Car Insurance in Kenosha, WI – Cheapest Rates + Quote Comparisons

We compare auto insurance rates for nearly 200 vehicles to find the cars, pickups, and SUVs with cheap car insurance quotes in Kenosha, WI.

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  • Kenosha car insurance cost averages $2,116 per year, or around $176 per month, for a full-coverage policy.
  • Kenosha, Wisconsin, auto insurance averages $94 per year more than the Wisconsin state average ($2,022) and $160 per year less than the United States national average ($2,276).
  • Car insurance rates for a few popular vehicles in Kenosha include the Toyota Tacoma at $2,144 per year, Toyota Corolla at $2,062, and Hyundai Elantra at $2,298.
  • SUV models like the Mazda CX-5, Toyota Corolla Cross, and Kia Soul get the nod for cheap car insurance in Kenosha.

How much does car insurance cost in Kenosha?

Kenosha car insurance costs an average of $2,116 per year, which is 7.3% less than the U.S. overall average rate of $2,276. Average car insurance cost per month in Kenosha is $176 for a policy with full coverage.

The average cost of car insurance in Wisconsin is $2,022 per year, so Kenosha, Wisconsin, drivers pay an average of $94 more per year than the overall Wisconsin state-wide average rate. The cost to insure a vehicle in Kenosha compared to other Wisconsin locations is around $226 per year more expensive than in Green Bay, $204 per year cheaper than in Racine, and $66 per year more than in Madison.

The next chart shows examples of average Kenosha auto insurance cost broken out based on a variety of driver ages and policy risk profiles. Rates are averaged for all 2024 model year vehicles including luxury vehicles.

Average car insurance rates in Kenosha for different driver ages and risk scenarios.
Figure 1: Average car insurance rates in Kenosha for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for the 2024 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Kenosha includes all Zip Codes and vehicle trim levels.

2024 Average Car Insurance Cost in Kenosha, WI
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,864$405
Safe Driver Age 20$4,256$355
At-fault Accidents Age 40$2,998$250
Low Deductibles Age 40$2,770$231
Safe Driver Age 30$2,258$188
Safe Driver Age 40$2,116$176
Safe Driver Age 50$1,874$156
High Deductibles Age 40$1,780$148
Discount Rate Age 40$1,758$147
Safe Driver Age 60$1,754$146

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Updated October 24, 2025

Average rates in the prior chart range from $1,758 per year for a middle-aged driver with a discount rate policy to $4,864 per year for a 20-year-old driver who has to buy high risk car insurance. Throughout our site, the rate used for comparison of different segments, models, and locations is the 40-year-old safe driver rate, which has an average cost of $2,116 per year.

As a monthly cost, the average cost to insure a car in Kenosha ranges from $147 to $405 for the risk profiles shown in the chart above.

Driver age has the single biggest impact on the price you pay for auto insurance. The list below details how age impacts cost by showing the difference in average car insurance rates in Kenosha for driver ages from 16 to 60.

Average cost of car insurance in Kenosha by driver age

  • 16-year-old driver – $7,534 per year or $628 per month
  • 17-year-old driver – $7,300 per year or $608 per month
  • 18-year-old driver – $6,543 per year or $545 per month
  • 19-year-old driver – $5,960 per year or $497 per month
  • 20-year-old driver – $4,256 per year or $355 per month
  • 30-year-old driver – $2,258 per year or $188 per month
  • 40-year-old driver – $2,116 per year or $176 per month
  • 50-year-old driver – $1,874 per year or $156 per month
  • 60-year-old driver – $1,754 per year or $146 per month

The rates listed above that detailed the cost to insure teen drivers were based on the driver being male. The next chart gets more specific and breaks out average car insurance rates for teenagers by gender. In general, females have cheaper auto insurance rates, in particular for ages 20 and below.

Average cost to insure teenage drivers on an average 2024 model year vehicle with full coverage.
Figure 2: Average cost to insure teenage drivers on an average 2024 model year vehicle with full coverage. Rates updated on October 24, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Teenage driver rates are for the 2024 model year with $500 comprehensive and collision deductibles. Average car insurance cost in Kenosha includes all Zip Codes and vehicle trim levels. Rates assume a clean driving record and no claims or at-fault accidents.

