- Carson City car insurance costs an average of $2,370 per year, or around $198 per month.
- Car insurance rates for a few popular vehicles in Carson City include the Ford Explorer at $179 per month, Subaru Outback at $168, and Honda CR-V at $168.
- For cheap car insurance in Carson City, Nevada, crossover vehicles like the Ford Bronco Sport, Honda CR-V, Toyota Corolla Cross, and Chevrolet Trailblazer cost less than most other makes and models.
How much does car insurance cost in Carson City?
In Carson City, average auto insurance cost is $2,370 per year, which is 6.5% more than the U.S. average rate of $2,221. Per month, Carson City car insurance costs approximately $198 for full coverage auto insurance.
The average car insurance expense in Nevada is $2,820 per year, so Carson City, NV, drivers pay an average of $450 less per year than the overall Nevada state-wide average rate. When compared to other larger cities in Nevada, the average cost of auto insurance in Carson City is around $190 per year cheaper than in Sparks, $764 per year less than in Henderson, and $984 per year less than in North Las Vegas.
The next chart shows average Carson City, NV, auto insurance cost broken out for both different driver ages and comprehensive and collision deductibles. Rates are averaged for all 2024 vehicle models including luxury vehicles.
In the chart above, the cost of car insurance in Carson City ranges from $1,664 per year for a 60-year-old driver with a policy with high deductibles to $5,542 per year for a 20-year-old driver with a low deductible. From a monthly point of view, the average cost in the prior chart ranges from $139 to $462 per month.
Carson City car insurance rates can have a very wide price range and seemingly inconsequential changes in a driver’s risk profile can have enormous effects on car insurance cost. This wide range of possible rates stresses the need for accurate auto insurance quotes when searching online for more affordable car insurance in Carson City, Nevada.
The age of the rated driver makes a big difference in the cost of auto insurance, so the list below details how age impacts cost by breaking down average car insurance rates in Carson City based on the age of the driver.
Car insurance cost in Carson City for drivers age 16 to 60
- 16 year old – $8,440 per year or $703 per month
- 17 year old – $8,178 per year or $682 per month
- 18 year old – $7,328 per year or $611 per month
- 19 year old – $6,674 per year or $556 per month
- 20 year old – $4,766 per year or $397 per month
- 30 year old – $2,530 per year or $211 per month
- 40 year old – $2,370 per year or $198 per month
- 50 year old – $2,098 per year or $175 per month
- 60 year old – $1,968 per year or $164 per month
Popular models and the cost of insurance
The rates mentioned previously take the cost to insure each 2024 vehicle model and average them, which is helpful for making general comparisons like the average cost difference between different locations in Nevada.
But for more in-depth rate comparisons, the data will be better if we analyze the specific model of vehicle being insured. In the next few sections, we compare lots of rates for specific vehicles, but for now, we will just look at the most popular vehicles to see how car insurance prices compare in Carson City.
The list below displays average annual and monthly car insurance cost in Carson City for the more popular models.
Auto insurance rates for popular models in Carson City
- Ford Explorer – $2,150 per year ($179 per month)
- Subaru Outback – $2,018 per year ($168 per month)
- Subaru Forester – $2,108 per year ($176 per month)
- Toyota RAV4 – $2,186 per year ($182 per month)
- Mazda CX-5 – $1,934 per year ($161 per month)
- Toyota Corolla – $2,308 per year ($192 per month)
- Nissan Sentra – $2,172 per year ($181 per month)
- Chevrolet Silverado – $2,622 per year ($219 per month)
- GMC Sierra – $2,618 per year ($218 per month)
- Nissan Rogue – $2,130 per year ($178 per month)
The models that sell well in Carson City tend to be compact or midsize sedans like the Toyota Corolla, Nissan Sentra, and Kia K5 and small or midsize SUVs like the Toyota RAV4 and Ford Explorer.
Additional popular vehicles from different automotive segments include luxury SUVs like the BMW X5, Lexus RX 350, and Infiniti QX60, luxury cars like the Tesla Model S, BMW 530i, and Acura ILX, and pickup trucks like the Ford Ranger, Ram 1500, and Ford F-150.
We explore more rates coming up, but before we do that, let’s take a look at some of the general concepts we covered so far.
