Car Insurance in Kenosha, WI – Cheapest Rates + Quote Comparisons

We compare auto insurance rates for nearly 200 vehicles to find the cars, pickups, and SUVs with cheap car insurance quotes in Kenosha, WI.

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  • Kenosha car insurance cost averages $2,070 per year, or around $173 per month, for a full-coverage policy.
  • Kenosha, Wisconsin, auto insurance averages $92 per year more than the Wisconsin state average ($1,978) and $151 per year less than the United States national average ($2,221).
  • Car insurance rates for a few popular vehicles in Kenosha include the Toyota Tacoma at $2,096 per year, Toyota Corolla at $2,018, and Hyundai Elantra at $2,250.
  • SUV models like the Mazda CX-5, Toyota Corolla Cross, and Kia Soul get the nod for cheap car insurance in Kenosha.

How much does car insurance cost in Kenosha?

Kenosha car insurance costs an average of $2,070 per year, which is 7% less than the U.S. overall average rate of $2,221. Average car insurance cost per month in Kenosha is $173 for a policy with full coverage.

The average cost of car insurance in Wisconsin is $1,978 per year, so Kenosha, Wisconsin, drivers pay an average of $92 more per year than the overall Wisconsin state-wide average rate. The cost to insure a vehicle in Kenosha compared to other Wisconsin locations is around $226 per year more expensive than in Green Bay, $208 per year cheaper than in Racine, and $66 per year more than in Madison.

The next chart shows examples of average Kenosha auto insurance cost broken out based on a variety of driver ages and policy risk profiles. Rates are averaged for all 2024 model year vehicles including luxury vehicles.

Average car insurance rates in Kenosha for different driver ages and risk scenarios.
Figure 1: Average car insurance rates in Kenosha for different driver ages and risk scenarios. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for the 2024 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Kenosha includes all Zip Codes and vehicle trim levels.

2024 Average Car Insurance Cost in Kenosha, WI
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,766$397
Safe Driver Age 20$4,170$348
At-fault Accidents Age 40$2,934$245
Low Deductibles Age 40$2,710$226
Safe Driver Age 30$2,212$184
Safe Driver Age 40$2,070$173
Safe Driver Age 50$1,838$153
High Deductibles Age 40$1,742$145
Discount Rate Age 40$1,724$144
Safe Driver Age 60$1,718$143

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Updated June 26, 2025

Average rates in the prior chart range from $1,724 per year for a middle-aged driver with a discount rate policy to $4,766 per year for a 20-year-old driver who has to buy high risk car insurance. Throughout our site, the rate used for comparison of different segments, models, and locations is the 40-year-old safe driver rate, which has an average cost of $2,070 per year.

As a monthly cost, the average cost to insure a car in Kenosha ranges from $144 to $397 for the risk profiles shown in the chart above.

Driver age has the single biggest impact on the price you pay for auto insurance. The list below details how age impacts cost by showing the difference in average car insurance rates in Kenosha for driver ages from 16 to 60.

Average cost of car insurance in Kenosha by driver age

  • 16-year-old driver – $7,378 per year or $615 per month
  • 17-year-old driver – $7,150 per year or $596 per month
  • 18-year-old driver – $6,408 per year or $534 per month
  • 19-year-old driver – $5,834 per year or $486 per month
  • 20-year-old driver – $4,170 per year or $348 per month
  • 30-year-old driver – $2,212 per year or $184 per month
  • 40-year-old driver – $2,070 per year or $173 per month
  • 50-year-old driver – $1,838 per year or $153 per month
  • 60-year-old driver – $1,718 per year or $143 per month

The rates listed above that detailed the cost to insure teen drivers were based on the driver being male. The next chart gets more specific and breaks out average car insurance rates for teenagers by gender. In general, females have cheaper auto insurance rates, in particular for ages 20 and below.

Average cost to insure teenage drivers on an average 2024 model year vehicle with full coverage.
Figure 2: Average cost to insure teenage drivers on an average 2024 model year vehicle with full coverage. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Teenage driver rates are for the 2024 model year with $500 comprehensive and collision deductibles. Average car insurance cost in Kenosha includes all Zip Codes and vehicle trim levels. Rates assume a clean driving record and no claims or at-fault accidents.

