- Average car insurance in San Antonio costs $2,348 per year, or $196 per month for full coverage.
- Car insurance rates for a few popular vehicles in San Antonio include the Honda Civic at $2,076 per year, Toyota Tacoma at $2,378, and GMC Sierra at $2,592.
- Models like the Subaru Crosstrek, Kia Soul, and Chevrolet Trailblazer rank high for cheap car insurance in San Antonio.
- Models with segment-leading car insurance rates in San Antonio include the Subaru Crosstrek at $1,732 per year, Kia K5 at $2,260 per year, Nissan Titan at $2,194 per year, and Toyota GR Corolla at $2,038 per year.
What is average car insurance cost in San Antonio?
Average car insurance cost in San Antonio is $2,348 per year, which is about $196 per month. San Antonio car insurance costs 5.6% more than the U.S. overall average rate of $2,221.
The average car insurance cost in Texas is $2,350 per year, so San Antonio, Texas, drivers pay an average of $2 less per year than the overall Texas state-wide average rate. When compared to other larger cities in Texas, the cost of insurance in San Antonio is around $76 per year more than in Austin, $164 per year less than in Houston, and $56 per year more expensive than in Fort Worth.
The chart below shows examples of average San Antonio car insurance cost. Rates are averaged for all San Antonio Zip Codes and shown for a range of different driver ages, policy deductibles, and potential risk scenarios.
Average rates in the prior chart range from $1,948 per year for a middle-aged driver who meets the requirements for many policy discounts to $5,396 per year for a 20-year-old driver who is required to buy high risk car insurance. In this article, the rate used for comparing different segments, models or locations is the 40-year-old safe driver rate, which has an average cost of $2,348 per year in San Antonio.
As a monthly amount, the average cost to insure a vehicle in San Antonio ranges from $162 to $450 for the same driver ages shown in the chart.
The age of the rated driver is the largest factor that influences the price you pay for auto insurance, so the list below details how age impacts cost by showing the difference in average car insurance rates for drivers from age 16 to 60.
Car insurance cost in San Antonio, TX, for drivers age 16 to 60
- 16 year old – $8,357 per year or $696 per month
- 17 year old – $8,095 per year or $675 per month
- 18 year old – $7,258 per year or $605 per month
- 19 year old – $6,608 per year or $551 per month
- 20 year old – $4,722 per year or $394 per month
- 30 year old – $2,506 per year or $209 per month
- 40 year old – $2,348 per year or $196 per month
- 50 year old – $2,080 per year or $173 per month
- 60 year old – $1,946 per year or $162 per month
The rates listed above that detailed the cost to insure teen drivers used a male as the rated driver. The next chart goes into more detail for teenage car insurance rates and shows car insurance cost for teens by gender. Females are generally slightly cheaper to insure than males, notably at younger ages.
Car insurance for a female 16-year-old driver in San Antonio costs an average of $552 less than male drivers each year, while at age 19, it still costs $1,021 less per year for females than males.
The cost to insure San Antonio drivers’ favorite vehicles
The car insurance rates mentioned up to this point are averaged for every 2024 model year vehicle, which is handy when making generalized comparisons like the difference in average auto insurance cost by location or driver age.
For more comprehensive auto insurance rate comparisons, however, we need to do a rate analysis for the exact make and model of vehicle being insured. In the next few sections, we explore both segment rates and rates for different makes and models, but for now, a handful of the most popular vehicles will be shown to see how car insurance prices measure up in San Antonio.
The next chart details average insurance rates for some of the more popular vehicles you’ll find driving the streets of San Antonio.
Which cars have cheap insurance in San Antonio, TX?
When comparing all types of vehicles, the models with the cheapest insurance prices in San Antonio tend to be compact SUVs like the Kia Soul, Chevrolet Trailblazer, and Toyota Corolla Cross. Average car insurance rates for those crossover SUVs cost $159 or less per month to get full coverage.