Average Car Insurance Cost in Kenosha, WI for Teenage Drivers
Driver Age Male Driver Female Driver
16-Year-Old$7,534$7,039
17-Year-Old$7,300$6,995
18-Year-Old$6,543$6,035
19-Year-Old$5,960$5,036

Data Methodology: Rated teen drivers have no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium amounts are averaged for all trim levels available on the 2024 Average Car. Updated October 24, 2025

Car insurance for a 16-year-old female in Kenosha costs an average of $495 less per year than the cost for a 16-year-old male driver, while at age 19, the cost difference is smaller but females still pay an average of $924 less per year.

The rates referenced earlier in this article are averaged for all 2024 vehicle models, which is suitable when making general comparisons such as the difference in average auto insurance cost between two Wisconsin cities.

Average auto insurance rates are perfect when presented with a question like “is car insurance cheaper in Kenosha or Milwaukee?” or “is Wisconsin car insurance cheaper than Texas?”.

For more complete auto insurance cost comparisons, however, the data will be better if we do a rate analysis for the specific model of vehicle being insured. Every vehicle has it’s own exposure profile for calculating how much auto insurance costs and this data enables cost comparisons.

The following chart breaks down the cost of car insurance in Kenosha for the more popular models.

Average cost to insure popular 2024 model year vehicles in Kenosha.
Figure 3: Average cost to insure popular 2024 model year vehicles in Kenosha. Rates updated on October 24, 2025.

Data Methodology: Average car insurance cost is based on 2024 model year vehicles with safe driver and claim-free discounts applied. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Rates are averaged for all Kenosha Zip Codes.

Kenosha, WI, Car Insurance Rates for Popular Vehicles
Make/Model Annual Premium Cost Per Month
Subaru Crosstrek$1,562$130
Honda CR-V$1,802$150
Subaru Forester$1,882$157
Nissan Rogue$1,900$158
Ford Explorer$1,916$160
Ford Escape$1,930$161
Nissan Sentra$1,940$162
Chevrolet Equinox$1,948$162
Toyota RAV4$1,950$163
Ford Ranger$2,022$169
Honda Accord$2,042$170
Toyota Corolla$2,062$172
Kia Forte$2,066$172
Jeep Grand Cherokee$2,114$176
Hyundai Santa Fe$2,136$178
Toyota 4Runner$2,270$189
Toyota Camry$2,274$190
Hyundai Elantra$2,298$192
GMC Sierra$2,336$195
Chevrolet Silverado$2,342$195
Ford Bronco$2,346$196
Ford F150$2,368$197
Jeep Wrangler$2,414$201
Ram Truck$2,446$204

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year and also for all Kenosha, WI Zip Codes. Updated October 24, 2025

The vehicles that have high popularity in Kenosha tend to be compact or midsize sedans like the Hyundai Elantra, Toyota Corolla, and Toyota Camry and compact and midsize SUVs like the Chevy Equinox, Toyota RAV4, and Toyota Highlander.

Additional popular vehicles from other vehicle segments include luxury SUVs like the Lexus RX 350 and Acura MDX, luxury cars like the Lexus ES 350 and Infiniti Q50, and pickup trucks like the Ford Ranger and Ram 1500.

We will cover rates in much more detail a little later in this article, but before we get into that, let’s take a condensed look at the concepts and comparisons that were discussed so far.

  • Kenosha auto insurance prices are more expensive than the Wisconsin state average – $2,116 (Kenosha average) compared to $2,022 (Wisconsin average)
  • Car insurance is generally cheaper as you get older – Auto insurance rates for a 60-year-old driver in Kenosha are $2,502 per year cheaper than for a 20-year-old driver.
  • Monthly car insurance cost ranges from $146 to $628 – That’s the average car insurance price range for drivers from age 16 to 60 in Kenosha.
  • Teenage female drivers pay lower rates than teenage males – Female drivers age 16 to 19 pay $924 to $495 less annually than their male counterparts.
  • Lower deductible insurance is more expensive than high deductible – A 50-year-old driver pays an average of $884 more per year for $250 deductibles compared to $1,000 deductibles.
  • Kenosha, WI, average car insurance cost is less than the U.S. average – $2,116 (Kenosha average) compared to $2,276 (U.S. average)

Which autos have the cheapest car insurance in Kenosha?

The vehicles with the lowest cost average car insurance prices in Kenosha, WI, tend to be compact SUVs and crossovers like the Chevrolet Trailblazer, Subaru Crosstrek, Toyota Corolla Cross, and Buick Envision.

