- Hialeah car insurance averages $3,178 per year, or $265 as a monthly expense.
- Auto insurance in Hialeah costs an average of $424 per year more than the Florida state average ($2,754) and $957 per year more than the United States national average ($2,221).
- Vehicles like the Subaru Crosstrek, Chevrolet Trailblazer, Kia Soul, and Nissan Kicks are the top picks for having cheap car insurance in Hialeah.
What is the average cost of car insurance in Hialeah?
Hialeah car insurance costs an average of $3,178 per year, which is 35.5% more than the overall national average rate of $2,221. The average cost per month for car insurance in Hialeah is $265 for a full coverage policy.
In the state of Florida, the average car insurance expense is $2,754 per year, so the cost in Hialeah averages $424 more per year.
The cost to insure a car in Hialeah compared to other Florida cities is approximately $724 per year more expensive than in Jacksonville, $374 per year more expensive than in St. Petersburg, and $82 per year more than in Miami.
Driver age is probably the number one factor that determines the cost of car insurance. The list below details how driver age influences cost by breaking out average car insurance rates depending on driver age.
Average cost of car insurance in Hialeah, FL, by driver age
- 16-year-old driver – $11,321 per year or $943 per month
- 17-year-old driver – $10,968 per year or $914 per month
- 18-year-old driver – $9,831 per year or $819 per month
- 19-year-old driver – $8,951 per year or $746 per month
- 20-year-old driver – $6,394 per year or $533 per month
- 30-year-old driver – $3,392 per year or $283 per month
- 40-year-old driver – $3,178 per year or $265 per month
- 50-year-old driver – $2,818 per year or $235 per month
- 60-year-old driver – $2,640 per year or $220 per month
The chart below shows examples of average Hialeah car insurance cost broken out not only by driver age, but also for different driver risk profiles like high-risk drivers and safe drivers. Rates are averaged for all 2024 model year vehicles including luxury brands.
Average rates in the chart range from $2,644 per year for a middle-aged driver who checks all the boxes for policy discounts (like homeowner, multi-vehicle, good credit, claim free, etc.) to $7,314 per year for a 30-year-old driver who is required to buy high risk car insurance. The average rate we use for comparisons is the 40-year-old safe driver rate, which has an average cost of $3,178 per year.
As a monthly price, the average cost of auto insurance in Hialeah ranges from $220 to $610 for the same risk profiles and driver ages shown in the previous chart.
What are the cheapest cars to insure in Hialeah?
When comparing makes and models from all segments, the models with the best car insurance quotes in Hialeah, FL, tend to be crossovers and small SUVs like the Subaru Crosstrek, Chevrolet Trailblazer, and even the Toyota Corolla Cross.
Average insurance quotes for those crossover SUVs cost $215 or less per month to have full coverage.
Some other vehicles that rank towards the top in our auto insurance price comparison are the Nissan Murano, Subaru Outback, Buick Envista, and Volkswagen Taos.
The average insurance cost is somewhat higher for those models than the crossover SUVs that rank at the top, but they still have an average cost of $2,766 or less per year in Hialeah.
