- Orlando car insurance cost averages $2,500 per year for a full-coverage policy, or around $208 per month.
- Orlando, FL, auto insurance costs $254 per year less than the Florida state average rate ($2,754) and $279 per year more than the average for all 50 states ($2,221).
- Car insurance rates for a few popular vehicles in Orlando include the Jeep Wrangler at $2,850 per year, Jeep Grand Cherokee at $2,498, and Honda CR-V at $2,128.
- For cheap car insurance in Orlando, FL, compact crossovers and SUVs like the Honda CR-V, Buick Encore, Hyundai Venue, and Kia Soul rank well for overall auto insurance cost.
What is average car insurance cost in Orlando?
In Orlando, average auto insurance cost is $2,500 per year, which is 11.8% more than the overall U.S. national average rate of $2,221. Per month, Orlando drivers can expect to pay an average of $208 for a policy with full coverage.
In the state of Florida, the average cost of car insurance is $2,754 per year, so the cost in Orlando averages $254 less per year. When prices are compared to other larger cities in Florida, the cost of car insurance in Orlando is $596 per year less than in Miami, $304 per year less than in St. Petersburg, and $530 per year less than in Tampa.
The age of the rated driver has a big impact on the cost of auto insurance, so the list below details how age impacts cost by showing average car insurance rates for different driver ages.
Car insurance cost in Orlando, Florida, for drivers age 16 to 60
- 16-year-old driver – $8,894 per year or $741 per month
- 17-year-old driver – $8,613 per year or $718 per month
- 18-year-old driver – $7,719 per year or $643 per month
- 19-year-old driver – $7,030 per year or $586 per month
- 20-year-old driver – $5,024 per year or $419 per month
- 30-year-old driver – $2,664 per year or $222 per month
- 40-year-old driver – $2,500 per year or $208 per month
- 50-year-old driver – $2,214 per year or $185 per month
- 60-year-old driver – $2,072 per year or $173 per month
The next chart goes into more detail for drivers age 20 to 60 by including rates for three different policy deductible amounts. These extra data points can aid in understanding how the cost of a car insurance policy increases with lower deductibles, and decreases with high deductibles.
The average cost of car insurance per month in Orlando is $208, with policy premium ranging from $146 to $487 for the data shown in the chart above.
Orlando car insurance rates can have a wide range and are impacted by many different factors. The likelihood of a wide range of rates stresses the need for multiple auto insurance quotes when searching online for a better price on car insurance in Orlando.
The cost to insure Orlando drivers’ favorite vehicles
The previous car insurance rates in this article consist of an average based on every 2024 vehicle model, which is helpful when making broad comparisons like the average cost difference by driver age or location. Average auto insurance rates are fantastic when trying to find the answer to questions like “is car insurance in Orlando cheaper than Jacksonville?” or “is car insurance in Florida cheaper than California?”.
For more comprehensive auto insurance comparisons, however, it makes more sense to compare rates for the exact vehicle being insured. Each individual vehicle model has a unique exposure profile for car insurance rating and this data provides the means to perform insurance cost comparisons.
The next list breaks down average annual and monthly car insurance cost for some of the more popular models on the streets and highways of Orlando. Later on, there is a section that examines the cost of insuring some of these vehicles even more in-depth.
Car insurance cost for popular Orlando vehicles
- Jeep Wrangler – $2,850 per year or $238 per month
- Jeep Grand Cherokee – $2,498 per year or $208 per month
- Honda CR-V – $2,128 per year or $177 per month
- Mazda CX-5 – $2,036 per year or $170 per month
- Nissan Altima – $2,706 per year or $226 per month
- Toyota Highlander – $2,272 per year or $189 per month
- Hyundai Elantra – $2,716 per year or $226 per month
- Tesla Model 3 – $2,932 per year or $244 per month
- Honda Civic – $2,210 per year or $184 per month
- Ford Explorer – $2,266 per year or $189 per month
What are the cheapest vehicles to insure in Orlando?
The models with the best car insurance quotes in Orlando tend to be crossover SUVs like the Subaru Crosstrek, Chevrolet Trailblazer, and Hyundai Venue.
Average insurance quotes for those compact SUVs cost $2,030 or less per year, or $169 per month, for full coverage.
