- Average car insurance cost in Santa Fe is $2,216 per year, or $185 per month, for a full-coverage policy.
- For cheap car insurance in Santa Fe, New Mexico, compact crossovers and SUVs like the Nissan Kicks, Chevrolet Trailblazer, Hyundai Venue, and Buick Encore cost less than most other models.
How much is car insurance in Santa Fe?
The average car insurance expense in Santa Fe is $2,216 per year, which is 0.2% less than the national average rate of $2,221 per year. The average monthly cost of car insurance in Santa Fe is $185 for a full coverage policy.
The average cost of car insurance in New Mexico is $2,164 per year, so Santa Fe drivers pay an average of $52 more per year than the overall New Mexico state-wide average rate. The cost to insure a car in Santa Fe compared to other New Mexico cities is $184 per year less than in Albuquerque, $146 per year more than in Las Cruces, and $62 per year cheaper than in Rio Rancho.
The age of the rated driver is the largest factor that influences the price of auto insurance, so the list below illustrates this by showing the difference in average car insurance rates in Santa Fe for drivers from 16 to 60.
Santa Fe car insurance cost for drivers age 16 to 60
- 16-year-old driver – $7,894 per year or $658 per month
- 17-year-old driver – $7,649 per year or $637 per month
- 18-year-old driver – $6,857 per year or $571 per month
- 19-year-old driver – $6,245 per year or $520 per month
- 20-year-old driver – $4,460 per year or $372 per month
- 30-year-old driver – $2,366 per year or $197 per month
- 40-year-old driver – $2,216 per year or $185 per month
- 50-year-old driver – $1,966 per year or $164 per month
- 60-year-old driver – $1,842 per year or $154 per month
The next chart summarizes average auto insurance cost in Santa Fe broken out based on a range of different driver ages, physical damage coverage deductibles, and driver risk profiles. Rates are averaged for all 2024 vehicle models including luxury cars and SUVs.
Average rates in the previous chart range from $1,840 per year for a 40-year-old driver who receives many policy discounts to $5,098 per year for a 20-year-old driver with too many driving violations or at-fault accidents. Throughout this article, the rate used for comparison purposes is the 40-year-old safe driver rate, which is an average cost of $2,216 per year in Santa Fe.
As a monthly cost, car insurance in Santa Fe ranges from $153 to $425 for the same driver ages shown in the chart.
In Santa Fe, which autos are cheap to insure?
The models with the lowest cost average car insurance quotes in Santa Fe, NM, tend to be crossover SUVs like the Kia Soul, Chevrolet Trailblazer, Nissan Kicks, and Buick Envision. Average auto insurance rates for those models cost $1,800 or less per year, or $150 per month, to get full coverage.
Some additional vehicles that have affordable insurance rates in our car insurance cost comparison are the Buick Encore, Acura RDX, Subaru Outback, and Volkswagen Tiguan.
Insurance is a little higher for those models than the cheapest small SUVs that rank near the top, but they still have an average insurance cost of $161 or less per month in Santa Fe.