Average Car Insurance Cost in Kenosha, WI for Teenage Drivers
Driver Age Male Driver Female Driver
16-Year-Old$7,378$6,894
17-Year-Old$7,150$6,850
18-Year-Old$6,408$5,910
19-Year-Old$5,834$4,935

Data Methodology: Rated teen drivers have no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium amounts are averaged for all trim levels available on the 2024 Average Car. Updated June 27, 2025

Car insurance for a 16-year-old female in Kenosha costs an average of $484 less per year than the cost for a 16-year-old male driver, while at age 19, the cost difference is smaller but females still pay an average of $899 less per year.

The rates referenced earlier in this article are averaged for all 2024 vehicle models, which is suitable when making general comparisons such as the difference in average auto insurance cost between two Wisconsin cities.

Average auto insurance rates are perfect when presented with a question like “is car insurance cheaper in Kenosha or Milwaukee?” or “is Wisconsin car insurance cheaper than Texas?”.

For more complete auto insurance cost comparisons, however, the data will be better if we do a rate analysis for the specific model of vehicle being insured. Every vehicle has it’s own exposure profile for calculating how much auto insurance costs and this data enables cost comparisons.

The following chart breaks down the cost of car insurance in Kenosha for the more popular models.

Average cost to insure popular 2024 model year vehicles in Kenosha.
Figure 3: Average cost to insure popular 2024 model year vehicles in Kenosha. Rates updated on June 27, 2025.

Data Methodology: Average car insurance cost is based on 2024 model year vehicles with safe driver and claim-free discounts applied. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Rates are averaged for all Kenosha Zip Codes.

Kenosha, WI, Car Insurance Rates for Popular Vehicles
Make/Model Annual Premium Cost Per Month
Subaru Crosstrek$1,532$128
Honda CR-V$1,766$147
Subaru Forester$1,846$154
Nissan Rogue$1,862$155
Ford Explorer$1,880$157
Ford Escape$1,890$158
Nissan Sentra$1,898$158
Chevrolet Equinox$1,906$159
Toyota RAV4$1,914$160
Ford Ranger$1,978$165
Honda Accord$2,002$167
Toyota Corolla$2,018$168
Kia Forte$2,022$169
Jeep Grand Cherokee$2,074$173
Hyundai Santa Fe$2,108$176
Toyota 4Runner$2,220$185
Toyota Camry$2,226$186
Hyundai Elantra$2,250$188
GMC Sierra$2,288$191
Chevrolet Silverado$2,292$191
Ford Bronco$2,298$192
Ford F150$2,318$193
Jeep Wrangler$2,366$197
Ram Truck$2,396$200

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year and also for all Kenosha, WI Zip Codes. Updated June 27, 2025

The vehicles that have high popularity in Kenosha tend to be compact or midsize sedans like the Hyundai Elantra, Toyota Corolla, and Toyota Camry and compact and midsize SUVs like the Chevy Equinox, Toyota RAV4, and Toyota Highlander.

Additional popular vehicles from other vehicle segments include luxury SUVs like the Lexus RX 350 and Acura MDX, luxury cars like the Lexus ES 350 and Infiniti Q50, and pickup trucks like the Ford Ranger and Ram 1500.

We will cover rates in much more detail a little later in this article, but before we get into that, let’s take a condensed look at the concepts and comparisons that were discussed so far.

  • Kenosha auto insurance prices are more expensive than the Wisconsin state average – $2,070 (Kenosha average) compared to $1,978 (Wisconsin average)
  • Car insurance is generally cheaper as you get older – Auto insurance rates for a 60-year-old driver in Kenosha are $2,452 per year cheaper than for a 20-year-old driver.
  • Monthly car insurance cost ranges from $143 to $615 – That’s the average car insurance price range for drivers from age 16 to 60 in Kenosha.
  • Teenage female drivers pay lower rates than teenage males – Female drivers age 16 to 19 pay $899 to $484 less annually than their male counterparts.
  • Lower deductible insurance is more expensive than high deductible – A 50-year-old driver pays an average of $860 more per year for $250 deductibles compared to $1,000 deductibles.
  • Kenosha, WI, average car insurance cost is less than the U.S. average – $2,070 (Kenosha average) compared to $2,221 (U.S. average)

Which autos have the cheapest car insurance in Kenosha?

The vehicles with the lowest cost average car insurance prices in Kenosha, WI, tend to be compact SUVs and crossovers like the Chevrolet Trailblazer, Subaru Crosstrek, Toyota Corolla Cross, and Buick Envision.