The next table lists the 40 models with the cheapest car insurance in Hialeah, ordered starting with the cheapest.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $2,348 | $196 |
| 2 | Chevrolet Trailblazer | $2,390 | $199 |
| 3 | Kia Soul | $2,484 | $207 |
| 4 | Nissan Kicks | $2,502 | $209 |
| 5 | Honda Passport | $2,532 | $211 |
| 6 | Buick Envision | $2,548 | $212 |
| 7 | Toyota Corolla Cross | $2,562 | $214 |
| 8 | Hyundai Venue | $2,582 | $215 |
| 9 | Mazda CX-5 | $2,594 | $216 |
| 10 | Ford Bronco Sport | $2,606 | $217 |
| 11 | Volkswagen Tiguan | $2,632 | $219 |
| 12 | Acura RDX | $2,660 | $222 |
| 13 | Nissan Murano | $2,672 | $223 |
| 14 | Buick Encore | $2,700 | $225 |
| 15 | Subaru Outback | $2,710 | $226 |
| 16 | Honda CR-V | $2,712 | $226 |
| 17 | Buick Envista | $2,718 | $227 |
| 18 | Volkswagen Taos | $2,722 | $227 |
| 19 | Kia Niro | $2,738 | $228 |
| 20 | Toyota GR Corolla | $2,762 | $230 |
| 21 | Honda HR-V | $2,766 | $231 |
| 22 | Subaru Ascent | $2,768 | $231 |
| 23 | Nissan Leaf | $2,784 | $232 |
| 24 | Chevrolet Colorado | $2,800 | $233 |
| 25 | Honda Civic | $2,814 | $235 |
| 26 | Lexus NX 250 | $2,816 | $235 |
| 27 | Volkswagen Atlas | $2,822 | $235 |
| 28 | Acura Integra | $2,828 | $236 |
| 29 | Subaru Forester | $2,830 | $236 |
| 30 | Volkswagen Atlas Cross Sport | $2,832 | $236 |
| 31 | Kia Seltos | $2,840 | $237 |
| 32 | GMC Terrain | $2,848 | $237 |
| 33 | Nissan Rogue | $2,856 | $238 |
| 34 | Hyundai Kona | $2,860 | $238 |
| 35 | Mazda CX-30 | $2,866 | $239 |
| 36 | Cadillac XT4 | $2,872 | $239 |
| 37 | Volkswagen ID4 | $2,884 | $240 |
| 38 | Ford Explorer | $2,886 | $241 |
| 39 | Toyota Highlander | $2,892 | $241 |
| 40 | Ford Escape | $2,900 | $242 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hialeah, FL Zip Codes. Updated June 27, 2025
The table above groups vehicles from all different automotive segments, while the next sections break out rates for each segment.
When shopping for a new vehicle or just new car insurance, it’s smart to know which models are the most affordable to insure.
Cars with affordable insurance rates in Hialeah, FL
The cheapest non-luxury two and four door cars to insure in Hialeah are the Toyota GR Corolla at $2,762 per year, the Nissan Leaf at $2,784 per year, and the Honda Civic at $2,814 per year.
Rounding out the top 10 are models like the Chevrolet Malibu, Honda Accord, Kia K5, and Toyota Corolla, with an average cost of $3,096 per year or less.
Some additional 2024 models on the list include the Toyota Crown, Subaru Legacy, Nissan Versa, Hyundai Sonata, and Mazda 3, which average between $3,096 and $3,286 per year for auto insurance.
On a monthly basis, full-coverage insurance on the non-luxury car segment for a safe driver will start around $230 per month, depending on the company and your Hialeah Zip Code.
The table below ranks the twenty cars with the most affordable car insurance in Hialeah, starting with the Toyota GR Corolla at $230 per month and ending with the Mazda 3 at $274 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $2,762 | $230 |
| Nissan Leaf | Compact | $2,784 | $232 |
| Honda Civic | Compact | $2,814 | $235 |
| Nissan Sentra | Compact | $2,914 | $243 |
| Subaru Impreza | Compact | $2,920 | $243 |
| Toyota Prius | Compact | $2,972 | $248 |
| Kia K5 | Midsize | $3,062 | $255 |
| Honda Accord | Midsize | $3,070 | $256 |
| Chevrolet Malibu | Midsize | $3,086 | $257 |
| Toyota Corolla | Compact | $3,096 | $258 |
| Kia Forte | Compact | $3,106 | $259 |
| Volkswagen Arteon | Midsize | $3,124 | $260 |
| Nissan Versa | Compact | $3,134 | $261 |
| Subaru Legacy | Midsize | $3,136 | $261 |
| Hyundai Ioniq 6 | Midsize | $3,164 | $264 |
| Mitsubishi Mirage G4 | Compact | $3,208 | $267 |
| Volkswagen Jetta | Compact | $3,216 | $268 |
| Toyota Crown | Midsize | $3,218 | $268 |
| Hyundai Sonata | Midsize | $3,222 | $269 |
| Mazda 3 | Compact | $3,286 | $274 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hialeah, FL Zip Codes. Updated June 26, 2025
A few of the more popular non-luxury cars that were excluded from the top 20 list above include the Hyundai Elantra at an average of $3,454 per year, the Volkswagen Jetta costing an average of $3,216, the Tesla Model 3 costing an average of $3,736, and the Volkswagen GTI costing $3,152.