The table below details the 50 models with the cheapest car insurance in Santa Fe, ordered by annual cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,640 | $137 |
| 2 | Chevrolet Trailblazer | $1,666 | $139 |
| 3 | Kia Soul | $1,730 | $144 |
| 4 | Nissan Kicks | $1,744 | $145 |
| 5 | Honda Passport | $1,766 | $147 |
| 6 | Buick Envision | $1,778 | $148 |
| 7 | Toyota Corolla Cross | $1,786 | $149 |
| 8 | Hyundai Venue | $1,800 | $150 |
| 9 | Mazda CX-5 | $1,810 | $151 |
| 10 | Ford Bronco Sport | $1,816 | $151 |
| 11 | Volkswagen Tiguan | $1,836 | $153 |
| 12 | Acura RDX | $1,856 | $155 |
| 13 | Nissan Murano | $1,862 | $155 |
| 14 | Buick Encore | $1,884 | $157 |
| 15 | Honda CR-V | $1,890 | $158 |
| 16 | Subaru Outback | $1,890 | $158 |
| 17 | Buick Envista | $1,894 | $158 |
| 18 | Volkswagen Taos | $1,900 | $158 |
| 19 | Kia Niro | $1,908 | $159 |
| 20 | Toyota GR Corolla | $1,926 | $161 |
| 21 | Honda HR-V | $1,930 | $161 |
| 22 | Subaru Ascent | $1,930 | $161 |
| 23 | Nissan Leaf | $1,942 | $162 |
| 24 | Chevrolet Colorado | $1,952 | $163 |
| 25 | Honda Civic | $1,964 | $164 |
| 26 | Lexus NX 250 | $1,964 | $164 |
| 27 | Volkswagen Atlas | $1,968 | $164 |
| 28 | Acura Integra | $1,972 | $164 |
| 29 | Subaru Forester | $1,974 | $165 |
| 30 | Volkswagen Atlas Cross Sport | $1,978 | $165 |
| 31 | Kia Seltos | $1,980 | $165 |
| 32 | GMC Terrain | $1,986 | $166 |
| 33 | Nissan Rogue | $1,992 | $166 |
| 34 | Hyundai Kona | $1,996 | $166 |
| 35 | Mazda CX-30 | $1,998 | $167 |
| 36 | Cadillac XT4 | $2,002 | $167 |
| 37 | Volkswagen ID4 | $2,010 | $168 |
| 38 | Ford Explorer | $2,012 | $168 |
| 39 | Toyota Highlander | $2,016 | $168 |
| 40 | Ford Escape | $2,022 | $169 |
| 41 | Toyota Venza | $2,024 | $169 |
| 42 | Honda Odyssey | $2,026 | $169 |
| 43 | Nissan Sentra | $2,032 | $169 |
| 44 | Subaru Impreza | $2,036 | $170 |
| 45 | Chevrolet Equinox | $2,042 | $170 |
| 46 | Toyota RAV4 | $2,044 | $170 |
| 47 | Mazda MX-5 Miata | $2,052 | $171 |
| 48 | Mazda MX-30 | $2,058 | $172 |
| 49 | Hyundai Tucson | $2,060 | $172 |
| 50 | Chevrolet Traverse | $2,068 | $172 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Santa Fe, NM Zip Codes. Updated June 27, 2025
The table above that contains 50 vehicle models with cheap Santa Fe car insurance is great if you’re just looking for low rates. A more useful way to group and analyze rates in a coherent manner is to organize them by vehicle segment. The sections below list the top 20 vehicles with the most affordable insurance rates in Santa Fe for the six most popular vehicle segments.
Cheapest car insurance rates in Santa Fe, New Mexico
The top four cars with the lowest-cost auto insurance in Santa Fe are the Toyota GR Corolla at $1,926 per year, Nissan Leaf at $1,942 per year, Honda Civic at $1,964 per year, and Nissan Sentra at $2,032 per year.
Additional models that have affordable insurance rates are the Honda Accord, Toyota Corolla, Toyota Prius, and Kia K5, with average cost of $2,158 per year or less.
On a monthly basis, car insurance in Santa Fe on this segment starts at around $161 per month, depending on your location and insurance company. The table below ranks the cars with the most affordable insurance rates in Santa Fe, starting with the Toyota GR Corolla at $161 per month and ending with the Mazda 3 at $191 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $1,926 | $161 |
| Nissan Leaf | Compact | $1,942 | $162 |
| Honda Civic | Compact | $1,964 | $164 |
| Nissan Sentra | Compact | $2,032 | $169 |
| Subaru Impreza | Compact | $2,036 | $170 |
| Toyota Prius | Compact | $2,072 | $173 |
| Kia K5 | Midsize | $2,136 | $178 |
| Honda Accord | Midsize | $2,140 | $178 |
| Chevrolet Malibu | Midsize | $2,150 | $179 |
| Toyota Corolla | Compact | $2,158 | $180 |
| Kia Forte | Compact | $2,164 | $180 |
| Volkswagen Arteon | Midsize | $2,180 | $182 |
| Nissan Versa | Compact | $2,184 | $182 |
| Subaru Legacy | Midsize | $2,188 | $182 |
| Hyundai Ioniq 6 | Midsize | $2,206 | $184 |
| Mitsubishi Mirage G4 | Compact | $2,238 | $187 |
| Volkswagen Jetta | Compact | $2,242 | $187 |
| Hyundai Sonata | Midsize | $2,244 | $187 |
| Toyota Crown | Midsize | $2,244 | $187 |
| Mazda 3 | Compact | $2,292 | $191 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Santa Fe, NM Zip Codes. Updated June 26, 2025
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.