Average auto insurance rates for those crossover SUVs cost $1,720 or less per year ($143 per month) for full coverage.

Examples of other models that are highly ranked in our car insurance price comparison are the Buick Envista, Toyota GR Corolla, Subaru Outback, and Nissan Murano. Rates are a little higher for those models than the compact SUVs that rank near the top, but they still have an average cost of $1,838 or less per year, or around $153 per month in Kenosha.

The following table breaks down the top 50 cheapest vehicles to insure in Kenosha, sorted by average cost.

Top 50 Cheapest Vehicles to Insure in Kenosha, Wisconsin
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,562$130
2Chevrolet Trailblazer$1,588$132
3Kia Soul$1,648$137
4Nissan Kicks$1,666$139
5Honda Passport$1,682$140
6Buick Envision$1,696$141
7Toyota Corolla Cross$1,704$142
8Hyundai Venue$1,720$143
9Mazda CX-5$1,726$144
10Ford Bronco Sport$1,730$144
11Volkswagen Tiguan$1,752$146
12Acura RDX$1,770$148
13Nissan Murano$1,774$148
14Buick Encore$1,794$150
15Honda CR-V$1,802$150
16Subaru Outback$1,802$150
17Buick Envista$1,810$151
18Volkswagen Taos$1,812$151
19Kia Niro$1,818$152
20Subaru Ascent$1,838$153
21Toyota GR Corolla$1,838$153
22Honda HR-V$1,842$154
23Nissan Leaf$1,852$154
24Chevrolet Colorado$1,860$155
25Honda Civic$1,872$156
26Lexus NX 250$1,872$156
27Volkswagen Atlas$1,876$156
28Acura Integra$1,880$157
29Subaru Forester$1,882$157
30Volkswagen Atlas Cross Sport$1,884$157
31Kia Seltos$1,888$157
32GMC Terrain$1,890$158
33Nissan Rogue$1,900$158
34Hyundai Kona$1,904$159
35Cadillac XT4$1,908$159
36Mazda CX-30$1,908$159
37Ford Explorer$1,916$160
38Volkswagen ID4$1,916$160
39Toyota Highlander$1,924$160
40Ford Escape$1,930$161
41Toyota Venza$1,930$161
42Honda Odyssey$1,932$161
43Nissan Sentra$1,940$162
44Subaru Impreza$1,944$162
45Chevrolet Equinox$1,948$162
46Toyota RAV4$1,950$163
47Mazda MX-5 Miata$1,956$163
48Mazda MX-30$1,962$164
49Hyundai Tucson$1,964$164
50Chevrolet Traverse$1,974$165

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kenosha, WI Zip Codes. Updated October 24, 2025

Top 50 cheapest vehicles to insure in Kenosha, WI with the Subaru Crosstrek ranking first at $1,562 per year
Top 50 cheapest vehicles to insure in Kenosha, WI with the Subaru Crosstrek ranking first at $1,562 per year

A list of 50 ranked vehicles doesn’t really give a complete view of Kenosha insurance rates. A more thorough way to group rates for different vehicles is by sorting them by segment. The sections below show the vehicles with the most affordable insurance rates in Kenosha for the most popular vehicle segments.

Cheapest car insurance rates in Kenosha

Sitting at number one in Kenosha for cheapest auto insurance in the sedan and hatchback segment is the Toyota GR Corolla, costing $1,838 per year. Second place is the Nissan Leaf at $1,852 per year, and third place goes to the Honda Civic, costing an average of $1,872 per year.

Other cars that have cheaper rates are the Chevrolet Malibu, Kia K5, Toyota Prius, and Honda Accord, with average rates of $2,062 per year or less.

Some additional models that rank well include the Subaru Legacy, Mazda 3, Kia Forte, Volkswagen Arteon, and Volkswagen Jetta, which average between $2,062 and $2,188 per year for insurance in Kenosha.

On a monthly basis, full-coverage auto insurance in this segment for an average middle-age driver starts at around $153 per month, depending on the company.

The cheapest compact car to insure in Kenosha is the Toyota GR Corolla at $1,838 per year. For midsize models, the Kia K5 is the cheapest model to insure at $2,038 per year. And for full-size cars, the Chrysler 300 is most affordable to insure at $2,012 per year.

The table below ranks the twenty cars with the lowest-cost insurance rates in Kenosha, starting with the Toyota GR Corolla at $1,838 per year and ending with the Mazda 3 at $2,188 per year.

