- The average cost of car insurance in Bloomington is $2,272 per year, or $189 per month.
- Monthly auto insurance rates for a few popular models in Bloomington include the Ram Truck at $219, Chevrolet Silverado at $209, and Honda CR-V at $162.
- For cheap auto insurance in Bloomington, Minnesota, SUV models like the Ford Bronco Sport, Volkswagen Tiguan, Toyota Corolla Cross, and Chevrolet Trailblazer rank near the top.
- Car insurance quotes in Bloomington can vary from as little as $27 per month for a liability-only policy to well over $710 per month drivers with many accidents and violations.
How much does car insurance cost in Bloomington?
The average car insurance expense in Bloomington is $2,272 per year, or approximately $189 per month for a policy that provides full coverage. It costs 0.2% less to insure the average vehicle in Bloomington than the U.S. average rate of $2,276.
When prices are compared to other larger cities in Minnesota, the average cost of auto insurance in Bloomington is $266 per year less than in Minneapolis, $136 per year more than in Rochester, and $274 per year cheaper than in St Paul.
Driver age is probably the number one factor that determines the cost of car insurance, so the list below illustrates this point by showing the difference in average car insurance rates for drivers from age 16 to 60.
Bloomington, Minnesota, car insurance cost for drivers age 16 to 60
- 16-year-old rated driver – $8,091 per year or $674 per month
- 17-year-old rated driver – $7,838 per year or $653 per month
- 18-year-old rated driver – $7,026 per year or $586 per month
- 19-year-old rated driver – $6,398 per year or $533 per month
- 20-year-old rated driver – $4,574 per year or $381 per month
- 30-year-old rated driver – $2,424 per year or $202 per month
- 40-year-old rated driver – $2,272 per year or $189 per month
- 50-year-old rated driver – $2,018 per year or $168 per month
- 60-year-old rated driver – $1,888 per year or $157 per month
The next chart shows different average Bloomington car insurance rates based on an assortment of driver ages, physical damage coverage deductibles, and driver risk profiles.
Average car insurance rates in the chart above range from $1,890 per year for a 40-year-old driver who qualifies for a great discount rate to $5,222 per year for a 30-year-old driver who has a few accidents and violations and has to buy a high risk policy.
When the rates shown in the chart are converted to monthly figures, the average cost of car insurance per month in Bloomington ranges from $158 to $435.
Auto insurance rates are extremely variable and seemingly inconsequential changes in a driver’s risk profile can have consequential effects on car insurance cost. The likelihood of significant rate variability reinforces the need to get multiple car insurance quotes when looking for a cheaper car insurance policy.
Car insurance for popular cars, trucks, and SUVs
The previous auto insurance rates in this article are the average cost across all 2024 model year vehicles, which is helpful when making broad comparisons like the average cost difference by driver age or location. Average car insurance rates are excellent when presented with a question like “are Bloomington auto insurance rates cheaper than in Duluth?” or “are Minnesota auto insurance rates cheaper than in Texas?”.
But for more in-depth car insurance rate comparisons, it makes better sense to use rates for the exact vehicle being insured. Each individual vehicle model has unique characteristics for calculating how much car insurance costs and this data allows for detailed comparisons.
The next chart breaks down average insurance rates in Bloomington for some of the most popular cars, trucks, and SUVs. Later on in this article, we will cover the cost of insuring some of these vehicles in much more detail.
Which vehicles cost the least to insure in Bloomington?
The models with the cheapest average auto insurance rates in Bloomington, MN, tend to be compact SUVs like the Chevrolet Trailblazer, Kia Soul, Toyota Corolla Cross, and Buick Envision. Average insurance rates for those small SUVs cost $154 or less per month for full coverage car insurance.
Examples of other vehicles that rank in the top 20 in our insurance cost comparison are the Buick Envista, Subaru Outback, Ford Bronco Sport, and Kia Niro. The average cost is a few dollars per month higher for those models than the small SUVs that rank at the top, but they still have an average cost of $1,974 or less per year, or $165 per month in Bloomington.