For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Is your vehicle not in the list? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Florida.
Cheap SUVs to insure in Hialeah, FL
The three highest ranking SUVs with the lowest-cost auto insurance rates in Hialeah are the Subaru Crosstrek at $2,348 per year, the Chevrolet Trailblazer at $2,390 per year, and the Kia Soul at $2,484 per year.
Additional models that have cheaper rates include the Hyundai Venue, Toyota Corolla Cross, Ford Bronco Sport, and Buick Envision, with average annual insurance rates of $2,606 per year or less.
In the bottom half of the top 20, models like the Volkswagen Tiguan, Buick Envista, Buick Encore, Subaru Ascent, Volkswagen Taos, and Subaru Outback average between $2,606 and $2,768 per year for auto insurance.
From a monthly standpoint, full-coverage insurance in the SUV class for a safe driver will start around $196 per month, depending on where you live and the company you use. The next table ranks the SUVs with the most affordable car insurance rates in Hialeah.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $2,348 | $196 |
| Chevrolet Trailblazer | Compact | $2,390 | $199 |
| Kia Soul | Compact | $2,484 | $207 |
| Nissan Kicks | Compact | $2,502 | $209 |
| Honda Passport | Midsize | $2,532 | $211 |
| Buick Envision | Compact | $2,548 | $212 |
| Toyota Corolla Cross | Compact | $2,562 | $214 |
| Hyundai Venue | Compact | $2,582 | $215 |
| Mazda CX-5 | Compact | $2,594 | $216 |
| Ford Bronco Sport | Compact | $2,606 | $217 |
| Volkswagen Tiguan | Compact | $2,632 | $219 |
| Nissan Murano | Midsize | $2,672 | $223 |
| Buick Encore | Compact | $2,700 | $225 |
| Subaru Outback | Midsize | $2,710 | $226 |
| Honda CR-V | Compact | $2,712 | $226 |
| Buick Envista | Midsize | $2,718 | $227 |
| Volkswagen Taos | Compact | $2,722 | $227 |
| Kia Niro | Compact | $2,738 | $228 |
| Honda HR-V | Compact | $2,766 | $231 |
| Subaru Ascent | Midsize | $2,768 | $231 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hialeah, FL Zip Codes. Updated June 26, 2025
Some of the more popular SUVs with auto insurance rates higher than the top 20 models listed above include the Ford Explorer at an average of $2,886 per year ($241 per month), the Toyota 4Runner costing an average of $3,408 ($284 per month), and the Kia Sorento costing an average of $3,020 ($252 per month).
For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Is your SUV missing from the table above? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Florida.
Cheap pickup trucks to insure in Hialeah, Florida
The three highest ranking pickups with the most affordable insurance rates in Hialeah are the Chevrolet Colorado at $2,800 per year, the Nissan Titan at $2,974 per year, and the Nissan Frontier at $3,006 per year.
Not the cheapest, but still in the top 10, are trucks like the Toyota Tacoma, GMC Sierra 2500 HD, Honda Ridgeline, and Hyundai Santa Cruz, with average cost of $3,272 per year or less.