Some additional vehicles that are highly ranked in our car insurance price comparison are the Honda HR-V, Buick Encore, Acura RDX, and Volkswagen Taos. Insurance is marginally higher for those models than the cheapest crossover SUVs that rank near the top, but they still have an average insurance cost of $170 or less per month in San Antonio.
The following table shows the cheapest vehicles to insure in San Antonio, sorted by average cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,732 | $144 |
| 2 | Chevrolet Trailblazer | $1,764 | $147 |
| 3 | Kia Soul | $1,832 | $153 |
| 4 | Nissan Kicks | $1,848 | $154 |
| 5 | Honda Passport | $1,868 | $156 |
| 6 | Buick Envision | $1,878 | $157 |
| 7 | Toyota Corolla Cross | $1,892 | $158 |
| 8 | Hyundai Venue | $1,906 | $159 |
| 9 | Mazda CX-5 | $1,912 | $159 |
| 10 | Ford Bronco Sport | $1,922 | $160 |
| 11 | Volkswagen Tiguan | $1,940 | $162 |
| 12 | Acura RDX | $1,962 | $164 |
| 13 | Nissan Murano | $1,972 | $164 |
| 14 | Buick Encore | $1,994 | $166 |
| 15 | Subaru Outback | $1,998 | $167 |
| 16 | Honda CR-V | $2,002 | $167 |
| 17 | Buick Envista | $2,006 | $167 |
| 18 | Volkswagen Taos | $2,010 | $168 |
| 19 | Kia Niro | $2,020 | $168 |
| 20 | Toyota GR Corolla | $2,038 | $170 |
| 21 | Honda HR-V | $2,042 | $170 |
| 22 | Subaru Ascent | $2,042 | $170 |
| 23 | Nissan Leaf | $2,054 | $171 |
| 24 | Chevrolet Colorado | $2,064 | $172 |
| 25 | Honda Civic | $2,076 | $173 |
| 26 | Lexus NX 250 | $2,076 | $173 |
| 27 | Volkswagen Atlas | $2,080 | $173 |
| 28 | Acura Integra | $2,086 | $174 |
| 29 | Subaru Forester | $2,086 | $174 |
| 30 | Volkswagen Atlas Cross Sport | $2,090 | $174 |
| 31 | Kia Seltos | $2,096 | $175 |
| 32 | GMC Terrain | $2,100 | $175 |
| 33 | Nissan Rogue | $2,108 | $176 |
| 34 | Hyundai Kona | $2,112 | $176 |
| 35 | Mazda CX-30 | $2,116 | $176 |
| 36 | Cadillac XT4 | $2,120 | $177 |
| 37 | Volkswagen ID4 | $2,128 | $177 |
| 38 | Ford Explorer | $2,130 | $178 |
| 39 | Toyota Highlander | $2,134 | $178 |
| 40 | Toyota Venza | $2,140 | $178 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all San Antonio, TX Zip Codes. Updated June 27, 2025
A table showing 40 vehicles with the cheapest insurance in San Antonio is great if you’re just wanting the lowest rates. Considering we track over 700 makes and models of vehicles, there are a lot of rates not being shown. So let’s rethink this and show the most affordable vehicles in a format that is more usable, by automotive segment.
The next section of this article illustrates the average price of car insurance in San Antonio for each vehicle segment. The rates shown in the chart should give you a better understanding of which vehicles have the best rates. After the chart, the next six sections show the specific models that have the cheapest insurance rates in each automotive segment.
San Antonio auto insurance rates by automotive segment
If you’re car shopping, it’s important to have a basic understanding of which styles of vehicles have cheaper insurance rates. For instance, maybe you want to know if midsize SUVs have cheaper insurance than full-size SUVs or if luxury cars have cheaper auto insurance than sports cars.
The chart below shows average car insurance rates in San Antonio for different vehicle segments. From an overal segment perspective, compact and midsize SUVs, vans, and midsize pickups tend to have the best rates, while luxury models and sports cars tend to have the most expensive overall car insurance rates.
