Car Insurance Cost in Jonesboro, AR – Cheapest Autos + Rankings (2025)

• The average cost of car insurance in Jonesboro is $2,500 per year, or approximately $208 per month for full coverage.
• Auto insurance rates for a few popular vehicles in Jonesboro include the Ford Escape at $2,280 per year, Ford Explorer at $2,266, and Toyota Tacoma at $2,526.
• For cheap auto insurance in Jonesboro, compact crossovers and SUVs like the Buick Encore, Mazda CX-5, Buick Envision, and Kia Soul rank very well for overall cost.

How much does car insurance cost in Jonesboro?

The average cost to insure a vehicle in Jonesboro is $2,500 per year, which is 11.8% more than the U.S. overall average rate of $2,221. Average car insurance cost per month in Jonesboro is $208 for a full-coverage car insurance policy.

In the state of Arkansas, the average price for car insurance is $2,556 per year, so the average cost in Jonesboro is $56 less per year. When rates are compared to other larger cities in Arkansas, the average cost of insurance in Jonesboro is approximately $62 per year more expensive than in Springdale, $278 per year cheaper than in Little Rock, and $76 per year more than in Fayetteville.

The age of the driver is the one factor that has the largest impact on the cost of car insurance. The list below illustrates this by showing the difference in average car insurance rates for young, middle-age, and senior drivers.

Average car insurance rates in Jonesboro, Arkansas, for drivers age 16 to 60

• 16-year-old driver – $8,894 per year or $741 per month
• 17-year-old driver – $8,613 per year or $718 per month
• 18-year-old driver – $7,719 per year or $643 per month
• 19-year-old driver – $7,030 per year or $586 per month
• 20-year-old driver – $5,024 per year or $419 per month
• 30-year-old driver – $2,664 per year or $222 per month
• 40-year-old driver – $2,500 per year or $208 per month
• 50-year-old driver – $2,214 per year or $185 per month
• 60-year-old driver – $2,072 per year or $173 per month

The next chart shows average Jonesboro car insurance rates for 2024 model year vehicles by driver age and policy deductible limits.

Average rates in the previous chart range from $1,752 per year for a 60-year-old driver with $1,000 deductibles to $5,844 per year for a 20-year-old driver with $250 deductibles. The overall average rate we use to compare the cost between models and locations is a 40-year-old driver with $500 policy deductibles, which has an average cost of $2,500 per year in Jonesboro.

As a monthly price, car insurance in Jonesboro ranges from $146 to $487 for the same driver ages and deductibles shown in the previous chart.

Popular vehicles and the cost to insure them

The auto insurance rates discussed up to this point are the average cost across all 2024 model year vehicles, which is practical for making overall comparisons like the cost for different driver ages or locations.

For more in-depth car insurance cost comparisons, however, we need to do a rate analysis for the specific make and model of vehicle being insured. In the next few article sections, we get into both rates by vehicle segment and rates for specific vehicles, but for now, let’s just look at a handful of the more popular vehicles to see how auto insurance rates stack up in Jonesboro.

The chart below details average auto insurance rates in Jonesboro for some of the more popular vehicles. At the end of this article, we’ll explore insurance cost for some of these models even more in-depth.

The vehicle models that sell well in Jonesboro tend to be compact or midsize sedans like the Toyota Corolla, Hyundai Elantra, and Honda Accord and small or midsize SUVs like the Nissan Rogue and Ford Explorer.

Other popular models from other segments include luxury models like the Acura ILX and Lexus RX 350, pickup trucks like the Ford Ranger and Toyota Tacoma, and sports cars like the Nissan GT-R and Chevy Corvette.

We will explore car insurance rates for many more vehicles in a little bit, but before we delve that deep, let’s review in a nutshell the primary concepts we covered earlier.