The table below details the top 50 cheapest vehicles to insure in Bloomington, ordered starting with the cheapest.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,678 | $140 |
| 2 | Chevrolet Trailblazer | $1,708 | $142 |
| 3 | Kia Soul | $1,776 | $148 |
| 4 | Nissan Kicks | $1,788 | $149 |
| 5 | Honda Passport | $1,812 | $151 |
| 6 | Buick Envision | $1,822 | $152 |
| 7 | Toyota Corolla Cross | $1,832 | $153 |
| 8 | Hyundai Venue | $1,844 | $154 |
| 9 | Mazda CX-5 | $1,854 | $155 |
| 10 | Ford Bronco Sport | $1,862 | $155 |
| 11 | Volkswagen Tiguan | $1,882 | $157 |
| 12 | Acura RDX | $1,902 | $159 |
| 13 | Nissan Murano | $1,912 | $159 |
| 14 | Buick Encore | $1,932 | $161 |
| 15 | Subaru Outback | $1,936 | $161 |
| 16 | Honda CR-V | $1,940 | $162 |
| 17 | Buick Envista | $1,944 | $162 |
| 18 | Volkswagen Taos | $1,946 | $162 |
| 19 | Kia Niro | $1,958 | $163 |
| 20 | Toyota GR Corolla | $1,974 | $165 |
| 21 | Honda HR-V | $1,978 | $165 |
| 22 | Subaru Ascent | $1,980 | $165 |
| 23 | Nissan Leaf | $1,992 | $166 |
| 24 | Chevrolet Colorado | $2,002 | $167 |
| 25 | Honda Civic | $2,012 | $168 |
| 26 | Lexus NX 250 | $2,012 | $168 |
| 27 | Volkswagen Atlas | $2,016 | $168 |
| 28 | Acura Integra | $2,024 | $169 |
| 29 | Subaru Forester | $2,024 | $169 |
| 30 | Volkswagen Atlas Cross Sport | $2,026 | $169 |
| 31 | Kia Seltos | $2,030 | $169 |
| 32 | GMC Terrain | $2,036 | $170 |
| 33 | Nissan Rogue | $2,044 | $170 |
| 34 | Hyundai Kona | $2,046 | $171 |
| 35 | Mazda CX-30 | $2,050 | $171 |
| 36 | Cadillac XT4 | $2,054 | $171 |
| 37 | Ford Explorer | $2,062 | $172 |
| 38 | Volkswagen ID4 | $2,062 | $172 |
| 39 | Toyota Highlander | $2,068 | $172 |
| 40 | Ford Escape | $2,074 | $173 |
| 41 | Toyota Venza | $2,076 | $173 |
| 42 | Honda Odyssey | $2,078 | $173 |
| 43 | Nissan Sentra | $2,080 | $173 |
| 44 | Subaru Impreza | $2,088 | $174 |
| 45 | Chevrolet Equinox | $2,094 | $175 |
| 46 | Toyota RAV4 | $2,094 | $175 |
| 47 | Mazda MX-5 Miata | $2,104 | $175 |
| 48 | Mazda MX-30 | $2,112 | $176 |
| 49 | Hyundai Tucson | $2,114 | $176 |
| 50 | Chevrolet Traverse | $2,122 | $177 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Bloomington, MN Zip Codes. Updated October 24, 2025
The table above that contains 50 vehicle rankings is fine if you just want a vehicle with dirt cheap insurance rates. A better way to examine car insurance rates for more vehicle models is by sorting them by vehicle segment. The next sections list the vehicles with the most affordable auto insurance rates for each of the main vehicle segments.
Cars with affordable auto insurance rates
Ranked at #1 in Bloomington for cheapest auto insurance in the car segment is the Toyota GR Corolla, costing an average of $1,974 per year. Second place is the Nissan Leaf at $1,992 per year, third place goes to the Honda Civic, costing an average of $2,012 per year, and ranking fourth is the Nissan Sentra, costing an average of $2,080 per year.
Not the cheapest, but still in the top 10, are cars like the Chevrolet Malibu, Toyota Corolla, Toyota Prius, and Kia K5, with an average cost to insure of $2,212 per year or less.
Full-coverage insurance for this segment in Bloomington for a middle-age safe driver starts at around $165 per month, depending on the company and where you live.
When vehicle size is considered, the lowest-cost compact car to insure in Bloomington is the Toyota GR Corolla at $1,974 per year, or $165 per month. For midsize models, the Kia K5 has the cheapest rates at $2,190 per year, or $183 per month. And for full-size non-luxury cars, the Chrysler 300 has the cheapest car insurance rates at $2,166 per year, or $181 per month.