Some additional vehicles that are highly ranked in our car insurance cost comparison are the Volkswagen Taos, Volkswagen Tiguan, Subaru Outback, and Buick Encore. The average cost is a little bit more for those models than the compact SUVs at the top of the rankings, but they still have average rates of $2,174 or less per year ($181 per month) in Orlando.
The following table breaks down the 50 cars, trucks, and SUVs with the cheapest insurance rates in Orlando, ordered by cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,844 | $154 |
| 2 | Chevrolet Trailblazer | $1,876 | $156 |
| 3 | Kia Soul | $1,948 | $162 |
| 4 | Nissan Kicks | $1,966 | $164 |
| 5 | Honda Passport | $1,990 | $166 |
| 6 | Buick Envision | $2,000 | $167 |
| 7 | Toyota Corolla Cross | $2,012 | $168 |
| 8 | Hyundai Venue | $2,030 | $169 |
| 9 | Mazda CX-5 | $2,036 | $170 |
| 10 | Ford Bronco Sport | $2,046 | $171 |
| 11 | Volkswagen Tiguan | $2,066 | $172 |
| 12 | Acura RDX | $2,088 | $174 |
| 13 | Nissan Murano | $2,098 | $175 |
| 14 | Buick Encore | $2,122 | $177 |
| 15 | Subaru Outback | $2,126 | $177 |
| 16 | Honda CR-V | $2,128 | $177 |
| 17 | Buick Envista | $2,136 | $178 |
| 18 | Volkswagen Taos | $2,140 | $178 |
| 19 | Kia Niro | $2,150 | $179 |
| 20 | Toyota GR Corolla | $2,170 | $181 |
| 21 | Subaru Ascent | $2,172 | $181 |
| 22 | Honda HR-V | $2,174 | $181 |
| 23 | Nissan Leaf | $2,188 | $182 |
| 24 | Chevrolet Colorado | $2,200 | $183 |
| 25 | Lexus NX 250 | $2,208 | $184 |
| 26 | Honda Civic | $2,210 | $184 |
| 27 | Volkswagen Atlas | $2,214 | $185 |
| 28 | Acura Integra | $2,220 | $185 |
| 29 | Subaru Forester | $2,220 | $185 |
| 30 | Volkswagen Atlas Cross Sport | $2,224 | $185 |
| 31 | Kia Seltos | $2,232 | $186 |
| 32 | GMC Terrain | $2,234 | $186 |
| 33 | Nissan Rogue | $2,246 | $187 |
| 34 | Hyundai Kona | $2,248 | $187 |
| 35 | Mazda CX-30 | $2,252 | $188 |
| 36 | Cadillac XT4 | $2,254 | $188 |
| 37 | Volkswagen ID4 | $2,264 | $189 |
| 38 | Ford Explorer | $2,266 | $189 |
| 39 | Toyota Highlander | $2,272 | $189 |
| 40 | Toyota Venza | $2,278 | $190 |
| 41 | Ford Escape | $2,280 | $190 |
| 42 | Honda Odyssey | $2,282 | $190 |
| 43 | Nissan Sentra | $2,286 | $191 |
| 44 | Subaru Impreza | $2,296 | $191 |
| 45 | Chevrolet Equinox | $2,300 | $192 |
| 46 | Toyota RAV4 | $2,302 | $192 |
| 47 | Mazda MX-5 Miata | $2,312 | $193 |
| 48 | Mazda MX-30 | $2,318 | $193 |
| 49 | Hyundai Tucson | $2,320 | $193 |
| 50 | Chevrolet Traverse | $2,332 | $194 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Orlando, FL Zip Codes. Updated June 27, 2025
The above table containing 50 vehicles with the cheapest insurance in Orlando is fine if you just want a vehicle with dirt cheap insurance rates. A better way to group and rank auto insurance rates in a pragmatic manner is to organize them by their automotive segment. The next six sections list the vehicles with the most affordable insurance rates for each of the main automotive segments.
Cheapest cars to insure in Orlando
The four highest ranking 2-door and 4-door sedans and hatchbacks with the most affordable auto insurance in Orlando are the Toyota GR Corolla at $2,170 per year, Nissan Leaf at $2,188 per year, Honda Civic at $2,210 per year, and Nissan Sentra at $2,286 per year.
Additional models that have affordable insurance rates include the Kia K5, Honda Accord, Toyota Corolla, and Toyota Prius, with an average cost of $2,432 per year or less.