• Teenage girls have cheaper rates than teenage males – Teenage females age 16 to 19 pay $1,086 to $586 less annually than their male counterparts.
• Auto insurance is cheaper the older you are – Car insurance rates for a 50-year-old driver in Jonesboro are $2,810 per year cheaper than for a 20-year-old driver.
• Insurance for teens is expensive in Jonesboro – Average rates range from $5,944 to $8,894 per year for teenage driver insurance in Jonesboro, AR.
• Cost per month ranges from $173 to $741 – That’s the average auto insurance price range for drivers aged 16 to 60 in Jonesboro, Arkansas.
• A low deductible policy costs more – A 20-year-old driver pays an average of $1,340 more per year for a $250 deductible policy versus a $1,000 deductible policy.
• Jonesboro car insurance cost is more than the U.S. average – $2,500 (Jonesboro average) compared to $2,221 (U.S. average)

Which vehicles are cheapest to insure in Jonesboro, AR?

When comparing all car, pickup truck, and SUV models, the vehicles with the most affordable car insurance quotes in Jonesboro tend to be crossovers and small SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, and Buick Envision.

Average insurance quotes for those vehicles cost $2,030 or less per year ($169 per month) for full coverage.

A few other models that have very good insurance prices in the comparison table below are the Subaru Outback, Ford Bronco Sport, Buick Envista, and Acura RDX.

Insurance rates are slightly higher for those models than the small SUVs at the top of the rankings, but they still have an average cost of $2,174 or less per year in Jonesboro.

The following table breaks down the vehicles with the cheapest overall insurance rates in Jonesboro, sorted by annual and monthly insurance cost.

The table above that contains 50 vehicles with the cheapest insurance in Jonesboro serves the purpose if you just want the absolute lowest rates. A better way to group and rank car insurance rates for more vehicles in an organized fashion is to sort them by the segment they belong to. The sections below break out the top 20 models with the most affordable insurance rates in Jonesboro for the most popular vehicle segments.

Cars with the best insurance rates in Jonesboro

The four most affordable non-luxury sedans to insure in Jonesboro are the Toyota GR Corolla at $2,170 per year, Nissan Leaf at $2,188 per year, Honda Civic at $2,210 per year, and Nissan Sentra at $2,286 per year.

Also ranking well are cars like the Toyota Corolla, Toyota Prius, Honda Accord, and Chevrolet Malibu, with average cost of $2,432 per year or less.

Ranked in the bottom half of the top 20 cheapest cars to insure, cars like the Volkswagen Jetta, Nissan Versa, Mitsubishi Mirage G4, Toyota Crown, Mazda 3, and Kia Forte average between $2,432 and $2,584 per year for full-coverage insurance in Jonesboro.

Auto insurance rates for this segment in Jonesboro starts at an average of $181 per month, depending on where you live and the company you use.

The next table ranks the twenty cars with the cheapest average car insurance rates in Jonesboro.

See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.

Don’t see insurance rates for your vehicle? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Jonesboro car insurance quotes from the best companies in Arkansas.

SUVs with affordable auto insurance in Jonesboro

The three top-ranked non-luxury SUVs with the lowest-cost insurance rates in Jonesboro are the Subaru Crosstrek at $1,844 per year, the Chevrolet Trailblazer at $1,876 per year, and the Kia Soul at $1,948 per year.

Other models that rank well in our comparison are the Mazda CX-5, Hyundai Venue, Buick Envision, and Ford Bronco Sport, with average insurance cost of $2,046 per year or less.

Auto insurance rates in Jonesboro for this segment starts at an average of $154 per month, depending on the company.

The next table ranks the SUVs with the cheapest insurance rates in Jonesboro, starting with the Subaru Crosstrek at $1,844 per year ($154 per month) and ending with the Subaru Ascent at $2,172 per year ($181 per month).

For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

Don’t see your SUV in the list? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Jonesboro car insurance quotes from the best companies in Arkansas.

Cheapest luxury car insurance rates

When comparing 2024 models, the top five cheapest luxury cars to insure in Jonesboro are the Acura Integra, BMW 330i, Mercedes-Benz CLA250, Lexus IS 300, and Acura TLX. Average insurance rates for for these five models range from $2,220 to $2,584 per year.