Don’t see your vehicle? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in New Mexico.
Cheapest SUV insurance rates in Santa Fe, NM
The Subaru Crosstrek ranks #1 as the cheapest non-luxury SUV to insure in Santa Fe, followed by the Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Honda Passport. The 2024 model has an average cost of $1,640 per year to insure with full coverage.
Some other SUVs that have affordable insurance rates include the Buick Envision, Ford Bronco Sport, Toyota Corolla Cross, and Mazda CX-5, with an average car insurance cost of $1,816 per year or less.
Auto insurance for this segment in Santa Fe for a middle-age safe driver can cost as low as $137 per month, depending on your location and insurance company.
The cheapest compact SUV to insure in Santa Fe is the Subaru Crosstrek at $1,640 per year. For midsize 2024 SUV models, the Honda Passport has the best rates at $1,766 per year. And for large SUVs, the Chevrolet Tahoe has the cheapest car insurance rates at $2,082 per year.
The next table ranks the SUVs with the cheapest insurance in Santa Fe, starting with the Subaru Crosstrek at $1,640 per year and ending with the Subaru Ascent at $1,930 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,640 | $137 |
| Chevrolet Trailblazer | Compact | $1,666 | $139 |
| Kia Soul | Compact | $1,730 | $144 |
| Nissan Kicks | Compact | $1,744 | $145 |
| Honda Passport | Midsize | $1,766 | $147 |
| Buick Envision | Compact | $1,778 | $148 |
| Toyota Corolla Cross | Compact | $1,786 | $149 |
| Hyundai Venue | Compact | $1,800 | $150 |
| Mazda CX-5 | Compact | $1,810 | $151 |
| Ford Bronco Sport | Compact | $1,816 | $151 |
| Volkswagen Tiguan | Compact | $1,836 | $153 |
| Nissan Murano | Midsize | $1,862 | $155 |
| Buick Encore | Compact | $1,884 | $157 |
| Honda CR-V | Compact | $1,890 | $158 |
| Subaru Outback | Midsize | $1,890 | $158 |
| Buick Envista | Midsize | $1,894 | $158 |
| Volkswagen Taos | Compact | $1,900 | $158 |
| Kia Niro | Compact | $1,908 | $159 |
| Honda HR-V | Compact | $1,930 | $161 |
| Subaru Ascent | Midsize | $1,930 | $161 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Santa Fe, NM Zip Codes. Updated June 26, 2025
For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Looking for rates for a different SUV? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Santa Fe car insurance quotes from the best auto insurance companies in New Mexico.
Cheapest luxury cars to insure in Santa Fe
In our comparison, the top five lowest-cost luxury cars to insure in Santa Fe are the Acura Integra, BMW 330i, Mercedes-Benz CLA250, Lexus IS 300, and Acura TLX. Insurance rates for these five cars range from $1,972 to $2,294 per year.
Not the cheapest luxury cars to insure, but still very reasonable, are models like the Cadillac CT4, Genesis G70, Lexus ES 350, and Mercedes-Benz AMG CLA35, with an average cost to insure of $2,330 per year or less.