The next table ranks the twenty cars with the cheapest car insurance in Bloomington, starting with the Toyota GR Corolla at $165 per month and ending with the Mazda 3 at $196 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $1,974 | $165 |
| Nissan Leaf | Compact | $1,992 | $166 |
| Honda Civic | Compact | $2,012 | $168 |
| Nissan Sentra | Compact | $2,080 | $173 |
| Subaru Impreza | Compact | $2,088 | $174 |
| Toyota Prius | Compact | $2,124 | $177 |
| Kia K5 | Midsize | $2,190 | $183 |
| Honda Accord | Midsize | $2,196 | $183 |
| Chevrolet Malibu | Midsize | $2,204 | $184 |
| Toyota Corolla | Compact | $2,212 | $184 |
| Kia Forte | Compact | $2,216 | $185 |
| Volkswagen Arteon | Midsize | $2,234 | $186 |
| Nissan Versa | Compact | $2,240 | $187 |
| Subaru Legacy | Midsize | $2,244 | $187 |
| Hyundai Ioniq 6 | Midsize | $2,262 | $189 |
| Mitsubishi Mirage G4 | Compact | $2,294 | $191 |
| Volkswagen Jetta | Compact | $2,296 | $191 |
| Toyota Crown | Midsize | $2,300 | $192 |
| Hyundai Sonata | Midsize | $2,306 | $192 |
| Mazda 3 | Compact | $2,350 | $196 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Bloomington, MN Zip Codes. Updated October 24, 2025
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.
Need rates for a different vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Bloomington car insurance quotes from the best companies in Minnesota.
Cheapest SUVs to insure in Bloomington, MN
The four cheapest SUVs to insure in Bloomington are the Subaru Crosstrek at $1,678 per year, Chevrolet Trailblazer at $1,708 per year, Kia Soul at $1,776 per year, and Nissan Kicks at $1,788 per year.
Not the cheapest in the list, but still ranking well, are models like the Buick Envision, Toyota Corolla Cross, Ford Bronco Sport, and Hyundai Venue, with an average cost of $1,862 per year or less.
Additional SUVs on the list include the Honda CR-V, Nissan Murano, Kia Niro, Buick Envista, and Honda HR-V, which average between $1,862 and $1,980 per year to insure in Bloomington.
As a cost per month, car insurance in Bloomington on this segment for a middle-age safe driver will start around $140 per month, depending on where you live.
When ranked by vehicle size, the lowest-cost non-luxury compact SUV to insure in Bloomington is the Subaru Crosstrek at $1,678 per year, or $140 per month. For midsize 2024 models, the Honda Passport is cheapest to insure at $1,812 per year, or $151 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe has the cheapest car insurance rates at $2,136 per year, or $178 per month.
The comparison table below ranks the twenty SUVs with the lowest-cost insurance rates in Bloomington.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,678 | $140 |
| Chevrolet Trailblazer | Compact | $1,708 | $142 |
| Kia Soul | Compact | $1,776 | $148 |
| Nissan Kicks | Compact | $1,788 | $149 |
| Honda Passport | Midsize | $1,812 | $151 |
| Buick Envision | Compact | $1,822 | $152 |
| Toyota Corolla Cross | Compact | $1,832 | $153 |
| Hyundai Venue | Compact | $1,844 | $154 |
| Mazda CX-5 | Compact | $1,854 | $155 |
| Ford Bronco Sport | Compact | $1,862 | $155 |
| Volkswagen Tiguan | Compact | $1,882 | $157 |
| Nissan Murano | Midsize | $1,912 | $159 |
| Buick Encore | Compact | $1,932 | $161 |
| Subaru Outback | Midsize | $1,936 | $161 |
| Honda CR-V | Compact | $1,940 | $162 |
| Buick Envista | Midsize | $1,944 | $162 |
| Volkswagen Taos | Compact | $1,946 | $162 |
| Kia Niro | Compact | $1,958 | $163 |
| Honda HR-V | Compact | $1,978 | $165 |
| Subaru Ascent | Midsize | $1,980 | $165 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Bloomington, MN Zip Codes. Updated October 24, 2025
For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Don’t see insurance cost for your SUV? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Bloomington car insurance quotes from the best car insurance companies in Minnesota.
Luxury cars with affordable auto insurance rates
The four top-ranked luxury car models with the cheapest auto insurance in Bloomington are the Acura Integra at $2,024 per year, BMW 330i at $2,314 per year, Mercedes-Benz CLA250 at $2,340 per year, and Lexus IS 300 at $2,344 per year.