Also ranking in the top 10 are luxury cars like the Lexus RC 300, Lexus ES 350, Genesis G70, and Cadillac CT4, with an average cost of $2,626 per year or less.

Some additional 2024 models that made the list include the Lexus IS 350, Audi S3, Lexus RC 350, Jaguar XF, and BMW 330e, which average between $2,626 and $2,802 to insure per year in Jonesboro.

Car insurance rates in Jonesboro for this segment for a good driver will start around $185 per month, depending on your company and location.

If ranked by vehicle size, the most affordable small luxury car to insure in Jonesboro is the Acura Integra at $2,220 per year, or $185 per month. For midsize luxury cars, the Mercedes-Benz CLA250 has the best rates at $2,570 per year, or $214 per month. And for full-size luxury models, the Audi A5 has the cheapest car insurance rates at $2,968 per year, or $247 per month.

The comparison table below ranks the twenty cars with the most affordable insurance rates in Jonesboro, starting with the Acura Integra at $185 per month and ending with the Audi S3 at $234 per month.

For all luxury car insurance comparisons, see our full luxury car insurance guide.

Don’t see your luxury car? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Jonesboro car insurance quotes from top-rated car insurance companies in Arkansas.

Cheap luxury SUV insurance rates in Jonesboro, AR

The top-ranked vehicle in Jonesboro for cheapest insurance in the luxury SUV segment is the Acura RDX, costing an average of $2,088 per year. Second place is the Lexus NX 250 at $2,208 per year, ranking third is the Cadillac XT4, at an average of $2,254 per year, and the fourth most affordable is the Jaguar E-Pace, costing an average of $2,334 per year.

Additional models that have cheaper rates are the Lexus NX 350h, Lincoln Corsair, Lexus NX 450h, and Mercedes-Benz GLB 250, with average rates of $2,408 per year or less.

From a cost per month standpoint, car insurance rates in Jonesboro on this segment for a middle-age safe driver starts at an average of $174 per month, depending on your company and location.

The cheapest compact luxury SUV to insure in Jonesboro is the Acura RDX at $2,088 per year. For midsize luxury SUVs, the Jaguar E-Pace is the cheapest model to insure at $2,334 per year. And for full-size models, the Infiniti QX80 has the cheapest rates at $2,802 per year.

The rate comparison table below ranks the twenty luxury SUVs with the cheapest insurance rates in Jonesboro, starting with the Acura RDX at $2,088 per year and ending with the Lexus RX 350 at $2,506 per year.

For more car insurance comparisons, see our guide for luxury SUV insurance.

Don’t see rates for your luxury SUV? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Jonesboro car insurance quotes from top-rated companies in Arkansas.

Pickup trucks with cheap auto insurance rates

The four top-ranked pickups with the cheapest insurance rates in Jonesboro are the Chevrolet Colorado at $2,200 per year, Nissan Titan at $2,336 per year, Nissan Frontier at $2,362 per year, and Ford Ranger at $2,388 per year.

Not the cheapest in the list, but still ranking well, are models like the Toyota Tacoma, Honda Ridgeline, Hyundai Santa Cruz, and GMC Canyon, with an average cost of $2,570 per year or less.

Full-coverage car insurance in this segment starts at around $183 per month, depending on where you live. The next table ranks the pickups with the most affordable auto insurance rates in Jonesboro, starting with the Chevrolet Colorado at $2,200 per year and ending with the Ram Truck at $2,888 per year.

See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.

Need rates for a different pickup model? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Jonesboro car insurance quotes from top car insurance companies in Arkansas.

Cheapest sports car insurance rates

The top three sports cars with the lowest-cost auto insurance in Jonesboro are the Mazda MX-5 Miata at $2,312 per year, the Toyota GR86 at $2,630 per year, and the Ford Mustang at $2,742 per year.

Not the cheapest to insure, but still ranked well, are cars like the Lexus RC F, Subaru BRZ, Toyota GR Supra, and BMW M2, with average insurance cost of $2,986 per year or less.