Cheapest Insurance for Cars in Kenosha, WI
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$1,838$153
Nissan LeafCompact$1,852$154
Honda CivicCompact$1,872$156
Nissan SentraCompact$1,940$162
Subaru ImprezaCompact$1,944$162
Toyota PriusCompact$1,974$165
Kia K5Midsize$2,038$170
Honda AccordMidsize$2,042$170
Chevrolet MalibuMidsize$2,054$171
Toyota CorollaCompact$2,062$172
Kia ForteCompact$2,066$172
Volkswagen ArteonMidsize$2,078$173
Nissan VersaCompact$2,084$174
Subaru LegacyMidsize$2,086$174
Hyundai Ioniq 6Midsize$2,102$175
Mitsubishi Mirage G4Compact$2,134$178
Toyota CrownMidsize$2,140$178
Volkswagen JettaCompact$2,142$179
Hyundai SonataMidsize$2,146$179
Mazda 3Compact$2,188$182

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kenosha, WI Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Kenosha, WI, with the Toyota GR Corolla ranking first at $1,838 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Kenosha, WI, with the Toyota GR Corolla ranking first at $1,838 per year.

See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.

Is your vehicle not in the list? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Kenosha car insurance quotes from top-rated auto insurance companies in Wisconsin.

Cheapest SUV insurance rates in Kenosha, Wisconsin

The three top-ranked SUVs with the most affordable auto insurance in Kenosha are the Subaru Crosstrek at $1,562 per year, the Chevrolet Trailblazer at $1,588 per year, and the Kia Soul at $1,648 per year.

Other models that rank well in our comparison include the Hyundai Venue, Ford Bronco Sport, Buick Envision, and Toyota Corolla Cross, with an average cost to insure of $1,730 per year or less.

Ranked in the lower half of the top 20, SUVs like the Honda CR-V, Nissan Murano, Buick Encore, Volkswagen Tiguan, and Kia Niro cost between $1,730 and $1,838 to insure per year in Kenosha.

On a monthly basis, full-coverage insurance in this segment for a good driver starts at an average of $130 per month, depending on where you live and the company you use.

If SUV size is considered, the most affordable compact SUV to insure in Kenosha is the Subaru Crosstrek at $1,562 per year, or $130 per month. For midsize 2024 models, the Honda Passport is cheapest to insure at $1,682 per year, or $140 per month. And for full-size SUVs, the Chevrolet Tahoe has the cheapest car insurance rates at $1,984 per year, or $165 per month.

The table below ranks the twenty SUVs with the lowest-cost average insurance rates in Kenosha, starting with the Subaru Crosstrek at $1,562 per year and ending with the Subaru Ascent at $1,838 per year.

Cheapest Insurance for SUVs in Kenosha, WI
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,562$130
Chevrolet TrailblazerCompact$1,588$132
Kia SoulCompact$1,648$137
Nissan KicksCompact$1,666$139
Honda PassportMidsize$1,682$140
Buick EnvisionCompact$1,696$141
Toyota Corolla CrossCompact$1,704$142
Hyundai VenueCompact$1,720$143
Mazda CX-5Compact$1,726$144
Ford Bronco SportCompact$1,730$144
Volkswagen TiguanCompact$1,752$146
Nissan MuranoMidsize$1,774$148
Buick EncoreCompact$1,794$150
Honda CR-VCompact$1,802$150
Subaru OutbackMidsize$1,802$150
Buick EnvistaMidsize$1,810$151
Volkswagen TaosCompact$1,812$151
Kia NiroCompact$1,818$152
Subaru AscentMidsize$1,838$153
Honda HR-VCompact$1,842$154

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kenosha, WI Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Kenosha, WI, with the Subaru Crosstrek ranking first at $1,562 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Kenosha, WI, with the Subaru Crosstrek ranking first at $1,562 per year.

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

Need rates for a different SUV? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Kenosha car insurance quotes from top companies in Wisconsin.

Cheapest luxury cars to insure in Kenosha

In our comparison, the top five lowest-cost luxury cars to insure in Kenosha are the Acura Integra, BMW 330i, Mercedes-Benz CLA250, Lexus IS 300, and Acura TLX. Insurance rates for these five models range from $1,880 to $2,186 per year.

Not the cheapest luxury cars to insure, but still affordable, are luxury cars like the Cadillac CT4, Genesis G70, Mercedes-Benz AMG CLA35, and Lexus RC 300, with an average cost to insure of $2,222 per year or less.

