Car Insurance in Hialeah, FL: Cheapest to Insure for 2025

What are the cheapest cars to insure in Hialeah, Florida? We compare average auto insurance cost for cars, SUVs, pickups, and luxury models to find out.

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  • Hialeah car insurance averages $3,216 per year, or $268 as a monthly expense.
  • Auto insurance in Hialeah costs an average of $424 per year more than the Florida state average ($2,792) and $940 per year more than the United States national average ($2,276).
  • Vehicles like the Subaru Crosstrek, Chevrolet Trailblazer, Kia Soul, and Nissan Kicks are the top picks for having cheap car insurance in Hialeah.

What is the average cost of car insurance in Hialeah?

Hialeah car insurance costs an average of $3,216 per year, which is 34.2% more than the overall national average rate of $2,276. The average cost per month for car insurance in Hialeah is $268 for a full coverage policy.

In the state of Florida, the average car insurance expense is $2,792 per year, so the cost in Hialeah averages $424 more per year.

The cost to insure a car in Hialeah compared to other Florida cities is approximately $726 per year more expensive than in Jacksonville, $378 per year more expensive than in St. Petersburg, and $82 per year more than in Miami.

Driver age is probably the number one factor that determines the cost of car insurance. The list below details how driver age influences cost by breaking out average car insurance rates depending on driver age.

Average cost of car insurance in Hialeah, FL, by driver age

  • 16-year-old driver – $11,447 per year or $954 per month
  • 17-year-old driver – $11,088 per year or $924 per month
  • 18-year-old driver – $9,939 per year or $828 per month
  • 19-year-old driver – $9,050 per year or $754 per month
  • 20-year-old driver – $6,468 per year or $539 per month
  • 30-year-old driver – $3,428 per year or $286 per month
  • 40-year-old driver – $3,216 per year or $268 per month
  • 50-year-old driver – $2,850 per year or $238 per month
  • 60-year-old driver – $2,668 per year or $222 per month

The chart below shows examples of average Hialeah car insurance cost broken out not only by driver age, but also for different driver risk profiles like high-risk drivers and safe drivers. Rates are averaged for all 2024 model year vehicles including luxury brands.

Average car insurance rates in Hialeah for different driver ages and risk scenarios.
Figure 1: Average car insurance rates in Hialeah for different driver ages and risk scenarios. Rates updated on October 24, 2025.

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Data Methodology: Average rates are for the 2024 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Hialeah includes all Zip Codes and vehicle trim levels.

2024 Average Car Insurance Cost in Hialeah, FL
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$7,392$616
Safe Driver Age 20$6,468$539
At-fault Accidents Age 40$4,552$379
Low Deductibles Age 40$4,206$351
Safe Driver Age 30$3,428$286
Safe Driver Age 40$3,216$268
Safe Driver Age 50$2,850$238
High Deductibles Age 40$2,704$225
Discount Rate Age 40$2,672$223
Safe Driver Age 60$2,668$222

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Updated October 24, 2025

Average rates in the chart range from $2,672 per year for a middle-aged driver who checks all the boxes for policy discounts (like homeowner, multi-vehicle, good credit, claim free, etc.) to $7,392 per year for a 30-year-old driver who is required to buy high risk car insurance. The average rate we use for comparisons is the 40-year-old safe driver rate, which has an average cost of $3,216 per year.

As a monthly price, the average cost of auto insurance in Hialeah ranges from $223 to $616 for the same risk profiles and driver ages shown in the previous chart.

What are the cheapest cars to insure in Hialeah?

When comparing makes and models from all segments, the models with the best car insurance quotes in Hialeah, FL, tend to be crossovers and small SUVs like the Subaru Crosstrek, Chevrolet Trailblazer, and even the Toyota Corolla Cross.

Average insurance quotes for those crossover SUVs cost $218 or less per month to have full coverage.

Some other vehicles that rank towards the top in our auto insurance price comparison are the Nissan Murano, Honda CR-V, Buick Envista, and Volkswagen Taos.