Average auto insurance rates for those crossover SUVs cost $1,684 or less per year ($140 per month) for full coverage.

Examples of other models that are highly ranked in our car insurance price comparison are the Buick Envista, Honda HR-V, Honda CR-V, and Nissan Murano. Rates are a little higher for those models than the compact SUVs that rank near the top, but they still have an average cost of $1,804 or less per year, or around $150 per month in Kenosha.

The following table breaks down the top 50 cheapest vehicles to insure in Kenosha, sorted by average cost.

Top 50 Cheapest Vehicles to Insure in Kenosha, Wisconsin
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,532$128
2Chevrolet Trailblazer$1,556$130
3Kia Soul$1,618$135
4Nissan Kicks$1,630$136
5Honda Passport$1,650$138
6Buick Envision$1,662$139
7Toyota Corolla Cross$1,670$139
8Hyundai Venue$1,684$140
9Mazda CX-5$1,690$141
10Ford Bronco Sport$1,696$141
11Volkswagen Tiguan$1,716$143
12Acura RDX$1,734$145
13Nissan Murano$1,740$145
14Buick Encore$1,758$147
15Honda CR-V$1,766$147
16Subaru Outback$1,768$147
17Buick Envista$1,770$148
18Volkswagen Taos$1,774$148
19Kia Niro$1,782$149
20Subaru Ascent$1,802$150
21Toyota GR Corolla$1,802$150
22Honda HR-V$1,804$150
23Nissan Leaf$1,814$151
24Chevrolet Colorado$1,826$152
25Honda Civic$1,834$153
26Lexus NX 250$1,836$153
27Volkswagen Atlas$1,838$153
28Acura Integra$1,842$154
29Subaru Forester$1,846$154
30Volkswagen Atlas Cross Sport$1,848$154
31Kia Seltos$1,850$154
32GMC Terrain$1,854$155
33Nissan Rogue$1,862$155
34Hyundai Kona$1,864$155
35Mazda CX-30$1,868$156
36Cadillac XT4$1,870$156
37Volkswagen ID4$1,878$157
38Ford Explorer$1,880$157
39Toyota Highlander$1,884$157
40Ford Escape$1,890$158
41Honda Odyssey$1,892$158
42Toyota Venza$1,892$158
43Nissan Sentra$1,898$158
44Subaru Impreza$1,904$159
45Chevrolet Equinox$1,906$159
46Toyota RAV4$1,914$160
47Mazda MX-5 Miata$1,916$160
48Mazda MX-30$1,922$160
49Hyundai Tucson$1,926$161
50Chevrolet Traverse$1,934$161

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kenosha, WI Zip Codes. Updated June 27, 2025

Top 50 cheapest vehicles to insure in Kenosha, WI with the Subaru Crosstrek ranking first at $1,532 per year
Top 50 cheapest vehicles to insure in Kenosha, WI with the Subaru Crosstrek ranking first at $1,532 per year

A list of 50 ranked vehicles doesn’t really give a complete view of Kenosha insurance rates. A more thorough way to group rates for different vehicles is by sorting them by segment. The sections below show the vehicles with the most affordable insurance rates in Kenosha for the most popular vehicle segments.

Cheapest car insurance rates in Kenosha

Sitting at number one in Kenosha for cheapest auto insurance in the sedan and hatchback segment is the Toyota GR Corolla, costing $1,802 per year. Second place is the Nissan Leaf at $1,814 per year, and third place goes to the Honda Civic, costing an average of $1,834 per year.

Other cars that have cheaper rates are the Chevrolet Malibu, Kia K5, Toyota Prius, and Honda Accord, with average rates of $2,018 per year or less.

Some additional models that rank well include the Subaru Legacy, Mazda 3, Kia Forte, Volkswagen Arteon, and Toyota Crown, which average between $2,018 and $2,142 per year for insurance in Kenosha.

On a monthly basis, full-coverage auto insurance in this segment for an average middle-age driver starts at around $150 per month, depending on the company.

The cheapest compact car to insure in Kenosha is the Toyota GR Corolla at $1,802 per year. For midsize models, the Kia K5 is the cheapest model to insure at $1,994 per year. And for full-size cars, the Chrysler 300 is most affordable to insure at $1,972 per year.

The table below ranks the twenty cars with the lowest-cost insurance rates in Kenosha, starting with the Toyota GR Corolla at $1,802 per year and ending with the Mazda 3 at $2,142 per year.