Ranked from 10th to 20th place, models like the Chevrolet Camaro, Porsche 911, Chevrolet Corvette, Jaguar F-Type, and Mercedes-Benz AMG GT53 average between $2,986 and $4,230 per year for insurance.

Car insurance rates in this segment for a middle-age safe driver can cost as low as $193 per month, depending on your company and location. The rate comparison table below ranks the twenty sports cars with the lowest-cost car insurance rates in Jonesboro, starting with the Mazda MX-5 Miata at $2,312 per year and ending with the Porsche Taycan at $4,230 per year.

Don’t see insurance rates for your vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Jonesboro.

Risk factors and price variation

To help show the amount auto insurance premiums can fluctuate from one driver to the next (and also point out the importance of requesting multiple price quotes), the charts below contain detailed auto insurance rates for four popular models in Jonesboro: the Ram Truck, Toyota Corolla, Honda CR-V, and Honda Pilot.

Each illustration uses different driver and policy risk profiles to illustrate the price difference based on changes to the type of rated driver.

Ram Truck insurance rates

Auto insurance for a Ram Truck in Jonesboro costs an average of $2,888 per year ($241 per month) and ranges from $2,394 to $6,652 annually.

The Ram Truck is considered a full-size truck, and additional similar models from the same segment include the GMC Sierra, Chevrolet Silverado, Nissan Titan, and Ford F150.

Toyota Corolla insurance rates

Insurance for a Toyota Corolla in Jonesboro averages $2,432 per year, or about $203 per month, and ranges from $2,018 to $5,574 annually.

The Toyota Corolla belongs to the compact car segment, and other popular models in the same segment include the Volkswagen Jetta, Chevrolet Cruze, and Honda Civic.

Honda CR-V insurance rates

In Jonesboro, Honda CR-V insurance costs an average of $2,128 per year, or around $177 per month, and varies from $1,768 to $4,892 per year.

The Honda CR-V is a compact SUV, and other popular models include the Nissan Rogue, Mazda CX-5, and Subaru Forester.

Honda Pilot insurance rates

Insurance for a Honda Pilot in Jonesboro costs an average of $2,432 per year, or about $203 per month, and ranges from $2,020 to $5,620 per year.

The Honda Pilot is classified as a midsize SUV, and other similar models that are popular in Jonesboro, Arkansas, include the Jeep Grand Cherokee, Ford Edge, and Kia Telluride.

How to find cheaper auto insurance in Jonesboro

Shrewd drivers are always looking to reduce the monthly expense for insurance So scan the tips below and maybe you’ll be able to save a little cash on your next renewal.

• Be a safe driver and save on car insurance. Being the cause of frequent accidents will raise rates, potentially as much as $1,204 per year for a 30-year-old driver and even $752 per year for a 50-year-old driver. So be safe and save.
• Compare auto insurance rates before buying a car. Different models, and even different trim levels of the same model, have very different car insurance rates, and companies charge a wide range of costs. Check the cost of insurance before you buy a new car so you can avoid insurance sticker shock when insuring your new vehicle.
• Choose vehicles that have low cost insurance. The vehicle you choose to drive is one of the biggest factors in the price you pay for insurance. As an example, a Kia Sportage costs $1,134 less per year to insure in Jonesboro than a Porsche 911. Drive cheaper models and save money.
• The real world isn’t Grand Theft Auto. In order to have the cheapest car insurance in Jonesboro, it pays to follow the law. A few minor driving offenses have the consequences of raising the price of a policy by as much as $662 per year. Being convicted of a major violation such as driving under the influence or reckless driving could raise rates by an additional $2,316 or more.
• Good credit scores mean better rates. Having an excellent credit rating above 800 could save up to $393 per year versus a credit rating of 670-739. Conversely, a poor credit rating could cost up to $455 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
• Your job could save you a few bucks. The large majority of auto insurance providers offer policy discounts for occupations like doctors, members of the military, accountants, high school and elementary teachers, emergency medical technicians, and others. If you can earn this discount, you could save between $75 and $243 on your car insurance bill, depending on the level of coverage purchased.