The average insurance cost is somewhat higher for those models than the crossover SUVs that rank at the top, but they still have an average cost of $2,792 or less per year in Hialeah.

The next table lists the 40 models with the cheapest car insurance in Hialeah, ordered starting with the cheapest.

Top 40 Cheapest Cars to Insure in Hialeah, Florida
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$2,374$198
2Chevrolet Trailblazer$2,416$201
3Kia Soul$2,508$209
4Nissan Kicks$2,528$211
5Honda Passport$2,560$213
6Buick Envision$2,576$215
7Toyota Corolla Cross$2,590$216
8Hyundai Venue$2,612$218
9Mazda CX-5$2,620$218
10Ford Bronco Sport$2,632$219
11Volkswagen Tiguan$2,660$222
12Acura RDX$2,688$224
13Nissan Murano$2,700$225
14Buick Encore$2,730$228
15Subaru Outback$2,736$228
16Honda CR-V$2,742$229
17Buick Envista$2,746$229
18Volkswagen Taos$2,752$229
19Kia Niro$2,768$231
20Toyota GR Corolla$2,792$233
21Honda HR-V$2,796$233
22Subaru Ascent$2,796$233
23Nissan Leaf$2,812$234
24Chevrolet Colorado$2,830$236
25Honda Civic$2,844$237
26Lexus NX 250$2,844$237
27Volkswagen Atlas$2,850$238
28Acura Integra$2,858$238
29Subaru Forester$2,860$238
30Volkswagen Atlas Cross Sport$2,864$239
31Kia Seltos$2,868$239
32GMC Terrain$2,876$240
33Nissan Rogue$2,886$241
34Hyundai Kona$2,892$241
35Mazda CX-30$2,898$242
36Cadillac XT4$2,902$242
37Volkswagen ID4$2,914$243
38Ford Explorer$2,916$243
39Toyota Highlander$2,924$244
40Ford Escape$2,930$244

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hialeah, FL Zip Codes. Updated October 24, 2025

Top 40 cheapest vehicles to insure in Hialeah, FL with the Subaru Crosstrek ranking first at $2,374 per year
Top 40 cheapest vehicles to insure in Hialeah, FL with the Subaru Crosstrek ranking first at $2,374 per year

The table above groups vehicles from all different automotive segments, while the next sections break out rates for each segment.

When shopping for a new vehicle or just new car insurance, it’s smart to know which models are the most affordable to insure.

Cars with affordable insurance rates in Hialeah, FL

The cheapest non-luxury two and four door cars to insure in Hialeah are the Toyota GR Corolla at $2,792 per year, the Nissan Leaf at $2,812 per year, and the Honda Civic at $2,844 per year.

Rounding out the top 10 are models like the Chevrolet Malibu, Honda Accord, Kia K5, and Toyota Corolla, with an average cost of $3,132 per year or less.

Some additional 2024 models on the list include the Volkswagen Jetta, Subaru Legacy, Nissan Versa, Hyundai Sonata, and Mazda 3, which average between $3,132 and $3,324 per year for auto insurance.

On a monthly basis, full-coverage insurance on the non-luxury car segment for a safe driver will start around $233 per month, depending on the company and your Hialeah Zip Code.

The table below ranks the twenty cars with the most affordable car insurance in Hialeah, starting with the Toyota GR Corolla at $233 per month and ending with the Mazda 3 at $277 per month.