From a cost per month standpoint, full-coverage auto insurance in Hialeah in the pickup segment starts at an average of $233 per month, depending on the company and where you live. The comparison table below ranks the pickups with the lowest-cost car insurance rates in Hialeah, starting with the Chevrolet Colorado at $2,800 per year ($233 per month) and ending with the Ram Truck at $3,674 per year ($306 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $2,800 | $233 |
| Nissan Titan | Full-size | $2,974 | $248 |
| Nissan Frontier | Midsize | $3,006 | $251 |
| Ford Ranger | Midsize | $3,038 | $253 |
| Ford Maverick | Midsize | $3,082 | $257 |
| Honda Ridgeline | Midsize | $3,154 | $263 |
| Hyundai Santa Cruz | Midsize | $3,206 | $267 |
| Toyota Tacoma | Midsize | $3,220 | $268 |
| GMC Sierra 2500 HD | Heavy Duty | $3,234 | $270 |
| GMC Canyon | Midsize | $3,272 | $273 |
| Jeep Gladiator | Midsize | $3,350 | $279 |
| GMC Sierra 3500 | Heavy Duty | $3,366 | $281 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $3,398 | $283 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $3,490 | $291 |
| GMC Sierra | Full-size | $3,510 | $293 |
| Chevrolet Silverado | Full-size | $3,514 | $293 |
| Nissan Titan XD | Heavy Duty | $3,514 | $293 |
| Ford F150 | Full-size | $3,558 | $297 |
| GMC Hummer EV Pickup | Full-size | $3,646 | $304 |
| Ram Truck | Full-size | $3,674 | $306 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hialeah, FL Zip Codes. Updated June 26, 2025
For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Is your pickup truck missing from the table above? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Hialeah car insurance quotes from the best companies in Florida.
Sports cars with cheap insurance rates in Hialeah
The top five models for the most affordable Hialeah auto insurance rates in the performance and sports car segment are the Ford Mustang, Mazda MX-5 Miata, BMW Z4, Toyota GR86, and Subaru WRX. Rates for these vehicles average $3,566 or less per year, or around $297 per month.
Other models that have affordable insurance rates are the Subaru BRZ, Toyota GR Supra, Lexus RC F, and Nissan Z, with average annual insurance rates of $3,800 per year or less.
Additional cars that make the list include the Lexus LC 500, Jaguar F-Type, Mercedes-Benz AMG GT53, Chevrolet Corvette, and Porsche Taycan, which average between $3,800 and $5,384 per year for auto insurance in Hialeah.
As a cost per month, full-coverage insurance in Hialeah on the sports car segment for a good driver starts at around $245 per month, depending on your exact address and insurer.
The rate comparison table below ranks the twenty sports cars with the lowest-cost auto insurance rates in Hialeah, starting with the Mazda MX-5 Miata at $2,942 per year ($245 per month) and ending with the Porsche Taycan at $5,384 per year ($449 per month).
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,942 | $245 |
| Toyota GR86 | Sports Car | $3,352 | $279 |
| Ford Mustang | Sports Car | $3,494 | $291 |
| BMW Z4 | Sports Car | $3,510 | $293 |
| Subaru WRX | Sports Car | $3,566 | $297 |
| Toyota GR Supra | Sports Car | $3,570 | $298 |
| BMW M2 | Sports Car | $3,676 | $306 |
| Nissan Z | Sports Car | $3,682 | $307 |
| Lexus RC F | Sports Car | $3,758 | $313 |
| Subaru BRZ | Sports Car | $3,800 | $317 |
| BMW M3 | Sports Car | $4,014 | $335 |
| Porsche 718 | Sports Car | $4,096 | $341 |
| Chevrolet Camaro | Sports Car | $4,132 | $344 |
| Chevrolet Corvette | Sports Car | $4,404 | $367 |
| Porsche 911 | Sports Car | $4,556 | $380 |
| BMW M4 | Sports Car | $4,744 | $395 |
| Lexus LC 500 | Sports Car | $4,770 | $398 |
| Jaguar F-Type | Sports Car | $5,018 | $418 |
| Mercedes-Benz AMG GT53 | Sports Car | $5,264 | $439 |
| Porsche Taycan | Sports Car | $5,384 | $449 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hialeah, FL Zip Codes. Updated June 27, 2025
Need rates for a different vehicle? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Hialeah.