Additional luxury cars that have cheaper rates are the Lexus ES 350, Mercedes-Benz AMG CLA35, Cadillac CT4, and Lexus RC 300, with an average cost to insure of $2,390 per year or less.
Car insurance in Bloomington for this segment will start around $169 per month, depending on where you live and the company you use.
When rates are compared by vehicle size, the most affordable compact luxury car to insure in Bloomington is the Acura Integra at $2,024 per year. For midsize luxury models, the Mercedes-Benz CLA250 is cheapest to insure at $2,340 per year. And for full-size luxury cars, the Audi A5 has the cheapest car insurance rates at $2,700 per year.
The table below ranks the twenty luxury cars with the most affordable average car insurance rates in Bloomington.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $2,024 | $169 |
| BMW 330i | Compact | $2,314 | $193 |
| Mercedes-Benz CLA250 | Midsize | $2,340 | $195 |
| Lexus IS 300 | Midsize | $2,344 | $195 |
| Acura TLX | Compact | $2,354 | $196 |
| Cadillac CT4 | Compact | $2,374 | $198 |
| Lexus ES 350 | Midsize | $2,374 | $198 |
| Genesis G70 | Compact | $2,382 | $199 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,384 | $199 |
| Lexus RC 300 | Midsize | $2,390 | $199 |
| Lexus IS 350 | Compact | $2,400 | $200 |
| Jaguar XF | Midsize | $2,406 | $201 |
| Cadillac CT5 | Midsize | $2,450 | $204 |
| Lexus ES 250 | Midsize | $2,460 | $205 |
| Lexus RC 350 | Compact | $2,466 | $206 |
| BMW 330e | Compact | $2,468 | $206 |
| BMW 228i | Compact | $2,474 | $206 |
| BMW 230i | Compact | $2,490 | $208 |
| Lexus ES 300h | Midsize | $2,496 | $208 |
| Audi S3 | Compact | $2,550 | $213 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Bloomington, MN Zip Codes. Updated October 24, 2025
For all luxury car insurance comparisons, see our full luxury car insurance guide.
Don’t see rates for your luxury car? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Bloomington car insurance quotes from top-rated car insurance companies in Minnesota.
Luxury SUVs with cheap auto insurance rates
Ranking at the top for the lowest-cost Bloomington auto insurance rates in the luxury SUV segment are the Jaguar E-Pace, Lexus NX 250, Acura RDX, Cadillac XT4, and Cadillac XT5. Insurance rates for these 2024 models average $2,146 or less per year, or around $179 per month.
Other models that rank well are the Lexus NX 450h, Mercedes-Benz GLB 250, Lincoln Corsair, and Lexus NX 350h, with an average car insurance cost of $2,192 per year or less.
In the bottom half of the top 20, models like the Lexus NX 350, Cadillac XT6, Mercedes-Benz GLA35 AMG, Land Rover Evoque, Acura MDX, and Infiniti QX50 cost between $2,192 and $2,280 per year for auto insurance.
Full-coverage auto insurance in this segment starts at an average of $159 per month, depending on where you live and the company you use.
When vehicle size is factored in, the most budget-friendly compact luxury SUV to insure in Bloomington is the Acura RDX at $1,902 per year. For midsize luxury SUVs, the Jaguar E-Pace has the cheapest rates at $2,126 per year. And for large luxury SUV models, the Infiniti QX80 has the cheapest car insurance rates at $2,550 per year.
The rate comparison table below ranks the luxury SUVs with the cheapest average auto insurance rates in Bloomington, starting with the Acura RDX at $1,902 per year and ending with the Lexus RX 350 at $2,280 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,902 | $159 |
| Lexus NX 250 | Compact | $2,012 | $168 |
| Cadillac XT4 | Compact | $2,054 | $171 |
| Jaguar E-Pace | Midsize | $2,126 | $177 |
| Cadillac XT5 | Midsize | $2,146 | $179 |
| Lexus NX 350h | Compact | $2,146 | $179 |
| Lincoln Corsair | Compact | $2,174 | $181 |
| Mercedes-Benz GLB 250 | Compact | $2,178 | $182 |
| Lexus UX 250h | Compact | $2,180 | $182 |
| Lexus NX 450h | Compact | $2,192 | $183 |
| Infiniti QX50 | Midsize | $2,210 | $184 |
| Mercedes-Benz GLA250 | Compact | $2,216 | $185 |
| Cadillac XT6 | Midsize | $2,224 | $185 |
| Mercedes-Benz GLA35 AMG | Compact | $2,224 | $185 |
| Infiniti QX60 | Midsize | $2,236 | $186 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,240 | $187 |
| Land Rover Evoque | Compact | $2,270 | $189 |
| Acura MDX | Midsize | $2,272 | $189 |
| Lexus RX 350 | Midsize | $2,280 | $190 |
| Lexus NX 350 | Compact | $2,282 | $190 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Bloomington, MN Zip Codes. Updated October 24, 2025
See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.