Cheapest Car Insurance in Hialeah, Florida
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$2,792$233
Nissan LeafCompact$2,812$234
Honda CivicCompact$2,844$237
Nissan SentraCompact$2,946$246
Subaru ImprezaCompact$2,952$246
Toyota PriusCompact$3,004$250
Kia K5Midsize$3,094$258
Honda AccordMidsize$3,104$259
Chevrolet MalibuMidsize$3,118$260
Toyota CorollaCompact$3,132$261
Kia ForteCompact$3,138$262
Volkswagen ArteonMidsize$3,158$263
Nissan VersaCompact$3,166$264
Subaru LegacyMidsize$3,170$264
Hyundai Ioniq 6Midsize$3,196$266
Mitsubishi Mirage G4Compact$3,242$270
Volkswagen JettaCompact$3,252$271
Toyota CrownMidsize$3,254$271
Hyundai SonataMidsize$3,256$271
Mazda 3Compact$3,324$277

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hialeah, FL Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Hialeah, FL, with the Toyota GR Corolla ranking first at $2,792 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Hialeah, FL, with the Toyota GR Corolla ranking first at $2,792 per year.

A few of the more popular non-luxury cars that were excluded from the top 20 list above include the Hyundai Elantra at an average of $3,492 per year, the Volkswagen Jetta costing an average of $3,252, the Tesla Model 3 costing an average of $3,776, and the Volkswagen GTI costing $3,184.

For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

Is your vehicle not in the list? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Florida.

Cheap SUVs to insure in Hialeah, FL

The three highest ranking SUVs with the lowest-cost auto insurance rates in Hialeah are the Subaru Crosstrek at $2,374 per year, the Chevrolet Trailblazer at $2,416 per year, and the Kia Soul at $2,508 per year.

Additional models that have cheaper rates include the Hyundai Venue, Toyota Corolla Cross, Ford Bronco Sport, and Buick Envision, with average annual insurance rates of $2,632 per year or less.

In the bottom half of the top 20, models like the Volkswagen Tiguan, Buick Envista, Buick Encore, Subaru Ascent, Volkswagen Taos, and Honda CR-V average between $2,632 and $2,796 per year for auto insurance.

From a monthly standpoint, full-coverage insurance in the SUV class for a safe driver will start around $198 per month, depending on where you live and the company you use. The next table ranks the SUVs with the most affordable car insurance rates in Hialeah.

Cheapest SUV Insurance in Hialeah, Florida
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$2,374$198
Chevrolet TrailblazerCompact$2,416$201
Kia SoulCompact$2,508$209
Nissan KicksCompact$2,528$211
Honda PassportMidsize$2,560$213
Buick EnvisionCompact$2,576$215
Toyota Corolla CrossCompact$2,590$216
Hyundai VenueCompact$2,612$218
Mazda CX-5Compact$2,620$218
Ford Bronco SportCompact$2,632$219
Volkswagen TiguanCompact$2,660$222
Nissan MuranoMidsize$2,700$225
Buick EncoreCompact$2,730$228
Subaru OutbackMidsize$2,736$228
Honda CR-VCompact$2,742$229
Buick EnvistaMidsize$2,746$229
Volkswagen TaosCompact$2,752$229
Kia NiroCompact$2,768$231
Honda HR-VCompact$2,796$233
Subaru AscentMidsize$2,796$233

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hialeah, FL Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Hialeah, FL, with the Subaru Crosstrek ranking first at $2,374 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Hialeah, FL, with the Subaru Crosstrek ranking first at $2,374 per year.

Some of the more popular SUVs with auto insurance rates higher than the top 20 models listed above include the Ford Explorer at an average of $2,916 per year ($243 per month), the Toyota 4Runner costing an average of $3,446 ($287 per month), and the Kia Sorento costing an average of $3,052 ($254 per month).

For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

Is your SUV missing from the table above? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Florida.

Cheap pickup trucks to insure in Hialeah, Florida

The three highest ranking pickups with the most affordable insurance rates in Hialeah are the Chevrolet Colorado at $2,830 per year, the Nissan Titan at $3,006 per year, and the Nissan Frontier at $3,040 per year.

Not the cheapest, but still in the top 10, are trucks like the Toyota Tacoma, GMC Sierra 2500 HD, Honda Ridgeline, and Hyundai Santa Cruz, with average cost of $3,306 per year or less.