Ranked in the lower half of the top 20, cars like the Cadillac CT5, Lexus RC 350, BMW 228i, BMW 230i, and Jaguar XF cost between $2,222 and $2,370 per year for insurance in Kenosha.

Auto insurance rates in Kenosha for this segment for a safe driver starts at an average of $157 per month, depending on the company and your location.

If insurance rates are ranked by vehicle size, the most budget-friendly small luxury car to insure in Kenosha is the Acura Integra at $1,880 per year. For midsize 2024 models, the Mercedes-Benz CLA250 has the best rates at $2,174 per year. And for large luxury cars, the Audi A5 has the most affordable rates at $2,512 per year.

The rate comparison table below ranks the twenty cars with the cheapest car insurance rates in Kenosha, starting with the Acura Integra at $157 per month and ending with the Audi S3 at $198 per month.

Cheapest Insurance for Luxury Cars in Kenosha, WI
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$1,880$157
BMW 330iCompact$2,152$179
Mercedes-Benz CLA250Midsize$2,174$181
Lexus IS 300Midsize$2,180$182
Acura TLXCompact$2,186$182
Cadillac CT4Compact$2,206$184
Lexus ES 350Midsize$2,206$184
Genesis G70Compact$2,212$184
Mercedes-Benz AMG CLA35Midsize$2,216$185
Lexus RC 300Midsize$2,222$185
Lexus IS 350Compact$2,232$186
Jaguar XFMidsize$2,236$186
Cadillac CT5Midsize$2,280$190
Lexus ES 250Midsize$2,288$191
Lexus RC 350Compact$2,294$191
BMW 330eCompact$2,298$192
BMW 228iCompact$2,302$192
BMW 230iCompact$2,318$193
Lexus ES 300hMidsize$2,324$194
Audi S3Compact$2,370$198

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kenosha, WI Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Kenosha, WI, with the Acura Integra ranking first at $1,880 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Kenosha, WI, with the Acura Integra ranking first at $1,880 per year.

See our guide for luxury car insurance to compare rates for all makes and models.

Looking for rates for a different vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Kenosha car insurance quotes from top companies in Wisconsin.

Cheapest luxury SUVs to insure in Kenosha

Ranking #1 in Kenosha for cheapest insurance in the luxury SUV segment is the Acura RDX, costing $1,770 per year. Second place is the Lexus NX 250 at $1,872 per year, the third most affordable is the Cadillac XT4, costing an average of $1,908 per year, and the fourth most affordable is the Jaguar E-Pace, costing an average of $1,978 per year.

Additional models that have affordable insurance rates include the Lincoln Corsair, Mercedes-Benz GLB 250, Lexus UX 250h, and Lexus NX 450h, with an average car insurance cost of $2,040 per year or less.

Ranked in the bottom half of the top 20 cheapest luxury SUVs to insure, models like the Mercedes-Benz AMG GLB35, Land Rover Evoque, Mercedes-Benz GLA250, Mercedes-Benz GLA35 AMG, Cadillac XT6, and Lexus RX 350 cost between $2,040 and $2,124 to insure per year.

From a cost per month standpoint, auto insurance in Kenosha on this segment for a middle-age safe driver starts at an average of $148 per month, depending on your location.

If rates are ranked by vehicle size, the lowest-cost compact luxury SUV to insure in Kenosha is the Acura RDX at $1,770 per year. For midsize 2024 models, the Jaguar E-Pace is cheapest to insure at $1,978 per year. And for full-size luxury models, the Infiniti QX80 has the best rates at $2,370 per year.

The comparison table below ranks the SUVs with the cheapest car insurance rates in Kenosha, starting with the Acura RDX at $148 per month and ending with the Lexus RX 350 at $177 per month.