Don’t see your luxury SUV in the list? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Bloomington car insurance quotes from the best companies in Minnesota.
Pickups with cheap auto insurance in Bloomington
The three highest ranking pickup trucks with the most affordable average auto insurance rates in Bloomington are the Chevrolet Colorado at $2,002 per year, the Nissan Titan at $2,128 per year, and the Nissan Frontier at $2,148 per year.
Also ranking well are models like the GMC Sierra 2500 HD, Hyundai Santa Cruz, Honda Ridgeline, and Toyota Tacoma, with an average car insurance cost of $2,338 per year or less.
Full-coverage auto insurance in this segment for the average driver starts at an average of $167 per month, depending on your company and location.
The table below ranks the twenty pickups with the lowest-cost insurance rates in Bloomington, starting with the Chevrolet Colorado at $167 per month and ending with the Ram Truck at $219 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $2,002 | $167 |
| Nissan Titan | Full-size | $2,128 | $177 |
| Nissan Frontier | Midsize | $2,148 | $179 |
| Ford Ranger | Midsize | $2,172 | $181 |
| Ford Maverick | Midsize | $2,204 | $184 |
| Honda Ridgeline | Midsize | $2,256 | $188 |
| Hyundai Santa Cruz | Midsize | $2,294 | $191 |
| Toyota Tacoma | Midsize | $2,300 | $192 |
| GMC Sierra 2500 HD | Heavy Duty | $2,310 | $193 |
| GMC Canyon | Midsize | $2,338 | $195 |
| Jeep Gladiator | Midsize | $2,392 | $199 |
| GMC Sierra 3500 | Heavy Duty | $2,408 | $201 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,428 | $202 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,492 | $208 |
| GMC Sierra | Full-size | $2,510 | $209 |
| Chevrolet Silverado | Full-size | $2,512 | $209 |
| Nissan Titan XD | Heavy Duty | $2,514 | $210 |
| Ford F150 | Full-size | $2,542 | $212 |
| GMC Hummer EV Pickup | Full-size | $2,608 | $217 |
| Ram Truck | Full-size | $2,628 | $219 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Bloomington, MN Zip Codes. Updated October 24, 2025
See our comprehensive guides for midsize pickup insurance and large pickup insurance to view data for pickups not featured in the table.
Don’t see insurance rates for your pickup? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Bloomington car insurance quotes from top car insurance companies in Minnesota.
Sports cars with cheap auto insurance
Ranking at the top of the list for the most affordable Bloomington car insurance rates in the sports car and performance segment are the Toyota GR86, Mazda MX-5 Miata, Subaru WRX, Ford Mustang, and BMW Z4. Rates for these vehicles average $212 or less per month.
Additional sports cars that have affordable insurance rates are the BMW M2, Lexus RC F, Toyota GR Supra, and Nissan Z, with average rates of $2,716 per year or less.
From a monthly standpoint, car insurance rates on this segment in Bloomington starts at an average of $175 per month, depending on the company and your location. The rate comparison table below ranks the twenty sports cars with the most affordable average auto insurance rates in Bloomington, starting with the Mazda MX-5 Miata at $2,104 per year ($175 per month) and ending with the Porsche Taycan at $3,850 per year ($321 per month).