Car insurance for this segment in Santa Fe starts at an average of $164 per month, depending on the company. The table below ranks the cars with the cheapest auto insurance rates in Santa Fe, starting with the Acura Integra at $1,972 per year ($164 per month) and ending with the Audi S3 at $2,486 per year ($207 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $1,972 | $164 |
| BMW 330i | Compact | $2,258 | $188 |
| Mercedes-Benz CLA250 | Midsize | $2,280 | $190 |
| Lexus IS 300 | Midsize | $2,284 | $190 |
| Acura TLX | Compact | $2,294 | $191 |
| Lexus ES 350 | Midsize | $2,314 | $193 |
| Cadillac CT4 | Compact | $2,316 | $193 |
| Genesis G70 | Compact | $2,322 | $194 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,324 | $194 |
| Lexus RC 300 | Midsize | $2,330 | $194 |
| Lexus IS 350 | Compact | $2,340 | $195 |
| Jaguar XF | Midsize | $2,346 | $196 |
| Cadillac CT5 | Midsize | $2,388 | $199 |
| Lexus ES 250 | Midsize | $2,398 | $200 |
| Lexus RC 350 | Compact | $2,404 | $200 |
| BMW 330e | Compact | $2,408 | $201 |
| BMW 228i | Compact | $2,412 | $201 |
| BMW 230i | Compact | $2,428 | $202 |
| Lexus ES 300h | Midsize | $2,434 | $203 |
| Audi S3 | Compact | $2,486 | $207 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Santa Fe, NM Zip Codes. Updated June 26, 2025
See our guide for luxury car insurance to view any vehicles not shown in the table.
Need rates for a different vehicle? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Santa Fe car insurance quotes from top-rated companies in New Mexico.
Cheapest luxury SUVs to insure in Santa Fe, NM
The four most affordable luxury SUVs to insure in Santa Fe are the Acura RDX at $1,856 per year, Lexus NX 250 at $1,964 per year, Cadillac XT4 at $2,002 per year, and Jaguar E-Pace at $2,074 per year.
Some other luxury SUVs that are affordable to insure include the Lexus NX 450h, Lincoln Corsair, Lexus UX 250h, and Lexus NX 350h, with average annual insurance rates of $2,140 per year or less.
Ranked between 10th and 20th place, models like the Mercedes-Benz GLA250, Lexus RX 350, Infiniti QX60, Land Rover Evoque, Cadillac XT6, and Lexus NX 350 average between $2,140 and $2,226 per year to insure in Santa Fe.
Auto insurance for this segment in Santa Fe for the average driver will start around $155 per month, depending on your location and insurance company. The rate comparison table below ranks the luxury SUVs with the lowest-cost car insurance rates in Santa Fe.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,856 | $155 |
| Lexus NX 250 | Compact | $1,964 | $164 |
| Cadillac XT4 | Compact | $2,002 | $167 |
| Jaguar E-Pace | Midsize | $2,074 | $173 |
| Cadillac XT5 | Midsize | $2,092 | $174 |
| Lexus NX 350h | Compact | $2,092 | $174 |
| Lincoln Corsair | Compact | $2,118 | $177 |
| Mercedes-Benz GLB 250 | Compact | $2,122 | $177 |
| Lexus UX 250h | Compact | $2,126 | $177 |
| Lexus NX 450h | Compact | $2,140 | $178 |
| Infiniti QX50 | Midsize | $2,154 | $180 |
| Mercedes-Benz GLA250 | Compact | $2,162 | $180 |
| Mercedes-Benz GLA35 AMG | Compact | $2,170 | $181 |
| Cadillac XT6 | Midsize | $2,172 | $181 |
| Infiniti QX60 | Midsize | $2,182 | $182 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,184 | $182 |
| Land Rover Evoque | Compact | $2,214 | $185 |
| Acura MDX | Midsize | $2,216 | $185 |
| Lexus NX 350 | Compact | $2,224 | $185 |
| Lexus RX 350 | Midsize | $2,226 | $186 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Santa Fe, NM Zip Codes. Updated June 27, 2025
See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.