- Carson City auto insurance prices are cheaper than the Nevada state average – $2,370 (Carson City average) versus $2,820 (Nevada average)
- Car insurance is cheaper as you get older – Average rates for a 40-year-old driver in Carson City are $2,396 per year cheaper than for a 20-year-old driver.
- A low deductible policy costs more – A 20-year-old driver pays an average of $1,270 more per year for a policy with $250 deductibles versus $1,000 deductibles.
- Carson City, NV, car insurance cost is more than the U.S. average – $2,370 (Carson City average) versus $2,221 (U.S. average)
- Cost per month ranges from $164 to $703 – That’s the average car insurance cost range for drivers age 16 to 60 in Carson City, Nevada.
- Insuring teen drivers gets very expensive – Average cost can range from $5,644 to $8,440 per year for car insurance for teens in Carson City, Nevada.
- Car insurance rates drop substantially between ages 20 and 30 – The average 30-year-old Carson City, NV, driver will pay $2,236 less each year than a 20-year-old driver, $2,530 compared to $4,766.
What vehicles have cheap car insurance in Carson City?
When comparing all car, SUV, and pickup models, the models with the most affordable car insurance quotes in Carson City tend to be small SUVs like the Subaru Crosstrek, Chevrolet Trailblazer, Buick Envision, and Nissan Kicks.
Average car insurance prices for those small SUVs cost $1,926 or less per year for full coverage.
Additional vehicles that come in near the top in our overall cost comparison are the Ford Bronco Sport, Kia Niro, Buick Encore, and Acura RDX.
Rates are a little higher for those models than the crossover SUVs at the top of the rankings, but they still have an average cost of $172 or less per month in Carson City.
The table below shows the 50 models with the cheapest car insurance in Carson City, ordered starting with the cheapest.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,750 | $146 |
| 2 | Chevrolet Trailblazer | $1,782 | $149 |
| 3 | Kia Soul | $1,850 | $154 |
| 4 | Nissan Kicks | $1,864 | $155 |
| 5 | Honda Passport | $1,888 | $157 |
| 6 | Buick Envision | $1,898 | $158 |
| 7 | Toyota Corolla Cross | $1,908 | $159 |
| 8 | Hyundai Venue | $1,926 | $161 |
| 9 | Mazda CX-5 | $1,934 | $161 |
| 10 | Ford Bronco Sport | $1,940 | $162 |
| 11 | Volkswagen Tiguan | $1,962 | $164 |
| 12 | Acura RDX | $1,980 | $165 |
| 13 | Nissan Murano | $1,992 | $166 |
| 14 | Buick Encore | $2,012 | $168 |
| 15 | Subaru Outback | $2,018 | $168 |
| 16 | Honda CR-V | $2,020 | $168 |
| 17 | Buick Envista | $2,026 | $169 |
| 18 | Volkswagen Taos | $2,032 | $169 |
| 19 | Kia Niro | $2,042 | $170 |
| 20 | Toyota GR Corolla | $2,060 | $172 |
| 21 | Honda HR-V | $2,062 | $172 |
| 22 | Subaru Ascent | $2,062 | $172 |
| 23 | Nissan Leaf | $2,076 | $173 |
| 24 | Chevrolet Colorado | $2,088 | $174 |
| 25 | Lexus NX 250 | $2,096 | $175 |
| 26 | Honda Civic | $2,098 | $175 |
| 27 | Volkswagen Atlas | $2,102 | $175 |
| 28 | Acura Integra | $2,106 | $176 |
| 29 | Subaru Forester | $2,108 | $176 |
| 30 | Volkswagen Atlas Cross Sport | $2,112 | $176 |
| 31 | Kia Seltos | $2,116 | $176 |
| 32 | GMC Terrain | $2,122 | $177 |
| 33 | Nissan Rogue | $2,130 | $178 |
| 34 | Hyundai Kona | $2,134 | $178 |
| 35 | Mazda CX-30 | $2,138 | $178 |
| 36 | Cadillac XT4 | $2,140 | $178 |
| 37 | Volkswagen ID4 | $2,148 | $179 |
| 38 | Ford Explorer | $2,150 | $179 |
| 39 | Toyota Highlander | $2,156 | $180 |
| 40 | Ford Escape | $2,162 | $180 |
| 41 | Honda Odyssey | $2,164 | $180 |
| 42 | Toyota Venza | $2,164 | $180 |
| 43 | Nissan Sentra | $2,172 | $181 |
| 44 | Subaru Impreza | $2,180 | $182 |
| 45 | Chevrolet Equinox | $2,184 | $182 |
| 46 | Toyota RAV4 | $2,186 | $182 |
| 47 | Mazda MX-5 Miata | $2,194 | $183 |
| 48 | Mazda MX-30 | $2,200 | $183 |
| 49 | Hyundai Tucson | $2,202 | $184 |
| 50 | Chevrolet Traverse | $2,214 | $185 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Carson City, NV Zip Codes. Updated June 27, 2025
A table of 50 vehicle models with cheap Carson City car insurance probably isn’t the best way to show an overall summary of Carson City car insurance cost. A more efficient way to group and analyze rates for different vehicles is to break them out by vehicle segment.