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,104 | $175 |
| Toyota GR86 | Sports Car | $2,396 | $200 |
| Ford Mustang | Sports Car | $2,496 | $208 |
| BMW Z4 | Sports Car | $2,512 | $209 |
| Subaru WRX | Sports Car | $2,548 | $212 |
| Toyota GR Supra | Sports Car | $2,552 | $213 |
| BMW M2 | Sports Car | $2,626 | $219 |
| Nissan Z | Sports Car | $2,634 | $220 |
| Lexus RC F | Sports Car | $2,688 | $224 |
| Subaru BRZ | Sports Car | $2,716 | $226 |
| BMW M3 | Sports Car | $2,872 | $239 |
| Porsche 718 | Sports Car | $2,926 | $244 |
| Chevrolet Camaro | Sports Car | $2,954 | $246 |
| Chevrolet Corvette | Sports Car | $3,148 | $262 |
| Porsche 911 | Sports Car | $3,256 | $271 |
| BMW M4 | Sports Car | $3,394 | $283 |
| Lexus LC 500 | Sports Car | $3,408 | $284 |
| Jaguar F-Type | Sports Car | $3,586 | $299 |
| Mercedes-Benz AMG GT53 | Sports Car | $3,764 | $314 |
| Porsche Taycan | Sports Car | $3,850 | $321 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Bloomington, MN Zip Codes. Updated October 24, 2025
Don’t see rates for your sports car? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Minnesota.
Auto insurance cost examples
In order to reinforce the extent to which car insurance cost can vary from one driver to the next (and also stress the importance of getting rate quotes from multiple companies), the charts below have detailed rates for four popular models in Bloomington: the Ford F150, Honda CR-V, Toyota Highlander, and Honda Accord.
Each vehicle example shows average rates for different driver profiles to demonstrate the price fluctuation with only minor changes in the driver profile.
Ford F150 insurance rates
Insurance for a Ford F150 in Bloomington costs an average of $2,542 per year, or about $212 per month, and varies from $2,108 to $5,872.
The Ford F150 is a full-size truck, and other similar models from the same segment include the Nissan Titan, Chevrolet Silverado, and Toyota Tundra.
Honda CR-V insurance rates
Auto insurance for a Honda CR-V in Bloomington averages $1,940 per year ($162 per month) and varies from $1,610 to $4,450 per year.
The Honda CR-V is classified as a compact SUV, and other popular same-segment models include the Subaru Forester, Toyota RAV4, Ford Escape, and Nissan Rogue.
Toyota Highlander insurance rates
Car insurance for a Toyota Highlander in Bloomington averages $2,068 per year ($172 per month) and ranges from $1,720 to $4,724 per year.
The Toyota Highlander is a midsize SUV, and other popular models in the same segment include the Kia Telluride, Ford Edge, and Jeep Grand Cherokee.
Honda Accord insurance rates
Honda Accord insurance in Bloomington costs an average of $2,196 per year, or about $183 per month, and has a range of $1,826 to $5,044 per year.
The Honda Accord is classified as a midsize car, and additional similar models include the Kia K5, Hyundai Sonata, Chevrolet Malibu, and Toyota Camry.
How to find cheaper car insurance
Smart drivers are always looking to reduce the monthly expense for insurance, so take a minute to read through the tips and ideas below and it’s very likely you can save a little dough on your next car insurance policy.
- Remove optional coverage on older vehicles. Dropping comprehensive and collision coverage from vehicles whose low value makes coverage cost prohibitive can reduce the cost of auto insurance substantially.
- Shop your coverage around. Taking 5-10 minutes before every policy renewal to get some free car insurance quotes could significantly reduce the cost of insurance. Rates change quite often and you can switch your coverage anytime.
- Compare car insurance rates before buying a car. Different vehicle models have significantly different auto insurance rates, and car insurance companies can sell coverages with a wide range of prices. Get plenty of comparison quotes before you purchase in order to prevent insurance sticker shock when you see your first insurance bill.
- The higher the deductibles, the lower the cost. Raising your policy deductibles from $500 to $1,000 could save around $382 per year for a 40-year-old driver and $742 per year for a 20-year-old driver.
- Avoid filing small claims. Auto insurance companies offer discounts if you have no claims. Car insurance should be used to protect you from large financial hits, not for small claims.
- Fewer accidents means cheaper car insurance in Bloomington. Too frequent at-fault accidents can raise rates, to the tune of $1,098 per year for a 30-year-old driver and even as much as $556 per year for a 60-year-old driver. So drive safe and save!
- A good driving record pays dividends. To get affordable car insurance in Bloomington, it’s necessary to to be a conservative driver. A few driving offenses can increase car insurance rates by up to $604 per year. Major misdemeanors like driving under the influence of drugs or alcohol could raise rates by an additional $2,110 or more.