Some additional 2024 models on the list include the Subaru Legacy, Toyota Crown, Mazda 3, Nissan Versa, and Volkswagen Jetta, which cost between $2,432 and $2,584 per year for full-coverage insurance in Orlando.
Car insurance in this segment for the average driver starts at an average of $181 per month, depending on where you live.
The table below ranks the cars with the most affordable insurance rates in Orlando, starting with the Toyota GR Corolla at $2,170 per year ($181 per month) and ending with the Mazda 3 at $2,584 per year ($215 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $2,170 | $181 |
| Nissan Leaf | Compact | $2,188 | $182 |
| Honda Civic | Compact | $2,210 | $184 |
| Nissan Sentra | Compact | $2,286 | $191 |
| Subaru Impreza | Compact | $2,296 | $191 |
| Toyota Prius | Compact | $2,334 | $195 |
| Kia K5 | Midsize | $2,406 | $201 |
| Honda Accord | Midsize | $2,410 | $201 |
| Chevrolet Malibu | Midsize | $2,420 | $202 |
| Toyota Corolla | Compact | $2,432 | $203 |
| Kia Forte | Compact | $2,436 | $203 |
| Volkswagen Arteon | Midsize | $2,452 | $204 |
| Nissan Versa | Compact | $2,460 | $205 |
| Subaru Legacy | Midsize | $2,464 | $205 |
| Hyundai Ioniq 6 | Midsize | $2,484 | $207 |
| Mitsubishi Mirage G4 | Compact | $2,520 | $210 |
| Volkswagen Jetta | Compact | $2,524 | $210 |
| Toyota Crown | Midsize | $2,526 | $211 |
| Hyundai Sonata | Midsize | $2,530 | $211 |
| Mazda 3 | Compact | $2,584 | $215 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Orlando, FL Zip Codes. Updated June 27, 2025
For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Don’t see your car in the list? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Florida.
Cheapest SUV insurance rates in Orlando, Florida
The three top-ranked SUVs with the lowest-cost average auto insurance rates in Orlando are the Subaru Crosstrek at $1,844 per year, the Chevrolet Trailblazer at $1,876 per year, and the Kia Soul at $1,948 per year.
Some other SUVs that rank well are the Hyundai Venue, Mazda CX-5, Buick Envision, and Toyota Corolla Cross, with average rates of $2,046 per year or less.
In the lower half of the top 20 SUVs to insure, models like the Honda CR-V, Honda HR-V, Buick Envista, Volkswagen Taos, Subaru Ascent, and Subaru Outback cost between $2,046 and $2,172 per year for auto insurance in Orlando.
Car insurance for this segment in Orlando for an average middle-age driver starts at an average of $154 per month, depending on your location. The comparison table below ranks the SUVs with the most affordable insurance in Orlando, starting with the Subaru Crosstrek at $154 per month and ending with the Subaru Ascent at $181 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,844 | $154 |
| Chevrolet Trailblazer | Compact | $1,876 | $156 |
| Kia Soul | Compact | $1,948 | $162 |
| Nissan Kicks | Compact | $1,966 | $164 |
| Honda Passport | Midsize | $1,990 | $166 |
| Buick Envision | Compact | $2,000 | $167 |
| Toyota Corolla Cross | Compact | $2,012 | $168 |
| Hyundai Venue | Compact | $2,030 | $169 |
| Mazda CX-5 | Compact | $2,036 | $170 |
| Ford Bronco Sport | Compact | $2,046 | $171 |
| Volkswagen Tiguan | Compact | $2,066 | $172 |
| Nissan Murano | Midsize | $2,098 | $175 |
| Buick Encore | Compact | $2,122 | $177 |
| Subaru Outback | Midsize | $2,126 | $177 |
| Honda CR-V | Compact | $2,128 | $177 |
| Buick Envista | Midsize | $2,136 | $178 |
| Volkswagen Taos | Compact | $2,140 | $178 |
| Kia Niro | Compact | $2,150 | $179 |
| Subaru Ascent | Midsize | $2,172 | $181 |
| Honda HR-V | Compact | $2,174 | $181 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Orlando, FL Zip Codes. Updated June 26, 2025
For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Looking for rates for a different SUV? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Florida.