From a cost per month standpoint, full-coverage auto insurance in Hialeah in the pickup segment starts at an average of $236 per month, depending on the company and where you live. The comparison table below ranks the pickups with the lowest-cost car insurance rates in Hialeah, starting with the Chevrolet Colorado at $2,830 per year ($236 per month) and ending with the Ram Truck at $3,718 per year ($310 per month).

Cheapest Pickup Insurance in Hialeah, Florida
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$2,830$236
Nissan TitanFull-size$3,006$251
Nissan FrontierMidsize$3,040$253
Ford RangerMidsize$3,070$256
Ford MaverickMidsize$3,118$260
Honda RidgelineMidsize$3,186$266
Hyundai Santa CruzMidsize$3,242$270
Toyota TacomaMidsize$3,254$271
GMC Sierra 2500 HDHeavy Duty$3,270$273
GMC CanyonMidsize$3,306$276
Jeep GladiatorMidsize$3,386$282
GMC Sierra 3500Heavy Duty$3,406$284
Chevrolet Silverado HD 3500Heavy Duty$3,438$287
Chevrolet Silverado HD 2500Heavy Duty$3,528$294
GMC SierraFull-size$3,548$296
Chevrolet SilveradoFull-size$3,554$296
Nissan Titan XDHeavy Duty$3,554$296
Ford F150Full-size$3,596$300
GMC Hummer EV PickupFull-size$3,684$307
Ram TruckFull-size$3,718$310

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hialeah, FL Zip Codes. Updated October 24, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Hialeah, FL, with the Chevrolet Colorado ranking first at $2,830 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Hialeah, FL, with the Chevrolet Colorado ranking first at $2,830 per year.

For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Is your pickup truck missing from the table above? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Hialeah car insurance quotes from the best companies in Florida.

Sports cars with cheap insurance rates in Hialeah

The top five models for the most affordable Hialeah auto insurance rates in the performance and sports car segment are the Ford Mustang, Mazda MX-5 Miata, BMW Z4, Toyota GR86, and Subaru WRX. Rates for these vehicles average $3,606 or less per year, or around $301 per month.

Other models that have affordable insurance rates are the Subaru BRZ, Toyota GR Supra, Lexus RC F, and Nissan Z, with average annual insurance rates of $3,842 per year or less.

Additional cars that make the list include the Lexus LC 500, Jaguar F-Type, Mercedes-Benz AMG GT53, Chevrolet Corvette, and Porsche Taycan, which average between $3,842 and $5,444 per year for auto insurance in Hialeah.

As a cost per month, full-coverage insurance in Hialeah on the sports car segment for a good driver starts at around $248 per month, depending on your exact address and insurer.

The rate comparison table below ranks the twenty sports cars with the lowest-cost auto insurance rates in Hialeah, starting with the Mazda MX-5 Miata at $2,976 per year ($248 per month) and ending with the Porsche Taycan at $5,444 per year ($454 per month).

Cheapest Sports Car Insurance in Hialeah, Florida
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$2,976$248
Toyota GR86Sports Car$3,386$282
Ford MustangSports Car$3,530$294
BMW Z4Sports Car$3,548$296
Subaru WRXSports Car$3,606$301
Toyota GR SupraSports Car$3,610$301
BMW M2Sports Car$3,716$310
Nissan ZSports Car$3,722$310
Lexus RC FSports Car$3,798$317
Subaru BRZSports Car$3,842$320
BMW M3Sports Car$4,058$338
Porsche 718Sports Car$4,138$345
Chevrolet CamaroSports Car$4,174$348
Chevrolet CorvetteSports Car$4,452$371
Porsche 911Sports Car$4,606$384
BMW M4Sports Car$4,796$400
Lexus LC 500Sports Car$4,820$402
Jaguar F-TypeSports Car$5,070$423
Mercedes-Benz AMG GT53Sports Car$5,320$443
Porsche TaycanSports Car$5,444$454

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hialeah, FL Zip Codes. Updated October 24, 2025

Ranking of the cheapest sports cars to insure in Hialeah, FL, with the Mazda MX-5 Miata ranking first at $2,976 per year.
Ranking of the cheapest sports cars to insure in Hialeah, FL, with the Mazda MX-5 Miata ranking first at $2,976 per year.