Cheapest Insurance for Luxury SUVs in Kenosha, WI
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$1,770$148
Lexus NX 250Compact$1,872$156
Cadillac XT4Compact$1,908$159
Jaguar E-PaceMidsize$1,978$165
Cadillac XT5Midsize$1,994$166
Lexus NX 350hCompact$1,994$166
Lincoln CorsairCompact$2,018$168
Mercedes-Benz GLB 250Compact$2,022$169
Lexus UX 250hCompact$2,028$169
Lexus NX 450hCompact$2,040$170
Infiniti QX50Midsize$2,056$171
Mercedes-Benz GLA250Compact$2,060$172
Mercedes-Benz GLA35 AMGCompact$2,066$172
Cadillac XT6Midsize$2,070$173
Infiniti QX60Midsize$2,080$173
Mercedes-Benz AMG GLB35Midsize$2,082$174
Land Rover EvoqueCompact$2,110$176
Acura MDXMidsize$2,114$176
Lexus NX 350Compact$2,120$177
Lexus RX 350Midsize$2,124$177

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kenosha, WI Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Kenosha, WI, with the Acura RDX ranking first at $1,770 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Kenosha, WI, with the Acura RDX ranking first at $1,770 per year.

For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.

Don’t see rates for your luxury SUV? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Kenosha car insurance quotes from top-rated companies in Wisconsin.

Cheapest sports car insurance rates

Taking the top spot in Kenosha for cheapest auto insurance in the sports car segment is the Mazda MX-5 Miata, with an average cost of $1,956 per year. Second place is the Toyota GR86 at $2,228 per year, in third place is the Ford Mustang, at an average of $2,324 per year, and the fourth most affordable is the BMW Z4, at an average of $2,338 per year.

Additional models that have affordable insurance rates include the Lexus RC F, Nissan Z, Subaru BRZ, and Toyota GR Supra, with an average car insurance cost of $2,530 per year or less.

Ranked in the lower half of the top 20, cars like the Chevrolet Camaro, Jaguar F-Type, Porsche 718, Chevrolet Corvette, Mercedes-Benz AMG GT53, and Lexus LC 500 cost between $2,530 and $3,582 per year for auto insurance.

Car insurance for this segment in Kenosha for a good driver will start around $163 per month, depending on where you live and the company you use.

The rate comparison table below ranks the twenty sports cars with the cheapest average car insurance rates in Kenosha, starting with the Mazda MX-5 Miata at $1,956 per year ($163 per month) and ending with the Porsche Taycan at $3,582 per year ($299 per month).

Cheapest Insurance for Sports Cars in Kenosha, WI
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$1,956$163
Toyota GR86Sports Car$2,228$186
Ford MustangSports Car$2,324$194
BMW Z4Sports Car$2,338$195
Subaru WRXSports Car$2,372$198
Toyota GR SupraSports Car$2,376$198
BMW M2Sports Car$2,448$204
Nissan ZSports Car$2,450$204
Lexus RC FSports Car$2,498$208
Subaru BRZSports Car$2,530$211
BMW M3Sports Car$2,672$223
Porsche 718Sports Car$2,724$227
Chevrolet CamaroSports Car$2,748$229
Chevrolet CorvetteSports Car$2,928$244
Porsche 911Sports Car$3,032$253
BMW M4Sports Car$3,158$263
Lexus LC 500Sports Car$3,172$264
Jaguar F-TypeSports Car$3,338$278
Mercedes-Benz AMG GT53Sports Car$3,500$292
Porsche TaycanSports Car$3,582$299

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kenosha, WI Zip Codes. Updated October 24, 2025

Ranking of the cheapest sports cars to insure in Kenosha, WI, with the Mazda MX-5 Miata ranking first at $1,956 per year.
Ranking of the cheapest sports cars to insure in Kenosha, WI, with the Mazda MX-5 Miata ranking first at $1,956 per year.

Don’t see insurance cost for your sports car? Not a problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Kenosha.

Cheapest pickup insurance rates

The four highest ranking pickups with the cheapest car insurance in Kenosha are the Chevrolet Colorado at $1,860 per year, Nissan Titan at $1,978 per year, Nissan Frontier at $2,002 per year, and Ford Ranger at $2,022 per year.

Not the cheapest pickups to insure, but still very reasonable, are trucks like the Honda Ridgeline, Hyundai Santa Cruz, GMC Canyon, and GMC Sierra 2500 HD, with average annual insurance rates of $2,176 per year or less.

Auto insurance rates in this segment for an average middle-age driver will start around $155 per month, depending on the company and your location.

The next table ranks the twenty pickups with the lowest-cost car insurance rates in Kenosha, starting with the Chevrolet Colorado at $155 per month and ending with the Ram Truck at $204 per month.