Cheapest pickups to insure in Orlando
Ranking in the top five for the cheapest Orlando car insurance rates in the pickup truck segment are the Chevrolet Colorado, Ford Maverick, Nissan Titan, Ford Ranger, and Nissan Frontier. Auto insurance prices for these models average $2,422 or less per year, or around $202 per month.
Other models that rank well include the Hyundai Santa Cruz, Honda Ridgeline, GMC Canyon, and GMC Sierra 2500 HD, with average cost of $2,570 per year or less.
From a monthly standpoint, car insurance in this segment starts at around $183 per month, depending on where you live and the company you use. The table below ranks the twenty pickups with the most affordable car insurance in Orlando, starting with the Chevrolet Colorado at $2,200 per year and ending with the Ram Truck at $2,888 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $2,200 | $183 |
| Nissan Titan | Full-size | $2,336 | $195 |
| Nissan Frontier | Midsize | $2,362 | $197 |
| Ford Ranger | Midsize | $2,388 | $199 |
| Ford Maverick | Midsize | $2,422 | $202 |
| Honda Ridgeline | Midsize | $2,478 | $207 |
| Hyundai Santa Cruz | Midsize | $2,522 | $210 |
| Toyota Tacoma | Midsize | $2,526 | $211 |
| GMC Sierra 2500 HD | Heavy Duty | $2,538 | $212 |
| GMC Canyon | Midsize | $2,570 | $214 |
| Jeep Gladiator | Midsize | $2,630 | $219 |
| GMC Sierra 3500 | Heavy Duty | $2,648 | $221 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,668 | $222 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,738 | $228 |
| Chevrolet Silverado | Full-size | $2,760 | $230 |
| GMC Sierra | Full-size | $2,760 | $230 |
| Nissan Titan XD | Heavy Duty | $2,762 | $230 |
| Ford F150 | Full-size | $2,794 | $233 |
| GMC Hummer EV Pickup | Full-size | $2,866 | $239 |
| Ram Truck | Full-size | $2,888 | $241 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Orlando, FL Zip Codes. Updated June 27, 2025
For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Don’t see your truck in the table above? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Orlando car insurance quotes from the best companies in Florida.
Cheapest luxury car insurance rates in Orlando
Ranking highest for the lowest-cost Orlando auto insurance rates in the luxury car segment are the Mercedes-Benz CLA250, Acura Integra, Lexus IS 300, BMW 330i, and Acura TLX. Auto insurance prices for these models average $2,584 or less per year.
Other luxury cars that are affordable to insure are the Genesis G70, Lexus ES 350, Lexus RC 300, and Cadillac CT4, with average cost of $2,626 per year or less.
Car insurance for this segment in Orlando for an average middle-age driver starts at an average of $185 per month, depending on the company and where you live.
The cheapest small luxury car to insure in Orlando is the Acura Integra at $2,220 per year. For midsize 2024 models, the Mercedes-Benz CLA250 is the cheapest model to insure at $2,570 per year. And for full-size luxury cars, the Audi A5 is most affordable to insure at $2,968 per year.
The table below ranks the cars with the most affordable insurance rates in Orlando, starting with the Acura Integra at $185 per month and ending with the Audi S3 at $234 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $2,220 | $185 |
| BMW 330i | Compact | $2,544 | $212 |
| Mercedes-Benz CLA250 | Midsize | $2,570 | $214 |
| Lexus IS 300 | Midsize | $2,574 | $215 |
| Acura TLX | Compact | $2,584 | $215 |
| Lexus ES 350 | Midsize | $2,606 | $217 |
| Cadillac CT4 | Compact | $2,608 | $217 |
| Genesis G70 | Compact | $2,614 | $218 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,620 | $218 |
| Lexus RC 300 | Midsize | $2,626 | $219 |
| Lexus IS 350 | Compact | $2,636 | $220 |
| Jaguar XF | Midsize | $2,642 | $220 |
| Cadillac CT5 | Midsize | $2,692 | $224 |
| Lexus ES 250 | Midsize | $2,702 | $225 |
| Lexus RC 350 | Compact | $2,710 | $226 |
| BMW 330e | Compact | $2,712 | $226 |
| BMW 228i | Compact | $2,718 | $227 |
| BMW 230i | Compact | $2,738 | $228 |
| Lexus ES 300h | Midsize | $2,744 | $229 |
| Audi S3 | Compact | $2,802 | $234 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Orlando, FL Zip Codes. Updated June 27, 2025
See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.