Cheapest Insurance for Cars in Kenosha, WI
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$1,802$150
Nissan LeafCompact$1,814$151
Honda CivicCompact$1,834$153
Nissan SentraCompact$1,898$158
Subaru ImprezaCompact$1,904$159
Toyota PriusCompact$1,936$161
Kia K5Midsize$1,994$166
Honda AccordMidsize$2,002$167
Chevrolet MalibuMidsize$2,008$167
Toyota CorollaCompact$2,018$168
Kia ForteCompact$2,022$169
Volkswagen ArteonMidsize$2,038$170
Nissan VersaCompact$2,042$170
Subaru LegacyMidsize$2,044$170
Hyundai Ioniq 6Midsize$2,060$172
Mitsubishi Mirage G4Compact$2,092$174
Toyota CrownMidsize$2,094$175
Volkswagen JettaCompact$2,094$175
Hyundai SonataMidsize$2,100$175
Mazda 3Compact$2,142$179

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kenosha, WI Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Kenosha, WI, with the Toyota GR Corolla ranking first at $1,802 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Kenosha, WI, with the Toyota GR Corolla ranking first at $1,802 per year.

See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.

Is your vehicle not in the list? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Kenosha car insurance quotes from top-rated auto insurance companies in Wisconsin.

Cheapest SUV insurance rates in Kenosha, Wisconsin

The three top-ranked SUVs with the most affordable auto insurance in Kenosha are the Subaru Crosstrek at $1,532 per year, the Chevrolet Trailblazer at $1,556 per year, and the Kia Soul at $1,618 per year.

Other models that rank well in our comparison include the Hyundai Venue, Ford Bronco Sport, Buick Envision, and Toyota Corolla Cross, with an average cost to insure of $1,696 per year or less.

Ranked in the lower half of the top 20, SUVs like the Subaru Outback, Nissan Murano, Buick Encore, Volkswagen Tiguan, and Kia Niro cost between $1,696 and $1,802 to insure per year in Kenosha.

On a monthly basis, full-coverage insurance in this segment for a good driver starts at an average of $128 per month, depending on where you live and the company you use.

If SUV size is considered, the most affordable compact SUV to insure in Kenosha is the Subaru Crosstrek at $1,532 per year, or $128 per month. For midsize 2024 models, the Honda Passport is cheapest to insure at $1,650 per year, or $138 per month. And for full-size SUVs, the Chevrolet Tahoe has the cheapest car insurance rates at $1,944 per year, or $162 per month.

The table below ranks the twenty SUVs with the lowest-cost average insurance rates in Kenosha, starting with the Subaru Crosstrek at $1,532 per year and ending with the Subaru Ascent at $1,802 per year.

Cheapest Insurance for SUVs in Kenosha, WI
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,532$128
Chevrolet TrailblazerCompact$1,556$130
Kia SoulCompact$1,618$135
Nissan KicksCompact$1,630$136
Honda PassportMidsize$1,650$138
Buick EnvisionCompact$1,662$139
Toyota Corolla CrossCompact$1,670$139
Hyundai VenueCompact$1,684$140
Mazda CX-5Compact$1,690$141
Ford Bronco SportCompact$1,696$141
Volkswagen TiguanCompact$1,716$143
Nissan MuranoMidsize$1,740$145
Buick EncoreCompact$1,758$147
Honda CR-VCompact$1,766$147
Subaru OutbackMidsize$1,768$147
Buick EnvistaMidsize$1,770$148
Volkswagen TaosCompact$1,774$148
Kia NiroCompact$1,782$149
Subaru AscentMidsize$1,802$150
Honda HR-VCompact$1,804$150

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kenosha, WI Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Kenosha, WI, with the Subaru Crosstrek ranking first at $1,532 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Kenosha, WI, with the Subaru Crosstrek ranking first at $1,532 per year.

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

Need rates for a different SUV? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Kenosha car insurance quotes from top companies in Wisconsin.

Cheapest luxury cars to insure in Kenosha

In our comparison, the top five lowest-cost luxury cars to insure in Kenosha are the Acura Integra, BMW 330i, Mercedes-Benz CLA250, Lexus IS 300, and Acura TLX. Insurance rates for these five models range from $1,842 to $2,142 per year.

Not the cheapest luxury cars to insure, but still affordable, are luxury cars like the Cadillac CT4, Genesis G70, Mercedes-Benz AMG CLA35, and Lexus RC 300, with an average cost to insure of $2,176 per year or less.