Cheapest Insurance for Pickups in Kenosha, WI
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$1,860$155
Nissan TitanFull-size$1,978$165
Nissan FrontierMidsize$2,002$167
Ford RangerMidsize$2,022$169
Ford MaverickMidsize$2,052$171
Honda RidgelineMidsize$2,100$175
Hyundai Santa CruzMidsize$2,134$178
Toyota TacomaMidsize$2,144$179
GMC Sierra 2500 HDHeavy Duty$2,154$180
GMC CanyonMidsize$2,176$181
Jeep GladiatorMidsize$2,230$186
GMC Sierra 3500Heavy Duty$2,240$187
Chevrolet Silverado HD 3500Heavy Duty$2,262$189
Chevrolet Silverado HD 2500Heavy Duty$2,324$194
GMC SierraFull-size$2,336$195
Nissan Titan XDHeavy Duty$2,338$195
Chevrolet SilveradoFull-size$2,342$195
Ford F150Full-size$2,368$197
GMC Hummer EV PickupFull-size$2,426$202
Ram TruckFull-size$2,446$204

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kenosha, WI Zip Codes. Updated October 24, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Kenosha, WI, with the Chevrolet Colorado ranking first at $1,860 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Kenosha, WI, with the Chevrolet Colorado ranking first at $1,860 per year.

For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Is your pickup truck not in the list? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Wisconsin.

The highs and lows of car insurance

To help illustrate how much the cost of a car insurance policy can fluctuate from one person to the next (and also emphasize the importance of accurate rate quotes), the sections below visualize detailed car insurance rates for five popular models in Kenosha: the Ram Truck, Nissan Rogue, Honda Pilot, Toyota Camry, and Ford Mustang.

Each example uses a variety of different driver profiles to show the possible price variation based on driver risk profile and policy coverages.

Ram Truck insurance rates

Insurance for a Ram Truck in Kenosha costs an average of $2,446 per year, or around $204 per month, and has a range of $2,030 to $5,636.

Average 2024 Ram Truck insurance premiums in Kenosha for different driver ages and risk scenarios.
Figure 4: Average 2024 Ram Truck insurance premiums in Kenosha for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Ram Truck with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ram Truck car insurance cost in Kenosha includes all Zip Codes and vehicle trim levels.

2024 Ram Truck Insurance Cost in Kenosha, WI
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,636$470
Safe Driver Age 20$4,932$411
At-fault Accidents Age 40$3,468$289
Low Deductibles Age 40$3,198$267
Safe Driver Age 30$2,610$218
Safe Driver Age 40$2,446$204
Safe Driver Age 50$2,168$181
High Deductibles Age 40$2,060$172
Discount Rate Age 40$2,030$169
Safe Driver Age 60$2,028$169

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Ram Truck trim levels. Updated October 24, 2025

The Ram Truck is classified as a full-size truck, and other models in the same segment include the Ford F150, GMC Sierra, Toyota Tundra, and Chevrolet Silverado.

Nissan Rogue insurance rates

Insurance for a Nissan Rogue in Kenosha costs an average of $1,900 per year, or about $158 per month, and ranges from $1,580 to $4,346 annually.

Average 2024 Nissan Rogue insurance premiums in Kenosha for different driver ages and risk scenarios.
Figure 5: Average 2024 Nissan Rogue insurance premiums in Kenosha for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Nissan Rogue with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Rogue car insurance cost in Kenosha includes all Zip Codes and vehicle trim levels.

2024 Nissan Rogue Insurance Cost in Kenosha, WI
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,346$362
Safe Driver Age 20$3,790$316
At-fault Accidents Age 40$2,690$224
Low Deductibles Age 40$2,444$204
Safe Driver Age 30$2,024$169
Safe Driver Age 40$1,900$158
Safe Driver Age 50$1,694$141
High Deductibles Age 40$1,618$135
Safe Driver Age 60$1,582$132
Discount Rate Age 40$1,580$132

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Nissan Rogue trim levels. Updated October 24, 2025

The Nissan Rogue belongs to the compact SUV segment, and other models in that segment include the Ford Escape, Chevrolet Equinox, and Subaru Forester.

Honda Pilot insurance rates

Honda Pilot insurance in Kenosha costs an average of $2,058 per year, or around $172 per month, and varies from $1,710 to $4,762.

Average 2024 Honda Pilot insurance premiums in Kenosha for different driver ages and risk scenarios.
Figure 6: Average 2024 Honda Pilot insurance premiums in Kenosha for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Honda Pilot with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Pilot car insurance cost in Kenosha includes all Zip Codes and vehicle trim levels.