Looking for a different vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Orlando car insurance quotes from top auto insurance companies in Florida.
Cheapest luxury SUVs to insure in Orlando, FL
Ranking in the top five for the cheapest Orlando auto insurance rates in the luxury SUV segment are the Lexus NX 250, Cadillac XT4, Acura RDX, Cadillac XT5, and Jaguar E-Pace. Insurance rates for these vehicles average $2,356 or less per year, or around $196 per month.
Rounding out the top 10 are luxury SUVs like the Lexus NX 350h, Lincoln Corsair, Lexus UX 250h, and Lexus NX 450h, with average cost of $2,408 per year or less.
Ranked in the bottom half of the top 20 cheapest luxury SUVs to insure, models like the Infiniti QX60, Cadillac XT6, Lexus NX 350, Lexus RX 350, and Mercedes-Benz GLA250 average between $2,408 and $2,506 to insure per year.
Full-coverage insurance in Orlando for this segment starts at around $174 per month, depending on the company and your location.
If ranked by vehicle size, the cheapest compact luxury SUV to insure in Orlando is the Acura RDX at $2,088 per year, or $174 per month. For midsize luxury SUV models, the Jaguar E-Pace has the best rates at $2,334 per year, or $195 per month. And for full-size luxury SUVs, the Infiniti QX80 has the most affordable rates at $2,802 per year, or $234 per month.
The table below ranks the luxury SUVs with the cheapest insurance rates in Orlando.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $2,088 | $174 |
| Lexus NX 250 | Compact | $2,208 | $184 |
| Cadillac XT4 | Compact | $2,254 | $188 |
| Jaguar E-Pace | Midsize | $2,334 | $195 |
| Cadillac XT5 | Midsize | $2,356 | $196 |
| Lexus NX 350h | Compact | $2,356 | $196 |
| Lincoln Corsair | Compact | $2,384 | $199 |
| Mercedes-Benz GLB 250 | Compact | $2,390 | $199 |
| Lexus UX 250h | Compact | $2,394 | $200 |
| Lexus NX 450h | Compact | $2,408 | $201 |
| Infiniti QX50 | Midsize | $2,426 | $202 |
| Mercedes-Benz GLA250 | Compact | $2,434 | $203 |
| Cadillac XT6 | Midsize | $2,442 | $204 |
| Mercedes-Benz GLA35 AMG | Compact | $2,442 | $204 |
| Infiniti QX60 | Midsize | $2,454 | $205 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,460 | $205 |
| Land Rover Evoque | Compact | $2,494 | $208 |
| Acura MDX | Midsize | $2,496 | $208 |
| Lexus NX 350 | Compact | $2,506 | $209 |
| Lexus RX 350 | Midsize | $2,506 | $209 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Orlando, FL Zip Codes. Updated June 27, 2025
For more car insurance comparisons, see our guide for luxury SUV insurance.
Don’t see insurance cost for your luxury SUV? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Orlando car insurance quotes from top-rated companies in Florida.
Cheapest sports cars to insure
The Mazda MX-5 Miata takes the top ranking for the lowest-cost sports car to insure in Orlando, followed closely by the Toyota GR86, Ford Mustang, BMW Z4, and Subaru WRX. The 2024 model costs an average of $2,312 per year for full-coverage insurance.
Not the cheapest in the list, but still ranking well, are cars like the Toyota GR Supra, BMW M2, Nissan Z, and Subaru BRZ, with average rates of $2,986 per year or less.
On a monthly basis, full-coverage car insurance in Orlando on this segment for a safe driver starts at an average of $193 per month, depending on your location.