Ranked in the lower half of the top 20, cars like the Cadillac CT5, Lexus RC 350, BMW 228i, BMW 230i, and Jaguar XF cost between $2,176 and $2,322 per year for insurance in Kenosha.

Auto insurance rates in Kenosha for this segment for a safe driver starts at an average of $154 per month, depending on the company and your location.

If insurance rates are ranked by vehicle size, the most budget-friendly small luxury car to insure in Kenosha is the Acura Integra at $1,842 per year. For midsize 2024 models, the Mercedes-Benz CLA250 has the best rates at $2,130 per year. And for large luxury cars, the Audi A5 has the most affordable rates at $2,462 per year.

The rate comparison table below ranks the twenty cars with the cheapest car insurance rates in Kenosha, starting with the Acura Integra at $154 per month and ending with the Audi S3 at $194 per month.

Cheapest Insurance for Luxury Cars in Kenosha, WI
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$1,842$154
BMW 330iCompact$2,108$176
Mercedes-Benz CLA250Midsize$2,130$178
Lexus IS 300Midsize$2,136$178
Acura TLXCompact$2,142$179
Cadillac CT4Compact$2,162$180
Lexus ES 350Midsize$2,162$180
Genesis G70Compact$2,168$181
Mercedes-Benz AMG CLA35Midsize$2,172$181
Lexus RC 300Midsize$2,176$181
Lexus IS 350Compact$2,186$182
Jaguar XFMidsize$2,192$183
Cadillac CT5Midsize$2,232$186
Lexus ES 250Midsize$2,242$187
Lexus RC 350Compact$2,248$187
BMW 330eCompact$2,250$188
BMW 228iCompact$2,254$188
BMW 230iCompact$2,270$189
Lexus ES 300hMidsize$2,274$190
Audi S3Compact$2,322$194

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kenosha, WI Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Kenosha, WI, with the Acura Integra ranking first at $1,842 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Kenosha, WI, with the Acura Integra ranking first at $1,842 per year.

See our guide for luxury car insurance to compare rates for all makes and models.

Looking for rates for a different vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Kenosha car insurance quotes from top companies in Wisconsin.

Cheapest luxury SUVs to insure in Kenosha

Ranking #1 in Kenosha for cheapest insurance in the luxury SUV segment is the Acura RDX, costing $1,734 per year. Second place is the Lexus NX 250 at $1,836 per year, the third most affordable is the Cadillac XT4, costing an average of $1,870 per year, and the fourth most affordable is the Jaguar E-Pace, costing an average of $1,938 per year.

Additional models that have affordable insurance rates include the Lincoln Corsair, Mercedes-Benz GLB 250, Lexus UX 250h, and Lexus NX 450h, with an average car insurance cost of $1,998 per year or less.

Ranked in the bottom half of the top 20 cheapest luxury SUVs to insure, models like the Mercedes-Benz AMG GLB35, Acura MDX, Mercedes-Benz GLA250, Mercedes-Benz GLA35 AMG, Cadillac XT6, and Lexus RX 350 cost between $1,998 and $2,080 to insure per year.

From a cost per month standpoint, auto insurance in Kenosha on this segment for a middle-age safe driver starts at an average of $145 per month, depending on your location.

If rates are ranked by vehicle size, the lowest-cost compact luxury SUV to insure in Kenosha is the Acura RDX at $1,734 per year. For midsize 2024 models, the Jaguar E-Pace is cheapest to insure at $1,938 per year. And for full-size luxury models, the Infiniti QX80 has the best rates at $2,322 per year.

The comparison table below ranks the SUVs with the cheapest car insurance rates in Kenosha, starting with the Acura RDX at $145 per month and ending with the Lexus RX 350 at $173 per month.