Need rates for a different vehicle? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Hialeah.

Cheap luxury cars to insure in Hialeah

The top five models for the cheapest Hialeah car insurance rates in the luxury car segment are the Mercedes-Benz CLA250, BMW 330i, Acura TLX, Lexus IS 300, and Acura Integra. Auto insurance prices for these models average $277 or less per month.

Other models that have good average insurance rates include the Lexus ES 350, Genesis G70, Lexus RC 300, and Cadillac CT4, with average annual insurance rates of $3,380 per year or less.

From a monthly standpoint, auto insurance in this segment for an average middle-age driver starts at an average of $238 per month, depending on the company and your location.

The comparison table below ranks the luxury cars with the cheapest car insurance in Hialeah, starting with the Acura Integra at $2,858 per year and ending with the Audi S3 at $3,604 per year.

Cheapest Luxury Car Insurance in Hialeah, Florida
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$2,858$238
BMW 330iCompact$3,272$273
Mercedes-Benz CLA250Midsize$3,308$276
Lexus IS 300Midsize$3,312$276
Acura TLXCompact$3,326$277
Lexus ES 350Midsize$3,356$280
Cadillac CT4Compact$3,358$280
Genesis G70Compact$3,364$280
Mercedes-Benz AMG CLA35Midsize$3,372$281
Lexus RC 300Midsize$3,380$282
Lexus IS 350Compact$3,394$283
Jaguar XFMidsize$3,400$283
Cadillac CT5Midsize$3,462$289
Lexus ES 250Midsize$3,478$290
Lexus RC 350Compact$3,488$291
BMW 330eCompact$3,490$291
BMW 228iCompact$3,494$291
BMW 230iCompact$3,522$294
Lexus ES 300hMidsize$3,526$294
Audi S3Compact$3,604$300

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hialeah, FL Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Hialeah, FL, with the Acura Integra ranking first at $2,858 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Hialeah, FL, with the Acura Integra ranking first at $2,858 per year.

See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.

Don’t see your luxury car in the list? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Hialeah car insurance quotes from top companies in Florida.

Which luxury SUVs have cheap insurance in Hialeah?

The Acura RDX ranks at #1 for the most budget-friendly luxury SUV model to insure in Hialeah, followed closely by the Lexus NX 250, Cadillac XT4, Jaguar E-Pace, and Cadillac XT5. The 2024 model costs an average of $2,688 per year to insure for full coverage.

Other models that rank well are the Lexus UX 250h, Mercedes-Benz GLB 250, Lexus NX 450h, and Lincoln Corsair, with an average cost to insure of $3,100 per year or less.

On a monthly basis, full-coverage insurance on luxury SUVs for a middle-age safe driver starts at an average of $224 per month, depending on where you live and the company you use. The next table ranks the twenty SUVs with the most affordable auto insurance rates in Hialeah, starting with the Acura RDX at $224 per month and ending with the Lexus RX 350 at $269 per month.

Cheapest Luxury SUV Insurance in Hialeah, Florida
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$2,688$224
Lexus NX 250Compact$2,844$237
Cadillac XT4Compact$2,902$242
Jaguar E-PaceMidsize$3,004$250
Cadillac XT5Midsize$3,032$253
Lexus NX 350hCompact$3,032$253
Lincoln CorsairCompact$3,072$256
Mercedes-Benz GLB 250Compact$3,076$256
Lexus UX 250hCompact$3,080$257
Lexus NX 450hCompact$3,100$258
Infiniti QX50Midsize$3,122$260
Mercedes-Benz GLA250Compact$3,134$261
Cadillac XT6Midsize$3,144$262
Mercedes-Benz GLA35 AMGCompact$3,146$262
Infiniti QX60Midsize$3,160$263
Mercedes-Benz AMG GLB35Midsize$3,166$264
Land Rover EvoqueCompact$3,208$267
Acura MDXMidsize$3,210$268
Lexus NX 350Compact$3,224$269
Lexus RX 350Midsize$3,224$269

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hialeah, FL Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Hialeah, FL, with the Acura RDX ranking first at $2,688 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Hialeah, FL, with the Acura RDX ranking first at $2,688 per year.