Segment rates are close enough for getting a ballpark comparison, but cost ranges quite a lot within each vehicle segment listed above.
For example, in the small car segment, average San Antonio insurance rates range from the Toyota GR Corolla at $2,038 per year for a full coverage policy up to the Toyota Mirai costing $2,920 per year.
As another example, in the midsize truck segment, the cost of insurance ranges from the Chevrolet Colorado costing $2,064 per year up to the Rivian R1T costing $2,926 per year, a difference of $862 within that segment.
In these next sections, we eliminate this variability by looking at the cost of car insurance in San Antonio for specific vehicles rather than by segments.
Cheapest car insurance rates in San Antonio, Texas
Ranking highest for the most affordable San Antonio auto insurance rates in the non-luxury sedan or hatchback segment are the Toyota GR Corolla, Nissan Sentra, Subaru Impreza, Nissan Leaf, and Honda Civic. Insurance rates for these models average $2,156 or less per year, or around $180 per month.
Other models that have cheaper rates are the Toyota Corolla, Toyota Prius, Kia K5, and Chevrolet Malibu, with average cost of $2,286 per year or less.
As a cost per month, auto insurance rates in this segment for a good driver can cost as low as $170 per month, depending on your company and location.
When vehicle size is factored in, the cheapest non-luxury compact car to insure in San Antonio is the Toyota GR Corolla at $2,038 per year, or $170 per month. For midsize cars, the Kia K5 is the cheapest model to insure at $2,260 per year, or $188 per month. And for large cars, the Chrysler 300 has the best rates at $2,234 per year, or $186 per month.
The next table ranks the cars with the cheapest auto insurance rates in San Antonio, starting with the Toyota GR Corolla at $2,038 per year ($170 per month) and ending with the Mazda 3 at $2,426 per year ($202 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $2,038 | $170 |
| Nissan Leaf | Compact | $2,054 | $171 |
| Honda Civic | Compact | $2,076 | $173 |
| Nissan Sentra | Compact | $2,152 | $179 |
| Subaru Impreza | Compact | $2,156 | $180 |
| Toyota Prius | Compact | $2,192 | $183 |
| Kia K5 | Midsize | $2,260 | $188 |
| Honda Accord | Midsize | $2,266 | $189 |
| Chevrolet Malibu | Midsize | $2,278 | $190 |
| Toyota Corolla | Compact | $2,286 | $191 |
| Kia Forte | Compact | $2,292 | $191 |
| Volkswagen Arteon | Midsize | $2,306 | $192 |
| Nissan Versa | Compact | $2,312 | $193 |
| Subaru Legacy | Midsize | $2,316 | $193 |
| Hyundai Ioniq 6 | Midsize | $2,336 | $195 |
| Mitsubishi Mirage G4 | Compact | $2,368 | $197 |
| Toyota Crown | Midsize | $2,376 | $198 |
| Volkswagen Jetta | Compact | $2,376 | $198 |
| Hyundai Sonata | Midsize | $2,378 | $198 |
| Mazda 3 | Compact | $2,426 | $202 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all San Antonio, TX Zip Codes. Updated June 26, 2025
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.
Don’t see insurance cost for your vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Texas.
Cheapest SUVs to insure in San Antonio
Ranking at the top of the list for the cheapest San Antonio car insurance rates in the non-luxury SUV segment are the Subaru Crosstrek, Kia Soul, Honda Passport, Chevrolet Trailblazer, and Nissan Kicks. Insurance rates for these models average $156 or less per month.
Not the cheapest SUVs to insure, but still very reasonable, are models like the Mazda CX-5, Hyundai Venue, Ford Bronco Sport, and Buick Envision, with average insurance cost of $1,922 per year or less.
Additional SUVs worth mentioning include the Buick Encore, Honda CR-V, Nissan Murano, Honda HR-V, and Subaru Outback, which cost between $1,922 and $2,042 per year for auto insurance in San Antonio.