Cheapest Insurance for Luxury SUVs in Kenosha, WI
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$1,734$145
Lexus NX 250Compact$1,836$153
Cadillac XT4Compact$1,870$156
Jaguar E-PaceMidsize$1,938$162
Cadillac XT5Midsize$1,954$163
Lexus NX 350hCompact$1,954$163
Lincoln CorsairCompact$1,978$165
Mercedes-Benz GLB 250Compact$1,982$165
Lexus UX 250hCompact$1,986$166
Lexus NX 450hCompact$1,998$167
Infiniti QX50Midsize$2,016$168
Mercedes-Benz GLA250Compact$2,018$168
Mercedes-Benz GLA35 AMGCompact$2,026$169
Cadillac XT6Midsize$2,030$169
Infiniti QX60Midsize$2,040$170
Mercedes-Benz AMG GLB35Midsize$2,040$170
Land Rover EvoqueCompact$2,066$172
Acura MDXMidsize$2,072$173
Lexus NX 350Compact$2,076$173
Lexus RX 350Midsize$2,080$173

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kenosha, WI Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Kenosha, WI, with the Acura RDX ranking first at $1,734 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Kenosha, WI, with the Acura RDX ranking first at $1,734 per year.

For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.

Don’t see rates for your luxury SUV? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Kenosha car insurance quotes from top-rated companies in Wisconsin.

Cheapest sports car insurance rates

Taking the top spot in Kenosha for cheapest auto insurance in the sports car segment is the Mazda MX-5 Miata, with an average cost of $1,916 per year. Second place is the Toyota GR86 at $2,182 per year, in third place is the Ford Mustang, at an average of $2,280 per year, and the fourth most affordable is the BMW Z4, at an average of $2,290 per year.

Additional models that have affordable insurance rates include the Lexus RC F, Nissan Z, Subaru BRZ, and Toyota GR Supra, with an average car insurance cost of $2,478 per year or less.

Ranked in the lower half of the top 20, cars like the Chevrolet Camaro, Jaguar F-Type, Porsche 718, Chevrolet Corvette, Mercedes-Benz AMG GT53, and Lexus LC 500 cost between $2,478 and $3,510 per year for auto insurance.

Car insurance for this segment in Kenosha for a good driver will start around $160 per month, depending on where you live and the company you use.

The rate comparison table below ranks the twenty sports cars with the cheapest average car insurance rates in Kenosha, starting with the Mazda MX-5 Miata at $1,916 per year ($160 per month) and ending with the Porsche Taycan at $3,510 per year ($293 per month).

Cheapest Insurance for Sports Cars in Kenosha, WI
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$1,916$160
Toyota GR86Sports Car$2,182$182
Ford MustangSports Car$2,280$190
BMW Z4Sports Car$2,290$191
Subaru WRXSports Car$2,324$194
Toyota GR SupraSports Car$2,328$194
BMW M2Sports Car$2,394$200
Nissan ZSports Car$2,400$200
Lexus RC FSports Car$2,448$204
Subaru BRZSports Car$2,478$207
BMW M3Sports Car$2,618$218
Porsche 718Sports Car$2,666$222
Chevrolet CamaroSports Car$2,692$224
Chevrolet CorvetteSports Car$2,870$239
Porsche 911Sports Car$2,970$248
BMW M4Sports Car$3,090$258
Lexus LC 500Sports Car$3,108$259
Jaguar F-TypeSports Car$3,270$273
Mercedes-Benz AMG GT53Sports Car$3,430$286
Porsche TaycanSports Car$3,510$293

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kenosha, WI Zip Codes. Updated June 27, 2025

Ranking of the cheapest sports cars to insure in Kenosha, WI, with the Mazda MX-5 Miata ranking first at $1,916 per year.
Ranking of the cheapest sports cars to insure in Kenosha, WI, with the Mazda MX-5 Miata ranking first at $1,916 per year.

Don’t see insurance cost for your sports car? Not a problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Kenosha.

Cheapest pickup insurance rates

The four highest ranking pickups with the cheapest car insurance in Kenosha are the Chevrolet Colorado at $1,826 per year, Nissan Titan at $1,938 per year, Nissan Frontier at $1,958 per year, and Ford Ranger at $1,978 per year.

Not the cheapest pickups to insure, but still very reasonable, are trucks like the Honda Ridgeline, Hyundai Santa Cruz, GMC Canyon, and GMC Sierra 2500 HD, with average annual insurance rates of $2,130 per year or less.

Auto insurance rates in this segment for an average middle-age driver will start around $152 per month, depending on the company and your location.

The next table ranks the twenty pickups with the lowest-cost car insurance rates in Kenosha, starting with the Chevrolet Colorado at $152 per month and ending with the Ram Truck at $200 per month.