Cheap luxury cars to insure in Hialeah
The top five models for the cheapest Hialeah car insurance rates in the luxury car segment are the Mercedes-Benz CLA250, BMW 330i, Acura TLX, Lexus IS 300, and Acura Integra. Auto insurance prices for these models average $274 or less per month.
Other models that have good average insurance rates include the Lexus ES 350, Genesis G70, Lexus RC 300, and Cadillac CT4, with average annual insurance rates of $3,342 per year or less.
From a monthly standpoint, auto insurance in this segment for an average middle-age driver starts at an average of $236 per month, depending on the company and your location.
The comparison table below ranks the luxury cars with the cheapest car insurance in Hialeah, starting with the Acura Integra at $2,828 per year and ending with the Audi S3 at $3,566 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $2,828 | $236 |
| BMW 330i | Compact | $3,240 | $270 |
| Mercedes-Benz CLA250 | Midsize | $3,272 | $273 |
| Lexus IS 300 | Midsize | $3,274 | $273 |
| Acura TLX | Compact | $3,290 | $274 |
| Cadillac CT4 | Compact | $3,320 | $277 |
| Lexus ES 350 | Midsize | $3,322 | $277 |
| Genesis G70 | Compact | $3,330 | $278 |
| Mercedes-Benz AMG CLA35 | Midsize | $3,334 | $278 |
| Lexus RC 300 | Midsize | $3,342 | $279 |
| Lexus IS 350 | Compact | $3,356 | $280 |
| Jaguar XF | Midsize | $3,364 | $280 |
| Cadillac CT5 | Midsize | $3,424 | $285 |
| Lexus ES 250 | Midsize | $3,442 | $287 |
| Lexus RC 350 | Compact | $3,450 | $288 |
| BMW 330e | Compact | $3,452 | $288 |
| BMW 228i | Compact | $3,458 | $288 |
| BMW 230i | Compact | $3,484 | $290 |
| Lexus ES 300h | Midsize | $3,490 | $291 |
| Audi S3 | Compact | $3,566 | $297 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hialeah, FL Zip Codes. Updated June 27, 2025
See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.
Don’t see your luxury car in the list? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Hialeah car insurance quotes from top companies in Florida.
Which luxury SUVs have cheap insurance in Hialeah?
The Acura RDX ranks at #1 for the most budget-friendly luxury SUV model to insure in Hialeah, followed closely by the Lexus NX 250, Cadillac XT4, Jaguar E-Pace, and Cadillac XT5. The 2024 model costs an average of $2,660 per year to insure for full coverage.
Other models that rank well are the Lexus UX 250h, Mercedes-Benz GLB 250, Lexus NX 450h, and Lincoln Corsair, with an average cost to insure of $3,066 per year or less.
On a monthly basis, full-coverage insurance on luxury SUVs for a middle-age safe driver starts at an average of $222 per month, depending on where you live and the company you use. The next table ranks the twenty SUVs with the most affordable auto insurance rates in Hialeah, starting with the Acura RDX at $222 per month and ending with the Lexus RX 350 at $266 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $2,660 | $222 |
| Lexus NX 250 | Compact | $2,816 | $235 |
| Cadillac XT4 | Compact | $2,872 | $239 |
| Jaguar E-Pace | Midsize | $2,974 | $248 |
| Lexus NX 350h | Compact | $3,000 | $250 |
| Cadillac XT5 | Midsize | $3,002 | $250 |
| Lincoln Corsair | Compact | $3,038 | $253 |
| Mercedes-Benz GLB 250 | Compact | $3,044 | $254 |
| Lexus UX 250h | Compact | $3,048 | $254 |
| Lexus NX 450h | Compact | $3,066 | $256 |
| Infiniti QX50 | Midsize | $3,092 | $258 |
| Mercedes-Benz GLA250 | Compact | $3,100 | $258 |
| Cadillac XT6 | Midsize | $3,110 | $259 |
| Mercedes-Benz GLA35 AMG | Compact | $3,110 | $259 |
| Infiniti QX60 | Midsize | $3,128 | $261 |
| Mercedes-Benz AMG GLB35 | Midsize | $3,134 | $261 |
| Land Rover Evoque | Compact | $3,174 | $265 |
| Acura MDX | Midsize | $3,178 | $265 |
| Lexus NX 350 | Compact | $3,190 | $266 |
| Lexus RX 350 | Midsize | $3,192 | $266 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hialeah, FL Zip Codes. Updated June 26, 2025
See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.