The next section of this article further discusses the average price of car insurance in Carson City for each vehicle segment. The rates shown in the chart should provide a decent understanding of which types of cars, trucks, and SUVs that have the overall least expensive Carson City auto insurance rates. The six sections following the chart display the top 20 cheapest models in each segment.
Average insurance cost by automotive segment
If you’re looking to buy a different vehicle, it’s a good idea to know which kinds of vehicles have cheaper car insurance rates.
For example, you may be curious if minivans have cheaper insurance than SUVs or if half-ton pickups are cheaper to insure than heavy duty pickups.
The chart below displays the average car insurance cost in Carson City for each automotive segment. When looking at rates from a segment perspective, small SUVs and midsize pickups have the least expensive average auto insurance rates, with luxury and performance models having the highest average cost to insure.
Segment rates are handy for making an overall comparison, but insurance rates for specific models range considerably within each vehicle category listed above.
For example, in the midsize luxury car segment, Carson City insurance rates range from the Mercedes-Benz CLA250 costing $2,438 per year for full coverage insurance to the BMW M8 at $3,994 per year.
Also, in the large truck segment, average rates range from the Nissan Titan at $2,218 per year to the Toyota Tundra costing $2,822 per year.
In the next parts of this article, we eliminate a lot of this variability by comparing the cost of car insurance in Carson City for individual models.
Cars with the cheapest insurance rates in Carson City
The #1 ranking in Carson City for cheapest insurance in the non-luxury car segment is the Toyota GR Corolla, coming in at $2,060 per year. Second place is the Nissan Leaf costing $2,076 per year, in third place is the Honda Civic, at an average of $2,098 per year, and ranking fourth is the Nissan Sentra, at an average of $2,172 per year.
Not the cheapest in the list, but still ranking well, are models like the Toyota Corolla, Toyota Prius, Kia K5, and Chevrolet Malibu, with average insurance cost of $2,308 per year or less.
Ranked in the lower half of the top 20, models like the Volkswagen Arteon, Hyundai Sonata, Toyota Crown, Volkswagen Jetta, and Kia Forte average between $2,308 and $2,450 per year for full-coverage insurance.
From a cost per month standpoint, full-coverage insurance in this segment will start around $172 per month, depending on the company and your location.
The rate comparison table below ranks the twenty cars with the cheapest insurance in Carson City, starting with the Toyota GR Corolla at $2,060 per year and ending with the Mazda 3 at $2,450 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $2,060 | $172 |
| Nissan Leaf | Compact | $2,076 | $173 |
| Honda Civic | Compact | $2,098 | $175 |
| Nissan Sentra | Compact | $2,172 | $181 |
| Subaru Impreza | Compact | $2,180 | $182 |
| Toyota Prius | Compact | $2,214 | $185 |
| Kia K5 | Midsize | $2,284 | $190 |
| Honda Accord | Midsize | $2,288 | $191 |
| Chevrolet Malibu | Midsize | $2,300 | $192 |
| Toyota Corolla | Compact | $2,308 | $192 |
| Kia Forte | Compact | $2,312 | $193 |
| Volkswagen Arteon | Midsize | $2,328 | $194 |
| Nissan Versa | Compact | $2,336 | $195 |
| Subaru Legacy | Midsize | $2,338 | $195 |
| Hyundai Ioniq 6 | Midsize | $2,358 | $197 |
| Mitsubishi Mirage G4 | Compact | $2,392 | $199 |
| Volkswagen Jetta | Compact | $2,396 | $200 |
| Toyota Crown | Midsize | $2,398 | $200 |
| Hyundai Sonata | Midsize | $2,404 | $200 |
| Mazda 3 | Compact | $2,450 | $204 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Carson City, NV Zip Codes. Updated June 27, 2025
For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Don’t see your car in the list? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Carson City car insurance quotes from top auto insurance companies in Nevada.