Full-coverage car insurance in this segment for the average driver starts at an average of $144 per month, depending on your location.
If rates are ranked by vehicle size, the most budget-friendly non-luxury compact SUV to insure in San Antonio is the Subaru Crosstrek at $1,732 per year, or $144 per month. For midsize models, the Honda Passport has the best rates at $1,868 per year, or $156 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe has the best rates at $2,204 per year, or $184 per month.
The table below ranks the SUVs with the most affordable car insurance in San Antonio, starting with the Subaru Crosstrek at $1,732 per year and ending with the Subaru Ascent at $2,042 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,732 | $144 |
| Chevrolet Trailblazer | Compact | $1,764 | $147 |
| Kia Soul | Compact | $1,832 | $153 |
| Nissan Kicks | Compact | $1,848 | $154 |
| Honda Passport | Midsize | $1,868 | $156 |
| Buick Envision | Compact | $1,878 | $157 |
| Toyota Corolla Cross | Compact | $1,892 | $158 |
| Hyundai Venue | Compact | $1,906 | $159 |
| Mazda CX-5 | Compact | $1,912 | $159 |
| Ford Bronco Sport | Compact | $1,922 | $160 |
| Volkswagen Tiguan | Compact | $1,940 | $162 |
| Nissan Murano | Midsize | $1,972 | $164 |
| Buick Encore | Compact | $1,994 | $166 |
| Subaru Outback | Midsize | $1,998 | $167 |
| Honda CR-V | Compact | $2,002 | $167 |
| Buick Envista | Midsize | $2,006 | $167 |
| Volkswagen Taos | Compact | $2,010 | $168 |
| Kia Niro | Compact | $2,020 | $168 |
| Honda HR-V | Compact | $2,042 | $170 |
| Subaru Ascent | Midsize | $2,042 | $170 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all San Antonio, TX Zip Codes. Updated June 26, 2025
See our comprehensive guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view data for vehicles not featured in the table.
Is your SUV missing from the table above? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap San Antonio car insurance quotes from the best companies in Texas.
Cheapest luxury cars to insure in San Antonio, TX
The top-ranked model in San Antonio for cheapest auto insurance rates in the luxury car segment is the Acura Integra, coming in at $2,086 per year. Second place is the BMW 330i costing $2,388 per year, third place goes to the Mercedes-Benz CLA250, at an average of $2,416 per year, and ranking fourth is the Lexus IS 300, costing an average of $2,418 per year.
Other luxury cars that rank well in our comparison include the Lexus RC 300, Genesis G70, Mercedes-Benz AMG CLA35, and Cadillac CT4, with average rates of $2,466 per year or less.
Full-coverage auto insurance in San Antonio for this segment for a good driver will start around $174 per month, depending on your company and location.
If rates are ranked based on vehicle size, the lowest-cost compact luxury car to insure in San Antonio is the Acura Integra at $2,086 per year, or $174 per month. For midsize 2024 models, the Mercedes-Benz CLA250 has the best rates at $2,416 per year, or $201 per month. And for full-size luxury models, the Audi A5 is most affordable to insure at $2,786 per year, or $232 per month.
The next table ranks the luxury cars with the lowest-cost average auto insurance rates in San Antonio.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $2,086 | $174 |
| BMW 330i | Compact | $2,388 | $199 |
| Mercedes-Benz CLA250 | Midsize | $2,416 | $201 |
| Lexus IS 300 | Midsize | $2,418 | $202 |
| Acura TLX | Compact | $2,428 | $202 |
| Lexus ES 350 | Midsize | $2,450 | $204 |
| Cadillac CT4 | Compact | $2,452 | $204 |
| Genesis G70 | Compact | $2,456 | $205 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,460 | $205 |
| Lexus RC 300 | Midsize | $2,466 | $206 |
| Lexus IS 350 | Compact | $2,478 | $207 |
| Jaguar XF | Midsize | $2,484 | $207 |
| Cadillac CT5 | Midsize | $2,530 | $211 |
| Lexus ES 250 | Midsize | $2,540 | $212 |
| Lexus RC 350 | Compact | $2,546 | $212 |
| BMW 330e | Compact | $2,550 | $213 |
| BMW 228i | Compact | $2,552 | $213 |
| BMW 230i | Compact | $2,572 | $214 |
| Lexus ES 300h | Midsize | $2,576 | $215 |
| Audi S3 | Compact | $2,632 | $219 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all San Antonio, TX Zip Codes. Updated June 26, 2025
For more luxury car insurance comparisons, see our complete guide for luxury car insurance.