Looking for rates for a different luxury SUV? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Santa Fe car insurance quotes from top-rated auto insurance companies in New Mexico.
Cheapest pickup truck insurance rates
In our comparison, the top five lowest-cost pickup trucks to insure in Santa Fe are the Chevrolet Colorado, Nissan Titan, Nissan Frontier, Ford Ranger, and Ford Maverick. Insurance rates for these five pickups range from $1,952 to $2,150 per year.
Other pickups that have cheaper rates include the Hyundai Santa Cruz, Honda Ridgeline, Toyota Tacoma, and GMC Sierra 2500 HD, with an average cost of $2,280 per year or less.
As a cost per month, full-coverage insurance in Santa Fe on this segment starts at around $163 per month, depending on your company and location.
The next table ranks the twenty pickups with the most affordable insurance in Santa Fe, starting with the Chevrolet Colorado at $1,952 per year and ending with the Ram Truck at $2,562 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,952 | $163 |
| Nissan Titan | Full-size | $2,074 | $173 |
| Nissan Frontier | Midsize | $2,096 | $175 |
| Ford Ranger | Midsize | $2,118 | $177 |
| Ford Maverick | Midsize | $2,150 | $179 |
| Honda Ridgeline | Midsize | $2,200 | $183 |
| Hyundai Santa Cruz | Midsize | $2,238 | $187 |
| Toyota Tacoma | Midsize | $2,244 | $187 |
| GMC Sierra 2500 HD | Heavy Duty | $2,254 | $188 |
| GMC Canyon | Midsize | $2,280 | $190 |
| Jeep Gladiator | Midsize | $2,336 | $195 |
| GMC Sierra 3500 | Heavy Duty | $2,348 | $196 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,372 | $198 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,432 | $203 |
| GMC Sierra | Full-size | $2,448 | $204 |
| Chevrolet Silverado | Full-size | $2,452 | $204 |
| Nissan Titan XD | Heavy Duty | $2,452 | $204 |
| Ford F150 | Full-size | $2,478 | $207 |
| GMC Hummer EV Pickup | Full-size | $2,542 | $212 |
| Ram Truck | Full-size | $2,562 | $214 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Santa Fe, NM Zip Codes. Updated June 27, 2025
See our comprehensive guides for midsize pickup insurance and large pickup insurance to view data for pickups not featured in the table.
Is your pickup truck not in the list? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Santa Fe car insurance quotes from top-rated auto insurance companies in New Mexico.
Cheapest sports car insurance rates
The #1 ranking in Santa Fe for cheapest average insurance in the sports car segment is the Mazda MX-5 Miata, with an average cost of $2,052 per year. Second place is the Toyota GR86 costing $2,336 per year, and the third most affordable is the Ford Mustang, at an average of $2,436 per year.
Other models that have good average insurance rates are the BMW M2, Nissan Z, Toyota GR Supra, and Lexus RC F, with an average car insurance cost of $2,652 per year or less.
Additional cars that make the list include the Chevrolet Corvette, Lexus LC 500, Chevrolet Camaro, and BMW M4, which average between $2,652 and $3,754 per year to insure.
Full-coverage auto insurance for this segment in Santa Fe starts at an average of $171 per month, depending on your company and location.
The table below ranks the twenty sports cars with the cheapest insurance in Santa Fe.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,052 | $171 |
| Toyota GR86 | Sports Car | $2,336 | $195 |
| Ford Mustang | Sports Car | $2,436 | $203 |
| BMW Z4 | Sports Car | $2,450 | $204 |
| Subaru WRX | Sports Car | $2,488 | $207 |
| Toyota GR Supra | Sports Car | $2,490 | $208 |
| BMW M2 | Sports Car | $2,562 | $214 |
| Nissan Z | Sports Car | $2,568 | $214 |
| Lexus RC F | Sports Car | $2,620 | $218 |
| Subaru BRZ | Sports Car | $2,652 | $221 |
| BMW M3 | Sports Car | $2,800 | $233 |
| Porsche 718 | Sports Car | $2,854 | $238 |
| Chevrolet Camaro | Sports Car | $2,880 | $240 |
| Chevrolet Corvette | Sports Car | $3,070 | $256 |
| Porsche 911 | Sports Car | $3,176 | $265 |
| BMW M4 | Sports Car | $3,306 | $276 |
| Lexus LC 500 | Sports Car | $3,328 | $277 |
| Jaguar F-Type | Sports Car | $3,500 | $292 |
| Mercedes-Benz AMG GT53 | Sports Car | $3,670 | $306 |
| Porsche Taycan | Sports Car | $3,754 | $313 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Santa Fe, NM Zip Codes. Updated June 27, 2025
Is your vehicle not in the list? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in New Mexico.