Cheapest SUV insurance rates in Carson City, Nevada
Ranking in the top five for the most affordable Carson City car insurance rates in the SUV segment (excluding luxury models) are the Honda Passport, Subaru Crosstrek, Kia Soul, Nissan Kicks, and Chevrolet Trailblazer. Car insurance rates for these 2024 models average $1,888 or less per year.
Additional SUVs that have affordable average insurance rates are the Mazda CX-5, Ford Bronco Sport, Buick Envision, and Hyundai Venue, with average annual insurance rates of $1,940 per year or less.
Ranking between positions 10 and 20, models like the Subaru Ascent, Volkswagen Taos, Honda HR-V, Honda CR-V, and Buick Encore cost between $1,940 and $2,062 per year to insure in Carson City.
Auto insurance in Carson City for this segment for a good driver can cost as low as $146 per month, depending on your location.
When ranked by vehicle size, the lowest-cost non-luxury compact SUV to insure in Carson City is the Subaru Crosstrek at $1,750 per year, or $146 per month. For midsize SUVs, the Honda Passport is cheapest to insure at $1,888 per year, or $157 per month. And for full-size SUVs, the Chevrolet Tahoe has the most affordable rates at $2,226 per year, or $186 per month.
The comparison table below ranks the SUVs with the most affordable car insurance in Carson City.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,750 | $146 |
| Chevrolet Trailblazer | Compact | $1,782 | $149 |
| Kia Soul | Compact | $1,850 | $154 |
| Nissan Kicks | Compact | $1,864 | $155 |
| Honda Passport | Midsize | $1,888 | $157 |
| Buick Envision | Compact | $1,898 | $158 |
| Toyota Corolla Cross | Compact | $1,908 | $159 |
| Hyundai Venue | Compact | $1,926 | $161 |
| Mazda CX-5 | Compact | $1,934 | $161 |
| Ford Bronco Sport | Compact | $1,940 | $162 |
| Volkswagen Tiguan | Compact | $1,962 | $164 |
| Nissan Murano | Midsize | $1,992 | $166 |
| Buick Encore | Compact | $2,012 | $168 |
| Subaru Outback | Midsize | $2,018 | $168 |
| Honda CR-V | Compact | $2,020 | $168 |
| Buick Envista | Midsize | $2,026 | $169 |
| Volkswagen Taos | Compact | $2,032 | $169 |
| Kia Niro | Compact | $2,042 | $170 |
| Honda HR-V | Compact | $2,062 | $172 |
| Subaru Ascent | Midsize | $2,062 | $172 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Carson City, NV Zip Codes. Updated June 27, 2025
For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Is your SUV missing from the table above? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Carson City car insurance quotes from the best companies in Nevada.
Most affordable sports cars to insure in Carson City
The Mazda MX-5 Miata ranks in the top spot for the most affordable sports car to insure in Carson City, followed closely by the Toyota GR86, Ford Mustang, BMW Z4, and Subaru WRX. The 2024 model costs an average of $2,194 per year for a full-coverage insurance policy.
Other models that have affordable insurance rates include the Toyota GR Supra, Lexus RC F, BMW M2, and Subaru BRZ, with an average cost to insure of $2,834 per year or less.
Some additional vehicles that make the list include the Jaguar F-Type, Chevrolet Corvette, Porsche Taycan, and Porsche 911, which cost between $2,834 and $4,014 to insure per year in Carson City.