The next table ranks the sports cars with the most affordable insurance rates in Orlando, starting with the Mazda MX-5 Miata at $2,312 per year and ending with the Porsche Taycan at $4,230 per year.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,312 | $193 |
| Toyota GR86 | Sports Car | $2,630 | $219 |
| Ford Mustang | Sports Car | $2,742 | $229 |
| BMW Z4 | Sports Car | $2,760 | $230 |
| Subaru WRX | Sports Car | $2,800 | $233 |
| Toyota GR Supra | Sports Car | $2,806 | $234 |
| BMW M2 | Sports Car | $2,884 | $240 |
| Nissan Z | Sports Car | $2,894 | $241 |
| Lexus RC F | Sports Car | $2,950 | $246 |
| Subaru BRZ | Sports Car | $2,986 | $249 |
| BMW M3 | Sports Car | $3,154 | $263 |
| Porsche 718 | Sports Car | $3,214 | $268 |
| Chevrolet Camaro | Sports Car | $3,244 | $270 |
| Chevrolet Corvette | Sports Car | $3,460 | $288 |
| Porsche 911 | Sports Car | $3,578 | $298 |
| BMW M4 | Sports Car | $3,726 | $311 |
| Lexus LC 500 | Sports Car | $3,744 | $312 |
| Jaguar F-Type | Sports Car | $3,940 | $328 |
| Mercedes-Benz AMG GT53 | Sports Car | $4,134 | $345 |
| Porsche Taycan | Sports Car | $4,230 | $353 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Orlando, FL Zip Codes. Updated June 26, 2025
Is your vehicle not in the list? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Orlando.
Variability of auto insurance rates
To help you understand the extent to which car insurance cost can range for different applicants (and also underscore the importance of requesting multiple rate quotes), the charts below present detailed rates for five popular models in Orlando: the Ram Truck, Toyota Corolla, Honda CR-V, Kia Sorento, and Honda Accord.
Each vehicle example displays average rates for a range of driver profiles to illustrate the possible variation based on driver risk and policy deductibles.
Ram Truck insurance rates
In Orlando, Ram Truck insurance averages $2,888 per year (about $241 per month) and varies from $2,394 to $6,652 per year.
The Ram Truck is considered a full-size truck, and other models popular in Orlando include the GMC Sierra, Chevrolet Silverado, and Toyota Tundra.
Toyota Corolla insurance rates
In Orlando, Toyota Corolla insurance averages $2,432 per year, or about $203 per month, and varies from $2,018 to $5,574 per year.
The Toyota Corolla is part of the compact car segment, and other popular models in the same segment include the Chevrolet Cruze, Volkswagen Jetta, Hyundai Elantra, and Honda Civic.
Honda CR-V insurance rates
Insurance for a Honda CR-V in Orlando averages $2,128 per year (about $177 per month) and varies from $1,768 to $4,892 per year.
The Honda CR-V belongs to the compact SUV segment, and other popular models in the same segment include the Mazda CX-5, Ford Escape, and Chevrolet Equinox.
Kia Sorento insurance rates
In Orlando, Kia Sorento insurance averages $2,370 per year, or around $198 per month, and ranges from $1,970 to $5,444 for the driver characteristics shown in the next chart.
The Kia Sorento belongs to the midsize SUV segment, and additional similar models from the same segment include the Honda Pilot, Ford Explorer, Toyota Highlander, and Kia Telluride.
Honda Accord insurance rates
Auto insurance for a Honda Accord in Orlando averages $2,410 per year (about $201 per month) and has a range of $2,004 to $5,544 per year.
The Honda Accord is considered a midsize car, and other models popular in Orlando include the Hyundai Sonata, Chevrolet Malibu, Kia K5, and Toyota Camry.
Tips for finding cheap Orlando auto insurance quotes
Smart drivers should always be searching for ways to reduce the monthly expense for insurance So study the money-saving ideas in this next list to see if you can save some money on your next policy.
- Cautious drivers pay less for car insurance. Too many at-fault accidents will increase rates, possibly by an additional $3,562 per year for a 20-year-old driver and even $1,036 per year for a 40-year-old driver. So be a careful driver and save!
- Raise your credit for better rates. Insureds with excellent credit scores of 800+ could save a minimum of $393 per year compared to a lower credit score of 670-739. Conversely, a lesser credit rating could cost around $455 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Get cheaper rates by researching discounts. Savings may be available if the insureds are loyal customers, are good students, drive low annual mileage, are homeowners, take a defensive driving course, or many other discounts which could save the average Orlando driver as much as $424 per year.
- Your employer could lower your rates. Some car insurance companies offer discounts for being employed in professions like nurses, architects, members of the military, engineers, firefighters, doctors, and others. By earning this discount, you may save between $75 and $243 on your car insurance premium, depending on your policy.
- Buy vehicles with low cost insurance. Vehicle type is a big factor in the cost of auto insurance. As an example, a Subaru Forester costs $1,024 less per year to insure in Orlando than a Chevrolet Camaro. Less performance equals cheaper rates.