Don’t see your luxury car in the list? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free San Antonio car insurance quotes from top auto insurance companies in Texas.
Cheapest luxury SUV insurance rates in San Antonio, TX
Taking the top ranking in San Antonio for the most affordable average insurance rates in the luxury SUV segment is the Acura RDX, costing $1,962 per year. Second place is the Lexus NX 250 costing $2,076 per year, and the third most affordable is the Cadillac XT4, costing an average of $2,120 per year.
Not the cheapest in the list, but still ranking well, are SUVs like the Lincoln Corsair, Lexus NX 450h, Mercedes-Benz GLB 250, and Lexus UX 250h, with an average cost to insure of $2,262 per year or less.
Some additional luxury SUVs that rank well include the Lexus RX 350, Mercedes-Benz GLA35 AMG, Mercedes-Benz AMG GLB35, and Acura MDX, which cost between $2,262 and $2,354 per year for insurance.
On a monthly basis, full-coverage car insurance in this segment for a safe driver can cost as low as $164 per month, depending on your company and location.
The table below ranks the twenty SUVs with the cheapest auto insurance rates in San Antonio, starting with the Acura RDX at $1,962 per year ($164 per month) and ending with the Lexus RX 350 at $2,354 per year ($196 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,962 | $164 |
| Lexus NX 250 | Compact | $2,076 | $173 |
| Cadillac XT4 | Compact | $2,120 | $177 |
| Jaguar E-Pace | Midsize | $2,194 | $183 |
| Lexus NX 350h | Compact | $2,214 | $185 |
| Cadillac XT5 | Midsize | $2,216 | $185 |
| Lincoln Corsair | Compact | $2,242 | $187 |
| Mercedes-Benz GLB 250 | Compact | $2,246 | $187 |
| Lexus UX 250h | Compact | $2,250 | $188 |
| Lexus NX 450h | Compact | $2,262 | $189 |
| Infiniti QX50 | Midsize | $2,278 | $190 |
| Mercedes-Benz GLA250 | Compact | $2,288 | $191 |
| Cadillac XT6 | Midsize | $2,294 | $191 |
| Mercedes-Benz GLA35 AMG | Compact | $2,296 | $191 |
| Infiniti QX60 | Midsize | $2,308 | $192 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,312 | $193 |
| Land Rover Evoque | Compact | $2,342 | $195 |
| Acura MDX | Midsize | $2,344 | $195 |
| Lexus NX 350 | Compact | $2,354 | $196 |
| Lexus RX 350 | Midsize | $2,354 | $196 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all San Antonio, TX Zip Codes. Updated June 26, 2025
See our guides for luxury SUV insurance to compare rates for additional makes and models.
Don’t see rates for your luxury SUV? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap San Antonio car insurance quotes from top-rated companies in Texas.
Cheapest sports car insurance rates in San Antonio, TX
The top five models for the cheapest San Antonio car insurance rates in the sports car and performance segment are the Toyota GR86, Subaru WRX, Mazda MX-5 Miata, Ford Mustang, and BMW Z4. Insurance rates for these 2024 models average $2,630 or less per year.
Additional models that rank well include the Lexus RC F, Subaru BRZ, Nissan Z, and Toyota GR Supra, with average cost of $2,806 per year or less.