Cheapest Insurance for Pickups in Kenosha, WI
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$1,826$152
Nissan TitanFull-size$1,938$162
Nissan FrontierMidsize$1,958$163
Ford RangerMidsize$1,978$165
Ford MaverickMidsize$2,012$168
Honda RidgelineMidsize$2,054$171
Hyundai Santa CruzMidsize$2,090$174
Toyota TacomaMidsize$2,096$175
GMC Sierra 2500 HDHeavy Duty$2,108$176
GMC CanyonMidsize$2,130$178
Jeep GladiatorMidsize$2,182$182
GMC Sierra 3500Heavy Duty$2,196$183
Chevrolet Silverado HD 3500Heavy Duty$2,214$185
Chevrolet Silverado HD 2500Heavy Duty$2,274$190
GMC SierraFull-size$2,288$191
Nissan Titan XDHeavy Duty$2,290$191
Chevrolet SilveradoFull-size$2,292$191
Ford F150Full-size$2,318$193
GMC Hummer EV PickupFull-size$2,376$198
Ram TruckFull-size$2,396$200

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kenosha, WI Zip Codes. Updated June 26, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Kenosha, WI, with the Chevrolet Colorado ranking first at $1,826 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Kenosha, WI, with the Chevrolet Colorado ranking first at $1,826 per year.

For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Is your pickup truck not in the list? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Wisconsin.

The highs and lows of car insurance

To help illustrate how much the cost of a car insurance policy can fluctuate from one person to the next (and also emphasize the importance of accurate rate quotes), the sections below visualize detailed car insurance rates for five popular models in Kenosha: the Ram Truck, Nissan Rogue, Honda Pilot, Toyota Camry, and Ford Mustang.

Each example uses a variety of different driver profiles to show the possible price variation based on driver risk profile and policy coverages.

Ram Truck insurance rates

Insurance for a Ram Truck in Kenosha costs an average of $2,396 per year, or around $200 per month, and has a range of $1,988 to $5,520.

Average 2024 Ram Truck insurance premiums in Kenosha for different driver ages and risk scenarios.
Figure 4: Average 2024 Ram Truck insurance premiums in Kenosha for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Ram Truck with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ram Truck car insurance cost in Kenosha includes all Zip Codes and vehicle trim levels.

2024 Ram Truck Insurance Cost in Kenosha, WI
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,520$460
Safe Driver Age 20$4,830$403
At-fault Accidents Age 40$3,398$283
Low Deductibles Age 40$3,134$261
Safe Driver Age 30$2,556$213
Safe Driver Age 40$2,396$200
Safe Driver Age 50$2,124$177
High Deductibles Age 40$2,018$168
Discount Rate Age 40$1,988$166
Safe Driver Age 60$1,986$166

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Ram Truck trim levels. Updated June 27, 2025

The Ram Truck is classified as a full-size truck, and other models in the same segment include the Ford F150, GMC Sierra, Toyota Tundra, and Chevrolet Silverado.

Nissan Rogue insurance rates

Insurance for a Nissan Rogue in Kenosha costs an average of $1,862 per year, or about $155 per month, and ranges from $1,546 to $4,258 annually.

Average 2024 Nissan Rogue insurance premiums in Kenosha for different driver ages and risk scenarios.
Figure 5: Average 2024 Nissan Rogue insurance premiums in Kenosha for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Nissan Rogue with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Rogue car insurance cost in Kenosha includes all Zip Codes and vehicle trim levels.

2024 Nissan Rogue Insurance Cost in Kenosha, WI
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,258$355
Safe Driver Age 20$3,712$309
At-fault Accidents Age 40$2,636$220
Low Deductibles Age 40$2,394$200
Safe Driver Age 30$1,982$165
Safe Driver Age 40$1,862$155
Safe Driver Age 50$1,658$138
High Deductibles Age 40$1,584$132
Safe Driver Age 60$1,550$129
Discount Rate Age 40$1,546$129

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Nissan Rogue trim levels. Updated June 27, 2025

The Nissan Rogue belongs to the compact SUV segment, and other models in that segment include the Ford Escape, Chevrolet Equinox, and Subaru Forester.

Honda Pilot insurance rates

Honda Pilot insurance in Kenosha costs an average of $2,016 per year, or around $168 per month, and varies from $1,674 to $4,662.

Average 2024 Honda Pilot insurance premiums in Kenosha for different driver ages and risk scenarios.
Figure 6: Average 2024 Honda Pilot insurance premiums in Kenosha for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Honda Pilot with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Pilot car insurance cost in Kenosha includes all Zip Codes and vehicle trim levels.