The highs and lows of car insurance in Santa Fe
To aid in understanding the amount that the cost of identical car insurance can vary for different drivers (and also emphasize the importance of accurate rate quotes), the sections below show detailed rates for five popular vehicles in Santa Fe: the Ford F150, Nissan Sentra, Kia Sorento, Toyota Camry, and Ford Mustang.
Each example displays average rates for different driver profiles to show the potential cost difference with only small risk factor changes.
Ford F150 insurance rates
Insurance for a Ford F150 in Santa Fe averages $2,478 per year, or around $207 per month, and ranges from $2,058 to $5,728 per year.
The Ford F150 is part of the full-size truck segment, and other popular models include the Chevrolet Silverado, Nissan Titan, and GMC Sierra.
Nissan Sentra insurance rates
Auto insurance for a Nissan Sentra in Santa Fe costs an average of $2,032 per year (about $169 per month) and has a range of $1,686 to $4,612.
The Nissan Sentra is considered a compact car, and other popular models in the same segment include the Toyota Corolla, Hyundai Elantra, and Volkswagen Jetta.
Kia Sorento insurance rates
Kia Sorento insurance in Santa Fe costs an average of $2,104 per year (about $175 per month) and has a range of $1,748 to $4,832 annually.
The Kia Sorento is part of the midsize SUV segment, and other similar models include the Ford Edge, Honda Pilot, Ford Explorer, and Jeep Grand Cherokee.
Toyota Camry insurance rates
Toyota Camry insurance in Santa Fe averages $2,380 per year (about $198 per month) and ranges from $1,980 to $5,476.
The Toyota Camry is classified as a midsize car, and other models from that segment that are popular in Santa Fe, NM, include the Honda Accord, Nissan Altima, and Hyundai Sonata.
Ford Mustang insurance rates
In Santa Fe, Ford Mustang insurance averages $2,436 per year, or around $203 per month, and ranges from $2,020 to $5,574 per year.
The Ford Mustang belongs to the sports car segment, and additional similar models include the Toyota Supra, Nissan 370Z, and Chevrolet Camaro.
Tips for finding cheaper Santa Fe car insurance quotes
Drivers are often looking to cut the monthly cost of auto insurance So review the savings concepts below to see if you can save a little money on your next policy.
- Avoid filing small claims. Most auto insurance companies reduce rates a little if you have no claims. Auto insurance is intended to be used to protect you from significant financial loss, not minor claims.
- Clean up your credit for better rates. Having a high credit score of 800+ could save as much as $348 per year over a lower credit score of 670-739. Conversely, a poor credit score could cost around $403 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Safe drivers pay less. Having multiple accidents could cost you more, potentially by an extra $3,166 per year for a 20-year-old driver and as much as $922 per year for a 40-year-old driver. So be a cautious driver and save.
- Compare rates before buying a car. Different vehicles, and even different trims of the same vehicle, can have significantly different car insurance rates, and companies can sell policies with a wide range of prices. Get comparison quotes before you buy a new vehicle to prevent any surprises when insuring your new vehicle.
- Remove unneeded coverage on older vehicles. Dropping physical damage coverage (comprehensive and collision) from vehicles whose value has dropped to the point where coverage is not cost effective can cheapen the cost substantially.