See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.

Don’t see rates for your luxury SUV? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Hialeah car insurance quotes from top car insurance companies in Florida.

Why it is important to compare car insurance quotes

To demonstrate how much rates can vary (and also point out the importance of getting price quotes from multiple companies), the sections below show a wide range of rates for five popular models in Hialeah: the Ram Truck, Nissan Sentra, Kia Sorento, Toyota Camry, and Ford Mustang.

The example for each vehicle shows average rates for different profiles to illustrate the cost difference with only small changes in driver profile or coverage limits.

Ram 1500 insurance rates

Costing from $43,270 to $109,435, average Hialeah insurance rates on a Ram 1500 pickup cost from $3,284 per year on the 1500 Tradesman Crew Cab 4WD model up to $4,068 per year for the 1500 TRX Final Edition 4WD.

From a cost per month standpoint, car insurance for a Ram 1500 for a good driver can cost from $274 to $339 per month, depending on exactly where you live in Hialeah.

The rate chart below shows how insurance rates for a Ram 1500 pickup can be significantly different based on driver age, policy deductibles, and risk profiles.

For this example, rates range from $3,084 to $8,560 per year, which is a cost difference of $5,476.

Average 2024 Ram Truck insurance premiums in Hialeah for different driver ages and risk scenarios.
Figure 2: Average 2024 Ram Truck insurance premiums in Hialeah for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Ram Truck with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ram Truck car insurance cost in Hialeah includes all Zip Codes and vehicle trim levels.

2024 Ram Truck Insurance Cost in Hialeah, FL
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$8,560$713
Safe Driver Age 20$7,494$625
At-fault Accidents Age 40$5,270$439
Low Deductibles Age 40$4,860$405
Safe Driver Age 30$3,966$331
Safe Driver Age 40$3,718$310
Safe Driver Age 50$3,292$274
High Deductibles Age 40$3,128$261
Discount Rate Age 40$3,084$257
Safe Driver Age 60$3,080$257

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Ram Truck trim levels. Updated October 24, 2025

The Ram Truck is a full-size truck, and other popular models in the same segment include the Ford F150, Toyota Tundra, GMC Sierra, and Chevrolet Silverado.

Nissan Sentra insurance rates

The least-expensive 2024 Nissan Sentra trim version to insure in Hialeah is the S model, costing an average of $2,880 per year, or about $240 per month. This model has a retail price of $20,630.

The most expensive 2022 Nissan Sentra trim to insure in Hialeah is the SR, costing an average of $3,028 per year, or about $252 per month. The retail price for this trim level is $23,720, before documentation and destination fees.

When Hialeah car insurance quotes for a Nissan Sentra are compared to the average cost for the entire U.S. on the same vehicle, rates are $730 to $768 more per year in Hialeah, depending on the trim being insured.

The next chart can help explain how insurance rates on a Nissan Sentra can be significantly different for a variety of different driver ages, deductibles, and risk profiles. In this example, rates range from $2,446 to $6,692 per year, which is a difference of $4,246 for insurance on the same vehicle with different rated drivers.

Average 2024 Nissan Sentra insurance premiums in Hialeah for different driver ages and risk scenarios.
Figure 3: Average 2024 Nissan Sentra insurance premiums in Hialeah for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Nissan Sentra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Sentra car insurance cost in Hialeah includes all Zip Codes and vehicle trim levels.