2024 Honda Pilot Insurance Cost in Kenosha, WI
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,662$389
Safe Driver Age 20$4,088$341
At-fault Accidents Age 40$2,858$238
Low Deductibles Age 40$2,668$222
Safe Driver Age 30$2,154$180
Safe Driver Age 40$2,016$168
Safe Driver Age 50$1,784$149
High Deductibles Age 40$1,684$140
Discount Rate Age 40$1,674$140
Safe Driver Age 60$1,672$139

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Honda Pilot trim levels. Updated June 27, 2025

The Honda Pilot belongs to the midsize SUV segment, and other models in that segment include the Jeep Grand Cherokee, Toyota Highlander, Kia Sorento, and Kia Telluride.

Toyota Camry insurance rates

In Kenosha, Toyota Camry insurance averages $2,226 per year, or around $186 per month, and has a range of $1,850 to $5,118 per year.

Average 2024 Toyota Camry insurance premiums in Kenosha for different driver ages and risk scenarios.
Figure 7: Average 2024 Toyota Camry insurance premiums in Kenosha for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Toyota Camry with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Camry car insurance cost in Kenosha includes all Zip Codes and vehicle trim levels.

2024 Toyota Camry Insurance Cost in Kenosha, WI
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,118$427
Safe Driver Age 20$4,484$374
At-fault Accidents Age 40$3,140$262
Low Deductibles Age 40$2,956$246
Safe Driver Age 30$2,380$198
Safe Driver Age 40$2,226$186
Safe Driver Age 50$1,966$164
High Deductibles Age 40$1,850$154
Discount Rate Age 40$1,850$154
Safe Driver Age 60$1,840$153

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota Camry trim levels. Updated June 27, 2025

The Toyota Camry is part of the midsize car segment, and other models from that segment that are popular in Kenosha, Wisconsin, include the Nissan Altima, Chevrolet Malibu, Kia K5, and Honda Accord.

Ford Mustang insurance rates

Insurance for a Ford Mustang in Kenosha averages $2,280 per year, or about $190 per month, and ranges from $1,888 to $5,212 per year.

Average 2024 Ford Mustang insurance premiums in Kenosha for different driver ages and risk scenarios.
Figure 8: Average 2024 Ford Mustang insurance premiums in Kenosha for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Ford Mustang with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ford Mustang car insurance cost in Kenosha includes all Zip Codes and vehicle trim levels.

2024 Ford Mustang Insurance Cost in Kenosha, WI
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,212$434
Safe Driver Age 20$4,554$380
At-fault Accidents Age 40$3,218$268
Low Deductibles Age 40$2,964$247
Safe Driver Age 30$2,426$202
Safe Driver Age 40$2,280$190
Safe Driver Age 50$2,020$168
High Deductibles Age 40$1,924$160
Safe Driver Age 60$1,890$158
Discount Rate Age 40$1,888$157

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Ford Mustang trim levels. Updated June 27, 2025

The Ford Mustang belongs to the sports car segment, and additional similar models from the same segment include the Subaru BRZ, Toyota Supra, and Chevrolet Camaro.

How to find cheaper Kenosha car insurance

Kenosha drivers should always be looking to reduce their monthly auto insurance expenses. So take a minute or two to look through the tips below and maybe you’ll be able to save some money.

  • Qualify for policy discounts to lower insurance cost. Savings may be available if the policyholders are senior citizens, are accident-free, are good students, belong to certain professional organizations, sign their policy early, or many other policy discounts which could save the average Kenosha driver as much as $346 per year on their insurance cost.
  • You don’t have to stick with the same company. Taking 5-10 minutes before every policy renewal to get free car insurance quotes is our top recommendation for saving money on car insurance. Companies make rate modifications frequently and switching companies is very easy to do.
  • If your car is older, remove unneeded coverages. Removing comprehensive and/or collision coverage from vehicles whose low value makes coverage cost prohibitive can cheapen the cost significantly.
  • Cautious drivers pay less for car insurance. Being the cause of frequent accidents will raise rates, possibly as much as $2,962 per year for a 20-year-old driver and as much as $510 per year for a 60-year-old driver. So be safe and save.
  • Get a discount from your employment. Some auto insurance companies offer policy discounts for occupations like architects, emergency medical technicians, firefighters, nurses, college professors, scientists, and others. If your job can earn you this discount, you may save between $62 and $202 on your annual car insurance bill.