Additional models worth mentioning include the Mercedes-Benz AMG GT53, Chevrolet Corvette, BMW M3, Porsche 718, and Chevrolet Camaro, which cost between $2,806 and $3,974 per year for insurance.
From a monthly standpoint, auto insurance in this segment for the average driver starts at around $181 per month, depending on where you live and the company you use.
The table below ranks the sports cars with the lowest-cost car insurance in San Antonio, starting with the Mazda MX-5 Miata at $2,172 per year ($181 per month) and ending with the Porsche Taycan at $3,974 per year ($331 per month).
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,172 | $181 |
| Toyota GR86 | Sports Car | $2,474 | $206 |
| Ford Mustang | Sports Car | $2,580 | $215 |
| BMW Z4 | Sports Car | $2,592 | $216 |
| Subaru WRX | Sports Car | $2,630 | $219 |
| Toyota GR Supra | Sports Car | $2,636 | $220 |
| BMW M2 | Sports Car | $2,712 | $226 |
| Nissan Z | Sports Car | $2,718 | $227 |
| Lexus RC F | Sports Car | $2,774 | $231 |
| Subaru BRZ | Sports Car | $2,806 | $234 |
| BMW M3 | Sports Car | $2,964 | $247 |
| Porsche 718 | Sports Car | $3,022 | $252 |
| Chevrolet Camaro | Sports Car | $3,048 | $254 |
| Chevrolet Corvette | Sports Car | $3,250 | $271 |
| Porsche 911 | Sports Car | $3,362 | $280 |
| BMW M4 | Sports Car | $3,502 | $292 |
| Lexus LC 500 | Sports Car | $3,520 | $293 |
| Jaguar F-Type | Sports Car | $3,700 | $308 |
| Mercedes-Benz AMG GT53 | Sports Car | $3,884 | $324 |
| Porsche Taycan | Sports Car | $3,974 | $331 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all San Antonio, TX Zip Codes. Updated June 26, 2025
Don’t see your sports car? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Texas.
Cheapest pickups to insure in San Antonio, TX
The top three pickups with the cheapest insurance in San Antonio are the Chevrolet Colorado at $2,064 per year, the Nissan Titan at $2,194 per year, and the Nissan Frontier at $2,218 per year.
Not the cheapest to insure, but still ranked well, are trucks like the Toyota Tacoma, Honda Ridgeline, GMC Sierra 2500 HD, and GMC Canyon, with an average car insurance cost of $2,414 per year or less.
Full-coverage car insurance in this segment can cost as low as $172 per month, depending on your location.
The table below ranks the twenty pickups with the most affordable average auto insurance rates in San Antonio, starting with the Chevrolet Colorado at $172 per month and ending with the Ram Truck at $226 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $2,064 | $172 |
| Nissan Titan | Full-size | $2,194 | $183 |
| Nissan Frontier | Midsize | $2,218 | $185 |
| Ford Ranger | Midsize | $2,242 | $187 |
| Ford Maverick | Midsize | $2,276 | $190 |
| Honda Ridgeline | Midsize | $2,328 | $194 |
| Hyundai Santa Cruz | Midsize | $2,368 | $197 |
| Toyota Tacoma | Midsize | $2,378 | $198 |
| GMC Sierra 2500 HD | Heavy Duty | $2,388 | $199 |
| GMC Canyon | Midsize | $2,414 | $201 |
| Jeep Gladiator | Midsize | $2,474 | $206 |
| GMC Sierra 3500 | Heavy Duty | $2,488 | $207 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,510 | $209 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,576 | $215 |
| GMC Sierra | Full-size | $2,592 | $216 |
| Chevrolet Silverado | Full-size | $2,594 | $216 |
| Nissan Titan XD | Heavy Duty | $2,594 | $216 |
| Ford F150 | Full-size | $2,624 | $219 |
| GMC Hummer EV Pickup | Full-size | $2,692 | $224 |
| Ram Truck | Full-size | $2,714 | $226 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all San Antonio, TX Zip Codes. Updated June 26, 2025
For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Need rates for a different pickup model? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free San Antonio car insurance quotes from the best companies in Texas.