2024 Honda Pilot Insurance Cost in Kenosha, WI
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,762$397
Safe Driver Age 20$4,176$348
At-fault Accidents Age 40$2,916$243
Low Deductibles Age 40$2,722$227
Safe Driver Age 30$2,200$183
Safe Driver Age 40$2,058$172
Safe Driver Age 50$1,818$152
High Deductibles Age 40$1,716$143
Discount Rate Age 40$1,710$143
Safe Driver Age 60$1,708$142

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Honda Pilot trim levels. Updated October 24, 2025

The Honda Pilot belongs to the midsize SUV segment, and other models in that segment include the Jeep Grand Cherokee, Toyota Highlander, Kia Sorento, and Kia Telluride.

Toyota Camry insurance rates

In Kenosha, Toyota Camry insurance averages $2,274 per year, or around $190 per month, and has a range of $1,890 to $5,224 per year.

Average 2024 Toyota Camry insurance premiums in Kenosha for different driver ages and risk scenarios.
Figure 7: Average 2024 Toyota Camry insurance premiums in Kenosha for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Toyota Camry with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Camry car insurance cost in Kenosha includes all Zip Codes and vehicle trim levels.

2024 Toyota Camry Insurance Cost in Kenosha, WI
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,224$435
Safe Driver Age 20$4,582$382
At-fault Accidents Age 40$3,204$267
Low Deductibles Age 40$3,018$252
Safe Driver Age 30$2,430$203
Safe Driver Age 40$2,274$190
Safe Driver Age 50$2,006$167
High Deductibles Age 40$1,890$158
Discount Rate Age 40$1,890$158
Safe Driver Age 60$1,880$157

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota Camry trim levels. Updated October 24, 2025

The Toyota Camry is part of the midsize car segment, and other models from that segment that are popular in Kenosha, Wisconsin, include the Nissan Altima, Chevrolet Malibu, Kia K5, and Honda Accord.

Ford Mustang insurance rates

Insurance for a Ford Mustang in Kenosha averages $2,324 per year, or about $194 per month, and ranges from $1,930 to $5,324 per year.

Average 2024 Ford Mustang insurance premiums in Kenosha for different driver ages and risk scenarios.
Figure 8: Average 2024 Ford Mustang insurance premiums in Kenosha for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Ford Mustang with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ford Mustang car insurance cost in Kenosha includes all Zip Codes and vehicle trim levels.

2024 Ford Mustang Insurance Cost in Kenosha, WI
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,324$444
Safe Driver Age 20$4,648$387
At-fault Accidents Age 40$3,286$274
Low Deductibles Age 40$3,022$252
Safe Driver Age 30$2,478$207
Safe Driver Age 40$2,324$194
Safe Driver Age 50$2,062$172
High Deductibles Age 40$1,960$163
Discount Rate Age 40$1,930$161
Safe Driver Age 60$1,928$161

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Ford Mustang trim levels. Updated October 24, 2025

The Ford Mustang belongs to the sports car segment, and additional similar models from the same segment include the Subaru BRZ, Toyota Supra, and Chevrolet Camaro.

How to find cheaper Kenosha car insurance

Kenosha drivers should always be looking to reduce their monthly auto insurance expenses. So take a minute or two to look through the tips below and maybe you’ll be able to save some money.

  • Qualify for policy discounts to lower insurance cost. Savings may be available if the policyholders are senior citizens, are accident-free, are good students, belong to certain professional organizations, sign their policy early, or many other policy discounts which could save the average Kenosha driver as much as $358 per year on their insurance cost.
  • You don’t have to stick with the same company. Taking 5-10 minutes before every policy renewal to get free car insurance quotes is our top recommendation for saving money on car insurance. Companies make rate modifications frequently and switching companies is very easy to do.
  • If your car is older, remove unneeded coverages. Removing comprehensive and/or collision coverage from vehicles whose low value makes coverage cost prohibitive can cheapen the cost significantly.
  • Cautious drivers pay less for car insurance. Being the cause of frequent accidents will raise rates, possibly as much as $3,020 per year for a 20-year-old driver and as much as $518 per year for a 60-year-old driver. So be safe and save.
  • Get a discount from your employment. Some auto insurance companies offer policy discounts for occupations like architects, emergency medical technicians, firefighters, nurses, college professors, scientists, and others. If your job can earn you this discount, you may save between $63 and $206 on your annual car insurance bill.