Don’t see rates for your luxury SUV? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Hialeah car insurance quotes from top car insurance companies in Florida.
Why it is important to compare car insurance quotes
To demonstrate how much rates can vary (and also point out the importance of getting price quotes from multiple companies), the sections below show a wide range of rates for five popular models in Hialeah: the Ram Truck, Nissan Sentra, Kia Sorento, Toyota Camry, and Ford Mustang.
The example for each vehicle shows average rates for different profiles to illustrate the cost difference with only small changes in driver profile or coverage limits.
Ram 1500 insurance rates
Costing from $43,270 to $109,435, average Hialeah insurance rates on a Ram 1500 pickup cost from $3,250 per year on the 1500 Tradesman Crew Cab 4WD model up to $4,024 per year for the 1500 TRX Final Edition 4WD.
From a cost per month standpoint, car insurance for a Ram 1500 for a good driver can cost from $271 to $335 per month, depending on exactly where you live in Hialeah.
The rate chart below shows how insurance rates for a Ram 1500 pickup can be significantly different based on driver age, policy deductibles, and risk profiles.
For this example, rates range from $3,048 to $8,468 per year, which is a cost difference of $5,420.
The Ram Truck is a full-size truck, and other popular models in the same segment include the Ford F150, Toyota Tundra, GMC Sierra, and Chevrolet Silverado.
Nissan Sentra insurance rates
The least-expensive 2024 Nissan Sentra trim version to insure in Hialeah is the S model, costing an average of $2,850 per year, or about $238 per month. This model has a retail price of $20,630.
The most expensive 2022 Nissan Sentra trim to insure in Hialeah is the SR, costing an average of $2,994 per year, or about $250 per month. The retail price for this trim level is $23,720, before documentation and destination fees.
When Hialeah car insurance quotes for a Nissan Sentra are compared to the average cost for the entire U.S. on the same vehicle, rates are $752 to $788 more per year in Hialeah, depending on the trim being insured.
The next chart can help explain how insurance rates on a Nissan Sentra can be significantly different for a variety of different driver ages, deductibles, and risk profiles. In this example, rates range from $2,418 to $6,618 per year, which is a difference of $4,200 for insurance on the same vehicle with different rated drivers.
The Nissan Sentra is classified as a compact car, and additional similar models include the Toyota Corolla, Volkswagen Jetta, and Hyundai Elantra.
Kia Sorento insurance rates
Kia Sorento insurance in Hialeah averages $3,020 per year, ranging from $2,766 per year on the Sorento LX trim level (MSRP of $32,000) up to $3,246 per year for the Sorento SX Prestige Plug-in Hybrid trim (MSRP of $52,000).
When Hialeah car insurance rates for the Kia Sorento are compared with the national average cost on the same vehicle, the cost is anywhere from $730 to $854 more expensive per year in Hialeah, depending on the trim being insured.
From a cost per month standpoint, car insurance quotes for the Kia Sorento for the average driver can range from $231 to $271 per month, depending on the insurance company you choose in Hialeah.
The next chart shows how insurance rates for a Kia Sorento can be very different for a number of different driver ages, policy deductibles, and policy risk factors.