The highs and lows of car insurance in San Antonio, Texas
To emphasize the importance of the extent to which car insurance prices can change from one driver to the next (and also stress the importance of getting multiple quotes for coverage), the charts below have many different rates for five popular models in San Antonio: the Ford F150, Nissan Sentra, Nissan Rogue, Kia Sorento, and Ford Mustang.
Each vehicle example shows rates for a variety of different driver profiles to illustrate the variation for the different scenarios.
Ford F150 insurance rates
Ford F150 insurance in San Antonio costs an average of $2,624 per year, or around $219 per month, and has a range of $2,178 to $6,062 for the driver ages and policy situations displayed in the chart below.
The Ford F150 belongs to the full-size truck segment, and other similar models that are popular in San Antonio, TX, include the Nissan Titan, Ram Truck, and Chevrolet Silverado.
Nissan Sentra insurance rates
Car insurance for a Nissan Sentra in San Antonio averages $2,152 per year ($179 per month) and has a range of $1,786 to $4,888 annually.
The Nissan Sentra is part of the compact car segment, and other models popular in San Antonio include the Chevrolet Cruze, Honda Civic, Volkswagen Jetta, and Hyundai Elantra.
Nissan Rogue insurance rates
Nissan Rogue insurance in San Antonio costs an average of $2,108 per year (about $176 per month) and ranges from $1,752 to $4,818 annually for the risk profiles in the rate chart shown below.
The Nissan Rogue is classified as a compact SUV, and additional similar models from the same segment include the Toyota RAV4, Ford Escape, and Mazda CX-5.
Kia Sorento insurance rates
In San Antonio, Kia Sorento insurance averages $2,228 per year, or about $186 per month, and has a range of $1,850 to $5,114.
The Kia Sorento is part of the midsize SUV segment, and other similar models that are popular in San Antonio, TX, include the Ford Explorer, Toyota Highlander, Honda Pilot, and Kia Telluride.
Ford Mustang insurance rates
Car insurance for a Ford Mustang in San Antonio averages $2,580 per year (about $215 per month) and has a range of $2,138 to $5,904.
The Ford Mustang is a sports car, and other popular models include the Nissan 370Z, Chevrolet Corvette, Chevrolet Camaro, and Toyota Supra.
Tips for finding cheaper San Antonio car insurance
Financially savvy drivers in San Antonio are often looking to reduce the monthly expense for insurance So take a minute to review the tips in this next list and maybe you can save a few bucks the next time your policy renews.
- Shop around often. Setting aside a few minutes to get a few free car insurance quotes is our best recommendation for saving money. Rates are always changing and you can switch anytime.
- Get cheaper rates because of your profession. Some auto insurance companies offer policy discounts for certain occupations like doctors, nurses, emergency medical technicians, firefighters, lawyers, college professors, and others. If your job can earn you this discount, you may save between $70 and $228 on your annual auto insurance bill, depending on the level of coverage purchased.
- Raising physical damage deductibles lowers cost. Increasing your deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
- Choose a vehicle with lower car insurance rates. The type of vehicle you drive is one of the primary factors in the price you pay for car insurance. For example, a Subaru Crosstrek costs $890 less per year to insure in San Antonio than a Nissan 370Z. Buy cheaper models and save money.
- If your vehicle is older, remove optional coverages. Deleting physical damage coverage from vehicles whose value has dropped to the point where coverage is not cost effective can reduce the cost of insurance considerably.
- Qualify for policy discounts to lower insurance cost. Savings may be available if the insureds take a defensive driving course, are military or federal employees, insure their home and car with the same company, choose electronic billing, are loyal customers, or many other policy discounts which could save the average San Antonio driver as much as $400 per year.