Full-coverage car insurance in this segment will start around $183 per month, depending on where you live. The table below ranks the sports cars with the lowest-cost average car insurance rates in Carson City, starting with the Mazda MX-5 Miata at $2,194 per year and ending with the Porsche Taycan at $4,014 per year.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,194 | $183 |
| Toyota GR86 | Sports Car | $2,496 | $208 |
| Ford Mustang | Sports Car | $2,604 | $217 |
| BMW Z4 | Sports Car | $2,620 | $218 |
| Subaru WRX | Sports Car | $2,656 | $221 |
| Toyota GR Supra | Sports Car | $2,664 | $222 |
| BMW M2 | Sports Car | $2,740 | $228 |
| Nissan Z | Sports Car | $2,746 | $229 |
| Lexus RC F | Sports Car | $2,802 | $234 |
| Subaru BRZ | Sports Car | $2,834 | $236 |
| BMW M3 | Sports Car | $2,994 | $250 |
| Porsche 718 | Sports Car | $3,050 | $254 |
| Chevrolet Camaro | Sports Car | $3,082 | $257 |
| Chevrolet Corvette | Sports Car | $3,282 | $274 |
| Porsche 911 | Sports Car | $3,396 | $283 |
| BMW M4 | Sports Car | $3,538 | $295 |
| Lexus LC 500 | Sports Car | $3,554 | $296 |
| Jaguar F-Type | Sports Car | $3,738 | $312 |
| Mercedes-Benz AMG GT53 | Sports Car | $3,924 | $327 |
| Porsche Taycan | Sports Car | $4,014 | $335 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Carson City, NV Zip Codes. Updated June 26, 2025
Don’t see insurance rates for your vehicle? Not a problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Nevada.
Pickup trucks ranked by insurance cost
The top five most affordable pickups to insure in Carson City are the Chevrolet Colorado, Nissan Titan, Nissan Frontier, Ford Ranger, and Ford Maverick. Average insurance rates for for these vehicles range from $2,088 to $2,298 per year.
Some other pickups that rank well include the Honda Ridgeline, GMC Canyon, Toyota Tacoma, and GMC Sierra 2500 HD, with an average cost of $2,438 per year or less.
Auto insurance in this segment can cost as low as $174 per month, depending on your company and location.
The next table ranks the pickups with the most affordable average auto insurance rates in Carson City, starting with the Chevrolet Colorado at $2,088 per year ($174 per month) and ending with the Ram Truck at $2,740 per year ($228 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $2,088 | $174 |
| Nissan Titan | Full-size | $2,218 | $185 |
| Nissan Frontier | Midsize | $2,240 | $187 |
| Ford Ranger | Midsize | $2,266 | $189 |
| Ford Maverick | Midsize | $2,298 | $192 |
| Honda Ridgeline | Midsize | $2,352 | $196 |
| Hyundai Santa Cruz | Midsize | $2,392 | $199 |
| Toyota Tacoma | Midsize | $2,400 | $200 |
| GMC Sierra 2500 HD | Heavy Duty | $2,410 | $201 |
| GMC Canyon | Midsize | $2,438 | $203 |
| Jeep Gladiator | Midsize | $2,498 | $208 |
| GMC Sierra 3500 | Heavy Duty | $2,510 | $209 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,534 | $211 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,602 | $217 |
| GMC Sierra | Full-size | $2,618 | $218 |
| Chevrolet Silverado | Full-size | $2,622 | $219 |
| Nissan Titan XD | Heavy Duty | $2,622 | $219 |
| Ford F150 | Full-size | $2,652 | $221 |
| GMC Hummer EV Pickup | Full-size | $2,718 | $227 |
| Ram Truck | Full-size | $2,740 | $228 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Carson City, NV Zip Codes. Updated June 26, 2025
See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.
Looking for insurance rates for a different truck? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Carson City car insurance quotes from the best auto insurance companies in Nevada.
Luxury cars with cheap insurance
Ranking in the top five for the most affordable Carson City car insurance rates in the luxury car segment are the Acura Integra, Acura TLX, Mercedes-Benz CLA250, Lexus IS 300, and BMW 330i. Auto insurance quotes for these vehicles average $2,452 or less per year.
Not the cheapest, but still in the top 10, are luxury cars like the Cadillac CT4, Genesis G70, Lexus ES 350, and Lexus RC 300, with an average car insurance cost of $2,492 per year or less.