2024 Nissan Sentra Insurance Cost in Hialeah, FL
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$6,692$558
Safe Driver Age 20$5,820$485
At-fault Accidents Age 40$4,170$348
Low Deductibles Age 40$3,724$310
Safe Driver Age 30$3,124$260
Safe Driver Age 40$2,946$246
Safe Driver Age 50$2,634$220
High Deductibles Age 40$2,536$211
Safe Driver Age 60$2,458$205
Discount Rate Age 40$2,446$204

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Nissan Sentra trim levels. Updated October 24, 2025

The Nissan Sentra is classified as a compact car, and additional similar models include the Toyota Corolla, Volkswagen Jetta, and Hyundai Elantra.

Kia Sorento insurance rates

Kia Sorento insurance in Hialeah averages $3,052 per year, ranging from $2,796 per year on the Sorento LX trim level (MSRP of $32,000) up to $3,282 per year for the Sorento SX Prestige Plug-in Hybrid trim (MSRP of $52,000).

When Hialeah car insurance rates for the Kia Sorento are compared with the national average cost on the same vehicle, the cost is anywhere from $708 to $832 more expensive per year in Hialeah, depending on the trim being insured.

From a cost per month standpoint, car insurance quotes for the Kia Sorento for the average driver can range from $233 to $274 per month, depending on the insurance company you choose in Hialeah.

The next chart shows how insurance rates for a Kia Sorento can be very different for a number of different driver ages, policy deductibles, and policy risk factors.

For our example risk profiles, the cost ranges from $2,538 to $7,006 per year, which is a difference in cost of $4,468 to insure the same vehicle with different rated drivers.

Average 2024 Kia Sorento insurance premiums in Hialeah for different driver ages and risk scenarios.
Figure 4: Average 2024 Kia Sorento insurance premiums in Hialeah for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Kia Sorento with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Kia Sorento car insurance cost in Hialeah includes all Zip Codes and vehicle trim levels.

2024 Kia Sorento Insurance Cost in Hialeah, FL
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$7,006$584
Safe Driver Age 20$6,134$511
At-fault Accidents Age 40$4,306$359
Low Deductibles Age 40$4,022$335
Safe Driver Age 30$3,258$272
Safe Driver Age 40$3,052$254
Safe Driver Age 50$2,698$225
High Deductibles Age 40$2,552$213
Discount Rate Age 40$2,538$212
Safe Driver Age 60$2,530$211

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Kia Sorento trim levels. Updated October 24, 2025

The Kia Sorento is part of the midsize SUV segment, and additional models from the same segment that are popular in Hialeah include the Jeep Grand Cherokee, Ford Explorer, and Toyota Highlander.

Toyota Camry insurance rates

With prices ranging from $26,420 to $33,120, average Hialeah car insurance quotes on a 2024 Toyota Camry cost from $3,178 per year for the Camry LE model up to $3,628 per year for the Camry XSE AWD model.

When Hialeah car insurance rates on a Toyota Camry are compared to the cost averaged for the entire U.S. for the same model, the cost is $806 to $920 more per year in Hialeah, depending on the specific model being insured.

The chart displayed below illustrates how insurance rates for a Toyota Camry can change based on changes in the age of the driver, deductibles, and risk profiles. For our example, prices range from $2,870 to $7,938 per year, which is a difference in cost of $5,068 caused by changes in driver risk.

Average 2024 Toyota Camry insurance premiums in Hialeah for different driver ages and risk scenarios.
Figure 5: Average 2024 Toyota Camry insurance premiums in Hialeah for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Toyota Camry with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Camry car insurance cost in Hialeah includes all Zip Codes and vehicle trim levels.

2024 Toyota Camry Insurance Cost in Hialeah, FL
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$7,938$662
Safe Driver Age 20$6,958$580
At-fault Accidents Age 40$4,870$406
Low Deductibles Age 40$4,586$382
Safe Driver Age 30$3,692$308
Safe Driver Age 40$3,454$288
Safe Driver Age 50$3,048$254
High Deductibles Age 40$2,872$239
Discount Rate Age 40$2,870$239
Safe Driver Age 60$2,856$238

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota Camry trim levels. Updated October 24, 2025

The Toyota Camry belongs to the midsize car segment, and additional similar models include the Honda Accord, Kia K5, Nissan Altima, and Hyundai Sonata.

