports Car | $3,550 | $296 |
| Jaguar F-Type | Sports Car | $3,734 | $311 |
| Mercedes-Benz AMG GT53 | Sports Car | $3,918 | $327 |
| Porsche Taycan | Sports Car | $4,008 | $334 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Overland Park, KS Zip Codes. Updated June 26, 2025
Looking for rates for a different vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best car insurance companies in Kansas.
The highs and lows of car insurance
To help show the amount the cost of auto insurance can change from one person to the next (and also reiterate the importance of multiple rate quotes), the sections below contain comprehensive rates for four popular vehicles in Overland Park: the Toyota Corolla, Nissan Rogue, Honda Pilot, and Honda Accord.
Each vehicle example shows average rates for different driver profiles to illustrate the cost fluctuation with only minor changes in the driver profile.
Toyota Corolla insurance rates
Toyota Corolla insurance in Overland Park averages $2,306 per year ($192 per month) and has a range of $1,912 to $5,284 for the risk profiles used in the cost chart below.
The Toyota Corolla is a compact car, and other popular same-segment models include the Volkswagen Jetta, Nissan Sentra, and Honda Civic.
Nissan Rogue insurance rates
Insurance for a Nissan Rogue in Overland Park averages $2,128 per year (about $177 per month) and varies from $1,768 to $4,862 per year.
The Nissan Rogue is a compact SUV, and other popular models in the same segment include the Chevrolet Equinox, Honda CR-V, Toyota RAV4, and Subaru Forester.
Honda Pilot insurance rates
In Overland Park, Honda Pilot insurance averages $2,306 per year, or around $192 per month, and ranges from $1,914 to $5,328.
The Honda Pilot is classified as a midsize SUV, and other models popular in Overland Park include the Kia Sorento, Kia Telluride, and Jeep Grand Cherokee.
Honda Accord insurance rates
Insurance for a Honda Accord in Overland Park costs an average of $2,284 per year (about $190 per month) and varies from $1,900 to $5,256.
The Honda Accord is classified as a midsize car, and other similar models include the Nissan Altima, Chevrolet Malibu, Toyota Camry, and Kia K5.
How to find cheaper car insurance
Drivers should always be searching for ways to save money on insurance, so glance at the savings concepts below and maybe you’ll find a way to save a few bucks on your next policy.
- Avoid accidents for cheaper Overland Park car insurance rates. Multiple at-fault accidents raise rates, possibly by an extra $3,380 per year for a 20-year-old driver and even $982 per year for a 40-year-old driver. So be a careful driver and save!
- If your vehicle is older, reduce coverage. Removing comprehensive and/or collision coverage from vehicles whose low value makes coverage cost prohibitive will cut the cost of insurance substantially.
- Tickets and violations can cost a lot. To get cheap car insurance in Overland Park, it’s necessary to follow the law. In fact, just one or two minor driving offenses have the ramification of raising car insurance cost as much as $630 per year.
- Bring up your credit score and save. Drivers with high 800+ credit scores could save as much as $372 per year versus a slightly lower credit rating between 670-739. Conversely, a mediocre credit score could cost around $431 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Save money due to your profession. Most car insurance providers offer discounts for specific occupations like firefighters, members of the military, college professors, accountants, scientists, dentists, and others. If you work in a qualifying profession, you could potentially save between $71 and $230 on your yearly car insurance premium, depending on the policy coverages.
- Increasing deductibles makes car insurance cheaper. Increasing your deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.