Additional 2024 luxury models that made the list include the Jaguar XF, Audi S3, BMW 330e, and Lexus ES 250, which cost between $2,492 and $2,658 per year for auto insurance in Carson City.
Auto insurance in Carson City for this segment for an average middle-age driver will start around $176 per month, depending on the company and where you live.
When vehicle size is considered, the cheapest compact luxury car to insure in Carson City is the Acura Integra at $2,106 per year. For midsize luxury cars, the Mercedes-Benz CLA250 is cheapest to insure at $2,438 per year. And for large luxury car models, the Audi A5 has the most affordable rates at $2,816 per year.
The next table ranks the cars with the cheapest insurance rates in Carson City, starting with the Acura Integra at $2,106 per year ($176 per month) and ending with the Audi S3 at $2,658 per year ($222 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $2,106 | $176 |
| BMW 330i | Compact | $2,414 | $201 |
| Mercedes-Benz CLA250 | Midsize | $2,438 | $203 |
| Lexus IS 300 | Midsize | $2,442 | $204 |
| Acura TLX | Compact | $2,452 | $204 |
| Cadillac CT4 | Compact | $2,474 | $206 |
| Lexus ES 350 | Midsize | $2,476 | $206 |
| Genesis G70 | Compact | $2,480 | $207 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,486 | $207 |
| Lexus RC 300 | Midsize | $2,492 | $208 |
| Lexus IS 350 | Compact | $2,502 | $209 |
| Jaguar XF | Midsize | $2,508 | $209 |
| Cadillac CT5 | Midsize | $2,554 | $213 |
| Lexus ES 250 | Midsize | $2,564 | $214 |
| Lexus RC 350 | Compact | $2,570 | $214 |
| BMW 330e | Compact | $2,574 | $215 |
| BMW 228i | Compact | $2,578 | $215 |
| BMW 230i | Compact | $2,598 | $217 |
| Lexus ES 300h | Midsize | $2,602 | $217 |
| Audi S3 | Compact | $2,658 | $222 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Carson City, NV Zip Codes. Updated June 26, 2025
See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.
Looking for a different vehicle? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Carson City car insurance quotes from the best auto insurance companies in Nevada.
Luxury SUVs with the best car insurance rates in Carson City
The lowest-cost luxury SUV models to insure in Carson City are the Acura RDX at $1,980 per year, the Lexus NX 250 at $2,096 per year, and the Cadillac XT4 at $2,140 per year.
Also ranking in the top 10 are SUVs like the Mercedes-Benz GLB 250, Lincoln Corsair, Lexus UX 250h, and Lexus NX 450h, with average insurance cost of $2,284 per year or less.
As a cost per month, full-coverage insurance in this segment can cost as low as $165 per month, depending on where you live.
When the luxury SUV segment is analyzed by vehicle size, the most affordable compact luxury SUV to insure in Carson City is the Acura RDX at $1,980 per year. For midsize 2024 models, the Jaguar E-Pace is cheapest to insure at $2,214 per year. And for large luxury SUVs, the Infiniti QX80 has the cheapest rates at $2,658 per year.
The table below ranks the twenty luxury SUVs with the most affordable insurance in Carson City, starting with the Acura RDX at $1,980 per year and ending with the Lexus RX 350 at $2,378 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,980 | $165 |
| Lexus NX 250 | Compact | $2,096 | $175 |
| Cadillac XT4 | Compact | $2,140 | $178 |
| Jaguar E-Pace | Midsize | $2,214 | $185 |
| Cadillac XT5 | Midsize | $2,236 | $186 |
| Lexus NX 350h | Compact | $2,236 | $186 |
| Lincoln Corsair | Compact | $2,264 | $189 |
| Mercedes-Benz GLB 250 | Compact | $2,268 | $189 |
| Lexus UX 250h | Compact | $2,272 | $189 |
| Lexus NX 450h | Compact | $2,284 | $190 |
| Infiniti QX50 | Midsize | $2,302 | $192 |
| Mercedes-Benz GLA250 | Compact | $2,310 | $193 |
| Mercedes-Benz GLA35 AMG | Compact | $2,318 | $193 |
| Cadillac XT6 | Midsize | $2,320 | $193 |
| Infiniti QX60 | Midsize | $2,330 | $194 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,336 | $195 |
| Land Rover Evoque | Compact | $2,366 | $197 |
| Acura MDX | Midsize | $2,368 | $197 |
| Lexus NX 350 | Compact | $2,376 | $198 |
| Lexus RX 350 | Midsize | $2,378 | $198 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Carson City, NV Zip Codes. Updated June 27, 2025
For more car insurance comparisons, see our guide for luxury SUV insurance.