Ford Mustang insurance rates

The lowest-cost 2024 Ford Mustang trim model to insure in Hialeah is the Ecoboost Fastback model, costing an average of $3,026 per year, or about $252 per month. This trim level stickers at $30,920.

The most expensive 2022 Ford Mustang model to insure in Hialeah is the Dark Horse Premium, costing an average of $3,854 per year, or around $321 per month. The sticker price for this trim level is $63,265, not including documentation and destination fees.

The chart below should aid in understanding how the cost of insurance for a Ford Mustang can be quite different based on a variety of different driver ages, policy deductibles, and potential risk scenarios. In this example, cost ranges from $2,930 to $8,086 per year, which is a difference in cost of $5,156 for the same vehicle.

Average 2024 Ford Mustang insurance premiums in Hialeah for different driver ages and risk scenarios.
Figure 6: Average 2024 Ford Mustang insurance premiums in Hialeah for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Ford Mustang with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ford Mustang car insurance cost in Hialeah includes all Zip Codes and vehicle trim levels.

2024 Ford Mustang Insurance Cost in Hialeah, FL
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$8,086$674
Safe Driver Age 20$7,062$589
At-fault Accidents Age 40$4,992$416
Low Deductibles Age 40$4,590$383
Safe Driver Age 30$3,764$314
Safe Driver Age 40$3,530$294
Safe Driver Age 50$3,134$261
High Deductibles Age 40$2,978$248
Safe Driver Age 60$2,930$244
Discount Rate Age 40$2,930$244

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Ford Mustang trim levels. Updated October 24, 2025

The Ford Mustang is part of the sports car segment, and other models popular in Hialeah include the Subaru BRZ, Toyota Supra, and Nissan 370Z.

Best practices for saving money on auto insurance

Hialeah drivers are often looking to cut the monthly cost of car insurance, so browse the savings concepts in the list below and it’s very possible you can save some money on your next policy.

  • Driving violations increase insurance rates. In order to get cheap auto insurance in Hialeah, it’s necessary to avoid traffic citations. Just a couple of minor infractions on your driving record have the consequences of increasing insurance rates as much as $854 per year. Major misdemeanor violations like driving under the influence could raise rates by an additional $2,984 or more.
  • Remain claim free and save. Insurance companies offer discounts for not having any claims. Car insurance is intended to be used to protect you from significant claims, not for minor claims.
  • Get a discount from your job. The large majority of car insurance companies offer discounts for having a job in professions like firefighters, doctors, dentists, police officers and law enforcement, high school and elementary teachers, and others. If your occupation qualifies you for this discount, you could save between $96 and $312 on your yearly auto insurance bill, subject to the policy coverages selected.
  • Policy discounts mean cheaper auto insurance. Savings may be available if the insureds belong to certain professional organizations, insure their home and car with the same company, sign their policy early, choose electronic billing, drive a vehicle with safety or anti-theft features, or many other discounts which could save the average Hialeah driver as much as $544 per year on the cost of auto insurance
  • Fewer accidents means cheaper auto insurance rates. Causing frequent accidents will increase insurance cost, possibly as much as $1,550 per year for a 30-year-old driver and even as much as $968 per year for a 50-year-old driver. So drive safe and save money!
  • Raise your credit score for cheaper rates. Drivers who have credit scores over 800 could save around $505 per year over a credit rating of 670-739. Conversely, a below average credit rating could cost up to $585 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
  • Buy vehicles with low cost auto insurance rates. The vehicle you choose to drive is one of the biggest factors in the price you pay for auto insurance. For example, a Kia Sportage costs $1,692 less per year to insure in Hialeah than a Dodge Challenger. Lower performance vehicles cost less to insure.