For our example risk profiles, the cost ranges from $2,510 to $6,930 per year, which is a difference in cost of $4,420 to insure the same vehicle with different rated drivers.
The Kia Sorento is part of the midsize SUV segment, and additional models from the same segment that are popular in Hialeah include the Jeep Grand Cherokee, Ford Explorer, and Toyota Highlander.
Toyota Camry insurance rates
With prices ranging from $26,420 to $33,120, average Hialeah car insurance quotes on a 2024 Toyota Camry cost from $3,144 per year for the Camry LE model up to $3,590 per year for the Camry XSE AWD model.
When Hialeah car insurance rates on a Toyota Camry are compared to the cost averaged for the entire U.S. for the same model, the cost is $828 to $944 more per year in Hialeah, depending on the specific model being insured.
The chart displayed below illustrates how insurance rates for a Toyota Camry can change based on changes in the age of the driver, deductibles, and risk profiles. For our example, prices range from $2,840 to $7,852 per year, which is a difference in cost of $5,012 caused by changes in driver risk.
The Toyota Camry belongs to the midsize car segment, and additional similar models include the Honda Accord, Kia K5, Nissan Altima, and Hyundai Sonata.
Ford Mustang insurance rates
The lowest-cost 2024 Ford Mustang trim model to insure in Hialeah is the Ecoboost Fastback model, costing an average of $2,994 per year, or about $250 per month. This trim level stickers at $30,920.
The most expensive 2022 Ford Mustang model to insure in Hialeah is the Dark Horse Premium, costing an average of $3,814 per year, or around $318 per month. The sticker price for this trim level is $63,265, not including documentation and destination fees.
The chart below should aid in understanding how the cost of insurance for a Ford Mustang can be quite different based on a variety of different driver ages, policy deductibles, and potential risk scenarios. In this example, cost ranges from $2,900 to $7,998 per year, which is a difference in cost of $5,098 for the same vehicle.
The Ford Mustang is part of the sports car segment, and other models popular in Hialeah include the Subaru BRZ, Toyota Supra, and Nissan 370Z.
Best practices for saving money on auto insurance
Hialeah drivers are often looking to cut the monthly cost of car insurance, so browse the savings concepts in the list below and it’s very possible you can save some money on your next policy.
- Driving violations increase insurance rates. In order to get cheap auto insurance in Hialeah, it’s necessary to avoid traffic citations. Just a couple of minor infractions on your driving record have the consequences of increasing insurance rates as much as $848 per year. Major misdemeanor violations like driving under the influence could raise rates by an additional $2,954 or more.
- Remain claim free and save. Insurance companies offer discounts for not having any claims. Car insurance is intended to be used to protect you from significant claims, not for minor claims.
- Get a discount from your job. The large majority of car insurance companies offer discounts for having a job in professions like firefighters, doctors, dentists, police officers and law enforcement, high school and elementary teachers, and others. If your occupation qualifies you for this discount, you could save between $95 and $309 on your yearly auto insurance bill, subject to the policy coverages selected.
- Policy discounts mean cheaper auto insurance. Savings may be available if the insureds belong to certain professional organizations, insure their home and car with the same company, sign their policy early, choose electronic billing, drive a vehicle with safety or anti-theft features, or many other discounts which could save the average Hialeah driver as much as $534 per year on the cost of auto insurance
- Fewer accidents means cheaper auto insurance rates. Causing frequent accidents will increase insurance cost, possibly as much as $1,534 per year for a 30-year-old driver and even as much as $958 per year for a 50-year-old driver. So drive safe and save money!
- Raise your credit score for cheaper rates. Drivers who have credit scores over 800 could save around $499 per year over a credit rating of 670-739. Conversely, a below average credit rating could cost up to $578 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Buy vehicles with low cost auto insurance rates. The vehicle you choose to drive is one of the biggest factors in the price you pay for auto insurance. For example, a Kia Sportage costs $1,674 less per year to insure in Hialeah than a Dodge Challenger. Lower performance vehicles cost less to insure.