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Car insurance rate variability
In an effort to help you understand how much auto insurance premiums can range between drivers (and also emphasize the importance of requesting multiple price quotes), the charts below visualize a large range of rates for five popular vehicles in Carson City: the Ram Truck, Nissan Sentra, Toyota RAV4, Toyota Camry, and Toyota Supra.
Each chart shows rates for a variety of different driver profiles to illustrate the difference in price based on changes in the risk profile of the driver.
Ram Truck insurance rates
In Carson City, Ram Truck insurance costs an average of $2,740 per year, or about $228 per month, and varies from $2,274 to $6,310.
The Ram Truck is a full-size truck, and other top-selling models from the same segment include the Toyota Tundra, Nissan Titan, Ford F150, and GMC Sierra.
Nissan Sentra insurance rates
Auto insurance for a Nissan Sentra in Carson City costs an average of $2,172 per year (about $181 per month) and varies from $1,802 to $4,934 per year.
The Nissan Sentra belongs to the compact car segment, and other similar models that are popular in Carson City, NV, include the Chevrolet Cruze, Volkswagen Jetta, Honda Civic, and Hyundai Elantra.
Toyota RAV4 insurance rates
Toyota RAV4 insurance in Carson City costs an average of $2,186 per year, or about $182 per month, and varies from $1,816 to $5,030.
The Toyota RAV4 belongs to the compact SUV segment, and other models in that segment include the Mazda CX-5, Honda CR-V, and Ford Escape.
Toyota Camry insurance rates
Auto insurance for a Toyota Camry in Carson City costs an average of $2,546 per year, or around $212 per month, and varies from $2,116 to $5,856 annually.
The Toyota Camry is classified as a midsize car, and other top-selling models from the same segment include the Nissan Altima, Hyundai Sonata, and Honda Accord.
Toyota Supra insurance rates
Insurance for a Toyota Supra in Carson City costs an average of $2,588 per year ($216 per month) and ranges from $2,000 to $5,528.
The Toyota Supra belongs to the sports car segment, and other models in the same segment include the Nissan 370Z, Chevrolet Corvette, and Subaru BRZ.
Best practices for saving money on auto insurance
Drivers should always be looking to save money on insurance, so browse the savings tips in this next list and it’s very likely you can save a little money on your next policy.
- Your profession could save you money. Some insurance companies offer policy discounts for being employed in occupations like scientists, accountants, emergency medical technicians, high school and elementary teachers, members of the military, and others. If you’re employed in a qualifying profession, you could save between $71 and $230 on your auto insurance bill, depending on your age.
- The real world isn’t Grand Theft Auto. If you want cheap car insurance in Carson City, it pays to be a safe driver. Not surprisingly, just a couple of minor driving infractions could possibly increase the cost of a policy by up to $632 per year. Major misdemeanor violations like reckless driving and leaving the scene of an accident, DUI, or driving on a revoked license could raise rates by an additional $2,200 or more.
- Improve your credit for cheaper auto insurance rates. Maintaining a high credit score could save up to $372 per year compared to a slightly lower credit rating between 670-739. Conversely, a below average credit rating could cost up to $431 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Avoid filing small claims. Auto insurance companies offer a discount if you have not filed any claims. Insurance is intended to be used to protect you from significant claims, not for minor claims that can easily be paid out-of-pocket.
- Be a careful driver and pay less for car insurance. At-fault accidents raise insurance rates, possibly by an additional $3,384 per year for a 20-year-old driver and even as much as $716 per year for a 50-year-old driver. So be safe and save.
- If your car is older, remove unneeded coverages. Removing comprehensive and collision coverage from older vehicles whose value has decreased can cheapen the cost to insure significantly.